Civic Intelligence

Cinco Family Financial Center Cu

EIN 31-0546685 • 501(c)14 • Cincinnati, OH

View Organization Page

Profile

The purpose of this credit union is to promote thrift and to provide credit to its members.

49 William Howard Taft RoadCincinnati, OH 45219-1760

www.cinco.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.93x

Higher debt load relative to assets than 91% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

94th percentile

21.21x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

9th percentile

0.2%

Higher net margin than 9% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

8th percentile

$134,900

Higher top officer pay than 8% of similar nonprofits.

Top officer pay equals 2.6% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2014

Asset Growth

6th percentile

-5.0%

Faster asset growth than 6% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

3rd percentile

-9.9%

Faster revenue growth than 3% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets91st percentile

Assets

Down

$118,085,426

Down $6,223,006 (-5.0%) from 2013

Liabilities

Down

$109,431,854

Down $6,001,836 (-5.2%) from 2013

Net Assets

Down

$8,653,572

Down $221,170 (-2.5%) from 2013

Operations
Liabilities / Revenue94th percentileNet Margin9th percentile

Revenue

Down

$5,160,124

Down $566,504 (-9.9%) from 2013

Expenses

Down

$5,151,682

Down $774,749 (-13%) from 2013

Net Income

Up

$8,442

Up $208,245 (+104%) from 2013

Trend Graphs

Balance Sheet Trend

Asset Growth6th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $129,848,552Liabilities 2010: $121,076,294Net Assets 2010: $8,772,2582010Assets 2011: $132,909,244Liabilities 2011: $123,788,097Net Assets 2011: $9,121,1472011Assets 2012: $130,882,565Liabilities 2012: $121,703,847Net Assets 2012: $9,178,7182012Assets 2013: $124,308,432Liabilities 2013: $115,433,690Net Assets 2013: $8,874,7422013Assets 2014: $118,085,426Liabilities 2014: $109,431,854Net Assets 2014: $8,653,5722014

Highlighted filing

2014

Assets$118,085,426
Liabilities$109,431,854
Net Assets$8,653,572
Open 2014 Filing

Operations Trend

Revenue Growth3rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $7,858,6752010Expenses 2011: $6,968,0472011Expenses 2012: $6,914,2892012Revenue 2013: $5,726,628Expenses 2013: $5,926,431Net Income 2013: -$199,8032013Revenue 2014: $5,160,124Expenses 2014: $5,151,682Net Income 2014: $8,4422014

Highlighted filing

2014

Revenue$5,160,124
Expenses$5,151,682
Net Income$8,442
Open 2014 Filing

Filings

Most recent year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$118,085,426
Liabilities
$109,431,854
Net assets
$8,653,572
Revenue
$5,160,124
Expenses
$5,151,682
Net income
$8,442
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2014Detailed filing. Detailed filing data is available for this year.$118$109$8.65$5.16$5.15$0.01
2013Detailed filing. Detailed filing data is available for this year.$124$115$8.87$5.73$5.93$0.20
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$131$122$9.18$6.91
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$133$124$9.12$6.97
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$121$8.77$7.86
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 16, 2015
Return Version
2014v5.0
Gross Receipts
$5,611,271
Mission and Program Overview

Mission

The purpose of this credit union is to promote thrift and to provide credit to its members.

The purpose of this credit union shall be to promote thrift and to provide credit for its members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$73,587,203$68,716,231▼ $4,870,972
Investments Other Securities$32,830,407$34,077,406▲ $1,246,999
Cash and Non-Interest-Bearing Accounts$10,234,711$8,733,068▼ $1,501,643
Rtn Earn Endowment Incm Other Fnds$8,874,742$8,653,572▼ $221,170
Land, Buildings, and Equipment, Net$3,024,178$2,824,626▼ $199,552
Investments in Publicly Traded Securities$2,217,284$0▼ $2,217,284
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$124,308,432$118,085,426▼ $6,223,006
Other Assets Total$2,414,649$3,734,095▲ $1,319,446
Liabilities
Other Liabilities$114,799,289$108,939,035▼ $5,860,254
Accounts Payable and Accrued Expenses$634,401$492,819▼ $141,582
Total Liabilities$115,433,690$109,431,854▼ $6,001,836
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,874,742$8,653,572▼ $221,170
Total Liabilities and Net Assets / Fund Balance$124,308,432$118,085,426▼ $6,223,006

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$449,223$4,765,634$5,214,857
Buildings$1,687,421$1,996,485$3,683,906
Leasehold Improvements$154,747$786,073$940,820
Land$533,235-$533,235
Other Securities$21,565,766--
Compensation and Service Providers
Top Officer Pay8th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Mark SchweinfurthCFO & CEOFT$134,900$134,900
Robert NiehausCLOFT$89,130$89,130
Peggy BartlettCOOFT$76,532$76,532

Board Members and Trustees

NameTitle
Denis MaddockBoard Chairperson
Emmett DraneBoard Vice Chairperson
Brad BurkhalterBoard Member
Charles HayleyBoard Member
Helena IsfortBoard Member
Karen AlderBoard Member
Michael GardinerBoard Member
Gregory SpilmanBoard Secretary
Jennifer SelmBoard Treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Shared Resources Technology GroupIt & Services Processing8366 PRINCETON-GLENDALE ROAD STE 4, West Chester, OH 45069$865,975
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,601,286
Investment Income
$558,838
Other Revenue
$0
Change in Net Assets
$8,442

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,160,124
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$5,160,124
Total Revenue per Form 990
$5,160,124
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,189,388
Salaries, Compensation, and Employee Benefits$1,962,294
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,267,260
Office Expenses---$881,887
Fees for Services Other---$763,796
Interest---$469,932
Current Officers, Directors, Trustees, and Key Employees---$300,561
Depreciation Depletion---$246,132
Other Employee Benefits---$245,452
Occupancy---$198,483
Payroll Taxes---$124,725
Advertising---$111,951
Fees for Services Accounting---$36,000
Fees for Services Legal---$28,000
Pension Plan Contributions---$24,296
Other Expenses---$23,869
Travel---$17,240
Total Functional Expenses$0$0$0$5,151,682

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$5,151,682
Total Expenses per Audited Statements$5,151,682
Total Expenses per Form 990$5,151,682
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES & DEPOSITS$108,898,950
Accrued Dividends$40,085
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Board member jennifer isfort-selm is the daughter of board member helena isfort.”

Form 990, Part VI, Section A, Line 6

“The organization has members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by members.”

Form 990, Part VI, Section A, Line 7B

“Certain transactions and changes to the code of regulations are subject to member approval.”

Form 990, Part VI, Section B, Line 11

“The form 990 is reviewed by the ceo and cfo prior to filing with the irs.”

Form 990, Part VI, Section B, Line 15

“The ceo's compensation is set by the compensation committee. The ceo sets the officers' compensation within a budget previously set by the board of directors.”

Form 990, Part VI, Section C, Line 19

“Monthly financial statements are posted in the lobby of the organization.”

Filing and Contact Details

Filer

Filer Name
Cinco Family Financial Center Cu
EIN
31-0546685
Phone
5132819988
Address
49 WILLIAM HOWARD TAFT ROAD, CINCINNATI, OH 45219-1760

Signing Officer

Name
Mark Schweinfurth
Title
CFO/CEO
Phone
5132819988
Signed
2015-11-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mark Schweinfurth
Formed
2001
Legal Domicile
Oh
Voting Board Members
9
Independent Board Members
9
Employees
60
Volunteers
9

Preparer

Firm
Gbq Partners LLC
Address
230 WEST STREET SUITE 700, COLUMBUS, OH 43215-2663
Preparer
Gbq Partners LLC
Phone
6142211120
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Other professional fees 763,796.”

Form 990, Part XII, Line 2C

“The organization has a supervisory committee which oversees the audit process and selection of an independent accountant.”

Raw XML AppendixShowing 400 of 419 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/PersonNm10ROBERT NIEHAUS
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IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
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IRS990/OtherExpensesGrp/TotalAmt0211683
IRS990/OtherExpensesGrp/TotalAmt1143959
IRS990/OtherExpensesGrp/TotalAmt256456
IRS990/OtherExpensesGrp/TotalAmt323869
IRS990/OtherLiabilitiesGrp/BOYAmt0114799289
IRS990/OtherLiabilitiesGrp/EOYAmt0108939035
IRS990/OtherSalariesAndWagesGrp/TotalAmt01267260
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt073587203
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt068716231
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0124725
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt024296
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0MARK SCHWEINFURTH
IRS990/PriorPeriodAdjustmentsAmt0-225817
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03041458
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1877471
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2526647
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03041458
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11033181
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2526647
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0155710
IRS990/ProgSrvcAccomActy2Grp/Desc0SERVICING OF 6 ATM MACHINES
IRS990/ProgSrvcAccomActy3Grp/Desc0SERVICING OF MEMBERS' LOANS
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0573093
IRS990/PYOtherExpensesAmt03855017
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt05153535
IRS990/PYRevenuesLessExpensesAmt0-199803
IRS990/PYSalariesCompEmpBnftPaidAmt02071414
IRS990/PYTotalExpensesAmt05926431
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05726628
IRS990/ReconcilationRevenueExpnssAmt08442
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08874742
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08653572
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01687421
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01996485
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03683906
IRS990ScheduleD/EquipmentGrp/BookValueAmt0449223
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04765634
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt05214857
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt05151682
IRS990ScheduleD/LandGrp/BookValueAmt0533235
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0533235
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0154747
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0786073
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0940820
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0108898950
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt140085
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES & DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED DIVIDENDS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt012511640
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt121565766
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT - NEGOTIABLE
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CLOSELY-HELD INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt05160124
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02824626
IRS990ScheduleD/TotalBookValueSecuritiesAmt034077406
IRS990ScheduleD/TotalExpensesPerForm990Amt05151682
IRS990ScheduleD/TotalLiabilityAmt0108939035
IRS990ScheduleD/TotalRevenuePerForm990Amt05160124
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt05160124
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt05151682
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BOARD MEMBER JENNIFER ISFORT-SELM IS THE DAUGHTER OF BOARD MEMBER HELENA ISFORT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS ARE ELECTED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE FORM 990 IS REVIEWED BY THE CEO AND CFO PRIOR TO FILING WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CEO'S COMPENSATION IS SET BY THE COMPENSATION COMMITTEE. THE CEO SETS THE OFFICERS' COMPENSATION WITHIN A BUDGET PREVIOUSLY SET BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7OTHER PROFESSIONAL FEES 763,796.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE ORGANIZATION HAS A SUPERVISORY COMMITTEE WHICH OVERSEES THE AUDIT PROCESS AND SELECTION OF AN INDEPENDENT ACCOUNTANT.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XII, LINE 2C
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0124308432
IRS990/TotalAssetsEOYAmt0118085426
IRS990/TotalAssetsGrp/BOYAmt0124308432
IRS990/TotalAssetsGrp/EOYAmt0118085426
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt060
IRS990/TotalFunctionalExpensesGrp/TotalAmt05151682
IRS990/TotalGrossUBIAmt0155710
IRS990/TotalLiabilitiesBOYAmt0115433690
IRS990/TotalLiabilitiesEOYAmt0109431854
IRS990/TotalLiabilitiesGrp/BOYAmt0115433690
IRS990/TotalLiabilitiesGrp/EOYAmt0109431854
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt08874742
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt08653572
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt04601286
IRS990/TotalReportableCompFromOrgAmt0300562
IRS990/TotalRevenueGrp/ExclusionAmt0558838
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04445576
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt05160124
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0155710
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0124308432
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0118085426
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt017240
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt049 WILLIAM HOWARD TAFT ROAD
IRS990/USAddress/CityNm0CINCINNATI
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd0452191760
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.CINCO.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MARK SCHWEINFURTH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05132819988
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CINCO FAMILY FINANCIAL CENTER CU
ReturnHeader/Filer/BusinessNameControlTxt0CINC

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