Civic Intelligence

Connected Credit Union

EIN 01-0409063 • 501(c)14 • Augusta, ME

View Organization Page

Profile

Provide members with savings and loan services

PO Box 1096Augusta, ME 04332-1096

www.connectedcreditunion.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

40th percentile

0.89x

Higher debt load relative to assets than 40% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

56th percentile

16.21x

Higher debt load relative to revenue than 56% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

79th percentile

21%

Higher net margin than 79% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

43rd percentile

1.4%

Faster asset growth than 43% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2024

Revenue Growth

58th percentile

17%

Faster revenue growth than 58% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2024

Balance Sheet
Liabilities / Assets40th percentile

Assets

Up

$122,170,888

Up $3,192,752 (+2.7%) from 2023

Liabilities

Up

$108,183,334

Up $1,822,640 (+1.7%) from 2023

Net Assets

Up

$13,987,554

Up $1,370,112 (+11%) from 2023

Operations
Liabilities / Revenue56th percentileNet Margin79th percentile

Revenue

Up

$6,675,882

Up $801,679 (+14%) from 2023

Expenses

Up

$5,305,769

Up $508,632 (+11%) from 2023

Net Income

Up

$1,370,113

Up $293,047 (+27%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth43rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $27,819,776Liabilities 2010: $24,632,478Net Assets 2010: $3,187,2982010Assets 2011: $29,088,640Liabilities 2011: $25,707,090Net Assets 2011: $3,381,5502011Assets 2012: $31,142,295Liabilities 2012: $27,601,332Net Assets 2012: $3,540,9632012Assets 2013: $32,748,073Liabilities 2013: $29,059,133Net Assets 2013: $3,688,9402013Assets 2014: $32,599,875Liabilities 2014: $28,763,443Net Assets 2014: $3,836,4322014Assets 2015: $34,835,579Liabilities 2015: $30,807,346Net Assets 2015: $4,028,2332015Assets 2016: $36,912,914Liabilities 2016: $32,723,624Net Assets 2016: $4,189,2902016Assets 2017: $38,766,825Liabilities 2017: $34,453,309Net Assets 2017: $4,313,5162017Assets 2019: $45,768,152Liabilities 2019: $41,097,111Net Assets 2019: $4,671,0412019Assets 2020: $107,608,255Liabilities 2020: $98,118,893Net Assets 2020: $9,489,3622020Assets 2021: $117,326,918Liabilities 2021: $107,319,209Net Assets 2021: $10,007,7092021Assets 2022: $119,172,274Liabilities 2022: $107,631,898Net Assets 2022: $11,540,3762022Assets 2023: $118,978,136Liabilities 2023: $106,360,694Net Assets 2023: $12,617,4422023Assets 2024: $122,170,888Liabilities 2024: $108,183,334Net Assets 2024: $13,987,5542024

Highlighted filing

2024

Assets$122,170,888
Liabilities$108,183,334
Net Assets$13,987,554
Open 2024 Filing

Operations Trend

Revenue Growth58th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $1,238,8842010Expenses 2011: $1,231,0042011Expenses 2012: $1,360,0292012Revenue 2013: $1,475,494Expenses 2013: $1,327,515Net Income 2013: $147,9792013Revenue 2014: $1,493,548Expenses 2014: $1,346,056Net Income 2014: $147,4922014Revenue 2015: $1,545,786Expenses 2015: $1,353,985Net Income 2015: $191,8012015Revenue 2016: $1,709,231Expenses 2016: $1,548,174Net Income 2016: $161,0572016Revenue 2017: $1,785,269Expenses 2017: $1,661,043Net Income 2017: $124,2262017Revenue 2019: $2,232,862Expenses 2019: $2,085,182Net Income 2019: $147,6802019Revenue 2020: $4,444,754Expenses 2020: $4,072,567Net Income 2020: $372,1872020Revenue 2021: $4,204,560Expenses 2021: $3,686,213Net Income 2021: $518,3472021Revenue 2022: $4,668,287Expenses 2022: $3,785,914Net Income 2022: $882,3732022Revenue 2023: $5,874,203Expenses 2023: $4,797,137Net Income 2023: $1,077,0662023Revenue 2024: $6,675,882Expenses 2024: $5,305,769Net Income 2024: $1,370,1132024

Highlighted filing

2024

Revenue$6,675,882
Expenses$5,305,769
Net Income$1,370,113
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$122,170,888
Liabilities
$108,183,334
Net assets
$13,987,554
Revenue
$6,675,882
Expenses
$5,305,769
Net income
$1,370,113
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$122$108$14.0$6.68$5.31$1.37
2023Detailed filing. Detailed filing data is available for this year.$119$106$12.6$5.87$4.80$1.08
2022Detailed filing. Detailed filing data is available for this year.$119$108$11.5$4.67$3.79$0.88
2021Detailed filing. Detailed filing data is available for this year.$117$107$10.0$4.20$3.69$0.52
2020Detailed filing. Detailed filing data is available for this year.$108$98.1$9.49$4.44$4.07$0.37
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$45.8$41.1$4.67$2.23$2.09$0.15
2017Detailed filing. Detailed filing data is available for this year.$38.8$34.5$4.31$1.79$1.66$0.12
2016Detailed filing. Detailed filing data is available for this year.$36.9$32.7$4.19$1.71$1.55$0.16
2015Detailed filing. Detailed filing data is available for this year.$34.8$30.8$4.03$1.55$1.35$0.19
2014Detailed filing. Detailed filing data is available for this year.$32.6$28.8$3.84$1.49$1.35$0.15
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.7$29.1$3.69$1.48$1.33$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$31.1$27.6$3.54$1.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.1$25.7$3.38$1.23
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.8$24.6$3.19$1.24
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 27, 2025
Return Version
2024v5.1
Gross Receipts
$6,675,882
Mission and Program Overview

Mission

Provide members with savings and loan services

Provide members with savings and loan services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$52,185,759$49,558,847▼ $2,626,912
Investments Other Securities$48,356,723$46,536,567▼ $1,820,156
Rtn Earn Endowment Incm Other Fnds$12,617,442$13,987,554▲ $1,370,112
Savings and Temporary Cash Investments$8,318,449$13,814,787▲ $5,496,338
Land, Buildings, and Equipment, Net$2,318,118$2,244,375▼ $73,743
Cash and Non-Interest-Bearing Accounts$669,199$1,238,783▲ $569,584
Prepaid Expenses and Deferred Charges$318,994$287,269▼ $31,725
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$118,978,136$122,170,888▲ $3,192,752
Other Assets Total$6,810,894$8,490,260▲ $1,679,366
Liabilities
Accounts Payable and Accrued Expenses$106,360,694$108,183,334▲ $1,822,640
Total Liabilities$106,360,694$108,183,334▲ $1,822,640
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,617,442$13,987,554▲ $1,370,112
Total Liabilities and Net Assets / Fund Balance$118,978,136$122,170,888▲ $3,192,752

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,641,676$498,451$2,140,127
Land$501,259-$501,259
Equipment$101,440$303,184$404,624
Other Assets Org$314,996--
Other Securities$46,536,567--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cathy BondPresidentFT$143,572$35,528$179,100
Lynn StrattonCLOFT$114,021$28,743$142,764
Kelley WathenCFOFT$105,976$25,327$131,303

Board Members and Trustees

NameTitle
Patricia SugaChairman
Karen HarringtonVice-chair
Alice DrummondDirector
Dennis ScatesDirector
Miles WhitlockDirector
Heather BrowneSecretary
Hannah DobleTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
SynergentData Processing, Marketing, Card Service2 LEDGEVIEW DRIVE, Westbrook, ME 04096$557,454
Burgess Technology ServicesTechnology ServicesPO BOX 482, Bath, ME 04530$101,300
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,397,971
Investment Income
$1,790,761
Other Revenue
$1,487,150
Change in Net Assets
$1,370,113

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,675,882
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$6,675,882
Total Revenue per Form 990
$6,675,882
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,322,483
Salaries, Compensation, and Employee Benefits$1,764,357
Grants and Similar Amounts Paid$3,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$1,215,929
Other Salaries and Wages---$993,982
Current Officers, Directors, Trustees, and Key Employees---$453,167
Information Technology---$359,624
Occupancy---$175,421
Other Employee Benefits---$170,678
Other Expenses---$144,836
Advertising---$124,456
Depreciation Depletion---$114,837
Office Expenses---$114,135
Payroll Taxes---$106,458
Fees for Services Other---$65,656
Fees for Services Accounting---$44,909
Pension Plan Contributions---$40,072
Fees for Services Legal---$35,286
Travel---$5,970
Grants to Domestic Individuals---$3,000
Total Functional Expenses$0$0$0$5,305,769

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$5,305,769
Total Expenses per Audited Statements$5,305,769
Total Expenses per Form 990$5,305,769
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Eric LachanceSon of Former CEOLandscaping ServicesNo$18,580
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union had 7,876 members as of 12/31/2024.”

Form 990, Part VI, Section A, Line 7A

“Organization had members authorized to appoint members of the governing body.”

Form 990, Part VI, Section A, Line 7B

“Some governance decisions are subject to approval by members, such as election of the board of directors.”

Form 990, Part VI, Section B, Line 11B

“No review was or will be conducted”

Form 990, Part VI, Section B, Line 12C

“It is part of the swearing in of officers. Annually, each officer receives a copy of the policy and signs off that it is adhered to.”

Form 990, Part VI, Section B, Line 15

“We use a third party salary comparison program with updated ranges of salary based on job description and geographical location. This program is updated and referred to annually by a committee of the board for purposes of determining compensation.”

Form 990, Part VI, Section C, Line 19

“Governing documents are available upon request. Conflict of interest policy is available from the ceo. Financial statements are posted in the lobby and are provided to attendees at the annual meeting and are available upon request”

Filing and Contact Details

Filer

Filer Name
Connected Credit Union
EIN
01-0409063
Phone
2076233857
Address
PO BOX 1096, AUGUSTA, ME 04332-1096

Signing Officer

Name
Cathy Bond
Title
CEO
Phone
2076233857
Signed
2025-05-27
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cathy Bond
Formed
1967
Legal Domicile
Me
Voting Board Members
7
Independent Board Members
7
Employees
24
Volunteers
12

Preparer

Firm
Wipfli Llp
Address
30 LONG CREEK DRIVE, SOUTH PORTLAND, ME 04106-2437
Preparer
Julia Howland CPA
Phone
2077745701
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 2

“Contactless debit cards and secure testing service to members.”

Raw XML AppendixShowing 400 of 483 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivityOrMissionDesc0PROVIDE MEMBERS WITH SAVINGS AND LOAN SERVICES.
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IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE-CHAIR
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IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
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IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0359624
IRS990/InvestmentIncomeGrp/ExclusionAmt01790761
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01790761
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt048356723
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt046536567
IRS990/IRPDocumentCnt05
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0801635
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02318118
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02244375
IRS990/LandBldgEquipCostOrOtherBssAmt03046010
IRS990/LegalDomicileStateCd0ME
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt090103
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt090103
IRS990/MissionDesc0PROVIDE MEMBERS WITH SAVINGS AND LOAN SERVICES
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt012617442
IRS990/NetAssetsOrFundBalancesEOYAmt013987554
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0175421
IRS990/OfficeExpensesGrp/TotalAmt0114135
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt06810894
IRS990/OtherAssetsTotalGrp/EOYAmt08490260
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0170678
IRS990/OtherExpensesGrp/Desc0SERVICE CHARGES
IRS990/OtherExpensesGrp/Desc1OTHER EXPENSES
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/TotalAmt0769510
IRS990/OtherExpensesGrp/TotalAmt1187843
IRS990/OtherExpensesGrp/TotalAmt2180000
IRS990/OtherExpensesGrp/TotalAmt3144836
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/BusinessCd2522100
IRS990/OtherRevenueMiscGrp/Desc0INTERCHANGE INCOME
IRS990/OtherRevenueMiscGrp/Desc1FEE INCOME
IRS990/OtherRevenueMiscGrp/Desc2OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0617714
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1400557
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2345783
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0617714
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1400557
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2378776
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt032993
IRS990/OtherRevenueTotalAmt01487150
IRS990/OtherSalariesAndWagesGrp/TotalAmt0993982
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt0106458
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt040072
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0318994
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0287269
IRS990/PrincipalOfficerNm0CATHY BOND
IRS990/PriorPeriodAdjustmentsAmt0-1
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME FROM MEMBERS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03397971
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03397971
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0744888
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt04000
IRS990/PYInvestmentIncomeAmt01284375
IRS990/PYOtherExpensesAmt02105650
IRS990/PYOtherRevenueAmt01351318
IRS990/PYProgramServiceRevenueAmt03238510
IRS990/PYRevenuesLessExpensesAmt01077066
IRS990/PYSalariesCompEmpBnftPaidAmt01942599
IRS990/PYTotalExpensesAmt04797137
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05874203
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt01370113
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt012617442
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt013987554
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08318449
IRS990/SavingsAndTempCashInvstGrp/EOYAmt013814787
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01641676
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0498451
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02140127
IRS990ScheduleD/EquipmentGrp/BookValueAmt0101440
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0303184
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0404624
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt05305769
IRS990ScheduleD/LandGrp/BookValueAmt0501259
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0501259
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt01039116
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1963562
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt22453716
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt33718870
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt4314996
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0INSURANCE FUNDING
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1GOODWILL
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2SPLIT DOLLAR LIFE INSURANCE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3CASH SURRENDER VALUE OF LIFE INSURANCE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4ACCRUED INTEREST
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt046536567
IRS990ScheduleD/OtherSecuritiesGrp/Desc0OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt06675882
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02244375
IRS990ScheduleD/TotalBookValueOtherAssetsAmt08490260
IRS990ScheduleD/TotalBookValueSecuritiesAmt046536567
IRS990ScheduleD/TotalExpensesPerForm990Amt05305769
IRS990ScheduleD/TotalRevenuePerForm990Amt06675882
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt06675882
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt05305769
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0143572
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount02500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt08652
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt024376
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CATHY BOND
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0179100
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0PERSONNEL COMMITTEE REVIEWS THE SALARY RANGES PROVIDED BY COMPEASE AS GUIDANCE IN SETTING THE COMPENSATION FOR THE CEO.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0ERIC LACHANCE
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0SON OF FORMER CEO
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt018580
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0LANDSCAPING SERVICES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0589804
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1631406
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2656663
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt3575843
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt0RICHARD P LACHANCE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt1CATHY BOND
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt2KELLEY WATHEN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt3LYNN STRATTON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SPLIT DOLLAR LIFE INSURANCE ARRANGEMENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1SPLIT DOLLAR LIFE INSURANCE ARRANGEMENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2SPLIT DOLLAR LIFE INSURANCE ARRANGEMENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3SPLIT DOLLAR LIFE INSURANCE ARRANGEMENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0583906
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1625000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2650000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt3570000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0FORMER CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2CFO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3CLO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/TotalBalanceDueAmt02453716
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CONTACTLESS DEBIT CARDS AND SECURE TESTING SERVICE TO MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION HAD 7,876 MEMBERS AS OF 12/31/2024.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ORGANIZATION HAD MEMBERS AUTHORIZED TO APPOINT MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SOME GOVERNANCE DECISIONS ARE SUBJECT TO APPROVAL BY MEMBERS, SUCH AS ELECTION OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NO REVIEW WAS OR WILL BE CONDUCTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5IT IS PART OF THE SWEARING IN OF OFFICERS. ANNUALLY, EACH OFFICER RECEIVES A COPY OF THE POLICY AND SIGNS OFF THAT IT IS ADHERED TO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6WE USE A THIRD PARTY SALARY COMPARISON PROGRAM WITH UPDATED RANGES OF SALARY BASED ON JOB DESCRIPTION AND GEOGRAPHICAL LOCATION. THIS PROGRAM IS UPDATED AND REFERRED TO ANNUALLY BY A COMMITTEE OF THE BOARD FOR PURPOSES OF DETERMINING COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. CONFLICT OF INTEREST POLICY IS AVAILABLE FROM THE CEO. FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ARE PROVIDED TO ATTENDEES AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART III, LINE 2

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