Civic Intelligence

St Jeans Credit Union

990 • Fiscal year 2016 • EIN 04-1801520

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 13, 2017

Organization ProfileWWW.STJEANSCU.COM

View Organization Page

250 Maple StreetLynn, MA 01904

(781) 592-5420

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.90x

Higher debt load relative to assets than 55% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

78th percentile

21.45x

Higher debt load relative to revenue than 78% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

34th percentile

7.1%

Higher net margin than 34% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

81st percentile

$285,196

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 3.2% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

16th percentile

0.6%

Faster asset growth than 16% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

92nd percentile

17%

Faster revenue growth than 92% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$212,162,480

Up $1,179,005 (+0.6%) from 2015

Net Assets

Up

$21,740,129

Up $363,790 (+1.7%) from 2015

Liabilities

Up

$190,422,351

Up $815,215 (+0.4%) from 2015

Revenue And Expenses
Liabilities / Revenue78th percentileNet Margin34th percentile

Revenue

Up

$8,878,169

Up $1,282,025 (+17%) from 2015

Expenses

Up

$8,245,259

Up $1,142,787 (+16%) from 2015

Net Income

Up

$632,910

Up $139,238 (+28%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth16th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $133,701,426Liabilities 2010: $120,156,524Net Assets 2010: $13,544,9022010Assets 2011: $140,798,720Liabilities 2011: $127,079,352Net Assets 2011: $13,719,3682011Assets 2012: $140,598,823Liabilities 2012: $126,307,639Net Assets 2012: $14,291,1842012Assets 2013: $148,483,476Liabilities 2013: $134,129,951Net Assets 2013: $14,353,5252013Assets 2014: $158,960,262Liabilities 2014: $144,452,226Net Assets 2014: $14,508,0362014Assets 2015: $210,983,475Liabilities 2015: $189,607,136Net Assets 2015: $21,376,3392015Assets 2016: $212,162,480Liabilities 2016: $190,422,351Net Assets 2016: $21,740,1292016Assets 2017: $225,241,676Liabilities 2017: $203,171,430Net Assets 2017: $22,070,2462017Assets 2018: $248,810,388Liabilities 2018: $225,510,123Net Assets 2018: $23,300,2652018Assets 2019: $269,987,626Liabilities 2019: $244,543,751Net Assets 2019: $25,443,8752019Assets 2020: $300,448,236Liabilities 2020: $274,038,929Net Assets 2020: $26,409,3072020Assets 2021: $315,403,428Liabilities 2021: $288,280,474Net Assets 2021: $27,122,9542021Assets 2022: $334,286,442Liabilities 2022: $307,493,057Net Assets 2022: $26,793,3852022Assets 2023: $367,484,676Liabilities 2023: $337,592,441Net Assets 2023: $29,892,2352023Assets 2024: $378,327,787Liabilities 2024: $347,252,944Net Assets 2024: $31,074,8432024

Highlighted filing

2016

Assets$212,162,480
Liabilities$190,422,351
Net Assets$21,740,129
Open 2016 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $6,907,8042010Revenue 2011: $7,059,597Expenses 2011: $6,658,436Net Income 2011: $401,1612011Expenses 2012: $6,371,7532012Revenue 2013: $6,606,353Expenses 2013: $6,306,906Net Income 2013: $299,4472013Revenue 2014: $6,779,986Expenses 2014: $6,356,585Net Income 2014: $423,4012014Revenue 2015: $7,596,144Expenses 2015: $7,102,472Net Income 2015: $493,6722015Revenue 2016: $8,878,169Expenses 2016: $8,245,259Net Income 2016: $632,9102016Revenue 2017: $9,514,332Expenses 2017: $8,432,802Net Income 2017: $1,081,5302017Revenue 2018: $10,712,957Expenses 2018: $9,482,386Net Income 2018: $1,230,5712018Revenue 2019: $13,270,557Expenses 2019: $11,105,079Net Income 2019: $2,165,4782019Revenue 2020: $12,139,021Expenses 2020: $11,268,248Net Income 2020: $870,7732020Revenue 2021: $11,808,191Expenses 2021: $10,403,697Net Income 2021: $1,404,4942021Revenue 2022: $12,416,891Expenses 2022: $10,382,805Net Income 2022: $2,034,0862022Revenue 2023: $17,647,270Expenses 2023: $15,245,944Net Income 2023: $2,401,3262023Revenue 2024: $19,422,313Expenses 2024: $17,730,468Net Income 2024: $1,691,8452024

Highlighted filing

2016

Revenue$8,878,169
Expenses$8,245,259
Net Income$632,910
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 13, 2017
Return Version
2016v3.0
Gross Receipts
$9,279,227
Mission and Program Overview

Mission

CREDIT UNION

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$144,835,796$164,234,430▲ $19,398,634
Savings and Temporary Cash Investments$39,832,323$30,308,641▼ $9,523,682
Rtn Earn Endowment Incm Other Fnds$21,376,339$21,740,129▲ $363,790
Land, Buildings, and Equipment, Net$5,500,384$4,996,938▼ $503,446
Investments in Publicly Traded Securities$10,383,707$3,587,570▼ $6,796,137
Receivables From Officers Etc$2,709,452$2,255,069▼ $454,383
Cash and Non-Interest-Bearing Accounts$1,772,954$1,822,632▲ $49,678
Investments Other Securities$621,900$432,100▼ $189,800
Prepaid Expenses and Deferred Charges$245,449$158,956▼ $86,493
Total Assets$210,983,475$212,162,480▲ $1,179,005
Other Assets Total$5,081,510$4,366,144▼ $715,366
Liabilities
Other Liabilities$184,602,422$187,376,397▲ $2,773,975
Unsecured Notes Loans Payable$4,250,000$2,250,000▼ $2,000,000
Escrow Account Liability$488,182$605,024▲ $116,842
Accounts Payable and Accrued Expenses$266,532$190,930▼ $75,602
Total Liabilities$189,607,136$190,422,351▲ $815,215
Net Assets / Fund Balance
Total Net Assets Fund Balance$21,376,339$21,740,129▲ $363,790
Total Liabilities and Net Assets / Fund Balance$210,983,475$212,162,480▲ $1,179,005

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$847,208$2,017,233$2,864,441
Buildings$1,688,693$737,546$2,426,239
Land$1,763,891-$1,763,891
Leasehold Improvements$586,130$282,107$868,237
Other Land Buildings$111,016$141,928$252,944
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
C David SurfacePresident &FT$252,931$32,265$285,196
C David SurfacePresident & CEO-$202,154$83,042$285,196
Kathleen DonahueExecutive VPFT$118,912$21,454$140,366
Scott RamseyVP of Re LenFT$89,912$24,629$114,541
Nicole MarkeeComptrollerFT$92,133$18,535$110,668
Kathryn MacdonaldVP of CompliFT$94,010$13,410$107,420
James MetcalfVP ConsumerFT$93,247$5,096$98,343
Karen InterbartoloVP ConsumerFT$39,135$15,866$55,001

Board Members and Trustees

NameTitle
Stephen SalvoChairman
Ira NovoselskyVice Chairma
Lawrence RauschDirector
Marie CastineyraDirector
Paul AmiraultDirector
Phillip J DoyleDirector
Richard DragoneDirector
Timothy SheaDirector
Steven Walsh2nd Vice CHA
Richard BonnevieAsst. Treasu
Linda LeblancTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
SynergentCore Data ProviPO BOX 1236, Portland, ME 04104$361,479
Digital Insight CorpHome BankingPO BOX 740641, Los Angeles, CA 90074-0641$353,857
Blue Cross Blue ShieldHealth BenefitsPO BOX 371318, Pittsburgh, PA 15250-7318$298,704
Puleo Realth TrustOffice RentHIGHLAND AVE, Salem, MA 01970$194,580
Sbk AssociatesOffuce RentPO BOX 537, Manchester, CT 06045-0537$110,518
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,187,562
Investment Income
$367,687
Other Revenue
$2,322,920
Change in Net Assets
$632,910

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,878,169
Total Revenue per Audited Statements
$8,878,169
Total Revenue per Form 990
$8,878,169
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,540,475
Salaries, Compensation, and Employee Benefits$3,704,784
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,885,206
Interest---$858,837
Other Employee Benefits---$819,578
Occupancy---$641,679
Depreciation Depletion---$316,717
All Other Expenses---$303,000
Office Expenses---$231,221
Other Expenses---$204,001
Fees for Services Other---$121,499
Advertising---$82,127
Conferences and Meetings---$58,770
Insurance---$51,767
Travel---$16,958
Total Functional Expenses$0$0$0$8,245,259

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$8,245,259
Total Expenses per Audited Statements$8,245,259
Total Expenses per Form 990$8,245,259
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$2,709,452$2,255,069▼ $454,383
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$186,088,549
Other Liabilities$1,287,848
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Persons who meet the requirements of the organizatoin's field of membership who hold at least one share of the capital.”

Form 990, Page 6, Part VI, Line 7A

“Each member has a vote at the election of the board of directors”

Form 990, Page 6, Part VI, Line 7B

“Any changes to the incorporating documents, i.e bylaws are approved by membership”

Form 990, Page 6, Part VI, Line 11B

“Once received, the 990 will be reviewed by the ceo, cfo and directors. Due to filing deadlines, the 990 may be reviewed by the board of directors subsequent to filing. The review is documented in the minutes.”

Form 990, Page 6, Part VI, Line 12C

“Policy is reviewed annually with the board and employees. Written acknowledgements are signed on an annual basis.”

Form 990, Page 6, Part VI, Line 15A

“Ceo's compensation is determined by the board of directors, executive comittee. Wage and salary plan introduced in 2013. Job descriptions were updaated. A salary survey was conducted by an independent company. All positions were evaluated. Positions within the credit union have been assigned a rank. Salary ranges were established for each rank. Compensation is based on current and related experience.”

Form 990, Page 6, Part VI, Line 15B

“Ceo's compensation is determined by the board of directors. Senior management is determined by increase set forth for staff and approved by the board of directors. Salary surveys, industry trends and earnings are all taken into consideration.”

Form 990, Page 6, Part VI, Line 19

“Information is posted in the lobby at branch locations and is available upon request. The information is updated on a monthly basis after the board meets.”

Filing and Contact Details

Filer

Filer Name
St Jeans Credit Union
EIN
04-1801520
Phone
7815925420
Address
250 MAPLE STREET, LYNN, MA 01904

Signing Officer

Name
C David Surface
Title
President & CEO
Phone
7815925420
Signed
2017-11-13

Organization Details

Principal Officer
C David Surface
Formed
1910
Legal Domicile
Ma
Voting Board Members
12
Independent Board Members
11
Employees
63
Volunteers
11

Preparer

Firm
Garvey Steele & Company Llp
Address
PO BOX 397, MYSTIC, CT 06355-0397
Preparer
Richard B Steele CPA
Phone
8605369831
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“Expenses realted to non-member atm fees - schedule 990 t.”

Form 990, Part XI, Line 9

“Repayments of donated equity -276,463”

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“Mortgage escrow accounts are held for the payment of real estate taxes for municipalities”

Raw XML AppendixShowing 400 of 523 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm11TIMOTHY SHEA
IRS990/Form990PartVIISectionAGrp/PersonNm12KATHLEEN DONAHUE
IRS990/Form990PartVIISectionAGrp/PersonNm13KATHRYN MACDONALD
IRS990/Form990PartVIISectionAGrp/PersonNm14JAMES METCALF
IRS990/Form990PartVIISectionAGrp/PersonNm15NICOLE MARKEE
IRS990/Form990PartVIISectionAGrp/PersonNm16SCOTT RAMSEY
IRS990/Form990PartVIISectionAGrp/PersonNm17KAREN INTERBARTOLO
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT &
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMA
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6ASST. TREASU
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt92ND VICE CHA
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12EXECUTIVE VP
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP OF COMPLI
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP CONSUMER
IRS990/Form990PartVIISectionAGrp/TitleTxt15COMPTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP OF RE LEN
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP CONSUMER
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IRS990/GrossReceiptsAmt09279227
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IRS990/IncludeFIN48FootnoteInd0false
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IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt051767
IRS990/InterestGrp/TotalAmt0858837
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0498137
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0498137
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IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0432100
IRS990/InvestmentsPubTradedSecGrp/BOYAmt010383707
IRS990/InvestmentsPubTradedSecGrp/EOYAmt03587570
IRS990/IRPDocumentCnt05319
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt03178814
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IRS990/LandBldgEquipBasisNetGrp/EOYAmt04996938
IRS990/LandBldgEquipCostOrOtherBssAmt08175752
IRS990/LegalDomicileStateCd0MA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0401058
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt0-9314
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt041296
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt050610
IRS990/MissionDesc0CREDIT UNION
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IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt021376339
IRS990/NetAssetsOrFundBalancesEOYAmt021740129
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-130450
IRS990/NetUnrelatedBusTxblIncmAmt0-154415
IRS990/NetUnrlzdGainsLossesInvstAmt07343
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0641679
IRS990/OfficeExpensesGrp/TotalAmt0231221
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05081510
IRS990/OtherAssetsTotalGrp/EOYAmt04366144
IRS990/OtherChangesInNetAssetsAmt0-276463
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0819578
IRS990/OtherExpensesGrp/Desc0OTHER EXPENSES
IRS990/OtherExpensesGrp/Desc1EDP CHARGES
IRS990/OtherExpensesGrp/Desc2SERVICE FEES
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/TotalAmt0702283
IRS990/OtherExpensesGrp/TotalAmt1682952
IRS990/OtherExpensesGrp/TotalAmt2268664
IRS990/OtherExpensesGrp/TotalAmt3204001
IRS990/OtherLiabilitiesGrp/BOYAmt0184602422
IRS990/OtherLiabilitiesGrp/EOYAmt0187376397
IRS990/OtherRevenueMiscGrp/Desc0SERVICE CHARGES
IRS990/OtherRevenueMiscGrp/Desc1GAIN FROM SALE OF LOANS
IRS990/OtherRevenueMiscGrp/Desc2OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt01856280
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1228694
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2196650
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01856280
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1228694
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2196650
IRS990/OtherRevenueTotalAmt02322920
IRS990/OtherSalariesAndWagesGrp/TotalAmt02885206
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0144835796
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0164234430
IRS990/PartialLiquidationInd0false
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0245449
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0158956
IRS990/PrincipalOfficerNm0C DAVID SURFACE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST - R/E LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INTEREST - CONSUMER LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04619984
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11567578
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04619984
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11567578
IRS990/ProgSrvcAccomActyOtherGrp/Desc0EXPENSES REALTED TO NON-MEMBER ATM FEES - SCHEDULE 990 T.
IRS990/ProhibitedTaxShelterTransInd0false
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IRS990/PYOtherExpensesAmt03939972
IRS990/PYOtherRevenueAmt01885483
IRS990/PYProgramServiceRevenueAmt05159640
IRS990/PYRevenuesLessExpensesAmt0493672
IRS990/PYSalariesCompEmpBnftPaidAmt03162500
IRS990/PYTotalExpensesAmt07102472
IRS990/PYTotalRevenueAmt07596144
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IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt02255069
IRS990/ReconcilationRevenueExpnssAmt0632910
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IRS990/ReportLandBuildingEquipmentInd0true
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IRS990/ReportProgramRelatedInvstInd0false
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt0737546
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02426239
IRS990ScheduleD/EquipmentGrp/BookValueAmt0847208
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02017233
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02864441
IRS990ScheduleD/ExpensesSubtotalAmt08245259
IRS990ScheduleD/ExplanationProvidedInd0X
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IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01763891
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0586130
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0282107
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0868237
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0111016
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0141928
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0252944
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0186088549
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11287848
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES AND DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER LIABILITIES
IRS990ScheduleD/RevenueSubtotalAmt08878169
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MORTGAGE ESCROW ACCOUNTS ARE HELD FOR THE PAYMENT OF REAL ESTATE TAXES FOR MUNICIPALITIES
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
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IRS990ScheduleD/TotalExpensesPerForm990Amt08245259
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IRS990ScheduleD/TotalRevenuePerForm990Amt08878169
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IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$212,162,480
Liabilities
$190,422,351
Net assets
$21,740,129
Revenue
$8,878,169
Expenses
$8,245,259
Net income
$632,910
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$378$347$31.1$19.4$17.7$1.69
2023Detailed filing. Detailed filing data is available for this year.$367$338$29.9$17.6$15.2$2.40
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$334$307$26.8$12.4$10.4$2.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$315$288$27.1$11.8$10.4$1.40
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$300$274$26.4$12.1$11.3$0.87
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$270$245$25.4$13.3$11.1$2.17
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$249$226$23.3$10.7$9.48$1.23
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$225$203$22.1$9.51$8.43$1.08
2016Detailed filing. Detailed filing data is available for this year.$212$190$21.7$8.88$8.25$0.63
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$211$190$21.4$7.60$7.10$0.49
2014Detailed filing. Detailed filing data is available for this year.$159$144$14.5$6.78$6.36$0.42
2013Detailed filing. Detailed filing data is available for this year.$148$134$14.4$6.61$6.31$0.30
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$141$126$14.3$6.37
2011Summary only. Only limited summary data is available for this year.$141$127$13.7$7.06$6.66$0.40
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$134$120$13.5$6.91