Civic Intelligence

Maine State Credit Union

990 • Fiscal year 2017 • EIN 01-0196194

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 02, 2018

Organization ProfileWWW.MAINESTATECU.ORG

View Organization Page

PO Box 5659Augusta, ME 04332-5659

(800) 540-8707

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

26th percentile

0.87x

Higher debt load relative to assets than 26% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

53rd percentile

18.08x

Higher debt load relative to revenue than 53% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

94th percentile

28%

Higher net margin than 94% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

27th percentile

$317,710

Higher top officer pay than 27% of similar nonprofits.

Top officer pay equals 1.6% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

53rd percentile

5.5%

Faster asset growth than 53% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

92nd percentile

17%

Faster revenue growth than 92% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets26th percentile

Assets

Up

$404,259,570

Up $21,013,430 (+5.5%) from 2016

Net Assets

Up

$51,509,441

Up $6,479,704 (+14%) from 2016

Liabilities

Up

$352,750,129

Up $14,533,726 (+4.3%) from 2016

Revenue And Expenses
Liabilities / Revenue53rd percentileNet Margin94th percentile

Revenue

Up

$19,510,815

Up $2,770,592 (+17%) from 2016

Expenses

Down

$14,053,976

Down $352,594 (-2.4%) from 2016

Net Income

Up

$5,456,839

Up $3,123,186 (+134%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth53rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $310,491,894Liabilities 2010: $272,644,898Net Assets 2010: $37,846,9962010Assets 2011: $329,073,659Liabilities 2011: $289,703,422Net Assets 2011: $39,370,2372011Assets 2012: $343,738,228Liabilities 2012: $301,866,205Net Assets 2012: $41,872,0232012Assets 2013: $346,781,901Liabilities 2013: $305,368,947Net Assets 2013: $41,412,9542013Assets 2014: $354,258,287Liabilities 2014: $310,730,990Net Assets 2014: $43,527,2972014Assets 2015: $365,278,890Liabilities 2015: $321,786,714Net Assets 2015: $43,492,1762015Assets 2016: $383,246,140Liabilities 2016: $338,216,403Net Assets 2016: $45,029,7372016Assets 2017: $404,259,570Liabilities 2017: $352,750,129Net Assets 2017: $51,509,4412017Assets 2018: $411,220,788Liabilities 2018: $359,436,989Net Assets 2018: $51,783,7992018Assets 2019: $453,958,365Liabilities 2019: $398,057,087Net Assets 2019: $55,901,2782019Assets 2020: $531,168,901Liabilities 2020: $470,378,648Net Assets 2020: $60,790,2532020Assets 2021: $575,894,366Liabilities 2021: $512,259,510Net Assets 2021: $63,634,8562021Assets 2022: $586,697,194Liabilities 2022: $534,910,747Net Assets 2022: $51,786,4472022Assets 2023: $643,067,217Liabilities 2023: $588,613,489Net Assets 2023: $54,453,7282023Assets 2024: $701,935,355Liabilities 2024: $639,910,255Net Assets 2024: $62,025,1002024

Highlighted filing

2017

Assets$404,259,570
Liabilities$352,750,129
Net Assets$51,509,441
Open 2017 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $12,963,0462010Expenses 2011: $13,305,8782011Expenses 2012: $12,416,7672012Revenue 2013: $13,958,656Expenses 2013: $12,334,846Net Income 2013: $1,623,8102013Revenue 2014: $14,928,871Expenses 2014: $12,352,386Net Income 2014: $2,576,4852014Revenue 2015: $15,464,966Expenses 2015: $12,722,314Net Income 2015: $2,742,6522015Revenue 2016: $16,740,223Expenses 2016: $14,406,570Net Income 2016: $2,333,6532016Revenue 2017: $19,510,815Expenses 2017: $14,053,976Net Income 2017: $5,456,8392017Revenue 2018: $18,683,696Expenses 2018: $15,132,668Net Income 2018: $3,551,0282018Revenue 2019: $20,717,237Expenses 2019: $17,924,353Net Income 2019: $2,792,8842019Revenue 2020: $20,746,217Expenses 2020: $19,054,731Net Income 2020: $1,691,4862020Revenue 2021: $22,418,636Expenses 2021: $17,839,981Net Income 2021: $4,578,6552021Revenue 2022: $24,248,381Expenses 2022: $20,904,856Net Income 2022: $3,343,5252022Revenue 2023: $30,231,672Expenses 2023: $28,782,297Net Income 2023: $1,449,3752023Revenue 2024: $39,810,710Expenses 2024: $38,756,567Net Income 2024: $1,054,1432024

Highlighted filing

2017

Revenue$19,510,815
Expenses$14,053,976
Net Income$5,456,839
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 2, 2018
Return Version
2017v2.3
Gross Receipts
$19,510,815
Mission and Program Overview

Mission

Provide members with savings and loan services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$230,809,466$261,027,671▲ $30,218,205
Investments in Publicly Traded Securities$85,895,535$64,234,873▼ $21,660,662
Rtn Earn Endowment Incm Other Fnds$45,029,737$51,509,441▲ $6,479,704
Savings and Temporary Cash Investments$27,872,406$42,136,507▲ $14,264,101
Land, Buildings, and Equipment, Net$7,422,184$7,293,162▼ $129,022
Cash and Non-Interest-Bearing Accounts$2,663,129$2,328,033▼ $335,096
Investments Other Securities$110,000$110,000→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$383,246,140$404,259,570▲ $21,013,430
Other Assets Total$28,473,420$27,129,324▼ $1,344,096
Liabilities
Other Liabilities$333,971,236$348,195,109▲ $14,223,873
Accounts Payable and Accrued Expenses$4,245,167$4,555,020▲ $309,853
Total Liabilities$338,216,403$352,750,129▲ $14,533,726
Net Assets / Fund Balance
Total Net Assets Fund Balance$45,029,737$51,509,441▲ $6,479,704
Total Liabilities and Net Assets / Fund Balance$383,246,140$404,259,570▲ $21,013,430

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,052,195$3,003,239$8,055,434
Other Land Buildings$842,690$2,482,084$3,324,774
Land$1,398,277-$1,398,277
Other Assets Org$11,840,681--
Compensation and Service Providers
Top Officer Pay27th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Tucker ColePresident/CEOFT$280,107$37,603$317,710
Mark YoungSVP of Operations/COOFT$155,070$21,076$176,146
Deborah L SparrowSVP of Lending/CLOFT$160,380$14,941$175,321
Duncan MackellarSVP of Finance/CFOFT$156,833$15,722$172,555

Board Members and Trustees

NameTitle
E James SoucieChair
George LapointeVice Chair
Aimee CarltonDirector
Gary CrockerDirector
Leonard CabanaDirector
Michael RoderigueDirector
Thomas CusickSecretary
Roland MaheuxTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
SynergentData ProcessingPO BOX 1236, Portland, ME 04104$1,204,129
Jack Henry & Associates INCFinancial ServicesPO BOX 609, Monett, MO 65708$244,212
Workgroup Technology Partners INCIt ServicesPO BOX 110, Westbrook, ME 04098$178,386
Consolidated Solutions LLCFinancial ServicesPO BOX 582, Baileyville, ME 04694$172,816
NaretivAdvertisingPO BOX 801, Belgrade, ME 04843$118,188
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$11,983,340
Investment Income
$2,016,014
Other Revenue
$5,511,461
Change in Net Assets
$5,456,839

Audited Revenue Reconciliation

Revenue per Audited Statements
$16,706,804
Revenue Not Reported on Financial Statements
$2,804,011
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$2,804,011
Total Revenue per Audited Statements
$16,706,804
Total Revenue per Form 990
$19,510,815
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$6,592,685
Salaries, Compensation, and Employee Benefits$5,593,073
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,216,188
Office Expenses---$2,276,024
Benefits to Members---$1,868,218
Other Employee Benefits---$1,535,154
Fees for Services Other---$914,919
Current Officers, Directors, Trustees, and Key Employees---$841,731
Occupancy---$784,856
Travel---$185,429
All Other Expenses---$108,905
Other Expenses---$82,553
Conferences and Meetings---$18,821
Total Functional Expenses$0$0$0$14,053,976

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$14,053,976
Expenses per Audited Statements$11,249,965
Total Expenses per Audited Statements$11,249,965
Expenses Not Reported on Financial Statements$2,804,011
Other Expense Adjustments$2,804,011
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBER'S SHARE AND SAVINGS ACCOUNTS$348,195,109
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Individuals that live, work, worship, or attend school in kennebec or somerset county are eligible for membership in the credit union. Members receive dividends based on share accounts but do not receive distributions of profit.”

Form 990, Part VI, Section A, Line 7A

“Members have a vote during the annual meeting.”

Form 990, Part VI, Section A, Line 7B

“The board of directors is formed by volunteers that are elected directly from credit union members.”

Form 990, Part VI, Section B, Line 11B

“990 reviewed by the ceo/president and the vp of finance prior to filing.”

Form 990, Part VI, Section B, Line 12C

“We have conflict of interest and whistleblower policies incorporated in our code of ethics. Members of the board of directors sign a document reaffirming annually that they are abiding by the policy and reporting any conflicts or potential conflicts and abstaining from any decisions where there is a conflict. The board reviewed the code of ethics policy at the 10/25/17 meeting and signed the document reaffirming their commitment to the policy/practice.”

Form 990, Part VI, Section B, Line 15

“The executive committee of the board of directors authorizes the salary and any increases for the ceo. The ceo is responsible for the evaluations, salaries, and salary increases of the senior management team. The credit union utilizes a compensation program that incorporates external market information regarding salaries in determining their salary ranges. The director of human resources manages the administration of the compensation structure (in collaboration with the ceo).”

Form 990, Part VI, Section C, Line 19

“The annual report is posted on the website and the income statement and balance sheet is posted in the lobby. The governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
Maine State Credit Union
EIN
01-0196194
Phone
8005408707
Address
PO BOX 5659, AUGUSTA, ME 04332-5659

Signing Officer

Name
Erin E Campbell
Title
VP of Finance
Phone
8005408707
Signed
2018-11-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tucker Cole
Formed
1935
Legal Domicile
Me
Voting Board Members
8
Independent Board Members
8
Employees
87
Volunteers
8

Preparer

Firm
Wipfli Llp
Address
30 LONG CREEK DRIVE, SOUTH PORTLAND, ME 04106
Preparer
Mark Ayers
Phone
2077745701
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in other comprehensive income 1,022,865.”

Financial Statement Notes

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Provision for loan losses 935,793. Benefits paid to members 1,868,218.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Provision for loan losses 935,793. Benefits paid to members 1,868,218.”

Raw XML AppendixShowing 400 of 522 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8SVP OF LENDING/CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt9SVP OF FINANCE/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt10SVP OF OPERATIONS/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt11PRESIDENT/CEO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01935
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt019510815
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InvestmentIncomeGrp/ExclusionAmt02016014
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02016014
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0110000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0110000
IRS990/InvestmentsPubTradedSecGrp/BOYAmt085895535
IRS990/InvestmentsPubTradedSecGrp/EOYAmt064234873
IRS990/IRPDocumentCnt017349
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05485323
IRS990/LandBldgEquipBasisNetGrp/BOYAmt07422184
IRS990/LandBldgEquipBasisNetGrp/EOYAmt07293162
IRS990/LandBldgEquipCostOrOtherBssAmt012778485
IRS990/LegalDomicileStateCd0ME
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt094235
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt094235
IRS990/MissionDesc0PROVIDE MEMBERS WITH SAVINGS AND LOAN SERVICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt045029737
IRS990/NetAssetsOrFundBalancesEOYAmt051509441
IRS990/NetUnrelatedBusTxblIncmAmt0-42682
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0784856
IRS990/OfficeExpensesGrp/TotalAmt02276024
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt028473420
IRS990/OtherAssetsTotalGrp/EOYAmt027129324
IRS990/OtherChangesInNetAssetsAmt01022865
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01535154
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING & COLLEC
IRS990/OtherExpensesGrp/Desc2EDUCATIONAL & PROMOTION
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/TotalAmt0935793
IRS990/OtherExpensesGrp/TotalAmt1923741
IRS990/OtherExpensesGrp/TotalAmt2361644
IRS990/OtherExpensesGrp/TotalAmt382553
IRS990/OtherLiabilitiesGrp/BOYAmt0333971236
IRS990/OtherLiabilitiesGrp/EOYAmt0348195109
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/BusinessCd2522100
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/Desc1SERVICE CHARGES AND FEES
IRS990/OtherRevenueMiscGrp/Desc2LIFE HELP - AD&D
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02727153
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt12648617
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02727153
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt12648617
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt241456
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt041456
IRS990/OtherRevenueTotalAmt05511461
IRS990/OtherSalariesAndWagesGrp/TotalAmt03216188
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0230809466
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0261027671
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0TUCKER COLE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME FROM MEMBERS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt011983340
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt011983340
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt01826341
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02220445
IRS990/PYOtherExpensesAmt06776952
IRS990/PYOtherRevenueAmt03435603
IRS990/PYProgramServiceRevenueAmt011084175
IRS990/PYRevenuesLessExpensesAmt02333653
IRS990/PYSalariesCompEmpBnftPaidAmt05803277
IRS990/PYTotalExpensesAmt014406570
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt016740223
IRS990/ReconcilationRevenueExpnssAmt05456839
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt017359110
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt045029737
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt051509441
IRS990/SavingsAndTempCashInvstGrp/BOYAmt027872406
IRS990/SavingsAndTempCashInvstGrp/EOYAmt042136507
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt05052195
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03003239
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt08055434
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt02804011
IRS990ScheduleD/ExpensesSubtotalAmt011249965
IRS990ScheduleD/LandGrp/BookValueAmt01398277
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01398277
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt010644243
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1950715
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt23293685
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt3400000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt411840681
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0OTHER ASSETS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1ACCRUED INTEREST RECEIVABLE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2NATIONAL CU SHARE INS. FUND DEPOSIT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3TRICORP MEMBER SHARE SAVINGS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4PRE-FUNDED BENEFIT PLAN
IRS990ScheduleD/OtherExpensesNotIncludedAmt02804011
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0842690
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt02482084
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03324774
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0348195109
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER'S SHARE AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherRevenuesNotIncludedAmt02804011
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt02804011
IRS990ScheduleD/RevenueSubtotalAmt016706804
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0PROVISION FOR LOAN LOSSES 935,793. BENEFITS PAID TO MEMBERS 1,868,218.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1PROVISION FOR LOAN LOSSES 935,793. BENEFITS PAID TO MEMBERS 1,868,218.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART XI, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt07293162
IRS990ScheduleD/TotalBookValueOtherAssetsAmt027129324
IRS990ScheduleD/TotalExpensesPerForm990Amt014053976
IRS990ScheduleD/TotalLiabilityAmt0348195109
IRS990ScheduleD/TotalRevenuePerForm990Amt019510815
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt016706804
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt011249965
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0160380
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1156833
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2155070
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3280107
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt04823
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt14750
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt23599
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt38072
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt010118
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt110972
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt217477
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt329531
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt20

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$404,259,570
Liabilities
$352,750,129
Net assets
$51,509,441
Revenue
$19,510,815
Expenses
$14,053,976
Net income
$5,456,839
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$702$640$62.0$39.8$38.8$1.05
2023Detailed filing. Detailed filing data is available for this year.$643$589$54.5$30.2$28.8$1.45
2022Detailed filing. Detailed filing data is available for this year.$587$535$51.8$24.2$20.9$3.34
2021Detailed filing. Detailed filing data is available for this year.$576$512$63.6$22.4$17.8$4.58
2020Detailed filing. Detailed filing data is available for this year.$531$470$60.8$20.7$19.1$1.69
2019Detailed filing. Detailed filing data is available for this year.$454$398$55.9$20.7$17.9$2.79
2018Detailed filing. Detailed filing data is available for this year.$411$359$51.8$18.7$15.1$3.55
2017Detailed filing. Detailed filing data is available for this year.$404$353$51.5$19.5$14.1$5.46
2016Detailed filing. Detailed filing data is available for this year.$383$338$45.0$16.7$14.4$2.33
2015Detailed filing. Detailed filing data is available for this year.$365$322$43.5$15.5$12.7$2.74
2014Detailed filing. Detailed filing data is available for this year.$354$311$43.5$14.9$12.4$2.58
2013Detailed filing. Detailed filing data is available for this year.$347$305$41.4$14.0$12.3$1.62
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$344$302$41.9$12.4
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$329$290$39.4$13.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$310$273$37.8$13.0