Civic Intelligence
Filing

Contractors and Employees Retirement Plan and Trust

Engineering Constructors Inc. • EIN 85-0263193 • Plan year 2003

Filing Insights

Participants

Up

34 → 43

9 • 26.47%

Assets

Up

$263,368 → $355,149

$91,781 • 34.85%

Investment Management Fee

-

Admin expenses - • Total expenses $49,675

Filing Details

Context
Net investment result
$91,781
Pension payor EIN
58-1428634

Status Flags

Fidelity bond in place

Yes

Limited-scope audit performed

Not reported

Contributions transmitted on time

Not reported

Participant loans in default

No

Leases in default

No

Reportable party-in-interest issues

Not reported

Loss discovered during year

No

Assets with undetermined value

No

Non-cash contributions

No

Assets held for investment

Not reported

5% transactions reported

Not reported

All plan assets distributed

No

Benefits paid when due

Not reported

Plan blackout period

Not reported

Plan termination resolution adopted

No

Counterparties

Company Timeline

This filing is highlighted inside the broader sponsor history.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024271$5,472,698$443,958$6,253iApproximate average salary by contribution assumption: employee only about $156,323 at 4% or $104,215 at 6%; with 50% employer match about $104,215 at 4% or $69,477 at 6%; with 100% employer match about $78,162 at 4% or $52,108 at 6%.
Contractors and Employees Retirement Plan and Trust-71$5,425,735$288,439$4,063iApproximate average salary by contribution assumption: employee only about $101,563 at 4% or $67,709 at 6%; with 50% employer match about $67,709 at 4% or $45,139 at 6%; with 100% employer match about $50,782 at 4% or $33,854 at 6%.
Engineering Constructors Inc Insurance Program-47$46,963$155,519$3,309iApproximate average salary by contribution assumption: employee only about $82,723 at 4% or $55,149 at 6%; with 50% employer match about $55,149 at 4% or $36,766 at 6%; with 100% employer match about $41,361 at 4% or $27,574 at 6%.
2023271$4,713,138$449,769$6,335iApproximate average salary by contribution assumption: employee only about $158,369 at 4% or $105,580 at 6%; with 50% employer match about $105,580 at 4% or $70,386 at 6%; with 100% employer match about $79,185 at 4% or $52,790 at 6%.
Contractors and Employees Retirement Plan and Trust-71$4,661,251$302,323$4,258iApproximate average salary by contribution assumption: employee only about $106,452 at 4% or $70,968 at 6%; with 50% employer match about $70,968 at 4% or $47,312 at 6%; with 100% employer match about $53,226 at 4% or $35,484 at 6%.
Engineering Constructors Inc Insurance Program-48$51,887$147,446$3,072iApproximate average salary by contribution assumption: employee only about $76,795 at 4% or $51,197 at 6%; with 50% employer match about $51,197 at 4% or $34,131 at 6%; with 100% employer match about $38,397 at 4% or $25,598 at 6%.
2022264$3,880,695$515,368$8,053iApproximate average salary by contribution assumption: employee only about $201,316 at 4% or $134,210 at 6%; with 50% employer match about $134,210 at 4% or $89,474 at 6%; with 100% employer match about $100,658 at 4% or $67,105 at 6%.
Contractors and Employees Retirement Plan and Trust-64$3,825,739$320,444$5,007iApproximate average salary by contribution assumption: employee only about $125,173 at 4% or $83,449 at 6%; with 50% employer match about $83,449 at 4% or $55,633 at 6%; with 100% employer match about $62,587 at 4% or $41,724 at 6%.
Engineering Constructors Inc Insurance Program-16$54,956$194,924$12,183iApproximate average salary by contribution assumption: employee only about $304,569 at 4% or $203,046 at 6%; with 50% employer match about $203,046 at 4% or $135,364 at 6%; with 100% employer match about $152,284 at 4% or $101,523 at 6%.
2021257$4,106,980$549,191$9,635iApproximate average salary by contribution assumption: employee only about $240,873 at 4% or $160,582 at 6%; with 50% employer match about $160,582 at 4% or $107,055 at 6%; with 100% employer match about $120,437 at 4% or $80,291 at 6%.
Contractors and Employees Retirement Plan and Trust-57$4,045,252$294,618$5,169iApproximate average salary by contribution assumption: employee only about $129,218 at 4% or $86,146 at 6%; with 50% employer match about $86,146 at 4% or $57,430 at 6%; with 100% employer match about $64,609 at 4% or $43,073 at 6%.
Engineering Constructors Inc Insurance Program-19$61,728$254,573$13,399iApproximate average salary by contribution assumption: employee only about $334,964 at 4% or $223,310 at 6%; with 50% employer match about $223,310 at 4% or $148,873 at 6%; with 100% employer match about $167,482 at 4% or $111,655 at 6%.
2020255$3,833,206$527,427$9,590iApproximate average salary by contribution assumption: employee only about $239,740 at 4% or $159,826 at 6%; with 50% employer match about $159,826 at 4% or $106,551 at 6%; with 100% employer match about $119,870 at 4% or $79,913 at 6%.
Contractors and Employees Retirement Plan and Trust-55$3,771,812$310,884$5,652iApproximate average salary by contribution assumption: employee only about $141,311 at 4% or $94,207 at 6%; with 50% employer match about $94,207 at 4% or $62,805 at 6%; with 100% employer match about $70,655 at 4% or $47,104 at 6%.
Engineering Constructors Inc Insurance Program-24$61,394$216,543$9,023iApproximate average salary by contribution assumption: employee only about $225,566 at 4% or $150,377 at 6%; with 50% employer match about $150,377 at 4% or $100,251 at 6%; with 100% employer match about $112,783 at 4% or $75,189 at 6%.
2019261$3,690,596$607,794$9,964iApproximate average salary by contribution assumption: employee only about $249,096 at 4% or $166,064 at 6%; with 50% employer match about $166,064 at 4% or $110,709 at 6%; with 100% employer match about $124,548 at 4% or $83,032 at 6%.
Contractors and Employees Retirement Plan and Trust-61$3,624,184$402,359$6,596iApproximate average salary by contribution assumption: employee only about $164,901 at 4% or $109,934 at 6%; with 50% employer match about $109,934 at 4% or $73,289 at 6%; with 100% employer match about $82,451 at 4% or $54,967 at 6%.
Engineering Constructors Inc Insurance Program-27$66,412$205,435$7,609iApproximate average salary by contribution assumption: employee only about $190,218 at 4% or $126,812 at 6%; with 50% employer match about $126,812 at 4% or $84,541 at 6%; with 100% employer match about $95,109 at 4% or $63,406 at 6%.
2018261$3,304,102$702,109$11,510iApproximate average salary by contribution assumption: employee only about $287,750 at 4% or $191,833 at 6%; with 50% employer match about $191,833 at 4% or $127,889 at 6%; with 100% employer match about $143,875 at 4% or $95,917 at 6%.
Contractors and Employees Retirement Plan and Trust-61$3,235,751$441,866$7,244iApproximate average salary by contribution assumption: employee only about $181,093 at 4% or $120,728 at 6%; with 50% employer match about $120,728 at 4% or $80,486 at 6%; with 100% employer match about $90,546 at 4% or $60,364 at 6%.
Engineering Constructors Inc Insurance Program-31$68,351$260,243$8,395iApproximate average salary by contribution assumption: employee only about $209,873 at 4% or $139,916 at 6%; with 50% employer match about $139,916 at 4% or $93,277 at 6%; with 100% employer match about $104,937 at 4% or $69,958 at 6%.
2017256$3,176,016$718,289$12,827iApproximate average salary by contribution assumption: employee only about $320,665 at 4% or $213,776 at 6%; with 50% employer match about $213,776 at 4% or $142,518 at 6%; with 100% employer match about $160,332 at 4% or $106,888 at 6%.
Contractors and Employees Retirement Plan and Trust-56$3,110,321$461,619$8,243iApproximate average salary by contribution assumption: employee only about $206,080 at 4% or $137,387 at 6%; with 50% employer match about $137,387 at 4% or $91,591 at 6%; with 100% employer match about $103,040 at 4% or $68,693 at 6%.
Engineering Constructors Inc Insurance Program-32$65,695$256,670$8,021iApproximate average salary by contribution assumption: employee only about $200,523 at 4% or $133,682 at 6%; with 50% employer match about $133,682 at 4% or $89,122 at 6%; with 100% employer match about $100,262 at 4% or $66,841 at 6%.
2016256$2,719,122$658,596$11,761iApproximate average salary by contribution assumption: employee only about $294,016 at 4% or $196,011 at 6%; with 50% employer match about $196,011 at 4% or $130,674 at 6%; with 100% employer match about $147,008 at 4% or $98,005 at 6%.
Contractors and Employees Retirement Plan and Trust-56$2,658,904$427,053$7,626iApproximate average salary by contribution assumption: employee only about $190,649 at 4% or $127,099 at 6%; with 50% employer match about $127,099 at 4% or $84,733 at 6%; with 100% employer match about $95,324 at 4% or $63,550 at 6%.
Engineering Constructors Inc Insurance Program-32$60,218$231,543$7,236iApproximate average salary by contribution assumption: employee only about $180,893 at 4% or $120,595 at 6%; with 50% employer match about $120,595 at 4% or $80,397 at 6%; with 100% employer match about $90,446 at 4% or $60,298 at 6%.
2015246$2,317,711$476,599$10,361iApproximate average salary by contribution assumption: employee only about $259,021 at 4% or $172,681 at 6%; with 50% employer match about $172,681 at 4% or $115,121 at 6%; with 100% employer match about $129,511 at 4% or $86,340 at 6%.
Contractors and Employees Retirement Plan and Trust-46$2,239,688$317,068$6,893iApproximate average salary by contribution assumption: employee only about $172,320 at 4% or $114,880 at 6%; with 50% employer match about $114,880 at 4% or $76,586 at 6%; with 100% employer match about $86,160 at 4% or $57,440 at 6%.
Engineering Constructors Inc Insurance Program-32$78,023$159,531$4,985iApproximate average salary by contribution assumption: employee only about $124,634 at 4% or $83,089 at 6%; with 50% employer match about $83,089 at 4% or $55,393 at 6%; with 100% employer match about $62,317 at 4% or $41,545 at 6%.
2014245$2,162,237$472,508$10,500iApproximate average salary by contribution assumption: employee only about $262,504 at 4% or $175,003 at 6%; with 50% employer match about $175,003 at 4% or $116,669 at 6%; with 100% employer match about $131,252 at 4% or $87,501 at 6%.
Contractors and Employees Retirement Plan and Trust-45$2,071,810$291,658$6,481iApproximate average salary by contribution assumption: employee only about $162,032 at 4% or $108,021 at 6%; with 50% employer match about $108,021 at 4% or $72,014 at 6%; with 100% employer match about $81,016 at 4% or $54,011 at 6%.
Engineering Constructors Inc Insurance Program-18$90,427$180,850$10,047iApproximate average salary by contribution assumption: employee only about $251,181 at 4% or $167,454 at 6%; with 50% employer match about $167,454 at 4% or $111,636 at 6%; with 100% employer match about $125,590 at 4% or $83,727 at 6%.
2013243$2,077,888$465,541$10,827iApproximate average salary by contribution assumption: employee only about $270,663 at 4% or $180,442 at 6%; with 50% employer match about $180,442 at 4% or $120,295 at 6%; with 100% employer match about $135,332 at 4% or $90,221 at 6%.
Contractors and Employees Retirement Plan and Trust-43$2,007,864$272,785$6,344iApproximate average salary by contribution assumption: employee only about $158,596 at 4% or $105,731 at 6%; with 50% employer match about $105,731 at 4% or $70,487 at 6%; with 100% employer match about $79,298 at 4% or $52,865 at 6%.
Engineering Constructors Inc Insurance Program-24$70,024$192,756$8,032iApproximate average salary by contribution assumption: employee only about $200,788 at 4% or $133,858 at 6%; with 50% employer match about $133,858 at 4% or $89,239 at 6%; with 100% employer match about $100,394 at 4% or $66,929 at 6%.
2012242$1,664,470$239,899$5,712iApproximate average salary by contribution assumption: employee only about $142,797 at 4% or $95,198 at 6%; with 50% employer match about $95,198 at 4% or $63,465 at 6%; with 100% employer match about $71,399 at 4% or $47,599 at 6%.
Contractors and Employees Retirement Plan and Trust-42$1,636,077$166,165$3,956iApproximate average salary by contribution assumption: employee only about $98,908 at 4% or $65,938 at 6%; with 50% employer match about $65,938 at 4% or $43,959 at 6%; with 100% employer match about $49,454 at 4% or $32,969 at 6%.
Engineering Constructors Inc Insurance Program-20$28,393$73,734$3,687iApproximate average salary by contribution assumption: employee only about $92,168 at 4% or $61,445 at 6%; with 50% employer match about $61,445 at 4% or $40,963 at 6%; with 100% employer match about $46,084 at 4% or $30,723 at 6%.
2011145$1,460,392$299,966$6,666iApproximate average salary by contribution assumption: employee only about $166,648 at 4% or $111,099 at 6%; with 50% employer match about $111,099 at 4% or $74,066 at 6%; with 100% employer match about $83,324 at 4% or $55,549 at 6%.
Contractors and Employees Retirement Plan and Trust-45$1,460,392$299,966$6,666iApproximate average salary by contribution assumption: employee only about $166,648 at 4% or $111,099 at 6%; with 50% employer match about $111,099 at 4% or $74,066 at 6%; with 100% employer match about $83,324 at 4% or $55,549 at 6%.
2010152$1,169,623$274,441$5,278iApproximate average salary by contribution assumption: employee only about $131,943 at 4% or $87,962 at 6%; with 50% employer match about $87,962 at 4% or $58,641 at 6%; with 100% employer match about $65,971 at 4% or $43,981 at 6%.
Contractors and Employees Retirement Plan and Trust-52$1,169,623$274,441$5,278iApproximate average salary by contribution assumption: employee only about $131,943 at 4% or $87,962 at 6%; with 50% employer match about $87,962 at 4% or $58,641 at 6%; with 100% employer match about $65,971 at 4% or $43,981 at 6%.
2009137$896,696$270,275$7,305iApproximate average salary by contribution assumption: employee only about $182,618 at 4% or $121,745 at 6%; with 50% employer match about $121,745 at 4% or $81,164 at 6%; with 100% employer match about $91,309 at 4% or $60,873 at 6%.
Contractors and Employees Retirement Plan and Trust-37$896,696$270,275$7,305iApproximate average salary by contribution assumption: employee only about $182,618 at 4% or $121,745 at 6%; with 50% employer match about $121,745 at 4% or $81,164 at 6%; with 100% employer match about $91,309 at 4% or $60,873 at 6%.
2008135$482,753$245,038$7,001iApproximate average salary by contribution assumption: employee only about $175,027 at 4% or $116,685 at 6%; with 50% employer match about $116,685 at 4% or $77,790 at 6%; with 100% employer match about $87,514 at 4% or $58,342 at 6%.
Contractors and Employees Retirement Plan and Trust-35$482,753$245,038$7,001iApproximate average salary by contribution assumption: employee only about $175,027 at 4% or $116,685 at 6%; with 50% employer match about $116,685 at 4% or $77,790 at 6%; with 100% employer match about $87,514 at 4% or $58,342 at 6%.
2007144$0$0-
Contractors and Employees Retirement Plan and Trust-44---
2006149$528,405$157,439$3,213iApproximate average salary by contribution assumption: employee only about $80,326 at 4% or $53,551 at 6%; with 50% employer match about $53,551 at 4% or $35,700 at 6%; with 100% employer match about $40,163 at 4% or $26,775 at 6%.
Contractors and Employees Retirement Plan and Trust-49$528,405$157,439$3,213iApproximate average salary by contribution assumption: employee only about $80,326 at 4% or $53,551 at 6%; with 50% employer match about $53,551 at 4% or $35,700 at 6%; with 100% employer match about $40,163 at 4% or $26,775 at 6%.
2005144$464,164$104,600$2,377iApproximate average salary by contribution assumption: employee only about $59,432 at 4% or $39,621 at 6%; with 50% employer match about $39,621 at 4% or $26,414 at 6%; with 100% employer match about $29,716 at 4% or $19,811 at 6%.
Contractors and Employees Retirement Plan and Trust-44$464,164$104,600$2,377iApproximate average salary by contribution assumption: employee only about $59,432 at 4% or $39,621 at 6%; with 50% employer match about $39,621 at 4% or $26,414 at 6%; with 100% employer match about $29,716 at 4% or $19,811 at 6%.
2004148$458,087$138,714$2,890iApproximate average salary by contribution assumption: employee only about $72,247 at 4% or $48,165 at 6%; with 50% employer match about $48,165 at 4% or $32,110 at 6%; with 100% employer match about $36,123 at 4% or $24,082 at 6%.
Contractors and Employees Retirement Plan and Trust-48$458,087$138,714$2,890iApproximate average salary by contribution assumption: employee only about $72,247 at 4% or $48,165 at 6%; with 50% employer match about $48,165 at 4% or $32,110 at 6%; with 100% employer match about $36,123 at 4% or $24,082 at 6%.
2003143$355,149$107,054$2,490iApproximate average salary by contribution assumption: employee only about $62,241 at 4% or $41,494 at 6%; with 50% employer match about $41,494 at 4% or $27,663 at 6%; with 100% employer match about $31,120 at 4% or $20,747 at 6%.
Contractors and Employees Retirement Plan and TrustCurrent43$355,149$107,054$2,490iApproximate average salary by contribution assumption: employee only about $62,241 at 4% or $41,494 at 6%; with 50% employer match about $41,494 at 4% or $27,663 at 6%; with 100% employer match about $31,120 at 4% or $20,747 at 6%.
2002128$263,368$76,524$2,733iApproximate average salary by contribution assumption: employee only about $68,325 at 4% or $45,550 at 6%; with 50% employer match about $45,550 at 4% or $30,367 at 6%; with 100% employer match about $34,163 at 4% or $22,775 at 6%.
Contractors and Employees Retirement Plan and Trust-28$263,368$76,524$2,733iApproximate average salary by contribution assumption: employee only about $68,325 at 4% or $45,550 at 6%; with 50% employer match about $45,550 at 4% or $30,367 at 6%; with 100% employer match about $34,163 at 4% or $22,775 at 6%.
2001126$234,164$42,857$1,648iApproximate average salary by contribution assumption: employee only about $41,209 at 4% or $27,472 at 6%; with 50% employer match about $27,472 at 4% or $18,315 at 6%; with 100% employer match about $20,604 at 4% or $13,736 at 6%.
Contractors and Employees Retirement Plan and Trust-26$234,164$42,857$1,648iApproximate average salary by contribution assumption: employee only about $41,209 at 4% or $27,472 at 6%; with 50% employer match about $27,472 at 4% or $18,315 at 6%; with 100% employer match about $20,604 at 4% or $13,736 at 6%.
2000126$0$0-
Contractors and Employees Retirement Plan and Trust-26---
1999119$256,886$51,649$2,718iApproximate average salary by contribution assumption: employee only about $67,959 at 4% or $45,306 at 6%; with 50% employer match about $45,306 at 4% or $30,204 at 6%; with 100% employer match about $33,980 at 4% or $22,653 at 6%.
Contractors and Employees Retirement Plan and Trust-19$256,886$51,649$2,718iApproximate average salary by contribution assumption: employee only about $67,959 at 4% or $45,306 at 6%; with 50% employer match about $45,306 at 4% or $30,204 at 6%; with 100% employer match about $33,980 at 4% or $22,653 at 6%.
Schedule Details

Schedule D

Row 1
Filing Id
84037215428814
Page Id
1
Page Seq
0
Page Row Num
1
Row Num
0
Image Form Id
3040374215428060002
DFE P1 Entity 01 Name
CONTRACTORS & EMPLOYEES RET. TRUST
DFE P1 Spons 01 Name
ASSOC. PREV. WAGE CONTRACTORS, INC.
DFE P1 Plan 01 EIN Plan number
742485507001
DFE P1 Entity 01 Code
E
DFE P1 Plan Interest End of year 01 Amount
$355,149
Row 2
Filing Id
84037215428814
Page Id
1
Page Seq
0
Page Row Num
1
Row Num
0
Image Form Id
3040374215428060002

Schedule I

Schedule I Financial Statement

Small plan result

Balance sheet and activity values reported by the filer for this small-plan annual return.

End-of-year assets$355,149$91,781 change

Balance Sheet

Beginning and end of plan year.

Total assets$263,368$355,149Increase +$91,781 (34.85%)
Total liabilities$0$0No change $0
Net assets$263,368$355,149Increase +$91,781 (34.85%)

Contributions

Employer contributions$107,054
Participant contributions$0
Other contributions$0

Income & Expenses

Total income$141,456
Total expenses$49,675
Net income$91,781
Source fields
Schedule I source fields
Filing Id
84037215428814
Schedule I EIN
85-0263193
Schedule I Plan Num
001
Schedule I Plan Year Begin Date
2003-01-01
Schedule I Tax Period
20031231
Small plan total assets at beginning of year
$263,368
Small plan total liabilities at beginning of year
$0
Small plan net assets at beginning of year
$263,368
Small plan total assets at end of year
$355,149
Small plan total liabilities at end of year
$0
Small plan net assets at end of year
$355,149
Small plan employer contributions
$107,054
Small plan participant contributions
$0
Small Oth Contribution Rcvd Amount
$0
Small Non Cash Contribution Bs Amount
$0
Small Other Income Amount
$34,402
Small plan total income
$141,456
Small plan total benefit distributions
$49,675
Small Corrective Distribution Amount
$0
Small Dm Dstrb Ptcp Ln A
0
Small Oth Expenses Amount
$0
Small plan total expenses
$49,675
Small plan net income or loss
$91,781
Small Total Plan Transfers Amount
$0
Small Joint Venture End of year Indicator
No
Small Joint Venture End of year Amount
$0
Small Employer Prop End of year Indicator
No
Small Employer Prop End of year Amount
$0
Small Investment Real Est End of year I
2
Small Investment Real Est End of year A
0
Small Employer Sec End of year Indicator
No
Small Employer Sec End of year Amount
$0
Small Mortg Participants End of year Indicator
No
Small Mortg Participants End of year Amount
$0
Small Oth Lns Participants End of year Indicator
No
Small Oth Lns Participants End of year Amount
$0
Small Personal Prop End of year Indicator
No
Small Personal Prop End of year Amount
$0
Small Fail Xmt Ctb I
2
Small Fail Xmt Ctb A
0
Small plan participant loans in default
No
Small Loans In Default Amount
$0
Small plan leases in default
No
Small Leases In Default Amount
$0
Small Pt In Interest Not Reported I
2
Small Pt In Interest Not Reported A
0
Small plan fidelity bond in place
Yes
Small plan fidelity bond amount
$40,000
Small plan loss discovered during year
No
Small Loss Discovered Dur Year Amount
$0
Small plan assets with undetermined value
No
Small Asset Undeterm Valuation Amount
$0
Small plan non-cash contributions reported
No
Small Non Cash Contribution Amount
$0
Small 20 Percent Sngl Investment Indicator
No
Small 20 Percent Sngl Investment Amount
$0
Small plan all plan assets distributed
No
Waiver Annual Iqpa Report
1
Small plan resolution to terminate plan adopted
No
Small Res Terminate Plan Adpt Amount
$0

Schedule R

Schedule R Pension Information

Retirement plan characteristics

Testing, payor, opinion-letter, and transfer information reported with the filing.

Pension & Payor

Payor EIN58-1428634

Transfers

Distributed property value$0
Schedule R source fields
Payor 58-1428634
Filing Id
84037215428814
Schedule R EIN
85-0263193
Schedule R Plan number
001
Schedule R Plan Year Begin Date
2003-01-01
Schedule R Tax Period
20031231
Pension Value Dstrb Pd Property Amount
$0
Pension payor EIN
58-1428634
Pension Bnft Distribution Sngl Sum Count
0
Pension Employer Contribution Rqr Amount
$0
Pension Employer Contribution Paid Amount
$0
Pension Funding Deficiency Amount
$0