Civic Intelligence

Regulatory Compliance Association Inc

990 • Fiscal year 2015 • EIN 01-0851830

Jan 01, 2015 to Dec 31, 2015 • Filed on Nov 10, 2016

16 W Main StChristiana, DE 19702

(646) 415-4272

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

63rd percentile

0.29x

Higher debt load relative to assets than 63% of similar nonprofits.

2015 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2015

Liabilities / Revenue

61st percentile

0.28x

Higher debt load relative to revenue than 61% of similar nonprofits.

2015 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2015

Net Margin

34th percentile

0.1%

Higher net margin than 34% of similar nonprofits.

2015 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2015

Top Officer Pay

25th percentile

$63,925

Higher top officer pay than 25% of similar nonprofits.

Top officer pay equals 5.7% of source-year revenue.

2015 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2015

Asset Growth

44th percentile

1.0%

Faster asset growth than 44% of similar nonprofits.

2015 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Revenue Growth

91st percentile

28%

Faster revenue growth than 91% of similar nonprofits.

2015 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Assets

Up

$1,050,488

Up $10,790 (+1.0%) from 2014

Net Assets

Up

$740,738

Up $1,040 (+0.1%) from 2014

Liabilities

Up

$309,750

Up $9,750 (+3.3%) from 2014

Revenue

Up

$1,122,681

Up $242,958 (+28%) from 2014

Expenses

Up

$1,121,641

Up $316,421 (+39%) from 2014

Net Income

Down

$1,040

Down $73,463 (-99%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0-$500KAssets 2010: $204,996Liabilities 2010: $29,259Net Assets 2010: $175,7372010Assets 2011: $452,304Liabilities 2011: $360Net Assets 2011: $451,9442011Assets 2012: $639,797Liabilities 2012: $360Net Assets 2012: $639,4372012Assets 2013: $665,556Liabilities 2013: $361Net Assets 2013: $665,1952013Assets 2014: $1,039,698Liabilities 2014: $300,000Net Assets 2014: $739,6982014Assets 2015: $1,050,488Liabilities 2015: $309,750Net Assets 2015: $740,7382015Assets 2016: $1,162,165Liabilities 2016: $517,672Net Assets 2016: $644,4932016Assets 2017: $772,380Liabilities 2017: $134,750Net Assets 2017: $637,6302017Assets 2018: $63,165Liabilities 2018: $62,110Net Assets 2018: $1,0552018Assets 2019: $14,513Liabilities 2019: $193,526Net Assets 2019: -$179,0132019Assets 2020: $0Liabilities 2020: $191,825Net Assets 2020: -$191,8252020

Highlighted filing

2015

Assets$1,050,488
Liabilities$309,750
Net Assets$740,738

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $368,6202010Revenue 2011: $604,591Expenses 2011: $328,384Net Income 2011: $276,2072011Expenses 2012: $481,8242012Revenue 2013: $989,699Expenses 2013: $963,941Net Income 2013: $25,7582013Revenue 2014: $879,723Expenses 2014: $805,220Net Income 2014: $74,5032014Revenue 2015: $1,122,681Expenses 2015: $1,121,641Net Income 2015: $1,0402015Revenue 2016: $631,663Expenses 2016: $727,908Net Income 2016: -$96,2452016Revenue 2017: $548,501Expenses 2017: $555,364Net Income 2017: -$6,8632017Revenue 2018: $294,439Expenses 2018: $529,130Net Income 2018: -$234,6912018Revenue 2019: $268,378Expenses 2019: $448,446Net Income 2019: -$180,0682019Revenue 2020: $37,653Expenses 2020: $50,465Net Income 2020: -$12,8122020

Highlighted filing

2015

Revenue$1,122,681
Expenses$1,121,641
Net Income$1,040
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Nov 10, 2016
Return Version
2015v2.1
Gross Receipts
$1,122,681
Mission and Program Overview

Mission

Protect investors and fiancial markets as the exclusive authority for compliance educations, training, accreditation, certification, skills assesment and employee training.

The regulatory compliance association (rca) provides compliance officers, cfos, and coos with an all inclusive resource to effectively manage the escalating compliance environment.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$1,039,698$1,050,488▲ $10,790
Total Assets$1,039,698$1,050,488▲ $10,790
Liabilities
Deferred Revenue$300,000$309,750▲ $9,750
Total Liabilities$300,000$309,750▲ $9,750
Net Assets / Fund Balance
Unrestricted Net Assets$739,698$740,738▲ $1,040
Total Net Assets Fund Balance$739,698$740,738▲ $1,040
Total Liabilities and Net Assets / Fund Balance$1,039,698$1,050,488▲ $10,790
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Kate ChattersonExecutive DiPT$63,925$63,925
Revenue and Support

Revenue Composition

Contributions and Grants
$752,473
Program Service Revenue
$370,208
Investment Income
$0
Other Revenue
$0
All Other Contributions
$752,473
Change in Net Assets
$1,040
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,121,641
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings$667,578--$667,578
Fees for Services Other$262,321$31,963-$294,284
Office Expenses$71,917--$71,917
Information Technology$43,110--$43,110
Travel$18,590--$18,590
Occupancy$15,491--$15,491
Advertising$7,385--$7,385
Other Expenses$1,319--$1,319
Insurance$284--$284
Interest$233--$233
Total Functional Expenses$1,089,678$31,963$0$1,121,641
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Regulatory Compliance Association
EIN
01-0851830
Address
16 W MAIN ST, CHRISTIANA, DE 19702

Signing Officer

Name
Kate Chatterson
Title
Executive Director
Phone
6464154272
Signed
2016-11-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kate Chatterson
Formed
2005
Legal Domicile
De
Voting Board Members
5
Independent Board Members
1
Employees
0

Preparer

Firm
The Ballard Firm Pa
Address
16 WEST MAIN STREET, CHRISTIANA, DE 19702
Preparer
Gerald P Ballardcpa
Phone
3027375511
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Consulting 254,622 31,963 0 professional fees 6,258 0 0 staffing expense 1,441 0 0

Raw XML Appendix232 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt063925
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IRS990/InformationTechnologyGrp/ProgramServicesAmt043110
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IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt014
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CONSULTING 254,622 31,963 0 PROFESSIONAL FEES 6,258 0 0 STAFFING EXPENSE 1,441 0 0
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ReturnHeader/BuildTS02017-02-10 21:41:12Z
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum06464154272
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-11-10
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ReturnHeader/Filer/BusinessNameControlTxt0REGU
ReturnHeader/Filer/EIN0010851830
ReturnHeader/Filer/USAddress/AddressLine1Txt016 W MAIN ST
ReturnHeader/Filer/USAddress/CityNm0CHRISTIANA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0DE
ReturnHeader/Filer/USAddress/ZIPCd019702
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0510310265
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0THE BALLARD FIRM PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt016 WEST MAIN STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CHRISTIANA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0DE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd019702
ReturnHeader/PreparerPersonGrp/PhoneNum03027375511
ReturnHeader/PreparerPersonGrp/PreparationDt02016-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERALD P BALLARDCPA
ReturnHeader/ReturnTs02016-11-14T13:44:53-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

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Filings