Liabilities / Assets
61st percentile
Higher debt load relative to assets than 61% of similar nonprofits.
EIN 01-0213357 • 501(c)14 • Baileyville, ME
Profile
To provide financial services, including deposit accounts and loans, to credit union members.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
61st percentile
Higher debt load relative to assets than 61% of similar nonprofits.
Liabilities / Revenue
32nd percentile
Higher debt load relative to revenue than 32% of similar nonprofits.
Net Margin
18th percentile
Higher net margin than 18% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
65th percentile
Faster asset growth than 65% of similar nonprofits.
Revenue Growth
59th percentile
Faster revenue growth than 59% of similar nonprofits.
Assets
Up$295,430,017
Up $24,130,640 (+8.9%) from 2023
Liabilities
Up$268,741,067
Up $23,520,540 (+9.6%) from 2023
Net Assets
Up$26,688,950
Up $610,100 (+2.3%) from 2023
Revenue
Up$19,451,826
Up $3,345,000 (+21%) from 2023
Expenses
Up$18,841,726
Up $3,783,338 (+25%) from 2023
Net Income
Down$610,100
Down $438,338 (-42%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To provide financial services, including deposit accounts and loans, to credit union members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $222,717,030 | $244,715,124 | ▲ $21,998,094 |
| Rtn Earn Endowment Incm Other Fnds | $26,078,850 | $26,688,950 | ▲ $610,100 |
| Investments Other Securities | $19,179,953 | $19,918,497 | ▲ $738,544 |
| Cash and Non-Interest-Bearing Accounts | $7,999,451 | $9,433,997 | ▲ $1,434,546 |
| Land, Buildings, and Equipment, Net | $8,095,934 | $7,852,445 | ▼ $243,489 |
| Prepaid Expenses and Deferred Charges | $7,468,691 | $6,313,531 | ▼ $1,155,160 |
| Receivables From Officers Etc | - | $1,214,412 | - |
| Accounts Receivable | $82,591 | $86,006 | ▲ $3,415 |
| Savings and Temporary Cash Investments | $15,875 | $29,201 | ▲ $13,326 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $271,299,377 | $295,430,017 | ▲ $24,130,640 |
| Other Assets Total | $5,739,852 | $5,866,804 | ▲ $126,952 |
| Liabilities | |||
| Other Liabilities | $242,082,815 | $266,360,282 | ▲ $24,277,467 |
| Accounts Payable and Accrued Expenses | $3,137,712 | $2,380,785 | ▼ $756,927 |
| Total Liabilities | $245,220,527 | $268,741,067 | ▲ $23,520,540 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $26,078,850 | $26,688,950 | ▲ $610,100 |
| Total Liabilities and Net Assets / Fund Balance | $271,299,377 | $295,430,017 | ▲ $24,130,640 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $4,377,013 | $2,545,576 | $6,922,589 |
| Equipment | $1,378,073 | $2,654,154 | $4,032,227 |
| Land | $2,003,916 | - | $2,003,916 |
| Other Land Buildings | $93,443 | $180,635 | $274,078 |
| Other Securities | $250,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Moses Joseph | President & CEO | FT | $290,163 | $53,917 | $344,080 |
| Fleming Matthew | Chief Financial Officer | FT | $175,481 | $47,930 | $223,411 |
| Lanier Tonia | SVP of Lending & Branch Op | FT | $160,231 | $37,766 | $197,997 |
| Tomah Bette | SVP of Internal Operations | FT | $147,453 | $34,849 | $182,302 |
| Theriault Jason | Lending Officer | FT | $63,203 | $110,905 | $174,108 |
| Sherrard Christopher | It Director | FT | $146,830 | $20,985 | $167,815 |
| Cushing Joanne | Director of Lending | FT | $105,534 | $56,467 | $162,001 |
| Name | Title |
|---|---|
| Pottle Mason | Chairman |
| Curtis Robert | Vice Chairman |
| Enman James | Director |
| Whalen Mike | Director |
| Manza Joseph | Secretary & Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv INC | Core Operating System | PO BOX 934057, Atlanta, GA 31193 | $491,660 |
| Diebold Nixdorf INC | Atm Servicing | PO BOX 643543, Pittsburgh, PA 15264 | $271,996 |
| Meridianlink | Online Banking/loan Processing | PO BOX 846822, Los Angeles, CA 90084 | $203,703 |
| Ncr Corporation | Online Banking | PO BOX 740641, Los Angeles, CA 90074 | $196,026 |
| Cdw Direct | Computer Hardware | PO BOX 75723, Chicago, IL 60675 | $158,790 |
| Line Item | Amount |
|---|---|
| Other Expenses | $11,915,092 |
| Salaries, Compensation, and Employee Benefits | $6,926,634 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $5,057,058 |
| Office Expenses | - | - | - | $1,646,741 |
| Fees for Services Other | - | - | - | $691,880 |
| Occupancy | - | - | - | $668,430 |
| Depreciation Depletion | - | - | - | $643,132 |
| Other Employee Benefits | - | - | - | $629,711 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $572,000 |
| Payroll Taxes | - | - | - | $422,083 |
| Advertising | - | - | - | $404,168 |
| Pension Plan Contributions | - | - | - | $245,782 |
| Fees for Services Accounting | - | - | - | $149,793 |
| Insurance | - | - | - | $114,351 |
| Information Technology | - | - | - | $109,900 |
| Travel | - | - | - | $63,065 |
| Interest | - | - | - | $35,862 |
| Other Expenses | - | - | - | $34,369 |
| All Other Expenses | - | - | - | $12,000 |
| Fees for Services Legal | - | - | - | $10,185 |
| Conferences and Meetings | - | - | - | $9,616 |
| Total Functional Expenses | $0 | $0 | $0 | $18,841,726 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $1,214,412 | - |
| Liability | Amount |
|---|---|
| MEMBERS' SHARE ACCOUNTS | $266,360,282 |
“The organization's members have the right to participate in the organization's governance.”
“Members of the credit union have the authority to elect the organization's governing body.”
“Mergers are subject to approval by members.”
“Management and the board of directors both review a copy of the 990 before it is filed.”
“The organization has a compliance department that monitors and enforces compliance with the conflict of interest policy.”
“Compensation for top management officials, other officers, and key employees is determined by both a cuna salary survey and the board of directors. This salary survey is reviewed by the ceo, cfo and vp of hr.”
“Financial statements are posted in all branch lobbies for the organization. All other information available upon request.”
“The organization has not changed its oversight or selection processes during the tax year.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 3137712 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2380785 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 82591 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 86006 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE FINANCIAL SERVICES, INCLUDING DEPOSIT ACCOUNTS AND LOANS, TO CREDIT UNION MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 404168 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 12000 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JOSEPH MOSES |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8004271223 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 130 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BAILEYVILLE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | ME |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 04694 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 7999451 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 9433997 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 8 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 572000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 9616 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 491660 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 271996 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 203703 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 196026 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 158790 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | PO BOX 934057 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | PO BOX 643543 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | PO BOX 846822 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | PO BOX 740641 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | PO BOX 75723 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | ATLANTA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | PITTSBURGH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | LOS ANGELES |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | LOS ANGELES |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | CHICAGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | GA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | PA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 31193 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 15264 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 90084 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 90074 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 60675 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | FISERV INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | DIEBOLD NIXDORF INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | MERIDIANLINK |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | NCR CORPORATION |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | CDW DIRECT |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | CORE OPERATING SYSTEM |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | ATM SERVICING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | ONLINE BANKING/LOAN PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | ONLINE BANKING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | COMPUTER HARDWARE |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1181668 |
| IRS990/CYOtherExpensesAmt | 0 | 11915092 |
| IRS990/CYOtherRevenueAmt | 0 | 1424005 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 16846153 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 610100 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 6926634 |
| IRS990/CYTotalExpensesAmt | 0 | 18841726 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 19451826 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 643132 |
| IRS990/Desc | 0 | THE PROCUREMENT OF FINANCIAL SERVICES INCLUDING, BUT NOT LIMITED TO, THE EXTENSION OF LOANS AND THE HOUSING OF DEPOSITS FOR MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 1 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 101 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 149793 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 10185 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 691880 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 52917 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 41230 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 31066 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 30429 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 15833 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 19985 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 18387 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ENMAN JAMES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | WHALEN MIKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CURTIS ROBERT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MANZA JOSEPH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | POTTLE MASON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MOSES JOSEPH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | FLEMING MATTHEW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | LANIER TONIA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | TOMAH BETTE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | THERIAULT JASON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | SHERRARD CHRISTOPHER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | CUSHING JOANNE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 291163 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 182181 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 166931 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 151873 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 158275 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 147830 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 143614 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY & TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | PRESIDENT & CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CHIEF FINANCIAL OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | SVP OF LENDING & BRANCH OP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SVP OF INTERNAL OPERATIONS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | LENDING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | IT DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | DIRECTOR OF LENDING |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 2006 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 19451826 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 12 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 109900 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 114351 |
| IRS990/InterestGrp/TotalAmt | 0 | 35862 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1181668 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1181668 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 19179953 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 19918497 |
| IRS990/IRPDocumentCnt | 0 | 3192 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 5380365 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 8095934 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 7852445 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 13232810 |
| IRS990/LegalDomicileStateCd | 0 | ME |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE FINANCIAL SERVICES, INCLUDING DEPOSIT ACCOUNTS AND LOANS, TO CREDIT UNION MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 26078850 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 26688950 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 668430 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1646741 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 5739852 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 5866804 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 629711 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS ON MEMBERS' S |
| IRS990/OtherExpensesGrp/Desc | 1 | BANK SERVICES AND CHARG |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISIONS FOR LOAN LOS |
| IRS990/OtherExpensesGrp/Desc | 3 | DUES & SUBSCRIPTIONS PR |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 6286543 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 890057 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 145000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 34369 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 242082815 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 266360282 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 524298 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | SUBSIDIARY FEE INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | NON-INT INCOME-MEMBERS |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | -104792 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 263096 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 1084729 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 339276 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 1189521 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 76180 |
| IRS990/OtherRevenueTotalAmt | 0 | 1424005 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 5057058 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 222717030 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 244715124 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 422083 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 245782 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 7468691 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 6313531 |
| IRS990/PrincipalOfficerNm | 0 | JOSEPH MOSES |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS TO MEMBERS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | VISA INTERCHANGE - RELATED |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | SERVICE FEE INCOME - RELATED |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 13969333 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 1520075 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 1013408 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 13969333 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 1520075 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 1356745 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 343337 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 725409 |
| IRS990/PYOtherExpensesAmt | 0 | 8703971 |
| IRS990/PYOtherRevenueAmt | 0 | 1467281 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 13914136 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1048438 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 6354417 |
| IRS990/PYTotalExpensesAmt | 0 | 15058388 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 16106826 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 1214412 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 610100 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 26078850 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 26688950 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 15875 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 29201 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 4377013 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2545576 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 6922589 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 1378073 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 2654154 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 4032227 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 2003916 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 2003916 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 93443 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 180635 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 274078 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 266360282 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' SHARE ACCOUNTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 148500 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 203314 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 213245 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 3 | 1229623 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 4 | 402467 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 5 | 5451348 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 6 | 12000000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 7 | 20000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 8 | 250000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | FHLB INVESTMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | TRICORP INVESTMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | CONSOLIDATED SOLUTIONS INVESTMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 3 | CULANE INVESTMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 4 | BAY FINANCIAL INVESTMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 5 | DOWNEAST INSURANCE INVESTMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 6 | CERTIFICATES AT BANKS AND CREDIT UNIONS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 7 | CO-OP INVESTMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 8 | EXCESS SHARE INSURANCE DEPOSIT |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 5 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 6 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 7 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 8 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 7852445 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 19918497 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 266360282 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 290163 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 175481 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 160231 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 3 | 147453 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 4 | 63203 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 5 | 146830 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 6 | 105534 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 1000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 6700 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 2 | 6700 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 3 | 4420 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 4 | 95072 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 5 | 1000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 6 | 38080 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 4 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 5 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 6 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 4 | 0 |
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