Civic Intelligence

Saco Valley Credit Union

990 • Fiscal year 2016 • EIN 01-0203515

Jan 01, 2016 to Dec 31, 2016 • Filed on Sep 06, 2017

Organization ProfileWWW.SACOVALLEY.ORG

View Organization Page

PO Box 740 312 Main StSaco, ME 04072

(207) 282-6169

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.90x

Higher debt load relative to assets than 57% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

75th percentile

21.12x

Higher debt load relative to revenue than 75% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

75th percentile

15%

Higher net margin than 75% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

70th percentile

$244,083

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 5.3% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

50th percentile

4.5%

Faster asset growth than 50% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

27th percentile

1.9%

Faster revenue growth than 27% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets57th percentile

Assets

Up

$108,734,851

Up $4,673,658 (+4.5%) from 2015

Net Assets

Up

$11,059,285

Up $772,573 (+7.5%) from 2015

Liabilities

Up

$97,675,566

Up $3,901,085 (+4.2%) from 2015

Revenue And Expenses
Liabilities / Revenue75th percentileNet Margin75th percentile

Revenue

Up

$4,624,483

Up $88,067 (+1.9%) from 2015

Expenses

Up

$3,912,310

Up $171,473 (+4.6%) from 2015

Net Income

Down

$712,173

Down $83,406 (-10%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth50th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $84,649,017Liabilities 2010: $77,337,447Net Assets 2010: $7,311,5702010Assets 2011: $88,481,543Liabilities 2011: $80,867,313Net Assets 2011: $7,614,2302011Assets 2012: $96,418,516Liabilities 2012: $88,398,685Net Assets 2012: $8,019,8312012Assets 2013: $96,719,702Liabilities 2013: $87,891,889Net Assets 2013: $8,827,8132013Assets 2014: $98,942,425Liabilities 2014: $89,363,042Net Assets 2014: $9,579,3832014Assets 2015: $104,061,193Liabilities 2015: $93,774,481Net Assets 2015: $10,286,7122015Assets 2016: $108,734,851Liabilities 2016: $97,675,566Net Assets 2016: $11,059,2852016Assets 2017: $113,278,984Liabilities 2017: $101,475,871Net Assets 2017: $11,803,1132017Assets 2018: $118,059,718Liabilities 2018: $105,318,854Net Assets 2018: $12,740,8642018Assets 2019: $128,364,010Liabilities 2019: $114,647,549Net Assets 2019: $13,716,4612019Assets 2020: $144,340,540Liabilities 2020: $130,130,376Net Assets 2020: $14,210,1642020Assets 2021: $163,723,218Liabilities 2021: $148,978,342Net Assets 2021: $14,744,8762021Assets 2022: $167,112,274Liabilities 2022: $151,390,308Net Assets 2022: $15,721,9662022Assets 2023: $171,420,491Liabilities 2023: $154,156,228Net Assets 2023: $17,264,2632023Assets 2024: $182,747,094Liabilities 2024: $164,185,294Net Assets 2024: $18,561,8002024

Highlighted filing

2016

Assets$108,734,851
Liabilities$97,675,566
Net Assets$11,059,285
Open 2016 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $4,329,8032010Revenue 2011: $4,789,091Expenses 2011: $4,356,186Net Income 2011: $432,9052011Expenses 2012: $4,189,7052012Revenue 2013: $4,527,006Expenses 2013: $3,884,995Net Income 2013: $642,0112013Revenue 2014: $4,594,599Expenses 2014: $3,636,389Net Income 2014: $958,2102014Revenue 2015: $4,536,416Expenses 2015: $3,740,837Net Income 2015: $795,5792015Revenue 2016: $4,624,483Expenses 2016: $3,912,310Net Income 2016: $712,1732016Revenue 2017: $4,774,250Expenses 2017: $4,048,549Net Income 2017: $725,7012017Revenue 2018: $5,273,568Expenses 2018: $4,292,149Net Income 2018: $981,4192018Revenue 2019: $5,720,779Expenses 2019: $4,686,405Net Income 2019: $1,034,3742019Revenue 2020: $4,992,918Expenses 2020: $4,886,350Net Income 2020: $106,5682020Revenue 2021: $5,439,528Expenses 2021: $4,904,816Net Income 2021: $534,7122021Revenue 2022: $6,289,921Expenses 2022: $5,312,831Net Income 2022: $977,0902022Revenue 2023: $8,151,514Expenses 2023: $6,609,217Net Income 2023: $1,542,2972023Revenue 2024: $9,653,436Expenses 2024: $8,355,899Net Income 2024: $1,297,5372024

Highlighted filing

2016

Revenue$4,624,483
Expenses$3,912,310
Net Income$712,173
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Sep 6, 2017
Return Version
2016v3.0
Gross Receipts
$4,804,468
Mission and Program Overview

Mission

Provide members with savings and loan services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$72,808,142$77,899,649▲ $5,091,507
Savings and Temporary Cash Investments$25,592,047$25,830,241▲ $238,194
Rtn Earn Endowment Incm Other Fnds$10,286,712$11,059,285▲ $772,573
Land, Buildings, and Equipment, Net$2,439,144$2,384,058▼ $55,086
Cash and Non-Interest-Bearing Accounts$1,639,707$1,146,005▼ $493,702
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$104,061,193$108,734,851▲ $4,673,658
Other Assets Total$1,582,153$1,474,898▼ $107,255
Liabilities
Other Liabilities$93,598,946$97,478,053▲ $3,879,107
Accounts Payable and Accrued Expenses$175,535$197,513▲ $21,978
Total Liabilities$93,774,481$97,675,566▲ $3,901,085
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,286,712$11,059,285▲ $772,573
Total Liabilities and Net Assets / Fund Balance$104,061,193$108,734,851▲ $4,673,658

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,044,490$947,708$1,992,198
Other Land Buildings$327,716$466,325$794,041
Leasehold Improvements$551,539$192,151$743,690
Land$460,313-$460,313
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carrie ShawPresident/CEOFT$211,138$32,945$244,083
Paul SullivanVice PresidentFT$147,358$24,881$172,239

Board Members and Trustees

NameTitle
Roberta ManningBoard Chairperson
David PresbyBoard Member
Robert DentonBoard Member
Timothy NelsonDirector
Vincent PolitoSecretary
Paul GosselinTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
SynergentIt ServicesPO BOX 1236, Portland, ME 04104$444,265
Systems EngineeringIt Services120 EXCHANGE ST SUITE 101, Portland, ME 04104$154,388
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,634,481
Investment Income
$224,992
Other Revenue
$765,010
Change in Net Assets
$712,173
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,606,760
Salaries, Compensation, and Employee Benefits$1,574,820
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$982,552--$982,552
Benefits to Members$730,730--$730,730
Information Technology$466,009--$466,009
Current Officers, Directors, Trustees, and Key Employees$416,322--$416,322
Office Expenses$291,565--$291,565
Depreciation Depletion$179,188--$179,188
Occupancy$151,372--$151,372
Payroll Taxes$91,999--$91,999
Other Employee Benefits$51,726--$51,726
Other Expenses$43,169--$43,169
Fees for Services Accounting$38,276--$38,276
Travel$34,572--$34,572
Pension Plan Contributions$32,221--$32,221
Insurance$29,299--$29,299
Fees for Services Other$28,363--$28,363
All Other Expenses$26,225--$26,225
Fees for Services Legal$1,432--$1,432
Total Functional Expenses$3,912,310$0$0$3,912,310
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares & Savings Acc$97,478,053
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by senior management.”

Form 990, Part VI, Section B, Line 12C

“A review is performed annually to ensure compliance.”

Form 990, Part VI, Section B, Line 15

“A review is done annually of the ceo and top management by the board of directors. The review of other officers and key employees is done by the ceo.”

Form 990, Part VI, Section C, Line 19

“Documents are available upon request. Financial statements are posted in the lobby of each office.”

Filing and Contact Details

Filer

Filer Name
Saco Valley Credit Union
EIN
01-0203515
Phone
2072826169
Address
PO BOX 740 312 MAIN ST, SACO, ME 04072

Signing Officer

Name
Kevin Partridge
Title
CFO
Phone
2072826169
Signed
2017-09-06
Discuss with paid preparer
Yes

Organization Details

Formed
1947
Legal Domicile
Me
Voting Board Members
6
Independent Board Members
6
Employees
29
Volunteers
0

Preparer

Firm
Macpage LLC
Address
30 LONG CREEK DRIVE, SOUTH PORTLAND, ME 04106
Preparer
Brad Weller
Phone
2077745701
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in other comprehensive income 60,400.”

Raw XML AppendixShowing 400 of 435 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1258412
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt215480
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt015480
IRS990/OtherRevenueTotalAmt0765010
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0982552
IRS990/OtherSalariesAndWagesGrp/TotalAmt0982552
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt072808142
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt077899649
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt091999
IRS990/PayrollTaxesGrp/TotalAmt091999
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt032221
IRS990/PensionPlanContributionsGrp/TotalAmt032221
IRS990/PoliticalCampaignActyInd00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03634481
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03634481
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0745444
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0178619
IRS990/PYOtherExpensesAmt01524675
IRS990/PYOtherRevenueAmt0753951
IRS990/PYProgramServiceRevenueAmt03603846
IRS990/PYRevenuesLessExpensesAmt0795579
IRS990/PYSalariesCompEmpBnftPaidAmt01470718
IRS990/PYTotalExpensesAmt03740837
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04536416
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0712173
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010286712
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt011059285
IRS990/SavingsAndTempCashInvstGrp/BOYAmt025592047
IRS990/SavingsAndTempCashInvstGrp/EOYAmt025830241
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01044490
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0947708
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01992198
IRS990ScheduleD/LandGrp/BookValueAmt0460313
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0460313
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0551539
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0192151
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0743690
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0327716
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0466325
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0794041
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt097478053
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES & SAVINGS ACC
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02384058
IRS990ScheduleD/TotalLiabilityAmt097478053
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0211138
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1147358
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt032945
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt124881
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CARRIE SHAW
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1PAUL SULLIVAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VICE PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0244083
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1172239
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990 IS REVIEWED BY SENIOR MANAGEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A REVIEW IS PERFORMED ANNUALLY TO ENSURE COMPLIANCE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A REVIEW IS DONE ANNUALLY OF THE CEO AND TOP MANAGEMENT BY THE BOARD OF DIRECTORS. THE REVIEW OF OTHER OFFICERS AND KEY EMPLOYEES IS DONE BY THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DOCUMENTS ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF EACH OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CHANGE IN OTHER COMPREHENSIVE INCOME 60,400.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0104061193
IRS990/TotalAssetsEOYAmt0108734851
IRS990/TotalAssetsGrp/BOYAmt0104061193
IRS990/TotalAssetsGrp/EOYAmt0108734851
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt029
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt03912310
IRS990/TotalFunctionalExpensesGrp/TotalAmt03912310
IRS990/TotalGrossUBIAmt040626
IRS990/TotalLiabilitiesBOYAmt093774481
IRS990/TotalLiabilitiesEOYAmt097675566
IRS990/TotalLiabilitiesGrp/BOYAmt093774481
IRS990/TotalLiabilitiesGrp/EOYAmt097675566
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt010286712
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt011059285
IRS990/TotalOtherCompensationAmt057826
IRS990/TotalProgramServiceExpensesAmt03912310
IRS990/TotalProgramServiceRevenueAmt03634481
IRS990/TotalReportableCompFromOrgAmt0358496
IRS990/TotalRevenueGrp/ExclusionAmt0224992
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04358865
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04624483
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt040626
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0104061193
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0108734851
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt034572
IRS990/TravelGrp/TotalAmt034572
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 740 312 MAIN ST
IRS990/USAddress/CityNm0SACO
IRS990/USAddress/StateAbbreviationCd0ME
IRS990/USAddress/ZIPCd004072
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.SACOVALLEY.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$108,734,851
Liabilities
$97,675,566
Net assets
$11,059,285
Revenue
$4,624,483
Expenses
$3,912,310
Net income
$712,173
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$183$164$18.6$9.65$8.36$1.30
2023Detailed filing. Detailed filing data is available for this year.$171$154$17.3$8.15$6.61$1.54
2022Detailed filing. Detailed filing data is available for this year.$167$151$15.7$6.29$5.31$0.98
2021Detailed filing. Detailed filing data is available for this year.$164$149$14.7$5.44$4.90$0.53
2020Detailed filing. Detailed filing data is available for this year.$144$130$14.2$4.99$4.89$0.11
2019Detailed filing. Detailed filing data is available for this year.$128$115$13.7$5.72$4.69$1.03
2018Detailed filing. Detailed filing data is available for this year.$118$105$12.7$5.27$4.29$0.98
2017Detailed filing. Detailed filing data is available for this year.$113$101$11.8$4.77$4.05$0.73
2016Detailed filing. Detailed filing data is available for this year.$109$97.7$11.1$4.62$3.91$0.71
2015Detailed filing. Detailed filing data is available for this year.$104$93.8$10.3$4.54$3.74$0.80
2014Detailed filing. Detailed filing data is available for this year.$98.9$89.4$9.58$4.59$3.64$0.96
2013Detailed filing. Detailed filing data is available for this year.$96.7$87.9$8.83$4.53$3.88$0.64
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$96.4$88.4$8.02$4.19
2011Summary only. Only limited summary data is available for this year.$88.5$80.9$7.61$4.79$4.36$0.43
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$84.6$77.3$7.31$4.33