Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
EIN 38-2988356 • 501(c)9 • Troy, MI
Profile
Provide health and welfare benefits.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
Liabilities / Revenue
93rd percentile
Higher debt load relative to revenue than 93% of similar nonprofits.
Net Margin
10th percentile
Higher net margin than 10% of similar nonprofits.
Top Officer Pay
79th percentile
Higher top officer pay than 79% of similar nonprofits.
Top officer pay equals 4.2% of source-year revenue.
Asset Growth
17th percentile
Faster asset growth than 17% of similar nonprofits.
Revenue Growth
33rd percentile
Faster revenue growth than 33% of similar nonprofits.
Assets
Down$1,151,348
Down $1,368,086 (-54%) from 2015
Liabilities
Up$1,174,017
Up $404,045 (+52%) from 2015
Net Assets
Down-$22,669
Down $1,772,131 (-101%) from 2015
Revenue
Down$2,928,903
Down $69,048 (-2.3%) from 2015
Expenses
Up$4,685,508
Up $1,363,276 (+41%) from 2015
Net Income
Down-$1,756,605
Down $1,432,324 (-442%) from 2015
Most recent year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.
Provide health and welfare benefits.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $469,661 | $451,094 | ▼ $18,567 |
| Investments in Publicly Traded Securities | $1,392,723 | $368,957 | ▼ $1,023,766 |
| Savings and Temporary Cash Investments | $571,829 | $246,146 | ▼ $325,683 |
| Prepaid Expenses and Deferred Charges | $85,221 | $85,151 | ▼ $70 |
| Rtn Earn Endowment Incm Other Fnds | $1,749,462 | $-22,669 | ▼ $1,772,131 |
| Total Assets | $2,519,434 | $1,151,348 | ▼ $1,368,086 |
| Liabilities | |||
| Other Liabilities | $718,000 | $1,127,000 | ▲ $409,000 |
| Accounts Payable and Accrued Expenses | $51,972 | $47,017 | ▼ $4,955 |
| Total Liabilities | $769,972 | $1,174,017 | ▲ $404,045 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,749,462 | $-22,669 | ▼ $1,772,131 |
| Total Liabilities and Net Assets / Fund Balance | $2,519,434 | $1,151,348 | ▼ $1,368,086 |
| Name | Title | Other | Total |
|---|---|---|---|
| Mark King | Secretary | $123,781 | $123,781 |
| Chuck Kukawaka | Chairman | $99,824 | $99,824 |
| Nelson Mcmath | Trustee | $97,248 | $97,248 |
| Pete Accica | Trustee | $95,790 | $95,790 |
| Tim Ochalek | Trustee | $94,983 | $94,983 |
| Name | Title |
|---|---|
| Robert Michielutti | Chairman/sec |
| Jack Digiovanni | Trustee |
| Michael Maiuri | Trustee |
| Ron Capp | Trustee |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Benesys INC | Administrator | 700 TOWER DRIVE SUITE 300, Troy, MI 48098 | $190,146 |
| Novara Tesiga Pllc | Legal | 2000 TOWN CENTER SUITE 2370, Southfield, MI 48075-1314 | $143,512 |
| Line Item | Amount |
|---|---|
| Other Expenses | $347,152 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Salaries, Compensation, and Employee Benefits | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | $4,338,356 | - | - | $4,338,356 |
| Fees for Services Management | - | $140,031 | - | $140,031 |
| Fees for Services Legal | - | $121,920 | - | $121,920 |
| Office Expenses | - | $30,093 | - | $30,093 |
| Fees for Services Accounting | - | $28,012 | - | $28,012 |
| Conferences and Meetings | - | $8,773 | - | $8,773 |
| Fees for Services Other | - | $8,255 | - | $8,255 |
| Fees for Service Investment Mgmnt Fees | - | $5,362 | - | $5,362 |
| Insurance | - | $3,266 | - | $3,266 |
| Other Expenses | - | $1,440 | - | $1,440 |
| Total Functional Expenses | $4,338,356 | $347,152 | $0 | $4,685,508 |
| Line Item | Amount |
|---|---|
| Total Expenses per Form 990 | $4,685,508 |
| Expenses per Audited Statements | $4,680,146 |
| Total Expenses per Audited Statements | $4,680,146 |
| Expenses Not Reported on Financial Statements | $5,362 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Accumulated Eligibility Credits | $566,000 |
| Claims Incurred But Not Reported | $561,000 |
“Line 2 - family relationship or business relationship - the relationship”
“All board members are elected by the membership into officer positions, from which they hold their trusteeshp ex officio.”
“The form 990 is presented and approved at meeting of the board of trustees, subject to approval and review by the fund legal counsel.”
“The trustee sharl provide his or her full coopertion to the board, in order to ensure that the board has a complete understanding of the conflict and its effect on the fund operations. He or she shall answer any questions posed by the board to the best of his or her ability, and shall supply the board with any relevant documenatation related to the conflict, upon request. Futhermore, a trustee with a conflict of interest shall not vote on matters where the conflict is applicable. Such trustee also shall not participate in duscussions as an advocate on matters affecting his or her personal interests at meetings or through private contacts with the conflicting party, but may respond to requets for factual information from other trustees needed to reach an informed decision. In addition, in some situations, a trustee who is determined to have a conflict of interst may be requested by the board to not be present during the review of such matters, to avoid inhibiting free discussion by the board. The duty to disclose conflicts of interest is an ongoing one. Any material changes in status or information regarding the conflict shall be disclosed to the board either verbally or in writing, during any regularly scheduled trustees' meetings.”
“The fund is established and maintained pursuant to the employee retirement security act of 1974, as amended. It operates in compliance with the reporting and disclosure requirements of subtitle b, part 1 erisa with respect to disclosure of its governing documents and financial informaiton. It operates in compliance with the fiduciary responsibility requirements of subtitle b, part 4 of erisa.”
“Line 1a - the turstees of the fund serve without compensation from the fund”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 51972 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 47017 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 469661 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 451094 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDE HEALTH AND WELFARE BENEFITS. |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BenefitsToMembersGrp/ProgramServicesAmt | 0 | 4338356 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 4338356 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | BENESYS INC |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2488139800 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 700 TOWER DRIVE SUITE 300 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | TROY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48098 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 8773 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 8773 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 190146 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 143512 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 700 TOWER DRIVE SUITE 300 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 2000 TOWN CENTER SUITE 2370 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | TROY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | SOUTHFIELD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 48098 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 480751314 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | BENESYS INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | NOVARA TESIGA PLLC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | ADMINISTRATOR |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | LEGAL |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 4338356 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | -8961 |
| IRS990/CYOtherExpensesAmt | 0 | 347152 |
| IRS990/CYOtherRevenueAmt | 0 | 76760 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2861104 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -1756605 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 0 |
| IRS990/CYTotalExpensesAmt | 0 | 4685508 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2928903 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | TO PROVIDE HOSPITALIZATION, MEDICAL AND OTHER HEALTH CARE BENEFITS TO ELIGIBLE PLAN PARTICIPANTS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 4338356 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 28012 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 28012 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 121920 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 121920 |
| IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt | 0 | 140031 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 140031 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 8255 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 8255 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt | 0 | 5362 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 5362 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 14905 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 14905 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MARK KING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CHUCK KUKAWAKA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | NELSON MCMATH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | PETE ACCICA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | TIM OCHALEK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ROBERT MICHIELUTTI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | RON CAPP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JACK DIGIOVANNI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MICHAEL MAIURI |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 123781 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 99824 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 97248 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 80885 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 80078 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CHAIRMAN/SEC |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | TRUSTEE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -34789 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 1313580 |
| IRS990/GrossReceiptsAmt | 0 | 4277272 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 4 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 3266 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 3266 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 25828 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 25828 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 1392723 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 368957 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 1348369 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | PROVIDE HEALTH AND WELFARE BENEFITS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1749462 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | -22669 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -34789 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -34789 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -15526 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 30093 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 30093 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherExpensesGrp/Desc | 0 | HIPAA COMPLIANCE |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 1440 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1440 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 718000 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 1127000 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 900099 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MEDICARE PART D |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 76760 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 76760 |
| IRS990/OtherRevenueTotalAmt | 0 | 76760 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 85221 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 85151 |
| IRS990/PrincipalOfficerNm | 0 | CHUCK KUKAWAKA |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | EMPLOYER CONTRIBUTIONS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | EMPLOYEE CONTRIBUTIONS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2101566 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 759538 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2101566 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 759538 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 3007467 |
| IRS990/PYInvestmentIncomeAmt | 0 | 84739 |
| IRS990/PYOtherExpensesAmt | 0 | 314765 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2913212 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -324281 |
| IRS990/PYTotalExpensesAmt | 0 | 3322232 |
| IRS990/PYTotalRevenueAmt | 0 | 2997951 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -1756605 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | true |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | false |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1749462 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | -22669 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 571829 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 246146 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 5362 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 4680146 |
| IRS990ScheduleD/InvestmentExpensesNotIncld2Amt | 0 | 5362 |
| IRS990ScheduleD/InvestmentExpensesNotIncldAmt | 0 | 5362 |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | -15526 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 566000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 561000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | ACCUMULATED ELIGIBILITY CREDITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | CLAIMS INCURRED BUT NOT REPORTED |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | -15526 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 5362 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2923541 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 4685508 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 1127000 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2928903 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2908015 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 4680146 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | LINE 2 - FAMILY RELATIONSHIP OR BUSINESS RELATIONSHIP - THE RELATIONSHIP |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ALL BOARD MEMBERS ARE ELECTED BY THE MEMBERSHIP INTO OFFICER POSITIONS, FROM WHICH THEY HOLD THEIR TRUSTEESHP EX OFFICIO. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE FORM 990 IS PRESENTED AND APPROVED AT MEETING OF THE BOARD OF TRUSTEES, SUBJECT TO APPROVAL AND REVIEW BY THE FUND LEGAL COUNSEL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE TRUSTEE SHARL PROVIDE HIS OR HER FULL COOPERTION TO THE BOARD, IN ORDER TO ENSURE THAT THE BOARD HAS A COMPLETE UNDERSTANDING OF THE CONFLICT AND ITS EFFECT ON THE FUND OPERATIONS. HE OR SHE SHALL ANSWER ANY QUESTIONS POSED BY THE BOARD TO THE BEST OF HIS OR HER ABILITY, AND SHALL SUPPLY THE BOARD WITH ANY RELEVANT DOCUMENATATION RELATED TO THE CONFLICT, UPON REQUEST. FUTHERMORE, A TRUSTEE WITH A CONFLICT OF INTEREST SHALL NOT VOTE ON MATTERS WHERE THE CONFLICT IS APPLICABLE. SUCH TRUSTEE ALSO SHALL NOT PARTICIPATE IN DUSCUSSIONS AS AN ADVOCATE ON MATTERS AFFECTING HIS OR HER PERSONAL INTERESTS AT MEETINGS OR THROUGH PRIVATE CONTACTS WITH THE CONFLICTING PARTY, BUT MAY RESPOND TO REQUETS FOR FACTUAL INFORMATION FROM OTHER TRUSTEES NEEDED TO REACH AN INFORMED DECISION. IN ADDITION, IN SOME SITUATIONS, A TRUSTEE WHO IS DETERMINED TO HAVE A CONFLICT OF INTERST MAY BE REQUESTED BY THE BOARD TO NOT BE PRESENT DURING THE REVIEW OF SUCH MATTERS, TO AVOID INHIBITING FREE DISCUSSION BY THE BOARD. THE DUTY TO DISCLOSE CONFLICTS OF INTEREST IS AN ONGOING ONE. ANY MATERIAL CHANGES IN STATUS OR INFORMATION REGARDING THE CONFLICT SHALL BE DISCLOSED TO THE BOARD EITHER VERBALLY OR IN WRITING, DURING ANY REGULARLY SCHEDULED TRUSTEES' MEETINGS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE FUND IS ESTABLISHED AND MAINTAINED PURSUANT TO THE EMPLOYEE RETIREMENT SECURITY ACT OF 1974, AS AMENDED. IT OPERATES IN COMPLIANCE WITH THE REPORTING AND DISCLOSURE REQUIREMENTS OF SUBTITLE B, PART 1 ERISA WITH RESPECT TO DISCLOSURE OF ITS GOVERNING DOCUMENTS AND FINANCIAL INFORMAITON. IT OPERATES IN COMPLIANCE WITH THE FIDUCIARY RESPONSIBILITY REQUIREMENTS OF SUBTITLE B, PART 4 OF ERISA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | LINE 1A - THE TURSTEES OF THE FUND SERVE WITHOUT COMPENSATION FROM THE FUND |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VII |
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| IRS990ScheduleR/AssetSaleToOtherOrgInd | 0 | false |
| IRS990ScheduleR/DivRelatedOrganizationInd | 0 | false |
| IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd | 0 | false |
| IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd | 0 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 0 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingNACd | 0 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt | 0 | SEE PART VII |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 0 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd | 0 | false |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/GeneralOrManagingPartnerInd | 0 | false |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/RelatedOrganizationName/BusinessNameLine1Txt | 0 | SEE PART VII |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd | 0 | false |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd | 0 | N/A |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt | 0 | SEE PART VII |
| IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd | 0 | false |
| IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd | 0 | false |
| IRS990ScheduleR/PaidEmployeesSharingInd | 0 | false |
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| IRS990ScheduleR/PerformOfServicesForOthOrgInd | 0 | false |
| IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd | 0 | false |
| IRS990ScheduleR/ReimbursementPaidByOtherOrgInd | 0 | false |
| IRS990ScheduleR/ReimbursementPaidToOtherOrgInd | 0 | false |
| IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd | 0 | false |
| IRS990ScheduleR/RentalOfFcltsFromOthOrgInd | 0 | false |
| IRS990ScheduleR/SharingOfFacilitiesInd | 0 | false |
| IRS990ScheduleR/SupplementalInformationDetail/ExplanationTxt | 0 | SCHEDULE R, PARTS III, IV, AND V, IDENTIFICATION OF RELATED ORGANIZATIONS: THE FILING ORGANIZATION IS A MULTIEMPLOYER TRUST FUND AS DEFINED IN THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED. THE FUND PROVIDES HEALTH AND WELFARE BENEFITS TO ELIGIBLE PARTICIPANTS AND THEIR DEPENDENTS. AS OF APRIL 30, 2016, THERE WERE 29 CONTRIBUTING EMPLOYERS TO THE FUND. UNDER THE INSTRUCTIONS TO SCHEDULE R, THOSE EMPLOYERS ARE CONSIDERED "RELATED ORGANIZATIONS." THE FUND'S ADMINISTRATIVE OFFICE MAINTAINS A DATABASE OF ALL CONTRIBUTING EMPLOYERS, INCLUDING NAMES, ADDRESSES, AND OTHER CONTACT INFORMATION. HOWEVER, THE FUND DOES NOT HAVE, AND HAS NO REASONABLE WAY TO OBTAIN, MUCH OF THE INFORMAITON TO BE REPORTED ON SCHEDULE R, SUCH AS EMPLOYER IDENTIFICATION NUMBERS AND THE EMPLOYER'S LEGAL STRUCTURE(E.G. CORPORATION OR PARTNERSHIP). THE FOLLOWING IS A LISTING OF THOSE CONTRIBUTING EMPLOYERS, WHICH IS THE EXTENT OF THE INFORMATION THE FUND HAS WITH RESPECT TO EACH EMPLOYER: CONTRIBUTING EMPLOYERS: ARTISAN TILE, INC. B.A.C. LOCAL NO. 2 OF MI B.D. TILE, LLC BOOMS STONE COMPANY BOSTON TILE & TERRAZZO CO. C-STONE INSTALLATION, INC. CALIDAD, LLC CARLO TILE & MARBLE CO. DAVID BENEDICT TILE ELDORADO TILE & MARBLE COMPANY EMPIRE TILE COMPANY F D BERARDINO TILE INC. FABRIS PEARCE TILE GLENN'S TILE & CARPET HARD ROCK INVESTMENTS, LLC INTERNATIONAL MASONRY INSTITUTE L. MARSON TILE & MARBLE CO. MARSON ENTERPRISES INC MICHIELUTTI BROS. INC. MICHIGAN TILE & MARBLE CO MUSANTE TILE, INC. NATIONAL TILE CO. SHAMROCK FLOOR COVERING SERVICE SHOCK BROS. FLOOR COVER SHORES TILE CO INC SOUTHEASTERN TILE, LLC TERRA BELLA TERRAZZO & MOSAIC INC. TRENDELL CONSULTING LLC WOLVERINE STONE CO. |
| IRS990ScheduleR/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE R |
| IRS990ScheduleR/TransferFromOtherOrgInd | 0 | false |
| IRS990ScheduleR/TransferToOtherOrgInd | 0 | false |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
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| IRS990/TotalAssetsEOYAmt | 0 | 1151348 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 2519434 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 1151348 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 347152 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 4338356 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 4685508 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 769972 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 1174017 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 769972 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 1174017 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1749462 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | -22669 |
| IRS990/TotalOtherCompensationAmt | 0 | 29810 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 4338356 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2861104 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 25828 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2903075 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2928903 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 2519434 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 1151348 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 481816 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 8 |
| IRS990/VotingMembersIndependentCnt | 0 | 4 |
| IRS990/WebsiteAddressTxt | 0 | BAC2TILEFRINGE.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CHUCK KUKAWAKA |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CHAIRMAN |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2488224148 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-12-21 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | TILE MARBLE & TERRAZZO INSURANCE |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | MARBLE INSURANCE FUND |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | TILE |
| ReturnHeader/Filer/EIN | 0 | 382988356 |
| ReturnHeader/Filer/PhoneNum | 0 | 2488139800 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 700 TOWER DRIVE SUITE 300 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | TROY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48098 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 382284921 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | BENDA GRACE STULZ & COMPANY PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 38800 VAN DYKE AVE STE 100 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | STERLING HEIGHTS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 48312 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5868836240 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2017-01-30 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | BRYAN STULZ |
| ReturnHeader/ReturnTs | 0 | 2017-01-31T08:09:38-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-05-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-04-30 |
| ReturnHeader/TaxYr | 0 | 2015 |
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