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990 • Fiscal year 2022 • EIN 01-0440182

Oct 01, 2021 to Sep 30, 2022 • Filed on Dec 06, 2022

258 Brookline AveBangor, ME 04401-4427

(207) 621-7700

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.98x

Higher debt load relative to assets than 94% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2022

Liabilities / Revenue

96th percentile

4.30x

Higher debt load relative to revenue than 96% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2022

Net Margin

12th percentile

-25%

Higher net margin than 12% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2022

Top Officer Pay

39th percentile

$0

Higher top officer pay than 39% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2022

Asset Growth

25th percentile

-6.9%

Faster asset growth than 25% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2021 to 2022

Revenue Growth

31st percentile

-6.6%

Faster revenue growth than 31% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2021 to 2022

Assets

Down

$1,244,884

Down $92,108 (-6.9%) from 2021

Net Assets

Down

$28,151

Down $72,073 (-72%) from 2021

Liabilities

Down

$1,216,733

Down $20,035 (-1.6%) from 2021

Revenue

Down

$282,843

Down $20,019 (-6.6%) from 2021

Expenses

Up

$354,942

Up $57,658 (+19%) from 2021

Net Income

Down

-$72,099

Down $77,677 (-1393%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0-$500KAssets 2011: $737,378Liabilities 2011: $722,232Net Assets 2011: $15,1462011Assets 2012: $748,889Liabilities 2012: $693,716Net Assets 2012: $55,1732012Assets 2013: $731,864Liabilities 2013: $681,179Net Assets 2013: $50,6852013Assets 2014: $1,599,258Liabilities 2014: $1,506,244Net Assets 2014: $93,0142014Assets 2015: $1,589,118Liabilities 2015: $1,462,907Net Assets 2015: $126,2112015Assets 2016: $1,562,904Liabilities 2016: $1,424,800Net Assets 2016: $138,1042016Assets 2017: $1,464,838Liabilities 2017: $1,313,122Net Assets 2017: $151,7162017Assets 2018: $1,423,412Liabilities 2018: $1,294,592Net Assets 2018: $128,8202018Assets 2019: $1,384,999Liabilities 2019: $1,291,320Net Assets 2019: $93,6792019Assets 2020: $1,354,246Liabilities 2020: $1,259,600Net Assets 2020: $94,6462020Assets 2021: $1,336,992Liabilities 2021: $1,236,768Net Assets 2021: $100,2242021Assets 2022: $1,244,884Liabilities 2022: $1,216,733Net Assets 2022: $28,1512022Assets 2023: $1,195,875Liabilities 2023: $1,198,340Net Assets 2023: -$2,4652023Assets 2024: $1,171,189Liabilities 2024: $1,190,645Net Assets 2024: -$19,4562024Assets 2025: $1,139,022Liabilities 2025: $1,148,574Net Assets 2025: -$9,5522025

Highlighted filing

2022

Assets$1,244,884
Liabilities$1,216,733
Net Assets$28,151

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KRevenue 2011: $256,760Expenses 2011: $225,203Net Income 2011: $31,5572011Revenue 2012: $256,121Expenses 2012: $216,094Net Income 2012: $40,0272012Revenue 2013: $267,759Expenses 2013: $272,247Net Income 2013: -$4,4882013Revenue 2014: $289,799Expenses 2014: $247,470Net Income 2014: $42,3292014Revenue 2015: $292,313Expenses 2015: $259,116Net Income 2015: $33,1972015Revenue 2016: $275,425Expenses 2016: $263,532Net Income 2016: $11,8932016Revenue 2017: $276,819Expenses 2017: $263,207Net Income 2017: $13,6122017Revenue 2018: $276,887Expenses 2018: $299,783Net Income 2018: -$22,8962018Revenue 2019: $279,033Expenses 2019: $314,174Net Income 2019: -$35,1412019Revenue 2020: $290,331Expenses 2020: $289,364Net Income 2020: $9672020Revenue 2021: $302,862Expenses 2021: $297,284Net Income 2021: $5,5782021Revenue 2022: $282,843Expenses 2022: $354,942Net Income 2022: -$72,0992022Revenue 2023: $305,627Expenses 2023: $336,243Net Income 2023: -$30,6162023Revenue 2024: $314,702Expenses 2024: $331,693Net Income 2024: -$16,9912024Revenue 2025: $352,665Expenses 2025: $342,761Net Income 2025: $9,9042025

Highlighted filing

2022

Revenue$282,843
Expenses$354,942
Net Income-$72,099
Jump To
Filing Snapshot
Filing Period
Oct 1, 2021 to Sep 30, 2022
Signed
Dec 6, 2022
Return Version
2021v4.2
Gross Receipts
$282,843
Mission and Program Overview

Mission

The corporation provides affardable housing for the elderly.

Provide low-income housing for the elderly.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$906,097$826,489▼ $79,608
Cash and Non-Interest-Bearing Accounts$421,336$407,054▼ $14,282
Prepaid Expenses and Deferred Charges$2,625$3,626▲ $1,001
Accounts Receivable$305$1,454▲ $1,149
Total Assets$1,336,992$1,244,884▼ $92,108
Other Assets Total$6,629$6,261▼ $368
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,147,524$1,126,540▼ $20,984
Other Liabilities$80,963$80,595▼ $368
Accounts Payable and Accrued Expenses$8,281$9,598▲ $1,317
Total Liabilities$1,236,768$1,216,733▼ $20,035
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$100,224$28,151▼ $72,073
Total Net Assets Fund Balance$100,224$28,151▼ $72,073
Total Liabilities and Net Assets / Fund Balance$1,336,992$1,244,884▼ $92,108

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$784,265$1,303,909$2,088,174
Land$42,224-$42,224
Compensation and Service Providers

Board Members and Trustees

NameTitle
Angeline McintyreChair
Ken SivikVice Chair
Joseph GallantBoard Member
Richard SpearingBoard Member
Riuth NelliganBoard Member
Sylvia BarreraBoard Member
Sara CoxSecretary
Susan SivikTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$211,629
Program Service Revenue
$70,880
Investment Income
$334
Other Revenue
$0
Change in Net Assets
$-72,099

Audited Revenue Reconciliation

Revenue per Audited Statements
$282,843
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$282,843
Total Revenue per Form 990
$282,843
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$354,942
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion$82,097--$82,097
Interest$51,238--$51,238
Other Expenses$19,426--$19,426
Fees for Services Management$17,935--$17,935
All Other Expenses$17,141--$17,141
Insurance$9,268--$9,268
Fees for Services Accounting$7,000--$7,000
Fees for Services Legal$2,479--$2,479
Office Expenses$788--$788
Advertising$756--$756
Total Functional Expenses$354,942$0$0$354,942

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$354,942
Total Expenses per Audited Statements$354,942
Total Expenses per Form 990$354,942
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Development Fee$69,797
Tenant Security Deposits$6,261
Accrued Interest$4,537
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The members include the board of directors.

Form 990, Part VI, Section B, Line 11B

No review will be conducted

Form 990, Part VI, Section C, Line 19

All organizing documents are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
ST XAVIER'S HOME
EIN
01-0440182
Phone
2076217700
Address
258 BROOKLINE AVE, BANGOR, ME 04401-4427

Signing Officer

Name
Angeline Mcintyre
Title
Chair
Phone
2076217700
Signed
2022-12-06

Organization Details

Principal Officer
Angeline Mcintyre
Formed
1974
Legal Domicile
Me
Voting Board Members
8
Independent Board Members
8
Employees
0
Volunteers
0

Preparer

Firm
Otis Atwell
Address
324 GANNETT DRIVE, SOUTH PORTLAND, ME 04106
Preparer
Gregory Geisser
Phone
2077801100
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Other service expenses: program service expenses 16,361. Management and general expenses 0. Fundraising expenses 0. Total expenses 16,361. Bad debt: program service expenses 519. Management and general expenses 0. Fundraising expenses 0. Total expenses 519. Miscellaneous financial: program service expenses 261. Management and general expenses 0. Fundraising expenses 0. Total expenses 261.

Raw XML Appendix399 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0450
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt02480
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0366029
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99770
IRS990ScheduleA/PublicSupportPY170Pct00.99780
IRS990ScheduleA/PublicSupportTotal170Amt01063447
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0211629
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0223957
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0216286
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0206641
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0204934
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01063447
IRS990ScheduleA/TotalSupportAmt01065927
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/BuildingsGrp/BookValueAmt0784265
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01303909
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02088174
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0354942
IRS990ScheduleD/LandGrp/BookValueAmt042224
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt042224
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt04537
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt16261
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt269797
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED INTEREST
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1TENANT SECURITY DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2DEFERRED DEVELOPMENT FEE
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0282843
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0826489
IRS990ScheduleD/TotalExpensesPerForm990Amt0354942
IRS990ScheduleD/TotalLiabilityAmt080595
IRS990ScheduleD/TotalRevenuePerForm990Amt0282843
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0282843
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0354942
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE MEMBERS INCLUDE THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO REVIEW WILL BE CONDUCTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL ORGANIZING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OTHER SERVICE EXPENSES: PROGRAM SERVICE EXPENSES 16,361. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 16,361. BAD DEBT: PROGRAM SERVICE EXPENSES 519. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 519. MISCELLANEOUS FINANCIAL: PROGRAM SERVICE EXPENSES 261. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 261.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART IX, LINE 24E
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01336992
IRS990/TotalAssetsEOYAmt01244884
IRS990/TotalAssetsGrp/BOYAmt01336992
IRS990/TotalAssetsGrp/EOYAmt01244884
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0211629
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0354942
IRS990/TotalFunctionalExpensesGrp/TotalAmt0354942
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01236768
IRS990/TotalLiabilitiesEOYAmt01216733
IRS990/TotalLiabilitiesGrp/BOYAmt01236768
IRS990/TotalLiabilitiesGrp/EOYAmt01216733
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0100224
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt028151
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0354942
IRS990/TotalProgramServiceRevenueAmt070880
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt071214
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0282843
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01336992
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01244884
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0258 BROOKLINE AVE
IRS990/USAddress/CityNm0BANGOR
IRS990/USAddress/StateAbbreviationCd0ME
IRS990/USAddress/ZIPCd0044014427
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0ANGELINE MCINTYRE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIR
ReturnHeader/BusinessOfficerGrp/PhoneNum02076217700
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-12-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ST XAVIER'S HOME
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0C/O ANGELINE MCINTYRE
ReturnHeader/Filer/BusinessNameControlTxt0STXA
ReturnHeader/Filer/EIN0010440182
ReturnHeader/Filer/PhoneNum02076217700
ReturnHeader/Filer/USAddress/AddressLine1Txt0258 BROOKLINE AVE
ReturnHeader/Filer/USAddress/CityNm0BANGOR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0ME
ReturnHeader/Filer/USAddress/ZIPCd0044014427
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0203690847
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0OTIS ATWELL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0324 GANNETT DRIVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SOUTH PORTLAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0ME
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd004106
ReturnHeader/PreparerPersonGrp/PhoneNum02077801100
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GREGORY GEISSER
ReturnHeader/ReturnTs02022-12-06T13:58:06-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0ANGELINE
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0MCINTYRE
ReturnHeader/TaxPeriodBeginDt02021-10-01
ReturnHeader/TaxPeriodEndDt02022-09-30
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.14$1.15$0.01$0.35$0.34$0.01
2024Detailed filing. Detailed filing data is available for this year.$1.17$1.19$0.02$0.31$0.33$0.02
2023Detailed filing. Detailed filing data is available for this year.$1.20$1.20$0.00$0.31$0.34$0.03
2022Detailed filing. Detailed filing data is available for this year.$1.24$1.22$0.03$0.28$0.35$0.07
2021Detailed filing. Detailed filing data is available for this year.$1.34$1.24$0.10$0.30$0.30$0.01
2020Detailed filing. Detailed filing data is available for this year.$1.35$1.26$0.09$0.29$0.29$0.00
2019Summary only. Only limited summary data is available for this year.$1.38$1.29$0.09$0.28$0.31$0.04
2018Summary only. Only limited summary data is available for this year.$1.42$1.29$0.13$0.28$0.30$0.02
2017Summary only. Only limited summary data is available for this year.$1.46$1.31$0.15$0.28$0.26$0.01
2016Summary only. Only limited summary data is available for this year.$1.56$1.42$0.14$0.28$0.26$0.01
2015Summary only. Only limited summary data is available for this year.$1.59$1.46$0.13$0.29$0.26$0.03
2014Summary only. Only limited summary data is available for this year.$1.60$1.51$0.09$0.29$0.25$0.04
2013Summary only. Only limited summary data is available for this year.$0.73$0.68$0.05$0.27$0.27$0.00
2012Summary only. Only limited summary data is available for this year.$0.75$0.69$0.06$0.26$0.22$0.04
2011Summary only. Only limited summary data is available for this year.$0.74$0.72$0.02$0.26$0.23$0.03