Civic Intelligence

Greater Springfield Credit Union

990 • Fiscal year 2014 • EIN 04-1859290

Jan 01, 2014 to Dec 31, 2014 • Filed on Aug 03, 2015

Organization ProfileWWW.GRSCU.ORG

View Organization Page

1030 Wilbraham RoadSpringfield, MA 01109

(413) 782-3161

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

35th percentile

0.88x

Higher debt load relative to assets than 35% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

91st percentile

25.81x

Higher debt load relative to revenue than 91% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

98th percentile

35%

Higher net margin than 98% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

5th percentile

$106,788

Higher top officer pay than 5% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Asset Growth

25th percentile

1.3%

Faster asset growth than 25% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

50th percentile

2.1%

Faster revenue growth than 50% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets35th percentile

Assets

Up

$141,231,475

Up $1,786,148 (+1.3%) from 2013

Net Assets

Up

$16,767,705

Up $2,237,350 (+15%) from 2013

Liabilities

Down

$124,463,770

Down $451,202 (-0.4%) from 2013

Revenue And Expenses
Liabilities / Revenue91st percentileNet Margin98th percentile

Revenue

Up

$4,822,625

Up $97,397 (+2.1%) from 2013

Expenses

Down

$3,129,892

Down $162,116 (-4.9%) from 2013

Net Income

Up

$1,692,733

Up $259,513 (+18%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth25th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $128,996,250Liabilities 2010: $117,454,035Net Assets 2010: $11,542,2152010Assets 2011: $129,927,634Liabilities 2011: $117,104,707Net Assets 2011: $12,822,9272011Assets 2012: $133,692,965Liabilities 2012: $119,867,245Net Assets 2012: $13,825,7202012Assets 2013: $139,445,327Liabilities 2013: $124,914,972Net Assets 2013: $14,530,3552013Assets 2014: $141,231,475Liabilities 2014: $124,463,770Net Assets 2014: $16,767,7052014Assets 2015: $145,585,334Liabilities 2015: $127,181,207Net Assets 2015: $18,404,1272015Assets 2016: $159,401,475Liabilities 2016: $139,303,613Net Assets 2016: $20,097,8622016Assets 2017: $165,517,312Liabilities 2017: $142,917,423Net Assets 2017: $22,599,8892017Assets 2018: $163,833,095Liabilities 2018: $139,010,424Net Assets 2018: $24,822,6712018Assets 2019: $180,047,432Liabilities 2019: $151,419,886Net Assets 2019: $28,627,5462019Assets 2020: $221,372,665Liabilities 2020: $189,649,256Net Assets 2020: $31,723,4092020Assets 2021: $256,133,035Liabilities 2021: $223,641,731Net Assets 2021: $32,491,3042021Assets 2022: $247,239,099Liabilities 2022: $218,282,206Net Assets 2022: $28,956,8932022Assets 2023: $232,247,256Liabilities 2023: $199,548,943Net Assets 2023: $32,698,3132023Assets 2024: $233,310,109Liabilities 2024: $197,942,639Net Assets 2024: $35,367,4702024

Highlighted filing

2014

Assets$141,231,475
Liabilities$124,463,770
Net Assets$16,767,705
Open 2014 Filing

Operations Trend

Revenue Growth50th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $4,544,4612010Expenses 2011: $4,040,5872011Expenses 2012: $3,683,0572012Revenue 2013: $4,725,228Expenses 2013: $3,292,008Net Income 2013: $1,433,2202013Revenue 2014: $4,822,625Expenses 2014: $3,129,892Net Income 2014: $1,692,7332014Revenue 2015: $4,988,692Expenses 2015: $3,190,804Net Income 2015: $1,797,8882015Revenue 2016: $5,354,135Expenses 2016: $3,139,702Net Income 2016: $2,214,4332016Revenue 2017: $5,719,470Expenses 2017: $3,246,335Net Income 2017: $2,473,1352017Revenue 2018: $6,070,353Expenses 2018: $3,267,137Net Income 2018: $2,803,2162018Revenue 2019: $6,540,991Expenses 2019: $3,890,948Net Income 2019: $2,650,0432019Revenue 2020: $6,721,495Expenses 2020: $4,365,447Net Income 2020: $2,356,0482020Revenue 2021: $6,141,527Expenses 2021: $4,285,356Net Income 2021: $1,856,1712021Revenue 2022: $6,756,923Expenses 2022: $4,436,311Net Income 2022: $2,320,6122022Revenue 2023: $8,065,826Expenses 2023: $5,553,694Net Income 2023: $2,512,1322023Revenue 2024: $9,614,722Expenses 2024: $7,155,310Net Income 2024: $2,459,4122024

Highlighted filing

2014

Revenue$4,822,625
Expenses$3,129,892
Net Income$1,692,733
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Aug 3, 2015
Return Version
2014v5.0
Gross Receipts
$7,520,782
Mission and Program Overview

Mission

Credit union - thrift services

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$60,582,664$65,545,307▲ $4,962,643
Savings and Temporary Cash Investments$59,788,858$54,890,172▼ $4,898,686
Rtn Earn Endowment Incm Other Fnds$14,530,355$16,767,705▲ $2,237,350
Investments in Publicly Traded Securities$14,090,960$15,546,607▲ $1,455,647
Land, Buildings, and Equipment, Net$1,618,838$1,549,507▼ $69,331
Receivables From Officers Etc$994,824$1,187,618▲ $192,794
Cash and Non-Interest-Bearing Accounts$728,881$731,814▲ $2,933
Investments Other Securities$154,300$200,900▲ $46,600
Prepaid Expenses and Deferred Charges$83,023$57,329▼ $25,694
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$139,445,327$141,231,475▲ $1,786,148
Other Assets Total$1,402,979$1,522,221▲ $119,242
Liabilities
Other Liabilities$123,709,063$123,432,627▼ $276,436
Accounts Payable and Accrued Expenses$792,142$619,339▼ $172,803
Escrow Account Liability$413,767$411,804▼ $1,963
Total Liabilities$124,914,972$124,463,770▼ $451,202
Net Assets / Fund Balance
Total Net Assets Fund Balance$14,530,355$16,767,705▲ $2,237,350
Total Liabilities and Net Assets / Fund Balance$139,445,327$141,231,475▲ $1,786,148

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,119,653$504,125-
Other Land Buildings$41,572$351,237-
Land$50,600--
Equipment$50,104$137,000-
Leasehold Improvements$287,578$198,233-
Compensation and Service Providers
Top Officer Pay5th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Julia LavoieDirector/CEOFT$90,896$15,892$106,788
Jennifer St PeterCEOFT$90,067$9,717$99,784
Carolyn CoutureCOOFT$66,830$18,768$85,598
Marjorie LoringCEOFT$65,358-$65,358

Board Members and Trustees

NameTitle
Kenneth GustafsonChairman
Thomas GardinerVice President
David CleavallDirector
John TurgeonDirector
Melinda PhelpsDirector
Richard TromblyDirector
Thomas SullivanDirector
Gary RookeSecretary
Cornelius SullivanTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Share OneCore Data Processor2650 THOUSAND OAKS BLVD SUITE 1120, Memphis, TN 38101$128,869
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,660,608
Investment Income
$991,662
Other Revenue
$1,170,355
Change in Net Assets
$1,692,733
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,940,875
Salaries, Compensation, and Employee Benefits$1,186,017
Grants and Similar Amounts Paid$3,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$922,715--$922,715
Other Salaries and Wages-$630,328-$630,328
Current Officers, Directors, Trustees, and Key Employees-$357,528-$357,528
Information Technology-$159,418-$159,418
Occupancy-$97,415-$97,415
Depreciation Depletion-$85,292-$85,292
Pension Plan Contributions-$72,376-$72,376
Payroll Taxes-$67,795-$67,795
Office Expenses-$60,247-$60,247
Other Expenses-$59,491-$59,491
Other Employee Benefits-$57,990-$57,990
Fees for Services Accounting-$32,514-$32,514
Insurance-$31,620-$31,620
Advertising-$15,478-$15,478
Travel-$11,252-$11,252
Conferences and Meetings-$7,500-$7,500
Grants to Domestic Individuals$3,000--$3,000
All Other Expenses-$2,819-$2,819
Total Functional Expenses$925,715$2,204,177$0$3,129,892
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$994,824$1,187,618▲ $192,794
Receivables from Disqualified Persons-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposit Accounts$123,409,827
Other Liabilitites$22,798
Rounding$2
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The ceo and cfo review prior to being filed. A copy is given to the audit committee and board of directors subsequent to filing. The 2013 form 990 and 990t was reviewed by the board as noted in the august 20, 2014 minutes.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Employees must read and sign annually.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“Compensation is based on industry data, competition, etc, and approval by the board of directors.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Compensation is based on industry data, competition, etc, and approval by the board of directors.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Information is posted in credit union's lobby and available upon request.”

Filing and Contact Details

Filer

Filer Name
Greater Springfield Credit Union
EIN
04-1859290
Phone
4137823161
Address
1030 WILBRAHAM ROAD, SPRINGFIELD, MA 01109

Signing Officer

Name
Jennifer St Peter
Title
CEO
Signed
2015-08-03
Discuss with paid preparer
Yes

Organization Details

Voting Board Members
10
Independent Board Members
9
Employees
22
Volunteers
11

Preparer

Firm
Robert Anderson & Company Pc
Address
138 DODGE ST, BEVERLY, MA 01915-1866
Preparer
Robert Anderson
Phone
9782329300
Supplemental Narrative

Additional Explanations

Other Changes In Net Assets Or Fund Balances - Other Increases

“Change in fas115- unrealized gain/loss = $544617”

Raw XML AppendixShowing 400 of 635 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10COO
IRS990/Form990PartVIISectionAGrp/TitleTxt11CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12CEO
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/SecuritiesAmt011499
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt03000
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt03000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt02676636
IRS990/GrossReceiptsAmt07520782
IRS990/GrossRentsGrp/RealAmt042000
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt0159418
IRS990/InformationTechnologyGrp/TotalAmt0159418
IRS990/InsuranceGrp/ManagementAndGeneralAmt031620
IRS990/InsuranceGrp/TotalAmt031620
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/ProgramServicesAmt0922715
IRS990/InterestGrp/TotalAmt0922715
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0980163
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0980163
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0154300
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0200900
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt014090960
IRS990/InvestmentsPubTradedSecGrp/EOYAmt015546607
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt04104
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01190595
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01618838
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01549507
IRS990/LandBldgEquipCostOrOtherBssAmt02740102
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt02665137
IRS990/LessRentalExpensesGrp/RealAmt033020
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0true
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0false
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt03306
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt03306
IRS990/MissionDesc0CREDIT UNION - THRIFT SERVICES
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt014530355
IRS990/NetAssetsOrFundBalancesEOYAmt016767705
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt011499
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt011499
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt08980
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt08980
IRS990/NetUnrelatedBusTxblIncmAmt0-6464
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt097415
IRS990/OccupancyGrp/TotalAmt097415
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt060247
IRS990/OfficeExpensesGrp/TotalAmt060247
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt01402979
IRS990/OtherAssetsTotalGrp/EOYAmt01522221
IRS990/OtherChangesInNetAssetsAmt0544617
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt057990
IRS990/OtherEmployeeBenefitsGrp/TotalAmt057990
IRS990/OtherExpensesGrp/Desc0ATM
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc2Postage and Shipping
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0235590
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1144000
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt275524
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt359491
IRS990/OtherExpensesGrp/TotalAmt0235590
IRS990/OtherExpensesGrp/TotalAmt1144000
IRS990/OtherExpensesGrp/TotalAmt275524
IRS990/OtherExpensesGrp/TotalAmt359491
IRS990/OtherLiabilitiesGrp/BOYAmt0123709063
IRS990/OtherLiabilitiesGrp/EOYAmt0123432627
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/BusinessCd2900099
IRS990/OtherRevenueMiscGrp/Desc0FEE AND SERVICE CHARGES
IRS990/OtherRevenueMiscGrp/Desc1NON MEMBER ATM FEES
IRS990/OtherRevenueMiscGrp/Desc2OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0727104
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1245443
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2169202
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0727104
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1261763
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2169202
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt016320
IRS990/OtherRevenueTotalAmt01161375
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0630328
IRS990/OtherSalariesAndWagesGrp/TotalAmt0630328
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt060582664
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt065545307
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt067795
IRS990/PayrollTaxesGrp/TotalAmt067795
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt072376
IRS990/PensionPlanContributionsGrp/TotalAmt072376
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt083023
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt057329
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02660608
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02660608
IRS990/ProgSrvcAccomActy2Grp/Desc0MAKING LOANS TO MEMBERS AT INTEREST. NUMBER OF ACCOUNTS 2,771.
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt02660608
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt03000
IRS990/PYInvestmentIncomeAmt0932347
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt02121439
IRS990/PYOtherRevenueAmt01193119
IRS990/PYProgramServiceRevenueAmt02599762
IRS990/PYRevenuesLessExpensesAmt01433220
IRS990/PYSalariesCompEmpBnftPaidAmt01167569
IRS990/PYTotalExpensesAmt03292008
IRS990/PYTotalRevenueAmt04725228
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0994824
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt01187618
IRS990/ReconcilationRevenueExpnssAmt01692733
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt08980
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt014530355
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt016767705
IRS990/SavingsAndTempCashInvstGrp/BOYAmt059788858
IRS990/SavingsAndTempCashInvstGrp/EOYAmt054890172
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01119653
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0504125
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt01623778
IRS990ScheduleD/EquipmentGrp/BookValueAmt050104
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0137000
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0187104
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/LandGrp/BookValueAmt050600
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt050600
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0287578
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0198233
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0485811
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt041572
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0351237
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt0392809
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0123409827
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt122798
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt22
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER LIABILITITES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Rounding
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01549507
IRS990ScheduleD/TotalLiabilityAmt0123432627

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$141,231,475
Liabilities
$124,463,770
Net assets
$16,767,705
Revenue
$4,822,625
Expenses
$3,129,892
Net income
$1,692,733
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$233$198$35.4$9.61$7.16$2.46
2023Detailed filing. Detailed filing data is available for this year.$232$200$32.7$8.07$5.55$2.51
2022Detailed filing. Detailed filing data is available for this year.$247$218$29.0$6.76$4.44$2.32
2021Detailed filing. Detailed filing data is available for this year.$256$224$32.5$6.14$4.29$1.86
2020Detailed filing. Detailed filing data is available for this year.$221$190$31.7$6.72$4.37$2.36
2019Detailed filing. Detailed filing data is available for this year.$180$151$28.6$6.54$3.89$2.65
2018Detailed filing. Detailed filing data is available for this year.$164$139$24.8$6.07$3.27$2.80
2017Detailed filing. Detailed filing data is available for this year.$166$143$22.6$5.72$3.25$2.47
2016Detailed filing. Detailed filing data is available for this year.$159$139$20.1$5.35$3.14$2.21
2015Detailed filing. Detailed filing data is available for this year.$146$127$18.4$4.99$3.19$1.80
2014Detailed filing. Detailed filing data is available for this year.$141$124$16.8$4.82$3.13$1.69
2013Detailed filing. Detailed filing data is available for this year.$139$125$14.5$4.73$3.29$1.43
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$134$120$13.8$3.68
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$117$12.8$4.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$129$117$11.5$4.54