Civic Intelligence

Maine Energy Marketers Association Health Insurance Trust

EIN 01-6029907 • 501(c)9 • Brunswick, ME

View Organization Page

Profile

To provide health, life, vision, and dental benefits to its members' employees.

25 Greenwood RoadBrunswick, ME 04011

www.maineenergymarketers.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

75th percentile

0.10x

Higher debt load relative to assets than 75% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

71st percentile

0.06x

Higher debt load relative to revenue than 71% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Net Margin

62nd percentile

9.8%

Higher net margin than 62% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

68th percentile

8.8%

Faster asset growth than 68% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

61st percentile

8.7%

Faster revenue growth than 61% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets75th percentile

Assets

Up

$2,156,062

Up $173,564 (+8.8%) from 2023

Liabilities

Down

$211,178

Down $225,113 (-52%) from 2023

Net Assets

Up

$1,944,884

Up $398,677 (+26%) from 2023

Operations
Liabilities / Revenue71st percentileNet Margin62nd percentile

Revenue

Up

$3,632,432

Up $289,268 (+8.7%) from 2023

Expenses

Down

$3,275,843

Down $755,382 (-19%) from 2023

Net Income

Up

$356,589

Up $1,044,650 (+152%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth68th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $467,211Liabilities 2011: $0Net Assets 2011: $467,2112011Assets 2012: $438,873Liabilities 2012: $0Net Assets 2012: $438,8732012Assets 2013: $445,768Liabilities 2013: $0Net Assets 2013: $445,7682013Assets 2014: $430,497Liabilities 2014: $0Net Assets 2014: $430,4972014Assets 2015: $416,346Liabilities 2015: $0Net Assets 2015: $416,3462015Assets 2016: $213,627Liabilities 2016: $0Net Assets 2016: $213,6272016Assets 2017: $1,567,720Liabilities 2017: $334,704Net Assets 2017: $1,233,0162017Assets 2018: $1,969,239Liabilities 2018: $306,167Net Assets 2018: $1,663,0722018Assets 2019: $2,327,234Liabilities 2019: $638,147Net Assets 2019: $1,689,0872019Assets 2020: $2,455,984Liabilities 2020: $498,033Net Assets 2020: $1,957,9512020Assets 2021: $2,556,150Liabilities 2021: $487,430Net Assets 2021: $2,068,7202021Assets 2022: $2,462,540Liabilities 2022: $275,493Net Assets 2022: $2,187,0472022Assets 2023: $1,982,498Liabilities 2023: $436,291Net Assets 2023: $1,546,2072023Assets 2024: $2,156,062Liabilities 2024: $211,178Net Assets 2024: $1,944,8842024

Highlighted filing

2024

Assets$2,156,062
Liabilities$211,178
Net Assets$1,944,884
Open 2024 Filing

Operations Trend

Revenue Growth61st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $2,822,243Expenses 2011: $2,879,532Net Income 2011: -$57,2892011Revenue 2012: $2,997,005Expenses 2012: $3,025,343Net Income 2012: -$28,3382012Revenue 2013: $3,193,489Expenses 2013: $3,186,594Net Income 2013: $6,8952013Revenue 2014: $2,973,879Expenses 2014: $2,989,150Net Income 2014: -$15,2712014Revenue 2015: $3,226,579Expenses 2015: $3,240,730Net Income 2015: -$14,1512015Revenue 2016: $3,509,313Expenses 2016: $3,712,032Net Income 2016: -$202,7192016Revenue 2017: $3,974,105Expenses 2017: $2,856,187Net Income 2017: $1,117,9182017Revenue 2018: $4,025,408Expenses 2018: $3,576,994Net Income 2018: $448,4142018Revenue 2019: $4,078,114Expenses 2019: $4,109,391Net Income 2019: -$31,2772019Revenue 2020: $4,009,412Expenses 2020: $3,781,381Net Income 2020: $228,0312020Revenue 2021: $3,628,585Expenses 2021: $3,444,520Net Income 2021: $184,0652021Revenue 2022: $3,524,878Expenses 2022: $3,279,687Net Income 2022: $245,1912022Revenue 2023: $3,343,164Expenses 2023: $4,031,225Net Income 2023: -$688,0612023Revenue 2024: $3,632,432Expenses 2024: $3,275,843Net Income 2024: $356,5892024

Highlighted filing

2024

Revenue$3,632,432
Expenses$3,275,843
Net Income$356,589
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$2,156,062
Liabilities
$211,178
Net assets
$1,944,884
Revenue
$3,632,432
Expenses
$3,275,843
Net income
$356,589
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.16$0.21$1.94$3.63$3.28$0.36
2023Detailed filing. Detailed filing data is available for this year.$1.98$0.44$1.55$3.34$4.03$0.69
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.46$0.28$2.19$3.52$3.28$0.25
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.56$0.49$2.07$3.63$3.44$0.18
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.46$0.50$1.96$4.01$3.78$0.23
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.33$0.64$1.69$4.08$4.11$0.03
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.97$0.31$1.66$4.03$3.58$0.45
2017Summary only. Only limited summary data is available for this year.$1.57$0.33$1.23$3.97$2.86$1.12
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.21$0.00$0.21$3.51$3.71$0.20
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.42$0.00$0.42$3.23$3.24$0.01
2014Summary only. Only limited summary data is available for this year.$0.43$0.00$0.43$2.97$2.99$0.02
2013Summary only. Only limited summary data is available for this year.$0.45$0.00$0.45$3.19$3.19$0.01
2012Summary only. Only limited summary data is available for this year.$0.44$0.00$0.44$3.00$3.03$0.03
2011Summary only. Only limited summary data is available for this year.$0.47$0.00$0.47$2.82$2.88$0.06
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2023 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Oct 31, 2024
Return Version
2023v5.1
Gross Receipts
$4,092,313
Mission and Program Overview

Mission

To provide health, life, vision, and dental benefits to its members' employees.

To provide health, life, vison, and dental benefits to its members' employees.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$1,810,400$1,666,296▼ $144,104
Rtn Earn Endowment Incm Other Fnds$2,187,047$1,546,207▼ $640,840
Investments in Publicly Traded Securities$474,697$186,733▼ $287,964
Cash and Non-Interest-Bearing Accounts$154,690$90,962▼ $63,728
Pledges and Grants Receivable$9,327$3,198▼ $6,129
Prepaid Expenses and Deferred Charges$2,401--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$2,462,540$1,982,498▼ $480,042
Other Assets Total$11,025$35,309▲ $24,284
Liabilities
Other Liabilities$252,237$424,134▲ $171,897
Accounts Payable and Accrued Expenses$807$6,494▲ $5,687
Deferred Revenue$22,449$5,663▼ $16,786
Total Liabilities$275,493$436,291▲ $160,798
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,187,047$1,546,207▼ $640,840
Total Liabilities and Net Assets / Fund Balance$2,462,540$1,982,498▼ $480,042

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$415,043--
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Tim FreemanChair
John HolmesVice Chair
Bonnilee V MacdonaldTrustee
Brandon PlourdeTrustee
David MarcotteTrustee
Ed SnookTrustee Thru 8/1/23
Charles SummersTrust Administrator
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,295,105
Investment Income
$48,059
Other Revenue
$0
Change in Net Assets
$-688,061

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,338,663
Revenue Not Reported on Financial Statements
$4,501
Revenue Not Reported on Form 990
$47,221
Total Revenue per Audited Statements
$3,385,884
Total Revenue per Form 990
$3,343,164
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$600,939
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$3,430,286
Fees for Services Accounting---$21,250
Other Expenses---$16,783
Fees for Services Legal---$15,983
Office Expenses---$7,690
Fees for Service Investment Mgmnt Fees---$4,501
Fees for Services Other---$4,500
Advertising---$720
Total Functional Expenses$0$0$0$4,031,225

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$4,031,225
Expenses per Audited Statements$3,854,827
Total Expenses per Audited Statements$3,854,827
Expenses Not Reported on Financial Statements$176,398
Other Expense Adjustments$171,897
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Trustee Member CompanyContribution for Welfare BenefitsNo$624,306
-Trustee Member CompanyContribution for Welfare BenefitsNo$621,550
-Trustee Member CompanyContribution for Welfare BenefitsNo$240,903
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Claims Incurred But Not Reported$424,134
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 8B

“The trust administrator reviews the 990 prior to signing.”

Form 990, Part VI, Section B, Line 11B

“The trust administrator reviews the 990 prior to signing.”

Form 990, Part VI, Section C, Line 19

“Trust documents, policies, form 5500 and audited financial statements are available to be reviewed, upon request, at the trust's brunswick, maine office.”

Filing and Contact Details

Filer

Filer Name
Maine Energy Marketers Association
EIN
01-6029907
Phone
2077295298
Address
25 GREENWOOD ROAD, BRUNSWICK, ME 04011

Signing Officer

Name
Charles E Summers Jr
Title
Plan Administrator
Phone
2077295298
Signed
2024-10-31
Discuss with paid preparer
Yes

Organization Details

Formed
1957
Legal Domicile
Me
Voting Board Members
5
Independent Board Members
0
Employees
0
Volunteers
6

Preparer

Firm
Wipfli Llp
Address
43 CONSTITUTION DRIVE SUITE 100, BEDFORD, NH 03110
Preparer
Lance R Turgeon
Phone
6036273838
Supplemental Narrative

Additional Explanations

Form 990. Schedule R, Part V, Line 2

“Expenses reported by the insurance trust will differ from those reported by the association due to differing year ends.”

Financial Statement Notes

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Claims incurrred but not reported 171,897.”

Raw XML AppendixShowing 400 of 609 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0807
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt06494
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HEALTH, LIFE, VISON, AND DENTAL BENEFITS TO ITS MEMBERS' EMPLOYEES.
IRS990/AdvertisingGrp/TotalAmt0720
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt03430286
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SARAH NADEAU
IRS990/BooksInCareOfDetail/PhoneNum02077295298
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt025 GREENWOOD ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0BRUNSWICK
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0ME
IRS990/BooksInCareOfDetail/USAddress/ZIPCd004011
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd01
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0154690
IRS990/CashNonInterestBearingGrp/EOYAmt090962
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt03430286
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt048059
IRS990/CYOtherExpensesAmt0600939
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt03295105
IRS990/CYRevenuesLessExpensesAmt0-688061
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt04031225
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03343164
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt022449
IRS990/DeferredRevenueGrp/EOYAmt05663
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0ADMINISTERS GROUP HEALTH, LIFE, VISION, AND DENTAL PROGRAMS FOR THE BENEFIT OF THE MEMBERS OF MAINE ENERGY MARKETERS ASSOCIATION.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt021250
IRS990/FeesForServicesLegalGrp/TotalAmt015983
IRS990/FeesForServicesOtherGrp/TotalAmt04500
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt04501
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt66.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt66008
IRS990/Form990PartVIISectionAGrp/PersonNm0TIM FREEMAN
IRS990/Form990PartVIISectionAGrp/PersonNm1JOHN HOLMES
IRS990/Form990PartVIISectionAGrp/PersonNm2BRANDON PLOURDE
IRS990/Form990PartVIISectionAGrp/PersonNm3ED SNOOK
IRS990/Form990PartVIISectionAGrp/PersonNm4DAVID MARCOTTE
IRS990/Form990PartVIISectionAGrp/PersonNm5BONNILEE V MACDONALD
IRS990/Form990PartVIISectionAGrp/PersonNm6CHARLES SUMMERS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt6163558
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3TRUSTEE THRU 8/1/23
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6TRUST ADMINISTRATOR
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01957
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0-7909
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0741240
IRS990/GrossReceiptsAmt04092313
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt055968
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt055968
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01810400
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01666296
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0474697
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0186733
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0ME
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0749149
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE HEALTH, LIFE, VISION, AND DENTAL BENEFITS TO ITS MEMBERS' EMPLOYEES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt02187047
IRS990/NetAssetsOrFundBalancesEOYAmt01546207
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-7909
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt0-7909
IRS990/NetUnrelatedBusTxblIncmAmt045799
IRS990/NetUnrlzdGainsLossesInvstAmt047221
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/TotalAmt07690
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt011025
IRS990/OtherAssetsTotalGrp/EOYAmt035309
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0CLAIMS PROCESSING
IRS990/OtherExpensesGrp/Desc1ADMINISTRATIVE FEES
IRS990/OtherExpensesGrp/Desc2FEDERAL FEES
IRS990/OtherExpensesGrp/Desc3INCOME TAXES
IRS990/OtherExpensesGrp/TotalAmt0398215
IRS990/OtherExpensesGrp/TotalAmt1113745
IRS990/OtherExpensesGrp/TotalAmt217552
IRS990/OtherExpensesGrp/TotalAmt316783
IRS990/OtherLiabilitiesGrp/BOYAmt0252237
IRS990/OtherLiabilitiesGrp/EOYAmt0424134
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt09327
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt03198
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02401
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0524298
IRS990/ProgramServiceRevenueGrp/BusinessCd1524298
IRS990/ProgramServiceRevenueGrp/Desc0INS. PREMIUMS COLLECTE
IRS990/ProgramServiceRevenueGrp/Desc1ADMIN FEE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03145336
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1149769
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03145336
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1149769
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt02701794
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt040577
IRS990/PYOtherExpensesAmt0577893
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03484301
IRS990/PYRevenuesLessExpensesAmt0245191
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt03279687
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03524878
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-688061
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02187047
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01546207
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0176398
IRS990ScheduleD/ExpensesSubtotalAmt03854827
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt04501
IRS990ScheduleD/InvestmentExpensesNotIncldAmt04501
IRS990ScheduleD/NetUnrealizedGainsInvstAmt047221
IRS990ScheduleD/OtherExpensesNotIncludedAmt0171897
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0424134
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CLAIMS INCURRED BUT NOT REPORTED
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0147567
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1146666
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2144417
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3325104
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt499633
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt5195481
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt6192385
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt7415043
IRS990ScheduleD/OtherSecuritiesGrp/Desc0FNMA 2.625% 9/6/24
IRS990ScheduleD/OtherSecuritiesGrp/Desc1FHLB 3% 9/15/25
IRS990ScheduleD/OtherSecuritiesGrp/Desc2FHLB 2.75% 12/11/26
IRS990ScheduleD/OtherSecuritiesGrp/Desc3USTN .25% 10/31/25
IRS990ScheduleD/OtherSecuritiesGrp/Desc4USTN 4.25% 5/2025
IRS990ScheduleD/OtherSecuritiesGrp/Desc5DEP 3.25% 8/15/25
IRS990ScheduleD/OtherSecuritiesGrp/Desc6K N/C 3.3% 6/1/25
IRS990ScheduleD/OtherSecuritiesGrp/Desc7FEDERATED MONEY MARKET FUND
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd6F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd7F
IRS990ScheduleD/RevenueNotReportedAmt047221
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt04501
IRS990ScheduleD/RevenueSubtotalAmt03338663
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0CLAIMS INCURRRED BUT NOT REPORTED 171,897.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueSecuritiesAmt01666296
IRS990ScheduleD/TotalExpensesPerForm990Amt04031225
IRS990ScheduleD/TotalLiabilityAmt0424134
IRS990ScheduleD/TotalRevenuePerForm990Amt03343164
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03385884
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03854827
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0163558
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt06008
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CHARLES SUMMERS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0TRUST ADMINISTRATOR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0169566
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE BOARD OF DIRECTORS OF THE MAINE ENERGY MARKETERS ASSOCIATION DISCUSS AND APPROVE THE PRESIDENT'S SALARY ANNUALLY.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt0DAIGLE OIL COMPANY
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt1AE ROBINSON
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt2LAKES REGION ENERGY
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0TRUSTEE MEMBER COMPANY
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt1TRUSTEE MEMBER COMPANY
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt2TRUSTEE MEMBER COMPANY
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd10
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd20
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt0621550
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt1624306
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt2240903
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0CONTRIBUTION FOR WELFARE BENEFITS
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc1CONTRIBUTION FOR WELFARE BENEFITS
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc2CONTRIBUTION FOR WELFARE BENEFITS
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE TRUST ADMINISTRATOR REVIEWS THE 990 PRIOR TO SIGNING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE TRUST ADMINISTRATOR REVIEWS THE 990 PRIOR TO SIGNING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TRUST DOCUMENTS, POLICIES, FORM 5500 AND AUDITED FINANCIAL STATEMENTS ARE AVAILABLE TO BE REVIEWED, UPON REQUEST, AT THE TRUST'S BRUNSWICK, MAINE OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EXPENSES REPORTED BY THE INSURANCE TRUST WILL DIFFER FROM THOSE REPORTED BY THE ASSOCIATION DUE TO DIFFERING YEAR ENDS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990. SCHEDULE R, PART V, LINE 2
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd10
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd20
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd30
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd40
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd50
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd60
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd70
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd80
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd90
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd100
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd110
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd120
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd130
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd140
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd150
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd160
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd170
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd180
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd190
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd200
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd210
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd220
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd230
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd240
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd250
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd260
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd270
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd280
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd290
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd300
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd310
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd320
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd330
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd340
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd350
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd360
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd370
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd380
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd390
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd400
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd410
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd420
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd430
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd440
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd450
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd460
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd470
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd480
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd490
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd500
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd510
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd520
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd530
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd540
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd550
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt1CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt2CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt3CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt4CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt5CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt6CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt7CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt8CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt9CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt10CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt11CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt12CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt13CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt14CONTRIBUTING EMPLOYER

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)9 • $1M-$5M nonprofits