Liabilities / Assets
82nd percentile
Higher debt load relative to assets than 82% of similar nonprofits.
Catholic Association of Foresters
990 • Fiscal year 2020 • EIN 04-1589950
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.59x
Liabilities / Revenue
99th percentile
Higher debt load relative to revenue than 99% of similar nonprofits.
Net Margin
3rd percentile
Higher net margin than 3% of similar nonprofits.
Top Officer Pay
36th percentile
Higher top officer pay than 36% of similar nonprofits.
Top officer pay equals 45.2% of source-year revenue.
Asset Growth
13th percentile
Faster asset growth than 13% of similar nonprofits.
Revenue Growth
4th percentile
Faster revenue growth than 4% of similar nonprofits.
Balance Sheet
Assets
Down$11,835,633
Down $597,202 (-4.8%) from 2019
Net Assets
Down$4,862,471
Down $537,378 (-10.0%) from 2019
Liabilities
Down$6,973,162
Down $59,824 (-0.9%) from 2019
Revenue And Expenses
Revenue
Down$205,140
Down $557,959 (-73%) from 2019
Expenses
Down$742,516
Down $94,359 (-11%) from 2019
Net Income
Down-$537,376
Down $463,600 (-628%) from 2019
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2020 to Dec 31, 2020
- Signed
- Mar 10, 2021
- Return Version
- 2020v4.0
- Gross Receipts
- $566,627
Mission and Program Overview
Mission
To promote fraternity, unity & charity among its members via various religious, educational, charitable and fraternal activities and to provide life, health & disability insurnace protection to its members
Established for promotion of unity charity among its members and provide life health disability insurance protection to its members
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $11,426,644 | $9,493,730 | ▼ $1,932,914 |
| Rtn Earn Endowment Incm Other Fnds | $5,399,849 | $4,862,471 | ▼ $537,378 |
| Savings and Temporary Cash Investments | $801,171 | $2,157,922 | ▲ $1,356,751 |
| Other Notes and Loans Receivable, Net | $108,961 | $112,843 | ▲ $3,882 |
| Inventories for Sale or Use | $85,159 | $64,438 | ▼ $20,721 |
| Land, Buildings, and Equipment, Net | $8,000 | $4,000 | ▼ $4,000 |
| Prepaid Expenses and Deferred Charges | $2,900 | $2,700 | ▼ $200 |
| Total Assets | $12,432,835 | $11,835,633 | ▼ $597,202 |
| Liabilities | |||
| Other Liabilities | $7,032,986 | $6,973,162 | ▼ $59,824 |
| Total Liabilities | $7,032,986 | $6,973,162 | ▼ $59,824 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,399,849 | $4,862,471 | ▼ $537,378 |
| Total Liabilities and Net Assets / Fund Balance | $12,432,835 | $11,835,633 | ▼ $597,202 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $4,000 | $8,802 | $12,802 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Christine Cunningham | High Secretary Treas | FT | $92,698 | $92,698 |
Board Members and Trustees
| Name | Title |
|---|---|
| Caroline Turner | Investment Board |
| Julia Clarke | Investment Board |
| Michael Keenan | Investment Board |
| Ronald Michaud | High Chief Ranger |
| Stephanie Fiano | High Conductor |
| James Mcginty | High Inside Sentinel |
| John Anderson | High Outside Sentinel |
| William Redmond | High Vice Chief Ranger |
| Sue Callahan | Jr Past High Chief Ran |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $2,084
- Program Service Revenue
- $101,907
- Investment Income
- $101,149
- Other Revenue
- $0
- Change in Net Assets
- $-537,376
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $352,042 |
| Other Expenses | $204,532 |
| Grants and Similar Amounts Paid | $7,330 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | $178,612 | - | - | $178,612 |
| Other Salaries and Wages | - | $117,884 | - | $117,884 |
| Current Officers, Directors, Trustees, and Key Employees | - | $92,698 | - | $92,698 |
| Pension Plan Contributions | - | $79,692 | - | $79,692 |
| Fees for Services Accounting | - | $66,080 | - | $66,080 |
| Other Employee Benefits | - | $43,197 | - | $43,197 |
| Occupancy | - | $29,419 | - | $29,419 |
| Fees for Services Legal | - | $20,000 | - | $20,000 |
| Payroll Taxes | - | $18,571 | - | $18,571 |
| Office Expenses | - | $17,482 | - | $17,482 |
| Insurance | - | $17,246 | - | $17,246 |
| Fees for Services Other | - | $5,117 | - | $5,117 |
| Grants to Domestic Individuals | $5,000 | - | - | $5,000 |
| Other Expenses | - | $4,345 | - | $4,345 |
| Depreciation Depletion | - | $4,000 | - | $4,000 |
| Grants to Domestic Orgs | $2,330 | - | - | $2,330 |
| Advertising | - | $875 | - | $875 |
| Travel | - | $369 | - | $369 |
| Conferences and Meetings | - | $-3,448 | - | $-3,448 |
| Total Functional Expenses | $185,942 | $556,574 | $0 | $742,516 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Lobbying activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Aggregate Reserve for Life Contracts | $5,674,841 |
| Liabilities for benefits for employees | $971,328 |
| Asset Valuation Reserve | $185,417 |
| William Harrison Charity Fund | $51,549 |
| Aggregate Reserve for Accident and Health Contracts | $41,765 |
| Contract Claims Life | $23,546 |
| Interest Maintenance Reserve | $23,252 |
| Premiums | $1,464 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- No
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Part VI Line 1A
“Voting members are elected to the Executive Board each year at the Annual”
Part VI Line 1A
“Convention. They are responsible for managing the affairs of the Society.”
Part VI Line 2
“Two members of the Executive Board are related (father & daughter)”
Part VI Line 6
“All policyholders are members and share the same rights.”
Part VI Line 7A
“Policyholders elect delegates to the annual convention, who serve as the”
Part VI Line 7A
“governing body.”
Part VI Line 11B
“This form was provided to the Executive Board for review/approval at their”
Part VI Line 11B
“March 2021 meeting.”
Part VI Line 12C
“All directors and employees are required to submit a signed affidavit”
Part VI Line 12C
“annually. Activities of each individual are monitored.”
Part VI Line 15A or B
“High Secretary - Treasurer”
Part VI Line 19
“Upon request”
Part VI Line 2
“Two members of the Executive Board are related (father & daughter)”
Part VI Line 6
“We are a fraternal benefit society that is organized as non-stock”
Part VI Line 6
“nonprofit corp. with members/policyholders. They have the right to”
Part VI Line 6
“participate in the Society's governance. member elect delegates”
Part VI Line 6
“to the annual convention, who serve as the governing body.”
Part VI Line 7A
“Same response as Question 6”
Part VI Line 7B
“Same response as Question 6”
Part VI Line 11B
“High Secretary - Treasurer reviewed with the Executive Board”
Part VI Line 12C
“All directors and employees are required to submit a signed affidavit”
Part VI Line 12C
“annually. Activities of each individual are monitored by the”
Part VI Line 12C
“High Secretary - Treasurer, Council and the Executive Board.”
Part VI Line 15A
“Salary figures are submitted to the delegates at the annual convention for”
Part VI Line 15A
“approval. The salaries submitted are comparable to other salaries of”
Part VI Line 15A
“similar positions at other fraternal benefit societies.”
Filing and Contact Details
Filer
- Filer Name
- Catholic Association of Foresters
- EIN
- 04-1589950
- In Care Of
- % Christine Cunningham
- Phone
- 8002822263
- Address
- 220 Forbes Road Ste 205, Braintree, MA 02184
Signing Officer
- Name
- Christine Cunningham
- Title
- High Secretary Treasurer
- Phone
- 8002822263
- Signed
- 2021-03-10
Organization Details
- Principal Officer
- Christine Cunningham
- Formed
- 1900
- Legal Domicile
- Ma
- Voting Board Members
- 6
- Independent Board Members
- 6
- Employees
- 4
- Volunteers
- 32
Supplemental Narrative
Additional Explanations
Part XII Line 2B
“The Society is exempt under MA Insurance Department regulations”
Part XII Line 2B
“from having to prepare an audited statement. MA is the Society's”
Part XII Line 2B
“state of domicile.”
Raw XML AppendixShowing 400 of 432 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
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| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 875 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 875 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BenefitsToMembersGrp/ProgramServicesAmt | 0 | 178612 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 178612 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | CHRISTINE CUNNINGHAM |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8002822263 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 220 Forbes Road Ste 205 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Braintree |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 02184 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 92698 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 92698 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | -3448 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | -3448 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 178612 |
| IRS990/CYContributionsGrantsAmt | 0 | 2084 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 7330 |
| IRS990/CYInvestmentIncomeAmt | 0 | 101149 |
| IRS990/CYOtherExpensesAmt | 0 | 204532 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 101907 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -537376 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 352042 |
| IRS990/CYTotalExpensesAmt | 0 | 742516 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 205140 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 4000 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 4000 |
| IRS990/Desc | 0 | Death Benefits ($142,620), Cash Surrenders ($28,991), and Maturity Benefits ($5,500) to its members. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 177111 |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 66080 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 66080 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 20000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 20000 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 5117 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 5117 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.000 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.000 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.000 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.000 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.000 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.000 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.000 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.000 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.000 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 37.50 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | RONALD MICHAUD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | WILLIAM REDMOND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | STEPHANIE FIANO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JAMES MCGINTY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JOHN ANDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | SUE CALLAHAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JULIA CLARKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MICHAEL KEENAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | CAROLINE TURNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | CHRISTINE CUNNINGHAM |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 92698 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | High Vice Chief Ranger |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | High Conductor |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | High Inside Sentinel |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | High Outside Sentinel |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Jr Past High Chief Ran |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Investment Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Investment Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Investment Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | High Secretary Treas |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormationYr | 0 | 1900 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -361487 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt | 0 | 5000 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 5000 |
| IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt | 0 | 2330 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 2330 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 566627 |
| IRS990/GroupExemptionNum | 0 | 0452 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
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| IRS990/InsuranceGrp/TotalAmt | 0 | 17246 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 85159 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 64438 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 462636 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 462636 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 11426644 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 9493730 |
| IRS990/IRPDocumentCnt | 0 | 7 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 8802 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 8000 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 4000 |
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| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembershipDuesAmt | 0 | 2084 |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | To promote fraternity, unity & charity among its members via various religious, educational, charitable and fraternal activities and to provide life, health & disability insurnace protection to its members |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
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| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4862471 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -361487 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -361487 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
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| IRS990/OccupancyGrp/TotalAmt | 0 | 29419 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 17482 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 17482 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 43197 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 43197 |
| IRS990/OtherExpensesGrp/Desc | 0 | Telephone |
| IRS990/OtherExpensesGrp/Desc | 1 | Equipment Rental |
| IRS990/OtherExpensesGrp/Desc | 2 | Commissions |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 4906 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 38141 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 4345 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 4906 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 38141 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 4345 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 7032986 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 6973162 |
| IRS990/OtherOrganizationDsc | 0 | Fraternal Benefit Society |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 117884 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 117884 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 108961 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 112843 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 18571 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 18571 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 79692 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 79692 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 2900 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 2700 |
| IRS990/PrincipalOfficerNm | 0 | CHRISTINE CUNNINGHAM |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Life AH Premiums |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 101907 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 101907 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | $2,330 Donations to various religious, charitable & non-profit agencie $5,000 Educational grants to elibible members |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 7330 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 257460 |
| IRS990/PYContributionsGrantsAmt | 0 | 2596 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 6452 |
| IRS990/PYInvestmentIncomeAmt | 0 | 661811 |
| IRS990/PYOtherExpensesAmt | 0 | 211774 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 98692 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -73776 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 361189 |
| IRS990/PYTotalExpensesAmt | 0 | 836875 |
| IRS990/PYTotalRevenueAmt | 0 | 763099 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -537376 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5399849 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4862471 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 801171 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2157922 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/DisclosedForCharitablePrpsInd | 0 | false |
| IRS990ScheduleD/DisclosedOrgLegCtrlInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 4000 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 8802 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 12802 |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | false |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 5674841 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 41765 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 23546 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 1464 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 23252 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 971328 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 185417 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 7 | 51549 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Aggregate Reserve for Life Contracts |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Aggregate Reserve for Accident and Health Contracts |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Contract Claims Life |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | Premiums |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | Interest Maintenance Reserve |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | Liabilities for benefits for employees |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | Asset Valuation Reserve |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 7 | William Harrison Charity Fund |
| IRS990ScheduleD/Section170hRqrStsfdInd | 0 | false |
| IRS990ScheduleD/SolicitedAssetsSaleInd | 0 | false |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 4000 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 6973162 |
| IRS990ScheduleD/WrittenPolicyMonitoringInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Voting members are elected to the Executive Board each year at the Annual |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Convention. They are responsible for managing the affairs of the Society. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Two members of the Executive Board are related (father & daughter) |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | All policyholders are members and share the same rights. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Policyholders elect delegates to the annual convention, who serve as the |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | governing body. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | This form was provided to the Executive Board for review/approval at their |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | March 2021 meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | All directors and employees are required to submit a signed affidavit |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | annually. Activities of each individual are monitored. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | High Secretary - Treasurer |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | Upon request |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | Two members of the Executive Board are related (father & daughter) |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | We are a fraternal benefit society that is organized as non-stock |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | nonprofit corp. with members/policyholders. They have the right to |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | participate in the Society's governance. member elect delegates |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | to the annual convention, who serve as the governing body. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | Same response as Question 6 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 18 | Same response as Question 6 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 19 | High Secretary - Treasurer reviewed with the Executive Board |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 20 | All directors and employees are required to submit a signed affidavit |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 21 | annually. Activities of each individual are monitored by the |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 22 | High Secretary - Treasurer, Council and the Executive Board. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 23 | Salary figures are submitted to the delegates at the annual convention for |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 24 | approval. The salaries submitted are comparable to other salaries of |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 25 | similar positions at other fraternal benefit societies. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 26 | The Society is exempt under MA Insurance Department regulations |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 27 | from having to prepare an audited statement. MA is the Society's |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 28 | state of domicile. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Part VI Line 1a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Part VI Line 1a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Part VI Line 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Part VI Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Part VI Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Part VI Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Part VI Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Part VI Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Part VI Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Part VI Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Part VI Line 15a or b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Part VI Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Part VI Line 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Part VI Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Part VI Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Part VI Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Part VI Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Part VI Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 18 | Part VI Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 19 | Part VI Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 20 | Part VI Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 21 | Part VI Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 22 | Part VI Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 23 | Part VI Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 24 | Part VI Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 25 | Part VI Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 26 | Part XII Line 2b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 27 | Part XII Line 2b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 28 | Part XII Line 2b |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 12432835 |
| IRS990/TotalAssetsEOYAmt | 0 | 11835633 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 12432835 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 11835633 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 2084 |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 556574 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 185942 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 742516 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 7032986 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 6973162 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 7032986 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 6973162 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5399849 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4862471 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 184441 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 101907 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 92698 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 462636 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | -259580 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 205140 |
| IRS990/TotalVolunteersCnt | 0 | 32 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 12432835 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 11835633 |
| IRS990/TravelGrp/ManagementAndGeneralAmt | 0 | 369 |
| IRS990/TravelGrp/TotalAmt | 0 | 369 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $11,835,633
- Liabilities
- $6,973,162
- Net assets
- $4,862,471
- Revenue
- $205,140
- Expenses
- $742,516
- Net income
- -$537,376