Civic Intelligence

Down East Credit Union

990 • Fiscal year 2014 • EIN 01-0213357

Jan 01, 2014 to Dec 31, 2014 • Filed on Aug 05, 2015

Organization ProfileWWW.DOWNEASTCU.COM

View Organization Page

PO Box 130Baileyville, ME 04694

(800) 427-1223

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.92x

Higher debt load relative to assets than 91% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

22nd percentile

14.69x

Higher debt load relative to revenue than 22% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

11th percentile

2.5%

Higher net margin than 11% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

62nd percentile

$217,203

Higher top officer pay than 62% of similar nonprofits.

Top officer pay equals 2.7% of source-year revenue.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Asset Growth

96th percentile

17%

Faster asset growth than 96% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

77th percentile

6.5%

Faster revenue growth than 77% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$129,260,575

Up $19,237,956 (+17%) from 2013

Net Assets

Up

$10,216,471

Up $204,260 (+2.0%) from 2013

Liabilities

Up

$119,044,104

Up $19,033,696 (+19%) from 2013

Revenue And Expenses
Liabilities / Revenue22nd percentileNet Margin11th percentile

Revenue

Up

$8,106,009

Up $497,845 (+6.5%) from 2013

Expenses

Up

$7,901,749

Up $1,167,625 (+17%) from 2013

Net Income

Down

$204,260

Down $669,780 (-77%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth96th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $84,410,503Liabilities 2010: $76,446,891Net Assets 2010: $7,963,6122010Assets 2011: $88,519,460Liabilities 2011: $80,040,060Net Assets 2011: $8,479,4002011Assets 2012: $98,143,345Liabilities 2012: $89,005,174Net Assets 2012: $9,138,1712012Assets 2013: $110,022,619Liabilities 2013: $100,010,408Net Assets 2013: $10,012,2112013Assets 2014: $129,260,575Liabilities 2014: $119,044,104Net Assets 2014: $10,216,4712014Assets 2015: $153,275,459Liabilities 2015: $141,796,151Net Assets 2015: $11,479,3082015Assets 2016: $165,292,140Liabilities 2016: $152,624,070Net Assets 2016: $12,668,0702016Assets 2017: $177,992,446Liabilities 2017: $163,678,817Net Assets 2017: $14,313,6292017Assets 2019: $204,294,220Liabilities 2019: $187,240,356Net Assets 2019: $17,053,8642019Assets 2020: $225,778,198Liabilities 2020: $205,774,117Net Assets 2020: $20,004,0812020Assets 2021: $256,516,237Liabilities 2021: $232,537,564Net Assets 2021: $23,978,6732021Assets 2022: $269,624,837Liabilities 2022: $242,272,575Net Assets 2022: $27,352,2622022Assets 2023: $271,299,377Liabilities 2023: $245,220,527Net Assets 2023: $26,078,8502023Assets 2024: $295,430,017Liabilities 2024: $268,741,067Net Assets 2024: $26,688,9502024

Highlighted filing

2014

Assets$129,260,575
Liabilities$119,044,104
Net Assets$10,216,471
Open 2014 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $6,175,2432010Expenses 2011: $6,256,7092011Expenses 2012: $6,258,6892012Revenue 2013: $7,608,164Expenses 2013: $6,734,124Net Income 2013: $874,0402013Revenue 2014: $8,106,009Expenses 2014: $7,901,749Net Income 2014: $204,2602014Revenue 2015: $9,250,031Expenses 2015: $7,987,194Net Income 2015: $1,262,8372015Revenue 2016: $10,506,262Expenses 2016: $9,069,893Net Income 2016: $1,436,3692016Revenue 2017: $12,668,251Expenses 2017: $11,022,692Net Income 2017: $1,645,5592017Revenue 2019: $15,438,472Expenses 2019: $14,349,619Net Income 2019: $1,088,8532019Revenue 2020: $15,598,749Expenses 2020: $12,648,532Net Income 2020: $2,950,2172020Revenue 2021: $14,995,471Expenses 2021: $11,020,879Net Income 2021: $3,974,5922021Revenue 2022: $14,151,528Expenses 2022: $10,777,939Net Income 2022: $3,373,5892022Revenue 2023: $16,106,826Expenses 2023: $15,058,388Net Income 2023: $1,048,4382023Revenue 2024: $19,451,826Expenses 2024: $18,841,726Net Income 2024: $610,1002024

Highlighted filing

2014

Revenue$8,106,009
Expenses$7,901,749
Net Income$204,260
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Aug 5, 2015
Return Version
2014v5.0
Gross Receipts
$8,107,892
Mission and Program Overview

Mission

To provide financial services, including deposit accounts and loans, to credit union members.

To provide financial services to credit union members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$86,057,667$107,578,737▲ $21,521,070
Rtn Earn Endowment Incm Other Fnds$10,012,211$10,216,471▲ $204,260
Land, Buildings, and Equipment, Net$5,460,196$5,298,110▼ $162,086
Prepaid Expenses and Deferred Charges$4,762,858$5,285,712▲ $522,854
Cash and Non-Interest-Bearing Accounts$7,057,531$4,211,800▼ $2,845,731
Investments Other Securities$3,095,359$3,643,155▲ $547,796
Savings and Temporary Cash Investments$27,073$11,742▼ $15,331
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$110,022,619$129,260,575▲ $19,237,956
Other Assets Total$3,561,935$3,231,319▼ $330,616
Liabilities
Other Liabilities$99,780,563$118,779,586▲ $18,999,023
Accounts Payable and Accrued Expenses$229,845$264,518▲ $34,673
Total Liabilities$100,010,408$119,044,104▲ $19,033,696
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,012,211$10,216,471▲ $204,260
Total Liabilities and Net Assets / Fund Balance$110,022,619$129,260,575▲ $19,237,956

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,273,820$900,256$4,174,076
Land$1,559,807-$1,559,807
Equipment$404,833$946,547$1,351,380
Leasehold Improvements$26,206$76,491$102,697
Other Land Buildings$33,444$29,600$63,044
Compensation and Service Providers
Top Officer Pay62nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
David TozierPresident/CEOFT$198,761$18,442$217,203
Joseph MosesEvp/CFOFT$139,620$21,545$161,165
Daniel DaggettPresident Consolidated SolFT$105,203$16,941$122,144
Melanie MunseyPresident Downeast Insurance AgencyFT$106,084$6,052$112,136

Board Members and Trustees

NameTitle
Mason PottleChairman
Robert CurtisVice Chairman
James EnmanDirector
Michael WhalenDirector
Joseph ManzaSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,571,270
Investment Income
$87,055
Other Revenue
$1,447,684
Change in Net Assets
$204,260
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,350,233
Salaries, Compensation, and Employee Benefits$3,551,516
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,573,809
Office Expenses---$636,654
Fees for Services Other---$521,781
Current Officers, Directors, Trustees, and Key Employees---$378,368
Depreciation Depletion---$374,147
Occupancy---$333,892
Other Employee Benefits---$308,832
Payroll Taxes---$235,416
Travel---$183,527
Advertising---$98,291
Information Technology---$77,081
Insurance---$55,101
Pension Plan Contributions---$55,091
Fees for Services Accounting---$51,991
Interest---$49,301
Fees for Services Legal---$23,087
Other Expenses---$20,505
All Other Expenses---$12,000
Total Functional Expenses$0$0$0$7,901,749
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE ACCOUNTS$109,983,112
Borrowed Funds$5,500,000
Tricorp Line of Credit$3,296,474
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization's members have the right to participate in the organization's governance.”

Form 990, Part VI, Section A, Line 7A

“Members of the credit union have the authority to elect the organization's governing body.”

Form 990, Part VI, Section A, Line 7B

“Mergers are subject to approval by members.”

Form 990, Part VI, Section B, Line 11

“Management and the board of directors both review a copy of the 990 before it is filed.”

Form 990, Part VI, Section B, Line 12C

“The organization has a compliance department that monitors and enforces compliance with the conflict of interest policy.”

Form 990, Part VI, Section B, Line 15

“Compensation for top management officials, other officers, and key employees is determined by both a cuna salary survey and the board of directors. During 2014, executive management hired an outside consulting firm (career management associates) to perform an assessment on the two cuso presidents.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in all branch lobbies for the organization. All other information available upon request.”

Filing and Contact Details

Filer

Filer Name
Down East Credit Union
EIN
01-0213357
Phone
8004271223
Address
PO BOX 130, BAILEYVILLE, ME 04694

Signing Officer

Name
Joseph Moses
Title
CFO
Phone
8004271223
Signed
2015-08-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David Tozier
Formed
2006
Legal Domicile
Me
Voting Board Members
5
Independent Board Members
5
Employees
81
Volunteers
5

Preparer

Firm
Albin Randall & Bennett
Address
PO BOX 445 130 MIDDLE STREET, PORTLAND, ME 04112-0445
Preparer
Robin L Cyr
Phone
2077721981
Raw XML AppendixShowing 400 of 451 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/Desc1SERVICE FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2VISA INTERCHANGE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05052146
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1799483
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2693110
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05052146
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1826014
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2693110
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt026531
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt064002
IRS990/PYOtherExpensesAmt03445210
IRS990/PYOtherRevenueAmt01407679
IRS990/PYProgramServiceRevenueAmt06136483
IRS990/PYRevenuesLessExpensesAmt0874040
IRS990/PYSalariesCompEmpBnftPaidAmt03288914
IRS990/PYTotalExpensesAmt06734124
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07608164
IRS990/ReconcilationRevenueExpnssAmt0204260
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010012211
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt010216471
IRS990/SavingsAndTempCashInvstGrp/BOYAmt027073
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011742
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03273820
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0900256
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04174076
IRS990ScheduleD/EquipmentGrp/BookValueAmt0404833
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0946547
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01351380
IRS990ScheduleD/LandGrp/BookValueAmt01559807
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01559807
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt026206
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt076491
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0102697
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt033444
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt029600
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt063044
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt05500000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1109983112
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt23296474
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0BORROWED FUNDS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBERS' SHARE ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2TRICORP LINE OF CREDIT
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05298110
IRS990ScheduleD/TotalLiabilityAmt0118779586
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0198761
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1139620
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt05947
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt13582
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt012495
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt117963
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DAVID TOZIER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1JOSEPH MOSES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1EVP/CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0217203
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1161165
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION'S MEMBERS HAVE THE RIGHT TO PARTICIPATE IN THE ORGANIZATION'S GOVERNANCE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE ORGANIZATION'S GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MERGERS ARE SUBJECT TO APPROVAL BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT AND THE BOARD OF DIRECTORS BOTH REVIEW A COPY OF THE 990 BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION HAS A COMPLIANCE DEPARTMENT THAT MONITORS AND ENFORCES COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPENSATION FOR TOP MANAGEMENT OFFICIALS, OTHER OFFICERS, AND KEY EMPLOYEES IS DETERMINED BY BOTH A CUNA SALARY SURVEY AND THE BOARD OF DIRECTORS. DURING 2014, EXECUTIVE MANAGEMENT HIRED AN OUTSIDE CONSULTING FIRM (CAREER MANAGEMENT ASSOCIATES) TO PERFORM AN ASSESSMENT ON THE TWO CUSO PRESIDENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN ALL BRANCH LOBBIES FOR THE ORGANIZATION. ALL OTHER INFORMATION AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleR/IdDisregardedEntitiesGrp/DirectControllingEntityName/BusinessNameLine1Txt0DOWN EAST CREDIT UNION
IRS990ScheduleR/IdDisregardedEntitiesGrp/DirectControllingEntityName/BusinessNameLine1Txt1DOWN EAST CREDIT UNION
IRS990ScheduleR/IdDisregardedEntitiesGrp/DirectControllingEntityName/BusinessNameLine1Txt2DOWN EAST CREDIT UNION
IRS990ScheduleR/IdDisregardedEntitiesGrp/DisregardedEntityName/BusinessNameLine1Txt0CONSOLIDATED SOLUTIONS II LLC
IRS990ScheduleR/IdDisregardedEntitiesGrp/DisregardedEntityName/BusinessNameLine1Txt1CONSOLIDATED SOLUTIONS LLC
IRS990ScheduleR/IdDisregardedEntitiesGrp/DisregardedEntityName/BusinessNameLine1Txt2BAYVIEW FINANCIAL
IRS990ScheduleR/IdDisregardedEntitiesGrp/EIN0010537469
IRS990ScheduleR/IdDisregardedEntitiesGrp/EIN1010542492
IRS990ScheduleR/IdDisregardedEntitiesGrp/EIN2200361756
IRS990ScheduleR/IdDisregardedEntitiesGrp/EndOfYearAssetsAmt02526984
IRS990ScheduleR/IdDisregardedEntitiesGrp/EndOfYearAssetsAmt1606229
IRS990ScheduleR/IdDisregardedEntitiesGrp/EndOfYearAssetsAmt225613
IRS990ScheduleR/IdDisregardedEntitiesGrp/LegalDomicileStateCd0ME
IRS990ScheduleR/IdDisregardedEntitiesGrp/LegalDomicileStateCd1ME
IRS990ScheduleR/IdDisregardedEntitiesGrp/LegalDomicileStateCd2ME
IRS990ScheduleR/IdDisregardedEntitiesGrp/PrimaryActivitiesTxt0INSURANCE BROKERAGE SERVICES TO CREDIT UNION MEMBERS
IRS990ScheduleR/IdDisregardedEntitiesGrp/PrimaryActivitiesTxt1INDIRECT LENDING FOR PARTICIPATING CREDIT UNIONS
IRS990ScheduleR/IdDisregardedEntitiesGrp/PrimaryActivitiesTxt2FINANCIAL SERVICES FOR SMALL BUSINESS
IRS990ScheduleR/IdDisregardedEntitiesGrp/TotalIncomeAmt0853245
IRS990ScheduleR/IdDisregardedEntitiesGrp/TotalIncomeAmt1346827
IRS990ScheduleR/IdDisregardedEntitiesGrp/TotalIncomeAmt20
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/AddressLine1Txt0PO BOX 130 23RD AVENUE
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/AddressLine1Txt1PO BOX 130 23RD AVENUE
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/AddressLine1Txt2PO BOX 130 23RD AVENUE
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/CityNm0BAILEYVILLE
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/CityNm1BAILEYVILLE
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/CityNm2BAILEYVILLE
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/StateAbbreviationCd0ME
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/StateAbbreviationCd1ME
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/StateAbbreviationCd2ME
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/ZIPCd004694
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/ZIPCd104694
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/ZIPCd204694
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0110022619
IRS990/TotalAssetsEOYAmt0129260575
IRS990/TotalAssetsGrp/BOYAmt0110022619
IRS990/TotalAssetsGrp/EOYAmt0129260575
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt081
IRS990/TotalFunctionalExpensesGrp/TotalAmt07901749
IRS990/TotalGrossUBIAmt0104497
IRS990/TotalLiabilitiesBOYAmt0100010408
IRS990/TotalLiabilitiesEOYAmt0119044104
IRS990/TotalLiabilitiesGrp/BOYAmt0100010408
IRS990/TotalLiabilitiesGrp/EOYAmt0119044104
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt010012211
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt010216471

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$129,260,575
Liabilities
$119,044,104
Net assets
$10,216,471
Revenue
$8,106,009
Expenses
$7,901,749
Net income
$204,260
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$295$269$26.7$19.5$18.8$0.61
2023Detailed filing. Detailed filing data is available for this year.$271$245$26.1$16.1$15.1$1.05
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$270$242$27.4$14.2$10.8$3.37
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$257$233$24.0$15.0$11.0$3.97
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$226$206$20.0$15.6$12.6$2.95
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$204$187$17.1$15.4$14.3$1.09
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$178$164$14.3$12.7$11.0$1.65
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$165$153$12.7$10.5$9.07$1.44
2015Detailed filing. Detailed filing data is available for this year.$153$142$11.5$9.25$7.99$1.26
2014Detailed filing. Detailed filing data is available for this year.$129$119$10.2$8.11$7.90$0.20
2013Detailed filing. Detailed filing data is available for this year.$110$100$10.0$7.61$6.73$0.87
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$98.1$89.0$9.14$6.26
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$88.5$80.0$8.48$6.26
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$84.4$76.4$7.96$6.18