Civic Intelligence

Northeast Schools and Hospital

EIN 03-0259968 • 501(c)14 • Newport, VT

Profile

Credit union - to provide financial services for members including loans at affordable rates and attractive rates on deposits

189 E Main St Ste CNewport, VT 05855

www.nshcu.virtualcu.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

4th percentile

0.00x

Higher debt load relative to assets than 4% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

16th percentile

0.05x

Higher debt load relative to revenue than 16% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Net Margin

27th percentile

-6.8%

Higher net margin than 27% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

69th percentile

$74,880

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 24.4% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Asset Growth

20th percentile

-7.6%

Faster asset growth than 20% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

77th percentile

15%

Faster revenue growth than 77% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets4th percentile

Assets

Down

$5,302,854

Down $437,475 (-7.6%) from 2023

Liabilities

Down

$14,184

Down $14,064 (-50%) from 2023

Net Assets

Down

$5,288,670

Down $423,411 (-7.4%) from 2023

Operations
Liabilities / Revenue16th percentileNet Margin27th percentile

Revenue

Up

$307,061

Up $40,736 (+15%) from 2023

Expenses

Up

$328,051

Up $50,862 (+18%) from 2023

Net Income

Down

-$20,990

Down $10,126 (-93%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth20th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2020: $5,421,252Liabilities 2020: $3,815Net Assets 2020: $5,417,4372020Assets 2021: $6,266,622Liabilities 2021: $6,072Net Assets 2021: $6,260,5502021Assets 2022: $5,730,427Liabilities 2022: $28,995Net Assets 2022: $5,701,4322022Assets 2023: $5,740,329Liabilities 2023: $28,248Net Assets 2023: $5,712,0812023Assets 2024: $5,302,854Liabilities 2024: $14,184Net Assets 2024: $5,288,6702024

Highlighted filing

2024

Assets$5,302,854
Liabilities$14,184
Net Assets$5,288,670
Open 2024 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2020: $259,331Expenses 2020: $259,159Net Income 2020: $1722020Revenue 2021: $236,277Expenses 2021: $223,379Net Income 2021: $12,8982021Revenue 2022: $221,955Expenses 2022: $223,542Net Income 2022: -$1,5872022Revenue 2023: $266,325Expenses 2023: $277,189Net Income 2023: -$10,8642023Revenue 2024: $307,061Expenses 2024: $328,051Net Income 2024: -$20,9902024

Highlighted filing

2024

Revenue$307,061
Expenses$328,051
Net Income-$20,990
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$5,302,854
Liabilities
$14,184
Net assets
$5,288,670
Revenue
$307,061
Expenses
$328,051
Net income
-$20,990
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$5.30$0.01$5.29$0.31$0.33$0.02
2023Detailed filing. Detailed filing data is available for this year.$5.74$0.03$5.71$0.27$0.28$0.01
2022Detailed filing. Detailed filing data is available for this year.$5.73$0.03$5.70$0.22$0.22$0.00
2021Detailed filing. Detailed filing data is available for this year.$6.27$0.01$6.26$0.24$0.22$0.01
2020Detailed filing. Detailed filing data is available for this year.$5.42$0.00$5.42$0.26$0.26$0.00
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $5M-$10M nonprofits