Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
76th percentile
Faster asset growth than 76% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$71,602,775
Up $5,226,561 (+7.9%) from 2011
Net Assets
Up$5,152,243
Up $437,969 (+9.3%) from 2011
Liabilities
Up$66,450,532
Up $4,788,592 (+7.8%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Up$4,909,228
Up $146,965 (+3.1%) from 2011
Net Income
-
No earlier filing loaded for comparison.
To operate a state chartered credit union to provide loan and deposit services for the benefit of its members.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 135822 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 127526 |
| IRS990/AccountsReceivable/BOY | 0 | 22007 |
| IRS990/AccountsReceivable/EOY | 0 | 27587 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | OPERATE A STATE CHARTERED CREDIT UNION FOR THE BENEFIT OF MEMBERS. |
| IRS990/ActivityOther/Description | 0 | COSTS RELATIVE TO MAINTENANCE OF BUILDING AND EQUIPMENT, GENERAL INSURANCE, PROFESSIONAL SERVICES AND COSTS OF SUPPLIES AND PRODUCTS USED IN OPERATIONS. INCLUDES 2012 NCUA INSURANCE ASSESSMENT OF $68,791. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | PO BOX 8366 |
| IRS990/AddressPrincipalOfficerUS/City | 0 | NORTH BRATTLEBORO |
| IRS990/AddressPrincipalOfficerUS/State | 0 | VT |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 05304 |
| IRS990/Advertising/ProgramServices | 0 | 101313 |
| IRS990/Advertising/Total | 0 | 101313 |
| IRS990/AllOtherExpenses/ProgramServices | 0 | 596116 |
| IRS990/AllOtherExpenses/Total | 0 | 596116 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/AuditCommittee | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 213064 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 274952 |
| IRS990/BenefitsToMembers/ProgramServices | 0 | 213064 |
| IRS990/BenefitsToMembers/Total | 0 | 213064 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 10922437 |
| IRS990/CashNonInterestBearing/EOY | 0 | 9430642 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/ProgramServices | 0 | 181759 |
| IRS990/DepreciationDepletion/Total | 0 | 181759 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | PROGRAM SERVICES RELATE TO DAILY OPERATIONS OF A LOCALLY CONTROLLED, FULL SERVICE CREDIT UNION. WE MAKE LOANS, ACCEPT DEPOSIT ACCOUNTS, AND CONTINUALLY AND EFFICIENTLY PROVIDE OTHER RELEVANT FINANCIAL SERVICES TO A MEMBER BASE OF APPROXIMATELY 15,500 INDIVIDUALS. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 0 |
| IRS990/Expense | 0 | 4909228 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesLegal/ProgramServices | 0 | 2282 |
| IRS990/FeesForServicesLegal/Total | 0 | 2282 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form8282PropertyDisposedOf | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 50.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 10 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 11 | 50.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 12 | 50.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 13 | 50.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 14 | 50.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 15 | 50.00 |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 9 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 10 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | MICHAEL COONEY |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | DEBORAH CARPENTER |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | PHILLIP CROWLEY |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | RUSSELL FARRAR |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | JEFFREY MORSE |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | JAMES BEDARD |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | LARRY KRAFT |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | LESLIE MOREY |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | ARTHUR SNARSKI |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | SAMANTHA BOVAT |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | RICHARD CARROLL |
| IRS990/Form990PartVIISectionA/NamePerson | 11 | KAREN CEDERGREN |
| IRS990/Form990PartVIISectionA/NamePerson | 12 | STEPHEN DUCLOS |
| IRS990/Form990PartVIISectionA/NamePerson | 13 | KIMBERLEY GOUGER |
| IRS990/Form990PartVIISectionA/NamePerson | 14 | JILL FORTIER |
| IRS990/Form990PartVIISectionA/NamePerson | 15 | REBECCA EDSON |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/Officer | 4 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 11 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 12 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 13 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 14 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 15 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 167990 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 11 | 67304 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 12 | 87911 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 13 | 62129 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 14 | 58423 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 15 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 11 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 12 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 13 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 14 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 15 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 1 | VICE-CHAIR |
| IRS990/Form990PartVIISectionA/Title | 2 | TREASURER |
| IRS990/Form990PartVIISectionA/Title | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 4 | EXECUTIVE DIRECTOR/CEO |
| IRS990/Form990PartVIISectionA/Title | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 11 | VP-BRANCH ADMINISTRATION |
| IRS990/Form990PartVIISectionA/Title | 12 | VP-MORTGAGE LOANS |
| IRS990/Form990PartVIISectionA/Title | 13 | VP-CONSUMER LOANS |
| IRS990/Form990PartVIISectionA/Title | 14 | CFO |
| IRS990/Form990PartVIISectionA/Title | 15 | VP- BUSINESS DEVELOPMENT |
| IRS990/Form990ProvidedToGoverningBody | 0 | 1 |
| IRS990/Form990-TFiled | 0 | 1 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 1 |
| IRS990/FSAuditedBasis/FinancialStatementSeparate | 0 | X |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 5386932 |
| IRS990/GrossRents/Real | 0 | 43074 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 1 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartIII | 0 | X |
| IRS990/InfoInScheduleOPartIX | 0 | X |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXII | 0 | X |
| IRS990/Insurance/ProgramServices | 0 | 38564 |
| IRS990/Insurance/Total | 0 | 38564 |
| IRS990/Interest/ProgramServices | 0 | 37862 |
| IRS990/Interest/Total | 0 | 37862 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 20175 |
| IRS990/InvestmentIncomePriorYear | 0 | 10889 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | 20175 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 20175 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 1737645 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 4401022 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 2366963 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 2663377 |
| IRS990/LessRentalExpenses/Real | 0 | 39735 |
| IRS990/LoanToOfficerOrDQP | 0 | 1 |
| IRS990/LocalChapters | 0 | 1 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MiscellaneousRevenue/RelatedOrExemptFunctionIncome | 0 | 267241 |
| IRS990/MiscellaneousRevenue/TotalRevenueColumn | 0 | 364420 |
| IRS990/MiscellaneousRevenue/UnrelatedBusinessRevenue | 0 | 97179 |
| IRS990/MissionDescription | 0 | TO OPERATE A STATE CHARTERED CREDIT UNION TO PROVIDE LOAN AND DEPOSIT SERVICES FOR THE BENEFIT OF ITS MEMBERS |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | JEFFREY MORSE |
| IRS990/NbrIndependentVotingMembers | 0 | 11 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 11 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 11 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 4714274 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 5152243 |
| IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn | 0 | 3339 |
| IRS990/NetRentalIncomeOrLoss/UnrelatedBusinessRevenue | 0 | 3339 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | -31950 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 8 |
| IRS990/NumberIndependentVotingMembers | 0 | 11 |
| IRS990/NumberIndividualsGT100K | 0 | 1 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 45 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/ProgramServices | 0 | 242877 |
| IRS990/Occupancy/Total | 0 | 242877 |
| IRS990/OfficeExpenses/ProgramServices | 0 | 180168 |
| IRS990/OfficeExpenses/Total | 0 | 180168 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 1221001 |
| IRS990/OtherAssetsTotal/EOY | 0 | 1057057 |
| IRS990/OtherEmployeeBenefits/ProgramServices | 0 | 401147 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 401147 |
| IRS990/OtherExpensePriorYear | 0 | 2167216 |
| IRS990/OtherExpensesCurrentYear | 0 | 2231475 |
| IRS990/OtherExpenses/Description | 0 | DEBIT CARD FEES |
| IRS990/OtherExpenses/Description | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpenses/Description | 2 | PROFESS. & OUTSIDE SERV |
| IRS990/OtherExpenses/Description | 3 | OTHER |
| IRS990/OtherExpenses/ProgramServices | 0 | 418700 |
| IRS990/OtherExpenses/ProgramServices | 1 | 179900 |
| IRS990/OtherExpenses/ProgramServices | 2 | 112536 |
| IRS990/OtherExpenses/ProgramServices | 3 | 108435 |
| IRS990/OtherExpenses/Total | 0 | 418700 |
| IRS990/OtherExpenses/Total | 1 | 179900 |
| IRS990/OtherExpenses/Total | 2 | 112536 |
| IRS990/OtherExpenses/Total | 3 | 108435 |
| IRS990/OtherLiabilities/BOY | 0 | 61526118 |
| IRS990/OtherLiabilities/EOY | 0 | 66323006 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 51563307 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 55453799 |
| IRS990/OtherRevenueCurrentYear | 0 | 2192485 |
| IRS990/OtherRevenueMisc/BusinessCode | 0 | 522100 |
| IRS990/OtherRevenueMisc/BusinessCode | 1 | 522100 |
| IRS990/OtherRevenueMisc/BusinessCode | 2 | 522100 |
| IRS990/OtherRevenueMisc/Description | 0 | SERVICE FEES |
| IRS990/OtherRevenueMisc/Description | 1 | CARD PROCESSING FEES |
| IRS990/OtherRevenueMisc/Description | 2 | NSF AND OVERDRAFT FEES |
| IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome | 0 | 1036983 |
| IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome | 1 | 258593 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 0 | 1036983 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 1 | 529150 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 2 | 258593 |
| IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue | 0 | 529150 |
| IRS990/OtherRevenuePriorYear | 0 | 2032754 |
| IRS990/OtherSalariesAndWages/ProgramServices | 0 | 1851995 |
| IRS990/OtherSalariesAndWages/Total | 0 | 1851995 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/ProgramServices | 0 | 156065 |
| IRS990/PayrollTaxes/Total | 0 | 156065 |
| IRS990/PensionPlanContributions/ProgramServices | 0 | 55482 |
| IRS990/PensionPlanContributions/Total | 0 | 55482 |
| IRS990/PoliciesReferenceChapters | 0 | 1 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 132946 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 122760 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 3134537 |
| IRS990/ProgramServiceRevenue/Description | 0 | INTEREST INCOME |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 3014002 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 3134537 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 3134537 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/QuidProQuoContributions | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | 437969 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Real | 0 | 3339 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 4714274 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 5152243 |
| IRS990/Revenue | 0 | 4717529 |
| IRS990/RevenuesLessExpensesCY | 0 | 437969 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 295382 |
| IRS990/SalariesEtcCurrentYear | 0 | 2464689 |
| IRS990/SalariesEtcPriorYear | 0 | 2320095 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 147553 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 2847553 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 1578429 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 850471 |
| IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis | 0 | 2428900 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 184417 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 763883 |
| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 948300 |
| IRS990ScheduleD/ExpensesNotRptdF990 | 0 | 39735 |
| IRS990ScheduleD/ExpensesNotRptdOnFinStmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotal | 0 | 4909229 |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation | 0 | RENTAL EXPENSES 39,735. |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation | 1 | RENTAL EXPENSES 39,735. |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier | 0 | PART XI, LINE 2D - OTHER ADJUSTMENTS: |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier | 1 | PART XII, LINE 2D - OTHER ADJUSTMENTS: |
| IRS990ScheduleD/Land/BookValue | 0 | 486932 |
| IRS990ScheduleD/Land/InvestmentCostOrOtherBasis | 0 | 486932 |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 8468 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 123291 |
| IRS990ScheduleD/LeaseholdImprovements/InvestmentCostOrOtherBasis | 0 | 131759 |
| IRS990ScheduleD/OtherExpensesIncluded | 0 | 39735 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 405131 |
| IRS990ScheduleD/OtherLandBuildings/InvestmentCostOrOtherBasis | 0 | 405131 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 66323006 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | MEMBER DEPOSITS |
| IRS990ScheduleD/OtherRevenues | 0 | 39735 |
| IRS990ScheduleD/RevenueNotRptdF990 | 0 | 39735 |
| IRS990ScheduleD/RevenueNotRptdOnFinStmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotal | 0 | 5347197 |
| IRS990ScheduleD/TotalExpensesPerForm990 | 0 | 4909229 |
| IRS990ScheduleD/TotalOfAmounts | 0 | 66323006 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 2663377 |
| IRS990ScheduleD/TotalRevenuePerForm990 | 0 | 5347197 |
| IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt | 0 | 4948964 |
| IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt | 0 | 5386932 |
| IRS990ScheduleJ/EquityBasedCompArrangement | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg | 0 | 146540 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg | 0 | 21450 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson | 0 | JEFFREY MORSE |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/Title | 0 | EXECUTIVE DIRECTOR/CEO |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg | 0 | 167990 |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationRelatedOrgs | 0 | 0 |
| IRS990/ScheduleJRequired | 0 | 1 |
| IRS990ScheduleJ/SeverancePayment | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRetirePlan | 0 | 0 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 0 | 1 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 1 | 1 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 2 | 1 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 3 | 1 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 4 | 1 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 5 | 1 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 6 | 1 |
| IRS990ScheduleL/LoanTable/BalanceDue | 0 | 34202 |
| IRS990ScheduleL/LoanTable/BalanceDue | 1 | 82641 |
| IRS990ScheduleL/LoanTable/BalanceDue | 2 | 97085 |
| IRS990ScheduleL/LoanTable/BalanceDue | 3 | 506 |
| IRS990ScheduleL/LoanTable/BalanceDue | 4 | 145036 |
| IRS990ScheduleL/LoanTable/BalanceDue | 5 | 1653 |
| IRS990ScheduleL/LoanTable/BalanceDue | 6 | 2654 |
| IRS990ScheduleL/LoanTable/Default | 0 | 0 |
| IRS990ScheduleL/LoanTable/Default | 1 | 0 |
| IRS990ScheduleL/LoanTable/Default | 2 | 0 |
| IRS990ScheduleL/LoanTable/Default | 3 | 0 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.