Liabilities / Assets
60th percentile
Higher debt load relative to assets than 60% of similar nonprofits.
EIN 75-0920210 • 501(c)14 • Pampa, TX
Profile
To provide share accounts and loans to members. Members contributing to their individual savings accounts allows the credit union to help other members with loans.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
60th percentile
Higher debt load relative to assets than 60% of similar nonprofits.
Liabilities / Revenue
32nd percentile
Higher debt load relative to revenue than 32% of similar nonprofits.
Net Margin
77th percentile
Higher net margin than 77% of similar nonprofits.
Top Officer Pay
37th percentile
Higher top officer pay than 37% of similar nonprofits.
Top officer pay equals 12.9% of source-year revenue.
Asset Growth
74th percentile
Faster asset growth than 74% of similar nonprofits.
Revenue Growth
56th percentile
Faster revenue growth than 56% of similar nonprofits.
Assets
Up$5,292,573
Up $142,667 (+2.8%) from 2024
Liabilities
Up$4,556,538
Up $89,215 (+2.0%) from 2024
Net Assets
Up$736,035
Up $53,452 (+7.8%) from 2024
Revenue
Up$385,725
Up $29,591 (+8.3%) from 2024
Expenses
Up$332,598
Up $55,247 (+20%) from 2024
Net Income
Down$53,127
Down $25,656 (-33%) from 2024
Most recent year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.
To provide share accounts and loans to members. Members contributing to their individual savings accounts allows the credit union to help other members with loans.
Pampa Municipal Credit Union's mission to help members with their savings and loans needs. To provide assistance when it is needed and help them to have a savings account for future needs. We are "Members helping Members". That is our mission statement.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $4,412,289 | $4,392,341 | ▼ $19,948 |
| Rtn Earn Endowment Incm Other Fnds | $682,583 | $736,035 | ▲ $53,452 |
| Savings and Temporary Cash Investments | $458,711 | $613,583 | ▲ $154,872 |
| Cash and Non-Interest-Bearing Accounts | $193,884 | $223,020 | ▲ $29,136 |
| Land, Buildings, and Equipment, Net | $48,568 | $42,977 | ▼ $5,591 |
| Intangible Assets | $33,184 | $16,592 | ▼ $16,592 |
| Prepaid Expenses and Deferred Charges | $3,270 | $4,060 | ▲ $790 |
| Accounts Receivable | $0 | - | - |
| Pledges and Grants Receivable | $0 | - | - |
| Receivable From Disqualified Prsn | $0 | - | - |
| Receivables From Officers Etc | $0 | - | - |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Inventories for Sale or Use | $0 | - | - |
| Total Assets | $5,149,906 | $5,292,573 | ▲ $142,667 |
| Liabilities | |||
| Other Liabilities | $4,430,973 | $4,495,211 | ▲ $64,238 |
| Accounts Payable and Accrued Expenses | $36,350 | $61,327 | ▲ $24,977 |
| Total Liabilities | $4,467,323 | $4,556,538 | ▲ $89,215 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $682,583 | $736,035 | ▲ $53,452 |
| Total Liabilities and Net Assets / Fund Balance | $5,149,906 | $5,292,573 | ▲ $142,667 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $1,616 | $59,765 | $61,381 |
| Buildings | $21,673 | $33,327 | $55,000 |
| Leasehold Improvements | $9,688 | $26,006 | $35,694 |
| Land | $10,000 | - | $10,000 |
| Other Land Buildings | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Ellen Gage | Manager | PT | $49,676 | $49,676 |
| Gail Dabbs | Administrative Assistant | PT | $33,589 | $33,589 |
| Dana Chumbley | Clerk | PT | $10,010 | $10,010 |
| Name | Title |
|---|---|
| Jackie Harper | Chairman of the Board |
| Louan Suttle | Vice Chairman of the Board |
| Jessica Mann | Board Member |
| Vickie Long | Board Member |
| Mike Day | Board of Director |
| Debbie McDonald | Secretary of the Board |
| Cary Rushing | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $107,136 |
| Other Expenses | $98,807 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | - | - | - | $126,655 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $93,275 |
| Fees for Services Other | - | - | - | $40,324 |
| Other Expenses | - | - | - | $19,896 |
| Office Expenses | - | - | - | $14,255 |
| Occupancy | - | - | - | $11,357 |
| Payroll Taxes | - | - | - | $7,328 |
| Insurance | - | - | - | $7,176 |
| Other Employee Benefits | - | - | - | $6,533 |
| Depreciation Depletion | - | - | - | $3,225 |
| Advertising | - | - | - | $1,635 |
| Conferences and Meetings | - | - | - | $861 |
| Travel | - | - | - | $78 |
| Total Functional Expenses | $0 | $0 | $0 | $332,598 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | $0 | - | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | $0 | - | - |
| Liability | Amount |
|---|---|
| Share Certificates | $2,802,154 |
| Share of Members | $1,693,057 |
“2 employees are related. The Board of Directors is aware and policy states acceptance upon board approval.”
“PMCU is made up of individuals that, if qualified, may join and open accounts making them a member of the credit union with a voice & vote in the procedures of the credit union.”
“All members have the opportunity to vote and elect the governing body at the annual meeting where seats are put for reelection or nominations are voted upon.”
“The 990 report is available upon request to any member who wishes to review it.”
“The conflict of interest policy involves any loans that are requested/granted to board members, employees, or employees family members. These loans require approval by 4 board members. All employees are locked out of their own accounts as well as their immediate family member accounts.”
“Compensation is reviewed and voted upon annually. The Board may request compensation comparison to determine salary and hourly wages.”
“The governing documents and conflict of interest policy is available upon request to anyone who wishes to review them. The financial statement is posted every month on the bulletin board in the front foyer for anyone to review.”
“Texas Credit Union League Dues- $3565.34 Bank Service Fees - $5865.68 Credit Reporting $2581.69 Professional & Outside Services $25,500.00 Tx Credit Union Department $2811.08 Misc. Operating Expenses $0.22”
“Donated Items value $325.00”
“Shares”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 36350 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 61327 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Pampa Municipal Credit Union's mission to help members with their savings and loans needs. To provide assistance when it is needed and help them to have a savings account for future needs. We are "Members helping Members". That is our mission statement. |
| IRS990/AddressChangeInd | 0 | X |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1635 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 126655 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Ellen Gage |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8066658875 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1021 N Somerville |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Pampa |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 790661259 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 193884 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 223020 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 93275 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 861 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 126655 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 11702 |
| IRS990/CYOtherExpensesAmt | 0 | 98807 |
| IRS990/CYOtherRevenueAmt | 0 | 374023 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 53127 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 107136 |
| IRS990/CYTotalExpensesAmt | 0 | 332598 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 385725 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 3225 |
| IRS990/Desc | 0 | Dividends paid to members on regular share/savings accounts and certificates of deposits |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 3 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 1 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 40324 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 30 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 30 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 14 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Ellen Gage |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Gail Dabbs |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Dana Chumbley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Mike Day |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Jessica Mann |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Vickie Long |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Cary Rushing |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Jackie Harper |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Debbie McDonald |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Louan Suttle |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 49676 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 33589 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 10010 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Manager |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Administrative Assistant |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Clerk |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board of Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Chairman of the Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Secretary of the Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Vice Chairman of the Board |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1953 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 587 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 385725 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 587 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 7176 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 33184 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 16592 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 11702 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 11702 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 119098 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 48568 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 42977 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 162075 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 374023 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 374023 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | To provide share accounts and loans to members. Members contributing to their individual savings accounts allows the credit union to help other members with loans. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 682583 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 736035 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 11357 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 14255 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 325 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 6533 |
| IRS990/OtherExpensesGrp/Desc | 0 | Provision for loan loss |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 19896 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 4430973 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 4495211 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueTotalAmt | 0 | 374023 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 4412289 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 4392341 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 7328 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 3270 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 4060 |
| IRS990/PrincipalOfficerNm | 0 | Ellen Gage |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 110708 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 12176 |
| IRS990/PYOtherExpensesAmt | 0 | 64185 |
| IRS990/PYOtherRevenueAmt | 0 | 343958 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 78783 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 102458 |
| IRS990/PYTotalExpensesAmt | 0 | 277351 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 356134 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 53127 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 682583 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 736035 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 458711 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 613583 |
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| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 55000 |
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| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 59765 |
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| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 10000 |
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| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 2802154 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Share of Members |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Share Certificates |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | Shares |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Schedule D, Part X, Line 1 |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | 2 employees are related. The Board of Directors is aware and policy states acceptance upon board approval. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | PMCU is made up of individuals that, if qualified, may join and open accounts making them a member of the credit union with a voice & vote in the procedures of the credit union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | All members have the opportunity to vote and elect the governing body at the annual meeting where seats are put for reelection or nominations are voted upon. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The 990 report is available upon request to any member who wishes to review it. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The conflict of interest policy involves any loans that are requested/granted to board members, employees, or employees family members. These loans require approval by 4 board members. All employees are locked out of their own accounts as well as their immediate family member accounts. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Compensation is reviewed and voted upon annually. The Board may request compensation comparison to determine salary and hourly wages. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | The governing documents and conflict of interest policy is available upon request to anyone who wishes to review them. The financial statement is posted every month on the bulletin board in the front foyer for anyone to review. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Texas Credit Union League Dues- $3565.34 Bank Service Fees - $5865.68 Credit Reporting $2581.69 Professional & Outside Services $25,500.00 Tx Credit Union Department $2811.08 Misc. Operating Expenses $0.22 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Donated Items value $325.00 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part IX, Line 11g |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990, Part XI, Line 9 |
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| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 4556538 |
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| IRS990/TotalVolunteersCnt | 0 | 7 |
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| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 78 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
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| IRS990/USAddress/AddressLine1Txt | 0 | 1021 N Somerville |
| IRS990/USAddress/CityNm | 0 | Pampa |
| IRS990/USAddress/StateAbbreviationCd | 0 | TX |
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| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ELLEN GAGE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8066658875 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-03-18 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | PAMPA MUNICIPAL CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | PAMP |
| ReturnHeader/Filer/EIN | 0 | 750920210 |
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| ReturnHeader/Filer/USAddress/CityNm | 0 | Pampa |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
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| ReturnHeader/ReturnTs | 0 | 2026-03-19T10:55:36-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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