Civic Intelligence

Saco River Community Television

990EZ • Fiscal year 2014 • EIN 01-0537426

Sep 01, 2013 to Aug 31, 2014 • Filed on Jan 31, 2015

564 Plains RoadHollis Center, ME 04042

(207) 727-5702

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.29x

Higher debt load relative to assets than 85% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

95th percentile

0.86x

Higher debt load relative to revenue than 95% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Net Margin

21st percentile

-12%

Higher net margin than 21% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Top Officer Pay

94th percentile

$57,678

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 39.4% of source-year revenue.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Asset Growth

76th percentile

28%

Faster asset growth than 76% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

72nd percentile

20%

Faster revenue growth than 72% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Assets

Up

$435,598

Up $94,816 (+28%) from 2013

Net Assets

Down

$309,345

Down $16,990 (-5.2%) from 2013

Liabilities

Up

$126,253

Up $111,806 (+774%) from 2013

Revenue

Up

$146,335

Up $24,232 (+20%) from 2013

Expenses

Up

$163,325

Up $8,086 (+5.2%) from 2013

Net Income

Up

-$16,990

Up $16,146 (+49%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $411,942Liabilities 2010: $15,920Net Assets 2010: $396,0222010Assets 2011: $398,015Liabilities 2011: $17,1202011Assets 2012: $373,895Liabilities 2012: $14,424Net Assets 2012: $359,4712012Assets 2013: $340,782Liabilities 2013: $14,447Net Assets 2013: $326,3352013Assets 2014: $435,598Liabilities 2014: $126,253Net Assets 2014: $309,3452014Assets 2015: $422,303Liabilities 2015: $117,781Net Assets 2015: $304,5222015Assets 2016: $411,406Liabilities 2016: $111,664Net Assets 2016: $299,7422016Assets 2017: $393,674Liabilities 2017: $102,567Net Assets 2017: $291,1072017Assets 2018: $408,683Liabilities 2018: $92,7862018Assets 2019: $362,303Liabilities 2019: $83,875Net Assets 2019: $278,4282019Assets 2020: $347,447Liabilities 2020: $75,679Net Assets 2020: $271,7682020Assets 2021: $341,717Liabilities 2021: $65,481Net Assets 2021: $276,2362021Assets 2022: $332,334Liabilities 2022: $64,564Net Assets 2022: $267,7702022Assets 2023: $292,914Liabilities 2023: $54,006Net Assets 2023: $238,9082023Assets 2024: $285,887Liabilities 2024: $45,068Net Assets 2024: $240,8192024

Highlighted filing

2014

Assets$435,598
Liabilities$126,253
Net Assets$309,345

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2010: $123,957Expenses 2010: $116,169Net Income 2010: $7,7882010Revenue 2011: $116,610Expenses 2011: $131,737Net Income 2011: -$15,1272011Revenue 2012: $124,162Expenses 2012: $145,586Net Income 2012: -$21,4242012Revenue 2013: $122,103Expenses 2013: $155,239Net Income 2013: -$33,1362013Revenue 2014: $146,335Expenses 2014: $163,325Net Income 2014: -$16,9902014Revenue 2015: $151,787Expenses 2015: $156,610Net Income 2015: -$4,8232015Revenue 2016: $158,386Expenses 2016: $163,164Net Income 2016: -$4,7782016Revenue 2017: $169,736Expenses 2017: $178,372Net Income 2017: -$8,6362017Revenue 2018: $163,338Expenses 2018: $138,545Net Income 2018: $24,7932018Revenue 2019: $172,100Expenses 2019: $209,573Net Income 2019: -$37,4732019Revenue 2020: $176,095Expenses 2020: $182,756Net Income 2020: -$6,6612020Revenue 2021: $189,282Expenses 2021: $184,815Net Income 2021: $4,4672021Revenue 2022: $191,750Expenses 2022: $200,216Net Income 2022: -$8,4662022Revenue 2023: $189,776Expenses 2023: $218,645Net Income 2023: -$28,8692023Revenue 2024: $210,663Expenses 2024: $208,752Net Income 2024: $1,9112024

Highlighted filing

2014

Revenue$146,335
Expenses$163,325
Net Income-$16,990
Jump To
Filing Snapshot
Filing Period
Sep 1, 2013 to Aug 31, 2014
Signed
Jan 31, 2015
Return Version
2013v4.0
Gross Receipts
$146,335
Mission and Program Overview

Mission

Saco river community television has been created to facilitate the exchange of information and to showcase the creative abilities of people in the surrounding area.

Program Services

DescriptionGrantsExpenses
THE ORGANIZATION PROVIDES A FACILITY FOR TRAINING AND PRODUCTION OF COMMUNITY BASED CABLE TV PROGRAMS. IT SERVES CABLE TV SUBSCRIBERS IN HOLLIS, BUXTON, LIMERICK, LIMINGTON, STANDISH, AND WATERBORO, MAINE.-$147,833
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
PATRICK BONSANTExecutive DiFT$43,890$13,788$57,678
DIANNE SENECHALDirector-$0--
DAVE BARRETTDirector-$0--
JANE GARZADirector-$0--
DONNA SAWYERDirector-$0--
MAURIE HILLDirector-$0--
DAVID LOWEDirector-$0--
MARILYN HOPKINSTreasurer-$0--
Filing and Contact Details

Filer

EIN
01-0537426

Signing Officer

Name
Marilyn Hopkins
Title
Treasurer
Signed
2015-01-31
Discuss with paid preparer
Yes

Preparer

Preparer
Adam C Hobson CPA
Phone
2072830023
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

Miscellaneous income 1,751 total 1,751

Form 990-ez, Part I, Line 16

Expenses internet and cable 5,103 travel expense 1,524 insurance 2,797 supplies 5,188 maintenance video 318 memberships 1,009 contract labor 1,920 other expenses 1,403 non-investment depreciation 27,894 total 47,156

Form 990-ez, Part II, Line 24

Prepaid expenses and deferred charges 1,904 2,048 equipment upgrade 80,558 80,558 less accumulated depreciation 28,195 44,307 fixtures and equipment 182,052 98,211 less accumulated depreciation 172,773 70,523 total 63,546 65,987

Form 990-ez, Part II, Line 26

Accounts payable and accrued expenses 407 1,130 deferred revenue 0 125,123 due to six towns 14,040 0

Form 990-ez, Part III

Saco river community television has been created to facilitate the exchange of information and to showcase the creative abilities of people in the surrounding area.

Raw XML Appendix178 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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CompensationExplanation/CompensationExplanationGrp/PersonNm1DIANNE SENECHAL
CompensationExplanation/CompensationExplanationGrp/PersonNm2DAVE BARRETT
CompensationExplanation/CompensationExplanationGrp/PersonNm3JANE GARZA
CompensationExplanation/CompensationExplanationGrp/PersonNm4DONNA SAWYER
CompensationExplanation/CompensationExplanationGrp/PersonNm5MAURIE HILL
CompensationExplanation/CompensationExplanationGrp/PersonNm6DAVID LOWE
CompensationExplanation/CompensationExplanationGrp/PersonNm7MARILYN HOPKINS
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0MARILYN HOPKINS
IRS990EZ/BooksInCareOfDetail/PhoneNum02077275702
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine10564 PLAINS ROAD
IRS990EZ/BooksInCareOfDetail/USAddress/City0HOLLIS
IRS990EZ/BooksInCareOfDetail/USAddress/State0ME
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode004042
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt093280
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0191374
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0139751
IRS990EZ/DonorAdvisedFndsInd0false
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IRS990EZ/FiledScheduleAInd0true
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IRS990EZ/ForeignOfficeInd0false
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IRS990EZ/LandAndBuildingsGrp/EOYAmt0178237
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0326335
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IRS990EZ/OccupancyRentUtltsAndMaintAmt010150
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt72.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt043890
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt013788
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0PATRICK BONSANT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DIANNE SENECHAL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DAVE BARRETT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JANE GARZA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4DONNA SAWYER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5MAURIE HILL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6DAVID LOWE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7MARILYN HOPKINS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0EXECUTIVE DI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt063546
IRS990EZ/OtherAssetsTotalDetail/EOYAmt065987
IRS990EZ/OtherExpensesTotalAmt047156
IRS990EZ/OtherRevenueTotalAmt01751
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SACO RIVER COMMUNITY TELEVISION HAS BEEN CREATED TO FACILITATE THE EXCHANGE OF INFORMATION AND TO SHOWCASE THE CREATIVE ABILITIES OF PEOPLE IN THE SURROUNDING AREA.
IRS990EZ/ProgramServiceRevenueAmt04575
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ORGANIZATION PROVIDES A FACILITY FOR TRAINING AND PRODUCTION OF COMMUNITY BASED CABLE TV PROGRAMS. IT SERVES CABLE TV SUBSCRIBERS IN HOLLIS, BUXTON, LIMERICK, LIMINGTON, STANDISH, AND WATERBORO, MAINE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0147833
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt0100640
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt014447
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0126253
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0163325
IRS990EZ/TotalProgramServiceExpensesAmt0147833
IRS990EZ/TotalRevenueAmt0146335
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.SRC-TV.ORG
IRS990ScheduleA/Form990ScheduleAPartIVGrp/ExplanationTxt0MISCELLANEOUS INCOME 6,012
IRS990ScheduleA/Form990ScheduleAPartIVGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0139751
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0120732
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0122368
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0115129
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0121792
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0619772
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0258
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0208
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0386
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0523
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt01433
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt02808
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt06326
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt01751
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt01163
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt01408
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt0958
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt0732
IRS990ScheduleA/OtherIncome170Grp/TotalAmt06012
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98600
IRS990ScheduleA/PublicSupportPY170Pct00.98160
IRS990ScheduleA/PublicSupportTotal170Amt0619772
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0139751
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0120732
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0122368
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0115129
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0121792
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0619772
IRS990ScheduleA/TotalSupportAmt0628592
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISCELLANEOUS INCOME 1,751 TOTAL 1,751
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES INTERNET AND CABLE 5,103 TRAVEL EXPENSE 1,524 INSURANCE 2,797 SUPPLIES 5,188 MAINTENANCE VIDEO 318 MEMBERSHIPS 1,009 CONTRACT LABOR 1,920 OTHER EXPENSES 1,403 NON-INVESTMENT DEPRECIATION 27,894 TOTAL 47,156
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PREPAID EXPENSES AND DEFERRED CHARGES 1,904 2,048 EQUIPMENT UPGRADE 80,558 80,558 LESS ACCUMULATED DEPRECIATION 28,195 44,307 FIXTURES AND EQUIPMENT 182,052 98,211 LESS ACCUMULATED DEPRECIATION 172,773 70,523 TOTAL 63,546 65,987
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS PAYABLE AND ACCRUED EXPENSES 407 1,130 DEFERRED REVENUE 0 125,123 DUE TO SIX TOWNS 14,040 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SACO RIVER COMMUNITY TELEVISION HAS BEEN CREATED TO FACILITATE THE EXCHANGE OF INFORMATION AND TO SHOWCASE THE CREATIVE ABILITIES OF PEOPLE IN THE SURROUNDING AREA.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MARILYN HOPKINS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-01-31
ReturnHeader/Filer/BusinessName/BusinessNameLine10SACO RIVER COMMUNITY TELEVISION
ReturnHeader/Filer/BusinessNameControlTxt0SACO
ReturnHeader/Filer/EIN0010537426
ReturnHeader/Filer/USAddress/AddressLine10564 PLAINS ROAD
ReturnHeader/Filer/USAddress/City0HOLLIS
ReturnHeader/Filer/USAddress/State0ME
ReturnHeader/Filer/USAddress/ZIPCode004042
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0453595502
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10HOBSON & COMPANY LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10PO BOX 108
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0SACO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0ME
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0040720108
ReturnHeader/PreparerPersonGrp/PhoneNum02072830023
ReturnHeader/PreparerPersonGrp/PreparationDt02015-01-31
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ADAM C HOBSON CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02015-02-26T21:10:38-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-09-01
ReturnHeader/TaxPeriodEndDt02014-08-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.86$0.45$2.41$2.11$2.09$0.02
2023Detailed filing. Detailed filing data is available for this year.$2.93$0.54$2.39$1.90$2.19$0.29
2022Detailed filing. Detailed filing data is available for this year.$3.32$0.65$2.68$1.92$2.00$0.08
2021Detailed filing. Detailed filing data is available for this year.$3.42$0.65$2.76$1.89$1.85$0.04
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.47$0.76$2.72$1.76$1.83$0.07
2019Detailed filing. Detailed filing data is available for this year.$3.62$0.84$2.78$1.72$2.10$0.37
2018Summary only. Only limited summary data is available for this year.$4.09$0.93$1.63$1.39$0.25
2017Detailed filing. Detailed filing data is available for this year.$3.94$1.03$2.91$1.70$1.78$0.09
2016Detailed filing. Detailed filing data is available for this year.$4.11$1.12$3.00$1.58$1.63$0.05
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.22$1.18$3.05$1.52$1.57$0.05
2014Detailed filing. Detailed filing data is available for this year.$4.36$1.26$3.09$1.46$1.63$0.17
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.41$0.14$3.26$1.22$1.55$0.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.74$0.14$3.59$1.24$1.46$0.21
2011Summary only. Only limited summary data is available for this year.$3.98$0.17$1.17$1.32$0.15
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.12$0.16$3.96$1.24$1.16$0.08
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2014 filings • 501(c)3 • <$500k nonprofits