Civic Intelligence

Freedom Credit Union

990 • Fiscal year 2016 • EIN 04-1961180

Jan 01, 2016 to Dec 31, 2016 • Filed on Oct 02, 2017

Organization Profilewww.Freedom.coop

View Organization Page

1976 Main StreetSpringfield, MA 01103

(413) 739-6961

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

14th percentile

0.85x

Higher debt load relative to assets than 14% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Liabilities / Revenue

62nd percentile

19.61x

Higher debt load relative to revenue than 62% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Net Margin

43rd percentile

11%

Higher net margin than 43% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Top Officer Pay

25th percentile

$306,274

Higher top officer pay than 25% of similar nonprofits.

Top officer pay equals 1.4% of source-year revenue.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Asset Growth

1st percentile

-7.9%

Faster asset growth than 1% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Revenue Growth

11th percentile

0.6%

Faster revenue growth than 11% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets14th percentile

Assets

Down

$489,855,221

Down $41,948,785 (-7.9%) from 2015

Net Assets

Up

$71,259,512

Up $1,462,114 (+2.1%) from 2015

Liabilities

Down

$418,595,709

Down $43,410,899 (-9.4%) from 2015

Revenue And Expenses
Liabilities / Revenue62nd percentileNet Margin43rd percentile

Revenue

Up

$21,351,115

Up $134,015 (+0.6%) from 2015

Expenses

Down

$18,979,860

Down $930,092 (-4.7%) from 2015

Net Income

Up

$2,371,255

Up $1,064,107 (+81%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth1st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $447,152,608Liabilities 2010: $387,021,454Net Assets 2010: $60,131,1542010Assets 2011: $487,302,934Liabilities 2011: $422,645,868Net Assets 2011: $64,657,0662011Assets 2012: $517,136,522Liabilities 2012: $449,080,212Net Assets 2012: $68,056,3102012Assets 2013: $520,991,029Liabilities 2013: $453,873,609Net Assets 2013: $67,117,4202013Assets 2014: $515,296,313Liabilities 2014: $445,375,454Net Assets 2014: $69,920,8592014Assets 2015: $531,804,006Liabilities 2015: $462,006,608Net Assets 2015: $69,797,3982015Assets 2016: $489,855,221Liabilities 2016: $418,595,709Net Assets 2016: $71,259,5122016Assets 2017: $484,378,649Liabilities 2017: $408,744,631Net Assets 2017: $75,634,0182017Assets 2018: $477,578,497Liabilities 2018: $398,440,492Net Assets 2018: $79,138,0052018Assets 2019: $496,730,711Liabilities 2019: $410,851,904Net Assets 2019: $85,878,8072019Assets 2020: $593,605,651Liabilities 2020: $505,994,363Net Assets 2020: $87,611,2882020Assets 2021: $649,826,140Liabilities 2021: $559,612,487Net Assets 2021: $90,213,6532021Assets 2022: $699,366,789Liabilities 2022: $618,551,299Net Assets 2022: $80,815,4902022Assets 2023: $738,359,654Liabilities 2023: $651,869,684Net Assets 2023: $86,489,9702023Assets 2024: $733,888,562Liabilities 2024: $643,790,788Net Assets 2024: $90,097,7742024Assets 2025: $751,618,910Liabilities 2025: $652,759,631Net Assets 2025: $98,859,2792025

Highlighted filing

2016

Assets$489,855,221
Liabilities$418,595,709
Net Assets$71,259,512
Open 2016 Filing

Operations Trend

Revenue Growth11th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $17,821,4312010Expenses 2011: $17,528,8222011Expenses 2012: $18,424,4262012Revenue 2013: $20,449,040Expenses 2013: $19,089,753Net Income 2013: $1,359,2872013Revenue 2014: $20,925,571Expenses 2014: $19,386,350Net Income 2014: $1,539,2212014Revenue 2015: $21,217,100Expenses 2015: $19,909,952Net Income 2015: $1,307,1482015Revenue 2016: $21,351,115Expenses 2016: $18,979,860Net Income 2016: $2,371,2552016Revenue 2017: $21,706,429Expenses 2017: $17,807,873Net Income 2017: $3,898,5562017Revenue 2018: $23,161,113Expenses 2018: $19,037,422Net Income 2018: $4,123,6912018Revenue 2019: $24,911,225Expenses 2019: $22,038,112Net Income 2019: $2,873,1132019Revenue 2020: $23,759,359Expenses 2020: $23,151,492Net Income 2020: $607,8672020Revenue 2021: $26,093,008Expenses 2021: $21,788,261Net Income 2021: $4,304,7472021Revenue 2022: $26,913,534Expenses 2022: $23,288,605Net Income 2022: $3,624,9292022Revenue 2023: $34,489,002Expenses 2023: $30,493,956Net Income 2023: $3,995,0462023Revenue 2024: $37,579,493Expenses 2024: $35,043,719Net Income 2024: $2,535,7742024Revenue 2025: $40,594,063Expenses 2025: $34,808,962Net Income 2025: $5,785,1012025

Highlighted filing

2016

Revenue$21,351,115
Expenses$18,979,860
Net Income$2,371,255
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Oct 2, 2017
Return Version
2016v3.1
Gross Receipts
$49,361,659
Mission and Program Overview

Mission

Our dynamic, sincere and helpful team provides membership value to individuals and businesses while managing a stable, community-minded financial institution.

See Part III Line 1

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$297,882,737$310,166,071▲ $12,283,334
Investments Other Securities$194,581,659$139,651,358▼ $54,930,301
Rtn Earn Endowment Incm Other Fnds$69,797,398$71,259,512▲ $1,462,114
Land, Buildings, and Equipment, Net$6,930,747$6,704,556▼ $226,191
Receivables From Officers Etc$4,885,534$4,562,952▼ $322,582
Cash and Non-Interest-Bearing Accounts$2,670,741$2,408,022▼ $262,719
Savings and Temporary Cash Investments$1,511,963$1,121,218▼ $390,745
Accounts Receivable$1,175,183$1,081,361▼ $93,822
Prepaid Expenses and Deferred Charges$321,657$388,230▲ $66,573
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$531,804,006$489,855,221▼ $41,948,785
Other Assets Total$21,843,785$23,771,453▲ $1,927,668
Liabilities
Other Liabilities$454,491,870$403,824,237▼ $50,667,633
Mortgage Notes Payable Secured by Investment Property$3,945,000$10,689,000▲ $6,744,000
Accounts Payable and Accrued Expenses$3,569,738$4,082,472▲ $512,734
Grants Payable$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$462,006,608$418,595,709▼ $43,410,899
Net Assets / Fund Balance
Total Net Assets Fund Balance$69,797,398$71,259,512▲ $1,462,114
Total Liabilities and Net Assets / Fund Balance$531,804,006$489,855,221▼ $41,948,785

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$814,741$4,093,380$4,908,122
Buildings$2,611,165$1,688,622$4,299,787
Leasehold Improvements$2,486,333$1,479,249$3,965,582
Land$669,981-$669,981
Other Land Buildings$122,336-$122,336
Other Securities$150,000--
Compensation and Service Providers
Top Officer Pay25th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Glenn WelchPresidentFT$275,897$30,377$306,274
Louis ScungioCFOFT$159,055$57,422$216,477
Jeffrey SmithVP LendingFT$120,998$29,261$150,259
David ChaseVP Member Business LendingFT$126,597$21,878$148,475
Kara HermanVP retail adminFT$106,038$22,347$128,385
Cheryl PodgorskiVP OperationsFT$100,035$10,182$110,217
John ReignerDirector/securityPT$3,272-$3,272
William CareyDirectorPT$2,785-$2,785
Donald Emersonvice chairPT$2,611-$2,611
WILLIAM O'BRIENDirectorPT$2,537-$2,537
Lawrence BouleyChairmanPT$2,439-$2,439
Charles SimonichdirectorPT$1,774-$1,774
Richard GroverDirectorPT$1,633-$1,633
Brian HarringtonDirectorPT$1,038-$1,038
F Rory SantanielloDirectorPT$595-$595
Louis GuillettetreasurerPT$65-$65

Board Members and Trustees

NameTitle
Donald Senecaldirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$18,284,269
Investment Income
$3,042,964
Other Revenue
$23,882
Change in Net Assets
$2,371,255
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$9,671,264
Salaries, Compensation, and Employee Benefits$9,308,596
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$5,835,940
Interest---$2,401,121
Information Technology---$1,609,130
Other Employee Benefits---$1,375,281
Occupancy---$1,083,088
Current Officers, Directors, Trustees, and Key Employees---$924,517
Office Expenses---$778,073
Pension Plan Contributions---$615,719
Depreciation Depletion---$603,201
Advertising---$590,048
Payroll Taxes---$557,139
Fees for Services Other---$285,223
Travel---$253,141
All Other Expenses---$249,056
Fees for Services Accounting---$167,787
Insurance---$148,321
Fees for Services Legal---$50,063
Other Expenses---$30,413
Total Functional Expenses$0$0$0$18,979,860
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$4,885,534$4,562,952▼ $322,582
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Savings$162,329,676
Share Certificates$109,550,717
Money Market$54,481,619
Ira Accounts$48,532,339
Now Accounts$28,929,886
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

990, PART VI, Lines 11A & 11B - REVIEW OF THE FORM 990

“The Form 990 is reviewed by the accounting finance manager and chief financial officer. After their approval, the Form 990 is reviewed by the board of directors.”

990, PART VI, Line 12C - Conflict of Interest Policy

“The Credit Union educates all staff on the conflict of interest policy at the time of hire. Therefore, all staff are aware of the policy and the Credit Union relies on the integrity and honesty of its employees to adhere to it. If the policy is found to be broken, corrective action is then taken.”

990, PART VI, SECTION C, line 19 -

“AVAILABILITY GOVERNING DOCUMENTS, COI POLICY AND FINANCIAL STATEMENTS The Credit Union makes its governing documents, conflict of interest policy, Form 990 and audited financial statements available to the public upon request or through various websites that are open to the general public.”

990, PART VI, SECTION A, LINES 6, 7A, & 7B - Members

“The Credit Union is a members only organization. It has 23,709 voting members at the end of the tax year. Each year, at the annual meeting, the members elect the governing board & also vote on all agenda items presented to them that require a vote of the membership.”

Filing and Contact Details

Filer

Filer Name
Freedom Credit Union
EIN
04-1961180
In Care Of
% LOUIS J SCUNGIO
Phone
4137396961
Address
1976 Main Street, Springfield, MA 01103

Signing Officer

Name
Louis J Scungio
Title
VP/CFO
Phone
4137396961
Signed
2017-10-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Louis J Scungio
Formed
1922
Legal Domicile
Ma
Voting Board Members
11
Independent Board Members
11
Employees
160
Volunteers
11

Preparer

Firm
Wolf & Company Pc
Address
99 HIGH STREET 21ST FLOOR, BOSTON, MA 02110
Preparer
Michael J Rowe CPA
Phone
6174399700
Supplemental Narrative

Additional Explanations

990, PART IV, LINE 12A - Financial statement audit

“Freedom credit Union has a financial statement audit performed on a fiscal year ended September 30th each year.”

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23272
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
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IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director/security
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4director
IRS990/Form990PartVIISectionAGrp/TitleTxt5vice chair
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP retail admin
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt15PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP MEMBER BUSINESS LENDING
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IRS990/FormationYr01922
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IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
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IRS990/FundraisingGrossIncomeAmt00
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IRS990/GainOrLossGrp/SecuritiesAmt0194591
IRS990/GamingActivitiesInd0false
IRS990/GamingDirectExpensesAmt00
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IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
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IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
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IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt028205135
IRS990/GrossReceiptsAmt049361659
IRS990/GrossRentsGrp/RealAmt023882
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
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IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt06
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01609130
IRS990/InsuranceGrp/TotalAmt0148321
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt02401121
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt02685653
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02685653
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0194581659
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0139651358
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt010096
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt07261251
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06930747
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06704556
IRS990/LandBldgEquipCostOrOtherBssAmt013965807
IRS990/LegalDomicileStateCd0MA
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt028010544
IRS990/LoanOutstandingInd0true
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE A FRIENDLY ATMOSPHERE FOR ITS MEMBERS IN WHICH THEY CAN CONDUCT THEIR FINANCIAL BUSINESS AND TO OFFER FAIR RATES FOR SAVINGS, LOANS AND OTHER SERVICES AS THEY BECOME AVAILABLE.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt03945000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt010689000
IRS990/NetAssetsOrFundBalancesBOYAmt069797398
IRS990/NetAssetsOrFundBalancesEOYAmt071259512
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0357311
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0357311
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt023882
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt023882
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-909141
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt01083088
IRS990/OfficeExpensesGrp/TotalAmt0778073
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt021843785
IRS990/OtherAssetsTotalGrp/EOYAmt023771453
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01375281
IRS990/OtherExpensesGrp/Desc0ATM NETWORK CHARGES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3DUES & SUBSCRIPTIONS
IRS990/OtherExpensesGrp/TotalAmt0739907
IRS990/OtherExpensesGrp/TotalAmt1350000
IRS990/OtherExpensesGrp/TotalAmt2332692
IRS990/OtherExpensesGrp/TotalAmt330413
IRS990/OtherLiabilitiesGrp/BOYAmt0454491870
IRS990/OtherLiabilitiesGrp/EOYAmt0403824237
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt05835940
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0297882737
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0310166071
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0557139
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0615719
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0321657
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0388230
IRS990/PrincipalOfficerNm0Louis J Scungio
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0MEMBER LOAN INCOME
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER SERVICE FEES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt013492895
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13222006
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21569368
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt013492895
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13222006
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21569368
IRS990/ProhibitedTaxShelterTransInd0false
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IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt04268193
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IRS990/PYOtherExpensesAmt011102374
IRS990/PYOtherRevenueAmt016751
IRS990/PYProgramServiceRevenueAmt016932156
IRS990/PYRevenuesLessExpensesAmt01307148
IRS990/PYSalariesCompEmpBnftPaidAmt08807578
IRS990/PYTotalExpensesAmt019909952
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt021217100
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IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
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IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt04562952
IRS990/ReconcilationRevenueExpnssAmt02371255
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt023882
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt069797398
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt071259512
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01511963
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01121218
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02611165
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01688622
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04299787
IRS990ScheduleD/EquipmentGrp/BookValueAmt0814741
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04093380
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04908122
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0669981
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0669981
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt02486333
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01479249
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt03965582
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0122336
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0122336

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$489,855,221
Liabilities
$418,595,709
Net assets
$71,259,512
Revenue
$21,351,115
Expenses
$18,979,860
Net income
$2,371,255
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$752$653$98.9$40.6$34.8$5.79
2024Detailed filing. Detailed filing data is available for this year.$734$644$90.1$37.6$35.0$2.54
2023Detailed filing. Detailed filing data is available for this year.$738$652$86.5$34.5$30.5$4.00
2022Detailed filing. Detailed filing data is available for this year.$699$619$80.8$26.9$23.3$3.62
2021Detailed filing. Detailed filing data is available for this year.$650$560$90.2$26.1$21.8$4.30
2020Detailed filing. Detailed filing data is available for this year.$594$506$87.6$23.8$23.2$0.61
2019Detailed filing. Detailed filing data is available for this year.$497$411$85.9$24.9$22.0$2.87
2018Detailed filing. Detailed filing data is available for this year.$478$398$79.1$23.2$19.0$4.12
2017Detailed filing. Detailed filing data is available for this year.$484$409$75.6$21.7$17.8$3.90
2016Detailed filing. Detailed filing data is available for this year.$490$419$71.3$21.4$19.0$2.37
2015Detailed filing. Detailed filing data is available for this year.$532$462$69.8$21.2$19.9$1.31
2014Detailed filing. Detailed filing data is available for this year.$515$445$69.9$20.9$19.4$1.54
2013Detailed filing. Detailed filing data is available for this year.$521$454$67.1$20.4$19.1$1.36
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$517$449$68.1$18.4
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$487$423$64.7$17.5
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$447$387$60.1$17.8