Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
990 • Fiscal year 2014 • EIN 03-0505731
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
Liabilities / Revenue
26th percentile
Higher debt load relative to revenue than 26% of similar nonprofits.
Net Margin
94th percentile
Higher net margin than 94% of similar nonprofits.
Top Officer Pay
18th percentile
Higher top officer pay than 18% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
15th percentile
Faster asset growth than 15% of similar nonprofits.
Revenue Growth
4th percentile
Faster revenue growth than 4% of similar nonprofits.
Assets
Down$2,570,447
Down $209,612 (-7.5%) from 2013
Net Assets
Up$518,577
Up $50,864 (+11%) from 2013
Liabilities
Down$2,051,870
Down $260,476 (-11%) from 2013
Revenue
Down$173,586
Down $42,935 (-20%) from 2013
Expenses
Down$122,722
Down $34,720 (-22%) from 2013
Net Income
Down$50,864
Down $8,215 (-14%) from 2013
Provide highest level of customer service. Emphasis on being responsive to member needs. Encourage better quality of life for our members producing a better quality cu through member education and competitive products.
Provide highest level of customer service. Emphasis on being responsive to member needs. Encourage better quality of life for our members producing a better quality cu thru member education and competitive products.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $1,921,322 | $1,881,633 | ▼ $39,689 |
| Rtn Earn Endowment Incm Other Fnds | $467,713 | $518,577 | ▲ $50,864 |
| Investments Program Related | $307,630 | $340,123 | ▲ $32,493 |
| Cash and Non-Interest-Bearing Accounts | $545,093 | $338,465 | ▼ $206,628 |
| Land, Buildings, and Equipment, Net | - | $3,272 | - |
| Prepaid Expenses and Deferred Charges | $400 | $502 | ▲ $102 |
| Total Assets | $2,780,059 | $2,570,447 | ▼ $209,612 |
| Other Assets Total | $5,614 | $6,452 | ▲ $838 |
| Liabilities | |||
| Other Liabilities | $2,310,768 | $2,047,703 | ▼ $263,065 |
| Accounts Payable and Accrued Expenses | $1,578 | $4,167 | ▲ $2,589 |
| Total Liabilities | $2,312,346 | $2,051,870 | ▼ $260,476 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $467,713 | $518,577 | ▲ $50,864 |
| Total Liabilities and Net Assets / Fund Balance | $2,780,059 | $2,570,447 | ▼ $209,612 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $3,272 | $1,259 | $4,531 |
| Investment Program Related Org | $500 | - | - |
| Name | Title |
|---|---|
| Dr Ira Van Hilliard | Chairman |
| Dr Bridget Hilliard | Vice-chairma |
| Irishea Hilliard | Director |
| Malachi S Johnson | Secretary |
| Harlene B Johnson | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $105,415 |
| Salaries, Compensation, and Employee Benefits | $15,500 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $55,333 |
| Other Salaries and Wages | - | - | - | $15,500 |
| Conferences and Meetings | - | - | - | $9,715 |
| Insurance | - | - | - | $7,134 |
| Fees for Services Other | - | - | - | $2,950 |
| Other Expenses | - | - | - | $2,296 |
| Benefits to Members | - | - | - | $1,807 |
| Depreciation Depletion | - | - | - | $1,259 |
| Advertising | - | - | - | $1,154 |
| Fees for Services Legal | - | - | - | $647 |
| Interest | - | - | - | $38 |
| All Other Expenses | - | - | - | $-719 |
| Total Functional Expenses | $0 | $0 | $0 | $122,722 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares/deposits | $2,047,703 |
“Ira v. Hilliard bridget e. Hilliard chairman vice-chairma family harlene b. Johnson malachi johnson mgr/ceo secretary family”
“Light commerce is a state chartered credit union comprised of owner/members belongingl to a common field of membership and who have paid into their share accounts a minimum authorized membership fee.”
“Members hold annual meetins at which time the members present elect open positions for the board of directors. Election is run by the nominating committee who normally screen any members running for these open board positions.”
“A copy of form 990 is provided to each board member for review. After review and discussion, the form is approved for remittance to the irs and such action is recorded in the board minutes.”
“The credit union posts its financial statements in the credit union lobby for members to review. The governance documents are available in the credit union office for review upon request.”
“No significant exempt purpose accomplishments during year 2014”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1578 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 4167 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDE HIGHEST LEVEL OF CUSTOMER SERVICE. EMPHASIS ON BEING RESPONSIVE TO MEMBER NEEDS. ENCOURAGE BETTER QUALITY OF LIFE FOR OUR MEMBERS PRODUCING A BETTER QUALITY CU THRU MEMBER EDUCATION AND COMPETITIVE PRODUCTS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1154 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | -719 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 1807 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | HARLENE JOHNSON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2818767576 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 11233 CROWN PARK DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | HOUSTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 77067 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 545093 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 338465 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 9715 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 1807 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 407 |
| IRS990/CYOtherExpensesAmt | 0 | 105415 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 173179 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 50864 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 15500 |
| IRS990/CYTotalExpensesAmt | 0 | 122722 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 173586 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1259 |
| IRS990/Desc | 0 | NO SIGNIFICANT ACCOMPLISHMENTS DURING YEAR 2014 |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 647 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 2950 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DR IRA VAN HILLIARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DR BRIDGET HILLIARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MALACHI S JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | HARLENE B JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | IRISHEA HILLIARD |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE-CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 2004 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 173586 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 7134 |
| IRS990/InterestGrp/TotalAmt | 0 | 38 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 407 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 407 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 307630 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 340123 |
| IRS990/IRPDocumentCnt | 0 | 45 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1259 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 3272 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4531 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | PROVIDE HIGHEST LEVEL OF CUSTOMER SERVICE. EMPHASIS ON BEING RESPONSIVE TO MEMBER NEEDS. ENCOURAGE BETTER QUALITY OF LIFE FOR OUR MEMBERS PRODUCING A BETTER QUALITY CU THRU MEMBER EDUCATION AND COMPETITIVE PRODUCTS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 467713 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 518577 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 55333 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 5614 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 6452 |
| IRS990/OtherExpensesGrp/Desc | 0 | FISERVE SOLUTIONS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 2 | ASSO.DUES/OPERATIONAL |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 16648 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 5798 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 3162 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 2296 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 2310768 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 2047703 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 15500 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 1921322 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 1881633 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 400 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 502 |
| IRS990/PrincipalOfficerNm | 0 | HARLENE JOHNSON |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MISCELLANEOUS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 112269 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 60635 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 275 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 112269 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 60635 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 275 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | NO SIGNIFICANT EXEMPT PURPOSE ACCOMPLISHMENTS DURING YEAR 2014 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 10307 |
| IRS990/PYInvestmentIncomeAmt | 0 | 900 |
| IRS990/PYOtherExpensesAmt | 0 | 117135 |
| IRS990/PYOtherRevenueAmt | 0 | 8292 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 207329 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 59079 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 30000 |
| IRS990/PYTotalExpensesAmt | 0 | 157442 |
| IRS990/PYTotalRevenueAmt | 0 | 216521 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 50864 |
| IRS990/RelatedEntityInd | 0 | true |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | true |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 467713 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 518577 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 3272 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1259 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 4531 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 206162 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 100000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 21129 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 3 | 12332 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 4 | 500 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | CATALYST CORP. SETTLEMENT |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CATALYST PTA |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | NCUSIF DEPOSIT |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | SHARES, DEPOSITS, CDS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 4 | CAPITAL SHARES/CATALYST |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 2047703 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES/DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 3272 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 340123 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 2047703 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | NO SIGNIFICANT EXEMPT PURPOSE ACCOMPLISHMENTS DURING YEAR 2014 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | IRA V. HILLIARD BRIDGET E. HILLIARD CHAIRMAN VICE-CHAIRMA FAMILY HARLENE B. JOHNSON MALACHI JOHNSON MGR/CEO SECRETARY FAMILY |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | LIGHT COMMERCE IS A STATE CHARTERED CREDIT UNION COMPRISED OF OWNER/MEMBERS BELONGINGL TO A COMMON FIELD OF MEMBERSHIP AND WHO HAVE PAID INTO THEIR SHARE ACCOUNTS A MINIMUM AUTHORIZED MEMBERSHIP FEE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MEMBERS HOLD ANNUAL MEETINS AT WHICH TIME THE MEMBERS PRESENT ELECT OPEN POSITIONS FOR THE BOARD OF DIRECTORS. ELECTION IS RUN BY THE NOMINATING COMMITTEE WHO NORMALLY SCREEN ANY MEMBERS RUNNING FOR THESE OPEN BOARD POSITIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | A COPY OF FORM 990 IS PROVIDED TO EACH BOARD MEMBER FOR REVIEW. AFTER REVIEW AND DISCUSSION, THE FORM IS APPROVED FOR REMITTANCE TO THE IRS AND SUCH ACTION IS RECORDED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE CREDIT UNION POSTS ITS FINANCIAL STATEMENTS IN THE CREDIT UNION LOBBY FOR MEMBERS TO REVIEW. THE GOVERNANCE DOCUMENTS ARE AVAILABLE IN THE CREDIT UNION OFFICE FOR REVIEW UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleR/AssetExchangeInd | 0 | false |
| IRS990ScheduleR/AssetPurchaseFromOtherOrgInd | 0 | false |
| IRS990ScheduleR/AssetSaleToOtherOrgInd | 0 | false |
| IRS990ScheduleR/DivRelatedOrganizationInd | 0 | false |
| IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd | 0 | false |
| IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd | 0 | false |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd | 0 | false |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt | 0 | NEW LIGHT |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt | 0 | NEW LIGHT CHURCH |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN | 0 | 760198056 |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt | 0 | 501 C |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd | 0 | TX |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt | 0 | CHURCH |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt | 0 | 1 |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt | 0 | 11233 CROWN PARK DRIVE |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm | 0 | HOUSTON |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd | 0 | 77067 |
| IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd | 0 | false |
| IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd | 0 | false |
| IRS990ScheduleR/PaidEmployeesSharingInd | 0 | true |
| IRS990ScheduleR/PerformOfServicesByOtherOrgInd | 0 | false |
| IRS990ScheduleR/PerformOfServicesForOthOrgInd | 0 | false |
| IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd | 0 | false |
| IRS990ScheduleR/ReimbursementPaidByOtherOrgInd | 0 | false |
| IRS990ScheduleR/ReimbursementPaidToOtherOrgInd | 0 | true |
| IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd | 0 | false |
| IRS990ScheduleR/RentalOfFcltsFromOthOrgInd | 0 | false |
| IRS990ScheduleR/SharingOfFacilitiesInd | 0 | true |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt | 0 | 6000 |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt | 1 | 15500 |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt | 2 | 6000 |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt | 0 | COST |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt | 1 | COST |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt | 2 | COST |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt | 0 | NEW LIGHT CHRISTIAN CENTER CHURCH |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt | 1 | NEW LIGHT CHRISTIAN CENTER CHURCH |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt | 2 | NEW LIGHT CHRISTIAN CENTER CHURCH |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt | 0 | N |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt | 1 | O |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt | 2 | P |
| IRS990ScheduleR/TransferFromOtherOrgInd | 0 | false |
| IRS990ScheduleR/TransferToOtherOrgInd | 0 | false |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 2780059 |
| IRS990/TotalAssetsEOYAmt | 0 | 2570447 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 2780059 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 2570447 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 122722 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 2312346 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 2051870 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 2312346 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 2051870 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 467713 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 518577 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 173179 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 407 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 173179 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 173586 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 2780059 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 2570447 |
| IRS990/TransactionWithControlEntInd | 0 | true |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/USAddress/AddressLine1Txt | 0 | 11233 CROWN PARK DRIVE |
| IRS990/USAddress/CityNm | 0 | HOUSTON |
| IRS990/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/USAddress/ZIPCd | 0 | 77067 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.LIGHTCOMMERCECU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | HARLENE JOHNSON |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2818767576 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-02-03 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | LIGHT COMMERCE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | LIGH |
| ReturnHeader/Filer/EIN | 0 | 030505731 |
| ReturnHeader/Filer/PhoneNum | 0 | 2818767576 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 11233 CROWN PARK DRIVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | HOUSTON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 77067 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LEMA & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 610 E MARKET ST STE 2906 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | SAN ANTONIO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 782052680 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2102124822 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-02-19 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | ANGEL R LEMA CPA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2015-02-19T19:34:55-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.