Liabilities / Assets
14th percentile
Higher debt load relative to assets than 14% of similar nonprofits.
990 • Fiscal year 2011 • EIN 04-1106850
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
14th percentile
Higher debt load relative to assets than 14% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
1st percentile
Faster asset growth than 1% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Down$121,923,182
Down $6,013,304 (-4.7%) from 2010
Net Assets
Up$18,007,435
Up $695,118 (+4.0%) from 2010
Liabilities
Down$103,915,747
Down $6,708,422 (-6.1%) from 2010
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$5,834,758
Down $695,981 (-11%) from 2010
Net Income
-
No earlier filing loaded for comparison.
Maintenance of member share and deposit accounts and the payment of interest thereon. Lending and investing of member deposits at market interest.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 558798 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 467171 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | Maintenance of member share and deposit accounts and the payment of interest thereon |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 100 Swift Street |
| IRS990/AddressPrincipalOfficerUS/City | 0 | East Boston |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MA |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 02128 |
| IRS990/Advertising/Total | 0 | 113311 |
| IRS990/AllOtherExpenses/Total | 0 | 217263 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/AuditCommittee | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 1140625 |
| IRS990/CashNonInterestBearing/EOY | 0 | 1027855 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 350311 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 0 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 27737 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 401416 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | Maintenance of member shares and deposit accounts and the payment of interest thereon. Lending and investing of member deposits at market interest. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/Expense | 0 | 0 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 125653 |
| IRS990/FinancialStatementConsolidated | 0 | X |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 40 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 10 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 11 | 40 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 9 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 10 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | Robert Losi |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | Stanley Bykowski |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | John G Coyne Jr |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | Robert Brent |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | William French |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | John Casciano |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | William T Bolter |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | Martin Scafidi |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | Joseph Papapietro |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | Robert Travaglini |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | James DelRossi |
| IRS990/Form990PartVIISectionA/NamePerson | 11 | Robert Bartol |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 11 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 1892 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 2131 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 2766 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 2430 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 230428 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 3354 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 2998 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 4454 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 3314 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 10 | 4262 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 11 | 119883 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 11 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | Board Member |
| IRS990/Form990PartVIISectionA/Title | 1 | Treasurer |
| IRS990/Form990PartVIISectionA/Title | 2 | Board Member |
| IRS990/Form990PartVIISectionA/Title | 3 | Chairman |
| IRS990/Form990PartVIISectionA/Title | 4 | President/CEO |
| IRS990/Form990PartVIISectionA/Title | 5 | Board Member |
| IRS990/Form990PartVIISectionA/Title | 6 | Board Member |
| IRS990/Form990PartVIISectionA/Title | 7 | Board Member |
| IRS990/Form990PartVIISectionA/Title | 8 | Board Member |
| IRS990/Form990PartVIISectionA/Title | 9 | Board Member |
| IRS990/Form990PartVIISectionA/Title | 10 | Board Member |
| IRS990/Form990PartVIISectionA/Title | 11 | Vice President |
| IRS990/Form990ProvidedToGoverningBody | 0 | 0 |
| IRS990/Form990-TFiled | 0 | 1 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 1 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/GainOrLoss/Other | 0 | 0 |
| IRS990/GainOrLoss/Securities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 5934227 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 1 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 108813 |
| IRS990/Insurance/Total | 0 | 113283 |
| IRS990/Interest/Total | 0 | 1164867 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 0 |
| IRS990/InvestmentIncomePriorYear | 0 | 0 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsPubTradedSecurities/BOY | 0 | 16198950 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 21794600 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 1504569 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 9148267 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 8036762 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 7643698 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | Maintenance of member share and deposit accounts and the payment of interest thereon. Lending and investing of member deposits at market interest. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | William French |
| IRS990/NbrIndependentVotingMembers | 0 | 10 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 11 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 11 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 17312317 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 18007435 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 0 |
| IRS990/NumberIndependentVotingMembers | 0 | 10 |
| IRS990/NumberIndividualsGT100K | 0 | 2 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 26 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 119967 |
| IRS990/OfficeExpenses/Total | 0 | 375884 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 2499440 |
| IRS990/OtherAssetsTotal/EOY | 0 | 2085024 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 247950 |
| IRS990/OtherExpensePriorYear | 0 | 4328153 |
| IRS990/OtherExpensesCurrentYear | 0 | 3820170 |
| IRS990/OtherExpenses/Description | 0 | ATM Costs |
| IRS990/OtherExpenses/Description | 1 | Provision for Loan Losses |
| IRS990/OtherExpenses/Description | 2 | Loan Services/OREO Expenses |
| IRS990/OtherExpenses/Description | 3 | Bank Charges/NCUSIF Expense |
| IRS990/OtherExpenses/Total | 0 | 338777 |
| IRS990/OtherExpenses/Total | 1 | 86554 |
| IRS990/OtherExpenses/Total | 2 | 287802 |
| IRS990/OtherExpenses/Total | 3 | 338843 |
| IRS990/OtherLiabilities/BOY | 0 | 110065371 |
| IRS990/OtherLiabilities/EOY | 0 | 103448576 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 84032475 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 68639267 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 1065873 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 133491 |
| IRS990/PensionPlanContributions/Total | 0 | 216963 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 770101 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 651265 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522130 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522130 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 522130 |
| IRS990/ProgramServiceRevenueCY | 0 | 5934227 |
| IRS990/ProgramServiceRevenue/Description | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenue/Description | 1 | Interest on Investments |
| IRS990/ProgramServiceRevenue/Description | 2 | Other Income |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 0 | 0 |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 1 | 0 |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 2 | 0 |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 6965207 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 4649168 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 530967 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 754092 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 4649168 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 530967 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 754092 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 1 | 0 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 2 | 0 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 595649 |
| IRS990/ReconcilationRevenueExpenses | 0 | 99469 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Personal | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Real | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 17312317 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 18007435 |
| IRS990/Revenue | 0 | 0 |
| IRS990/RevenuesLessExpensesCY | 0 | 99469 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 434468 |
| IRS990/SalariesEtcCurrentYear | 0 | 2014588 |
| IRS990/SalariesEtcPriorYear | 0 | 2202586 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 15258133 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 20081473 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 4140600 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 280152 |
| IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis | 0 | 4420752 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/DonatedServicesAndFacilities | 0 | 0 |
| IRS990ScheduleD/DonatedServicesUseOfFacilities | 0 | 0 |
| IRS990ScheduleD/DonatedSrvcAndUseOfFacilities | 0 | 0 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 870765 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 1073190 |
| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 1943955 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/ExcessOrDeficitForYear | 0 | 99469 |
| IRS990ScheduleD/ExcessOrDeficitPerFS | 0 | 695119 |
| IRS990ScheduleD/ExpensesNotRptdF990 | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptdOnFinStmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotal | 0 | 5834758 |
| IRS990ScheduleD/InvestmentExpenses | 0 | 0 |
| IRS990ScheduleD/InvestmentExpensesNotIncluded | 0 | 0 |
| IRS990ScheduleD/InvestmentExpensesNotIncluded2 | 0 | 0 |
| IRS990ScheduleD/Land/BookValue | 0 | 2592128 |
| IRS990ScheduleD/Land/InvestmentCostOrOtherBasis | 0 | 2592128 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 40205 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 151227 |
| IRS990ScheduleD/LeaseholdImprovements/InvestmentCostOrOtherBasis | 0 | 191432 |
| IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/LossesReported | 0 | 0 |
| IRS990ScheduleD/NetUnrealizedGainsInvestments | 0 | 0 |
| IRS990ScheduleD/NetUnrealizedGLOnInvestments | 0 | 595650 |
| IRS990ScheduleD/OtherAmount | 0 | 0 |
| IRS990ScheduleD/OtherExpensesIncluded | 0 | 0 |
| IRS990ScheduleD/OtherExpensesNotIncluded | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 103448576 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | Member Share and Deposit Accounts |
| IRS990ScheduleD/OtherRevenues | 0 | 0 |
| IRS990ScheduleD/OtherRevenuesNotIncluded | 0 | 0 |
| IRS990ScheduleD/PriorPeriodAdjustments | 0 | 0 |
| IRS990ScheduleD/PriorYearAdjustments | 0 | 0 |
| IRS990ScheduleD/RecoveriesOfPriorYearGrants | 0 | 0 |
| IRS990ScheduleD/RevenueNotRptdF990 | 0 | 0 |
| IRS990ScheduleD/RevenueNotRptdOnFinStmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotal | 0 | 5934227 |
| IRS990ScheduleD/TotalAdjustments | 0 | 595650 |
| IRS990ScheduleD/TotalExpenses | 0 | 5834758 |
| IRS990ScheduleD/TotalExpensesPerForm990 | 0 | 5834758 |
| IRS990ScheduleD/TotalOfAmounts | 0 | 103448576 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 7643698 |
| IRS990ScheduleD/TotalRevenue | 0 | 5934227 |
| IRS990ScheduleD/TotalRevenuePerForm990 | 0 | 5934227 |
| IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt | 0 | 5834758 |
| IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt | 0 | 5934227 |
| IRS990ScheduleJ/BoardOrCommitteeApproval | 0 | X |
| IRS990ScheduleJ/CompensationCommittee | 0 | X |
| IRS990ScheduleJ/CompensationSurvey | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrangement | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg | 0 | 230428 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartIII/Explanation | 0 | The President is under contract and his salary is set by the Board Of Directors. The credit union has a compensation survey conducted by an outside firm that looks at other financial institutions and comes up with comparable salaries. |
| IRS990ScheduleJ/Form990ScheduleJPartIII/Identifier | 0 | SchJ_P01_S00_L03 |
| IRS990ScheduleJ/Form990ScheduleJPartIII/ReturnReference | 0 | Schedule J, Part I, Line 3 |
| IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson | 0 | William French |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg | 0 | 230428 |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/IndependentConsultant | 0 | X |
| IRS990/ScheduleJRequired | 0 | 1 |
| IRS990ScheduleJ/SeverancePayment | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRetirePlan | 0 | 0 |
| IRS990ScheduleJ/WrittenEmploymentContract | 0 | X |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | The organization is made up of members who pay 25.00 to open an account with the credit union. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | The organization has members who may run for a seat of the governing body if they choose to do so. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | There are certain decisions that require a vote of the membership before they can become effective. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | Form 990 is prepared by the Chief Financial Officer and is reviewed by the President before it is submitted to the IRS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | The directors and employees of the credit union have to read and sign the policy on an annual basis. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | The President is under contract and his salary is set by the Board of Directors. The Vice President is under contract and his salary is determined by the President. The credit union has a compensation survey conducted by an outside firm that looks at other financial institutions and comes up with comparable salaries. The last one was done in 2006. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | Upon request, these documents are made available to the public. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | Unrealized gains/losses on securities amounted to 595,649 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | F990_P06_S0A_L06 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | F990_P06_S0A_L07a |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | F990_P06_S0A_L07b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | F990_P06_S0B_L11b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | F990_P06_S0B_L12c |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | F990_P06_S0B_L15 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | F990_P06_S0C_L19 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 7 | F990_P11_S00_L05 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | Form 990, Part XI, Line 5 |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | MA |
| IRS990/SubjectToProxyTax | 0 | 0 |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 100 Swift Street |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | East Boston |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | MA |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 02128 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | Robert Bartol |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 6174824787 |
| IRS990/TotalAssets/BOY | 0 | 127936486 |
| IRS990/TotalAssetsBOY | 0 | 127936486 |
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Displayed year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.