Civic Intelligence

St Patrick'S Parish Credit Union

990EZ • Fiscal year 2012 • EIN 03-6010147

Jan 01, 2012 to Dec 31, 2012 • Filed on Nov 13, 2013

Organization ProfileN/A
PO Box 2105455
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

59th percentile

0.00x

Higher debt load relative to assets than 59% of similar nonprofits.

2012 filings • <$500k nonprofits • Source year 2012

Liabilities / Revenue

66th percentile

0.01x

Higher debt load relative to revenue than 66% of similar nonprofits.

2012 filings • <$500k nonprofits • Source year 2012

Net Margin

83rd percentile

27%

Higher net margin than 83% of similar nonprofits.

2012 filings • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

62nd percentile

5.8%

Faster asset growth than 62% of similar nonprofits.

2012 filings • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

41st percentile

-4.2%

Faster revenue growth than 41% of similar nonprofits.

2012 filings • <$500k nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets59th percentile

Assets

Up

$476,032

Up $25,905 (+5.8%) from 2011

Net Assets

Up

$475,862

Up $25,905 (+5.8%) from 2011

Liabilities

Flat

$170

Flat from 2011

Revenue And Expenses
Liabilities / Revenue66th percentileNet Margin83rd percentile

Revenue

Down

$19,573

Down $852 (-4.2%) from 2011

Expenses

Down

$14,266

Down $1,056 (-6.9%) from 2011

Net Income

Up

$5,307

Up $204 (+4.0%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth62nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $450,127Liabilities 2011: $170Net Assets 2011: $449,9572011Assets 2012: $476,032Liabilities 2012: $170Net Assets 2012: $475,8622012Assets 2013: $469,208Liabilities 2013: $192Net Assets 2013: $469,0162013

Highlighted filing

2012

Assets$476,032
Liabilities$170
Net Assets$475,862
Open 2012 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30K$20K$10K$0Revenue 2011: $20,425Expenses 2011: $15,322Net Income 2011: $5,1032011Revenue 2012: $19,573Expenses 2012: $14,266Net Income 2012: $5,3072012Revenue 2013: $21,515Expenses 2013: $14,805Net Income 2013: $6,7102013

Highlighted filing

2012

Revenue$19,573
Expenses$14,266
Net Income$5,307
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Nov 13, 2013
Return Version
2012v2.3
Mission and Program Overview

Mission

CREDIT UNION

Filing and Contact Details

Filer

EIN
03-6010147
Raw XML Appendix113 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/Compensation/PersonName0FRANK PERSONS
CompensationExplanation/Compensation/PersonName1DONALD MANGAN
CompensationExplanation/Compensation/PersonName2JOHN SCHREINFORFER
CompensationExplanation/Compensation/PersonName3MICHAEL HILL
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/CashSavingsAndInvestments/BOY0109847
IRS990EZ/CashSavingsAndInvestments/EOY054430
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear05307
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/GrossReceipts019573
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartII0X
IRS990EZ/InvestmentIncome063
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0false
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MethodOfAccountingCash0X
IRS990EZ/NetAssetsOrFundBalances/BOY0449957
IRS990EZ/NetAssetsOrFundBalancesBOY0449957
IRS990EZ/NetAssetsOrFundBalances/EOY0475862
IRS990EZ/NetAssetsOrFundBalancesEOY0475862
IRS990EZ/OccupancyRentUtilitiesAndMaint02220
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition0000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition1000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition2000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition3000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0FRANK PERSONS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1DONALD MANGAN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2JOHN SCHREINFORFER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3MICHAEL HILL
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0PRES
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1V.P.
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2TREAS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3SEC
IRS990EZ/Organization501c0X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherAssetsTotal/BOY0340280
IRS990EZ/OtherAssetsTotal/EOY0421602
IRS990EZ/OtherChangesInNetAssets020598
IRS990EZ/OtherExpensesTotal09605
IRS990EZ/OtherRevenueTotal025
IRS990EZ/PrimaryExemptPurpose0CREDIT UNION
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0CREDIT UNION FORMED FOR BENEFIT OF MEMBERS
IRS990EZ/ProgramServiceRevenue019485
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/SalariesOtherCompEmplBenefits02441
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/SumOfTotalLiabilities/BOY0170
IRS990EZ/SumOfTotalLiabilities/EOY0170
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10PO BOX 21
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0FAIRFIELD
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0VT
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode005455
IRS990EZ/TheBooksAreInCareOf/NamePerson0JOHN SCHREINDORFER
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber08028276684
IRS990EZ/TotalAssets/BOY0450127
IRS990EZ/TotalAssets/EOY0476032
IRS990EZ/TotalExpenses014266
IRS990EZ/TotalRevenue019573
IRS990EZ/TransactionWithControlEntity0false
IRS990EZ/WebSite0N/A
IRS990ScheduleO/GeneralExplanation/Explanation0OTHER REVENUE 25 TOTAL 25
IRS990ScheduleO/GeneralExplanation/Explanation1EXPENSES SUPPLIES 465 PROFESSIONAL FEES 2,445 EXAM FEE 2,000 INSURANCE 4,135 MISC 26 DUES 534 TOTAL 9,605
IRS990ScheduleO/GeneralExplanation/Explanation2PAID IN CAPITAL 20,598 RETURN OF CAPITAL 0
IRS990ScheduleO/GeneralExplanation/Explanation3OTHER LOANS RECEIVABLE 341,462 423,182 LESS ALLOWANCE 7,147 7,322 NET 334,315 415,860 DEPOSITS 5,965 5,742 TOTAL 340,280 421,602
IRS990ScheduleO/GeneralExplanation/Explanation4ACCOUNTS PAYABLE AND ACCRUED EXPENSES 170 170
IRS990ScheduleO/GeneralExplanation/Identifier0OTHER REVENUE
IRS990ScheduleO/GeneralExplanation/Identifier1OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier2OTHER CHANGES IN NET ASSETS OR FUND BALANCES
IRS990ScheduleO/GeneralExplanation/Identifier3OTHER ASSETS
IRS990ScheduleO/GeneralExplanation/Identifier4OTHER LIABILITIES
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0036010147
ReturnHeader/Filer/Name/BusinessNameLine10ST PATRICK'S PARISH CREDIT UNION
ReturnHeader/Filer/NameControl0STPA
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 21
ReturnHeader/Filer/USAddress/City0FAIRFIELD
ReturnHeader/Filer/USAddress/State0VT
ReturnHeader/Filer/USAddress/ZIPCode005455
ReturnHeader/Officer/AuthorizeThirdParty0false
ReturnHeader/Officer/DateSigned02013-11-13
ReturnHeader/Officer/Name0JOHN SCHREINDORFER
ReturnHeader/Officer/Title0TREASURER
ReturnHeader/Preparer/DatePrepared02013-11-13
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10KITTELL BRANAGAN & SARGENT CPA'S
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10154 N MAIN ST
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0ST ALBANS
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0VT
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode005478
ReturnHeader/Preparer/Name0CHRISTOPHER BRANAGAN
ReturnHeader/Preparer/Phone08025249531
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-11-13T10:43:50-06:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$476,032
Liabilities
$170
Net assets
$475,862
Revenue
$19,573
Expenses
$14,266
Net income
$5,307
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2013Detailed filing. Detailed filing data is available for this year.$4.69$0.00$4.69$0.22$0.15$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.76$0.00$4.76$0.20$0.14$0.05
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.50$0.00$4.50$0.20$0.15$0.05