Liabilities / Assets
51st percentile
Higher debt load relative to assets than 51% of similar nonprofits.
990 • Fiscal year 2014 • EIN 01-0409063
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
51st percentile
Higher debt load relative to assets than 51% of similar nonprofits.
Liabilities / Revenue
46th percentile
Higher debt load relative to revenue than 46% of similar nonprofits.
Net Margin
61st percentile
Higher net margin than 61% of similar nonprofits.
Top Officer Pay
75th percentile
Higher top officer pay than 75% of similar nonprofits.
Top officer pay equals 7.9% of source-year revenue.
Asset Growth
33rd percentile
Faster asset growth than 33% of similar nonprofits.
Revenue Growth
64th percentile
Faster revenue growth than 64% of similar nonprofits.
Assets
Down$32,599,875
Down $148,198 (-0.5%) from 2013
Net Assets
Up$3,836,432
Up $147,492 (+4.0%) from 2013
Liabilities
Down$28,763,443
Down $295,690 (-1.0%) from 2013
Revenue
Up$1,493,548
Up $18,054 (+1.2%) from 2013
Expenses
Up$1,346,056
Up $18,541 (+1.4%) from 2013
Net Income
Down$147,492
Down $487 (-0.3%) from 2013
Provide members with savings and loan services
Provide members with savings and loan services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $19,047,671 | $20,326,543 | ▲ $1,278,872 |
| Investments Other Securities | $8,779,000 | $7,986,000 | ▼ $793,000 |
| Rtn Earn Endowment Incm Other Fnds | $3,688,940 | $3,836,432 | ▲ $147,492 |
| Savings and Temporary Cash Investments | $2,541,106 | $1,929,733 | ▼ $611,373 |
| Land, Buildings, and Equipment, Net | $622,856 | $571,846 | ▼ $51,010 |
| Cash and Non-Interest-Bearing Accounts | $343,442 | $226,326 | ▼ $117,116 |
| Prepaid Expenses and Deferred Charges | $45,987 | $65,661 | ▲ $19,674 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $32,748,073 | $32,599,875 | ▼ $148,198 |
| Other Assets Total | $1,368,011 | $1,493,766 | ▲ $125,755 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $29,059,133 | $28,763,443 | ▼ $295,690 |
| Total Liabilities | $29,059,133 | $28,763,443 | ▼ $295,690 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,688,940 | $3,836,432 | ▲ $147,492 |
| Total Liabilities and Net Assets / Fund Balance | $32,748,073 | $32,599,875 | ▼ $148,198 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $417,275 | $348,587 | $765,862 |
| Equipment | $38,047 | $201,661 | $239,708 |
| Land | $116,524 | - | $116,524 |
| Other Securities | $7,986,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Richard Lachance | CEO | FT | $111,654 | $6,699 | $118,353 |
| Name | Title |
|---|---|
| Norman Davis | Chairman |
| Michael Clements | Vice Chairman |
| Thomas Riker | Vice Chairman |
| Ann Anctil | Director |
| Isaac Dyer | Director |
| Karen Harrington | Director |
| Stephanie Turgeon | Director |
| M Kevin Richardson | Secretary |
| Anthony Pavone | Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Synergent | Data Processing, Marketing, Card Service | - | $269,207 |
| Line Item | Amount |
|---|---|
| Other Expenses | $687,469 |
| Salaries, Compensation, and Employee Benefits | $575,047 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $307,131 |
| All Other Expenses | - | - | - | $178,805 |
| Other Employee Benefits | - | - | - | $149,563 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $118,353 |
| Benefits to Members | - | - | - | $83,540 |
| Depreciation Depletion | - | - | - | $52,079 |
| Advertising | - | - | - | $51,213 |
| Occupancy | - | - | - | $44,775 |
| Other Expenses | - | - | - | $28,830 |
| Total Functional Expenses | $0 | $0 | $0 | $1,346,056 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Interested Party | Relationship | Description | Shared Revenue | Amount |
|---|---|---|---|---|
| Eric Lachance | Son of CEO | Payment for Landscaping Services | No | - |
“The credit union had 4,018 members as of 11/30/2014.”
“Organization had members authorized to appoint members of the governing body.”
“Some governance decisions are subject to approval by members, such as election of the board of directors.”
“No review was or will be conducted”
“It is part of the swearing in of officers. Annually, each officer receives a copy of the policy and signs off that it is adhered to.”
“A committee of the board performs a salary review of the ceo. They solicit feedback and use industry salary range figures. The ceo reviews top management using a salary administrative program. The board approves the increase within the budget.”
“Governing documents are available upon request. Conflict of interest policy is available from the ceo. Financial statements are posted in the lobby and are provided to attendees at the annual meeting.”
“Professional services 27,658. Loan servicing expense 25,895. Office operations expense 23,726. Misc. Operating expenses 17,603. Telephone 15,796. Surety bond 15,639. Exam & supervisory fees 13,308. Board expenses 11,950. Service contracts 10,874. Association dues 8,545. Education/seminars 7,514. Cash over/short 231. Business continuity 66.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 29059133 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 28763443 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 19047671 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 20326543 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDE MEMBERS WITH SAVINGS AND LOAN SERVICES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 51213 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 178805 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 83540 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | RICHARD LACHANCE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2076233857 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | PO BOX 1096 |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | AUGUSTA |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | ME |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 043321096 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 1 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 343442 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 226326 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 118353 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 269207 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1 | 0 | PO BOX 1236 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City | 0 | PORTLAND |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State | 0 | ME |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode | 0 | 04104 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1 | 0 | SYNERGENT |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | DATA PROCESSING, MARKETING, CARD SERVICE |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 83540 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 68237 |
| IRS990/CYOtherExpensesAmt | 0 | 687469 |
| IRS990/CYOtherRevenueAmt | 0 | 456685 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 968626 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 147492 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 575047 |
| IRS990/CYTotalExpensesAmt | 0 | 1346056 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1493548 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 52079 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS 4,018 MEMBERS AS OF 11/30/14. MEMBERS HAVE ACCESS TO A WIDE VARIETY OF LOW COST, HIGH QUALITY SERVICES. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 12 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 1040133 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 6699 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | NORMAN DAVIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | THOMAS RIKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ANTHONY PAVONE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | M KEVIN RICHARDSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ANN ANCTIL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MICHAEL CLEMENTS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | ISAAC DYER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KAREN HARRINGTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | STEPHANIE TURGEON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | RICHARD LACHANCE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 111654 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1967 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -5060 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1498608 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 73297 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 73297 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 8779000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 7986000 |
| IRS990/IRPDocumentCnt | 0 | 2 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 550248 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 622856 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 571846 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1122094 |
| IRS990/LegalDomicileStateCd | 0 | ME |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 5060 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 2772 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2772 |
| IRS990/MissionDesc | 0 | PROVIDE MEMBERS WITH SAVINGS AND LOAN SERVICES |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3688940 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3836432 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -5060 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -5060 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 1293 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 44775 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1368011 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1493766 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 149563 |
| IRS990/OtherExpensesGrp/Desc | 0 | SERVICE CHARGES |
| IRS990/OtherExpensesGrp/Desc | 1 | COMPUTER COSTS |
| IRS990/OtherExpensesGrp/Desc | 2 | POSTAGE |
| IRS990/OtherExpensesGrp/Desc | 3 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 174128 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 123590 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 34049 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 28830 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | WARRANTY FEES |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | VEHICLE SVC. CONTRACT |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 399672 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 51241 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 399672 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 51241 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 3000 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 3000 |
| IRS990/OtherRevenueTotalAmt | 0 | 456685 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 307131 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 45987 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 65661 |
| IRS990/PrincipalOfficerNm | 0 | RICHARD LACHANCE |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INCOME FROM MEMBE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 968626 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 968626 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 91136 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 63994 |
| IRS990/PYOtherExpensesAmt | 0 | 678085 |
| IRS990/PYOtherRevenueAmt | 0 | 469644 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 941856 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 147979 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 558294 |
| IRS990/PYTotalExpensesAmt | 0 | 1327515 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1475494 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 147492 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3688940 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3836432 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2541106 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1929733 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 417275 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 348587 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 765862 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 38047 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 201661 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 239708 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 116524 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 116524 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 7986000 |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 571846 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 7986000 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm | 0 | ERIC LACHANCE |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt | 0 | SON OF CEO |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd | 0 | 0 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc | 0 | PAYMENT FOR LANDSCAPING SERVICES |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HAD 4,018 MEMBERS AS OF 11/30/2014. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ORGANIZATION HAD MEMBERS AUTHORIZED TO APPOINT MEMBERS OF THE GOVERNING BODY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | SOME GOVERNANCE DECISIONS ARE SUBJECT TO APPROVAL BY MEMBERS, SUCH AS ELECTION OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | NO REVIEW WAS OR WILL BE CONDUCTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | IT IS PART OF THE SWEARING IN OF OFFICERS. ANNUALLY, EACH OFFICER RECEIVES A COPY OF THE POLICY AND SIGNS OFF THAT IT IS ADHERED TO. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | A COMMITTEE OF THE BOARD PERFORMS A SALARY REVIEW OF THE CEO. THEY SOLICIT FEEDBACK AND USE INDUSTRY SALARY RANGE FIGURES. THE CEO REVIEWS TOP MANAGEMENT USING A SALARY ADMINISTRATIVE PROGRAM. THE BOARD APPROVES THE INCREASE WITHIN THE BUDGET. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. CONFLICT OF INTEREST POLICY IS AVAILABLE FROM THE CEO. FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ARE PROVIDED TO ATTENDEES AT THE ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | PROFESSIONAL SERVICES 27,658. LOAN SERVICING EXPENSE 25,895. OFFICE OPERATIONS EXPENSE 23,726. MISC. OPERATING EXPENSES 17,603. TELEPHONE 15,796. SURETY BOND 15,639. EXAM & SUPERVISORY FEES 13,308. BOARD EXPENSES 11,950. SERVICE CONTRACTS 10,874. ASSOCIATION DUES 8,545. EDUCATION/SEMINARS 7,514. CASH OVER/SHORT 231. BUSINESS CONTINUITY 66. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IX, LINE 24E |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 32748073 |
| IRS990/TotalAssetsEOYAmt | 0 | 32599875 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 32748073 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 32599875 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 12 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1346056 |
| IRS990/TotalGrossUBIAmt | 0 | 5772 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 29059133 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 28763443 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 29059133 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 28763443 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3688940 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3836432 |
| IRS990/TotalOtherCompensationAmt | 0 | 6699 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 1040133 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 968626 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 111654 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 73297 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1414479 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1493548 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 5772 |
| IRS990/TotalVolunteersCnt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 32748073 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 32599875 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | PO BOX 1096 |
| IRS990/USAddress/City | 0 | AUGUSTA |
| IRS990/USAddress/State | 0 | ME |
| IRS990/USAddress/ZIPCode | 0 | 043321096 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CONNECTEDCREDITUNION.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2016-03-07 17:11:31Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | RICHARD LACHANCE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2076233857 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-07-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | CONNECTED CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CONN |
| ReturnHeader/Filer/EIN | 0 | 010409063 |
| ReturnHeader/Filer/PhoneNum | 0 | 2076233857 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO BOX 1096 |
| ReturnHeader/Filer/USAddress/City | 0 | AUGUSTA |
| ReturnHeader/Filer/USAddress/State | 0 | ME |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 043321096 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 010242373 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | MACPAGE LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 30 LONG CREEK DRIVE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | SOUTH PORTLAND |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | ME |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 04106 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2077745701 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-07-15 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | BRAD WELLER |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2015-07-15T14:49:17-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-12-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-11-30 |
| ReturnHeader/TaxYr | 0 | 2013 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.