Civic Intelligence
Filing

INTERACTIVE RESPONSE TECHNOLOGIES, INC 401K SAVINGS PLAN

Interactive Response Technologies • EIN 65-0420554 • Plan year 2005

Filing Insights

Participants

Up

178 → 266

88 • 49.44%

Assets

Up

$551,447 → $704,888

$153,441 • 27.83%

Investment Management Fee

0.00%

$0

Admin expenses $0 • Total expenses $38,432

Filing Details

Context
Net investment result
$153,441
Pension payor EIN
01-0609808

Status Flags

Fidelity bond in place

Yes

Limited-scope audit performed

Not reported

Contributions transmitted on time

No

Participant loans in default

No

Leases in default

No

Reportable party-in-interest issues

No

Loss discovered during year

No

Assets with undetermined value

No

Non-cash contributions

No

Assets held for investment

Yes

5% transactions reported

No

All plan assets distributed

No

Benefits paid when due

Not reported

Plan blackout period

Not reported

Plan termination resolution adopted

No

Counterparties
ProviderServicesLocationDirect CompensationRelated
MORRISON, BROWN, ARGIZ & FARRA, LLPEIN 01-0720052Accountant--

Company Timeline

This filing is highlighted inside the broader sponsor history.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20092880$974,463$129,175$147iApproximate average salary by contribution assumption: employee only about $3,670 at 4% or $2,446 at 6%; with 50% employer match about $2,446 at 4% or $1,631 at 6%; with 100% employer match about $1,835 at 4% or $1,223 at 6%.
IRT 401(K) SAVINGS PLAN-880$974,463$129,175$147iApproximate average salary by contribution assumption: employee only about $3,670 at 4% or $2,446 at 6%; with 50% employer match about $2,446 at 4% or $1,631 at 6%; with 100% employer match about $1,835 at 4% or $1,223 at 6%.
I L F L-576---
20082787$718,035$151,612$193iApproximate average salary by contribution assumption: employee only about $4,816 at 4% or $3,211 at 6%; with 50% employer match about $3,211 at 4% or $2,141 at 6%; with 100% employer match about $2,408 at 4% or $1,605 at 6%.
IRT 401K SAVINGS PLAN-626$718,035$151,612$242iApproximate average salary by contribution assumption: employee only about $6,055 at 4% or $4,037 at 6%; with 50% employer match about $4,037 at 4% or $2,691 at 6%; with 100% employer match about $3,027 at 4% or $2,018 at 6%.
I L F L-787---
20072442$904,573$135,964$308iApproximate average salary by contribution assumption: employee only about $7,690 at 4% or $5,127 at 6%; with 50% employer match about $5,127 at 4% or $3,418 at 6%; with 100% employer match about $3,845 at 4% or $2,563 at 6%.
IRT 401K SAVINGS PLAN-442$904,573$135,964$308iApproximate average salary by contribution assumption: employee only about $7,690 at 4% or $5,127 at 6%; with 50% employer match about $5,127 at 4% or $3,418 at 6%; with 100% employer match about $3,845 at 4% or $2,563 at 6%.
I L F L-380---
20062403$753,439$103,543$257iApproximate average salary by contribution assumption: employee only about $6,423 at 4% or $4,282 at 6%; with 50% employer match about $4,282 at 4% or $2,855 at 6%; with 100% employer match about $3,212 at 4% or $2,141 at 6%.
IRT 401K SAVINGS PLAN-378$753,439$103,543$274iApproximate average salary by contribution assumption: employee only about $6,848 at 4% or $4,565 at 6%; with 50% employer match about $4,565 at 4% or $3,044 at 6%; with 100% employer match about $3,424 at 4% or $2,283 at 6%.
I L F L-403---
20052330$704,888$147,456$447iApproximate average salary by contribution assumption: employee only about $11,171 at 4% or $7,447 at 6%; with 50% employer match about $7,447 at 4% or $4,965 at 6%; with 100% employer match about $5,585 at 4% or $3,724 at 6%.
INTERACTIVE RESPONSE TECHNOLOGIES, INC 401K SAVINGS PLANCurrent266$704,888$147,456$554iApproximate average salary by contribution assumption: employee only about $13,859 at 4% or $9,239 at 6%; with 50% employer match about $9,239 at 4% or $6,159 at 6%; with 100% employer match about $6,929 at 4% or $4,620 at 6%.
I L F L-330---
20042304$551,447$121,750$400iApproximate average salary by contribution assumption: employee only about $10,012 at 4% or $6,675 at 6%; with 50% employer match about $6,675 at 4% or $4,450 at 6%; with 100% employer match about $5,006 at 4% or $3,337 at 6%.
INTERACTIVE RESPONSE TECHNOLOGIES, INC 401K SAVINGS PLAN-163$551,447$121,750$747iApproximate average salary by contribution assumption: employee only about $18,673 at 4% or $12,449 at 6%; with 50% employer match about $12,449 at 4% or $8,299 at 6%; with 100% employer match about $9,337 at 4% or $6,224 at 6%.
I L F L-304---
20032144$441,415$144,190$1,001iApproximate average salary by contribution assumption: employee only about $25,033 at 4% or $16,689 at 6%; with 50% employer match about $16,689 at 4% or $11,126 at 6%; with 100% employer match about $12,516 at 4% or $8,344 at 6%.
INTERACTIVE RESPONSE TECHNOLOGIES, INC 401K SAVINGS PLAN-98$441,415$144,190$1,471iApproximate average salary by contribution assumption: employee only about $36,783 at 4% or $24,522 at 6%; with 50% employer match about $24,522 at 4% or $16,348 at 6%; with 100% employer match about $18,392 at 4% or $12,261 at 6%.
I L F L-144---
20022187$277,497$187,100$1,001iApproximate average salary by contribution assumption: employee only about $25,013 at 4% or $16,676 at 6%; with 50% employer match about $16,676 at 4% or $11,117 at 6%; with 100% employer match about $12,507 at 4% or $8,338 at 6%.
INTERACTIVE RESPONSE TECHNOLOGIES, INC 401K SAVINGS PLAN-107$277,497$187,100$1,749iApproximate average salary by contribution assumption: employee only about $43,715 at 4% or $29,143 at 6%; with 50% employer match about $29,143 at 4% or $19,429 at 6%; with 100% employer match about $21,857 at 4% or $14,572 at 6%.
I L F L-187---
20012205$0$0-
INTERACTIVE RESPONSE TECHNOLOGIES, INC 401K SAVINGS PLAN-88---
I L F L-205---
20002156$24,592$25,503$163iApproximate average salary by contribution assumption: employee only about $4,087 at 4% or $2,725 at 6%; with 50% employer match about $2,725 at 4% or $1,816 at 6%; with 100% employer match about $2,044 at 4% or $1,362 at 6%.
INTERACTIVE RESPONSE TECHNOLOGIES, INC 401K SAVINGS PLAN-64$24,592$25,503$398iApproximate average salary by contribution assumption: employee only about $9,962 at 4% or $6,641 at 6%; with 50% employer match about $6,641 at 4% or $4,428 at 6%; with 100% employer match about $4,981 at 4% or $3,321 at 6%.
I L F L-156---
1999180$0$0-
I L F L-80---
Schedule Details

Schedule A

Row 1
Filing Id
84037317220546
Form Id
74538685
Page Id
2
Page Seq
0
Page Row Num
1
Row Num
0
Image Form Id
5030376317220040002
Ins Broker 01 Name
SUMMIT GLOBAL PARTNERS DBA CFS
Ins Broker 01 Street Addr
PO BOX 811088
Ins Broker 01 City
BOCA RATON
Ins Broker 01 State
FL
Ins Broker 01 ZIP Code
334811088
Ins Broker Comm Pd 01 Amount
$1,488
Ins Broker Fees Pd 01 Amount
$0
Ins Broker 01 Code
3
Row 2
Ins Carrier Name: UNITED OF OMAHA LIFE INS. CO.
Filing Id
84037317220546
Form Id
74538685
Schedule A EIN
65-0420554
Schedule A Plan Num
001
Schedule A Plan Year Begin Date
2005-01-01
Schedule A Tax Period
20051231
Ins Carrier Name
UNITED OF OMAHA LIFE INS. CO.
Ins Carrier EIN
47-0322111
Ins Carrier Naic Code
69868
Ins Contract Num
12359
Ins Prsn Covered End of year Count
69
Ins Policy From Date
2005-01-01
Ins Policy To Date
2005-12-31
Ins Broker Comm Total Amount
$1,488
Ins Broker Fees Total Amount
$0
Pension End of year Gen Account Amount
$59,832
Pension End of year Sep Account Amount
$631,392
Pension Prem Paid Total Amount
$0
Pension Unpaid Premium Amount
$0
Pension Contract Cost Amount
$0
Pnsn Type Unalloc Cntrct I
3
Pension End Prev Bal Amount
$49,693
Pension Contribution Dep Amount
$147,299
Pension Divnd Cr Dep Amount
$0
Pension Interest Cr Dur Yr Amount
$1,928
Pension Transfer From Amount
$55,604
Pension Other Amount
$0
Pension Total Additions Amount
$204,831
Pension Total Bal Addn Amount
$254,524
Pension Bnfts Dsbrsd Amount
$42,887
Pension Admin Chrg Amount
$0
Pension Transfer To Amount
$151,805
Pension Oth Ded Amount
$0
Pension Total Ded Amount
$194,692
Pension End of year Bal Amount
$59,832
Wlfr Premium Rcvd Amount
$0
Wlfr Unpaid Due Amount
$0
Wlfr Reserve Amount
$0
Wlfr Total Earned Prem Amount
$0
Wlfr Claims Paid Amount
$0
Wlfr Incr Reserve Amount
$0
Wlfr Incurred Claim Amount
$0
Wlfr Claims Chrgd Amount
$0
Wlfr Ret Commissions Amount
$0
Wlfr Ret Admin Amount
$0
Wlfr Ret Oth Cost Amount
$0
Wlfr Ret Oth Expense Amount
$0
Wlfr Ret Taxes Amount
$0
Wlfr Ret Charges Amount
$0
Wlfr Ret Oth Chrgs Amount
$0
Wlfr Ret Total Amount
$0
Wlfr Refund Amount
$0
Wlfr Held Bnfts Amount
$0
Wlfr Claims Reserve Amount
$0
Wlfr Oth Reserve Amount
$0
Wlfr Divnds Due Amount
$0
Wlfr Total Charges Paid Amount
$0
Wlfr Acquis Cost Amount
$0

Schedule D

Row 1
Filing Id
84037317220546
Page Id
1
Page Seq
0
Page Row Num
1
Row Num
0
Image Form Id
5030376317220040003
DFE P1 Entity 01 Name
UNITED OF OMAHA SEPARATE ACCT K
DFE P1 Spons 01 Name
UNITED OF OMAHA LIFE INSURANCE CO
DFE P1 Plan 01 EIN Plan number
431795138001
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$21,447
Row 2
Filing Id
84037317220546
Page Id
3
Page Seq
0
Page Row Num
1
Row Num
0
Image Form Id
5030376317220040003
Row 3
Filing Id
84037317220546
Page Id
1
Page Seq
0
Page Row Num
2
Row Num
1
Image Form Id
5030376317220040003
DFE P1 Entity 01 Name
UNITED OF OMAHA SEPARATE ACCT K
DFE P1 Spons 01 Name
UNITED OF OMAHA LIFE INSURANCE CO
DFE P1 Plan 01 EIN Plan number
431795138001
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$22,784
Row 4
Filing Id
84037317220546
Page Id
2
Page Seq
1
Page Row Num
1
Row Num
10
Image Form Id
5030376317220040003
DFE P1 Entity 01 Name
UNITED OF OMAHA SEPARATE ACCT K
DFE P1 Spons 01 Name
UNITED OF OMAHA LIFE INSURANCE CO
DFE P1 Plan 01 EIN Plan number
431795138001
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$29,450
Row 5
Filing Id
84037317220546
Page Id
2
Page Seq
1
Page Row Num
2
Row Num
11
Image Form Id
5030376317220040003
DFE P1 Entity 01 Name
UNITED OF OMAHA SEPARATE ACCT K
DFE P1 Spons 01 Name
UNITED OF OMAHA LIFE INSURANCE CO
DFE P1 Plan 01 EIN Plan number
431795138001
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$11,256
Row 6
Filing Id
84037317220546
Page Id
2
Page Seq
1
Page Row Num
3
Row Num
12
Image Form Id
5030376317220040003
DFE P1 Entity 01 Name
UNITED OF OMAHA SEPARATE ACCT K
DFE P1 Spons 01 Name
UNITED OF OMAHA LIFE INSURANCE CO
DFE P1 Plan 01 EIN Plan number
431795138001
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$24,879
Row 7
Filing Id
84037317220546
Page Id
1
Page Seq
0
Page Row Num
3
Row Num
2
Image Form Id
5030376317220040003
DFE P1 Entity 01 Name
UNITED OF OMAHA SEPARATE ACCT K
DFE P1 Spons 01 Name
UNITED OF OMAHA LIFE INSURANCE CO
DFE P1 Plan 01 EIN Plan number
431795138001
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$73,972
Row 8
Filing Id
84037317220546
Page Id
1
Page Seq
0
Page Row Num
4
Row Num
3
Image Form Id
5030376317220040003
DFE P1 Entity 01 Name
UNITED OF OMAHA SEPARATE ACCT K
DFE P1 Spons 01 Name
UNITED OF OMAHA LIFE INSURANCE CO
DFE P1 Plan 01 EIN Plan number
431795138001
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$115,913
Row 9
Filing Id
84037317220546
Page Id
2
Page Seq
0
Page Row Num
1
Row Num
4
Image Form Id
5030376317220040003
DFE P1 Entity 01 Name
UNITED OF OMAHA SEPARATE ACCT K
DFE P1 Spons 01 Name
UNITED OF OMAHA LIFE INSURANCE CO
DFE P1 Plan 01 EIN Plan number
431795138001
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$146,653
Row 10
Filing Id
84037317220546
Page Id
2
Page Seq
0
Page Row Num
2
Row Num
5
Image Form Id
5030376317220040003
DFE P1 Entity 01 Name
UNITED OF OMAHA SEPARATE ACCT K
DFE P1 Spons 01 Name
UNITED OF OMAHA LIFE INSURANCE CO
DFE P1 Plan 01 EIN Plan number
431795138001
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$25,611
Row 11
Filing Id
84037317220546
Page Id
2
Page Seq
0
Page Row Num
3
Row Num
6
Image Form Id
5030376317220040003
DFE P1 Entity 01 Name
UNITED OF OMAHA SEPARATE ACCT K
DFE P1 Spons 01 Name
UNITED OF OMAHA LIFE INSURANCE CO
DFE P1 Plan 01 EIN Plan number
431795138001
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$0
Row 12
Filing Id
84037317220546
Page Id
2
Page Seq
0
Page Row Num
4
Row Num
7
Image Form Id
5030376317220040003
DFE P1 Entity 01 Name
UNITED OF OMAHA SEPARATE ACCT K
DFE P1 Spons 01 Name
UNITED OF OMAHA LIFE INSURANCE CO
DFE P1 Plan 01 EIN Plan number
431795138001
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$37,795
Row 13
Filing Id
84037317220546
Page Id
2
Page Seq
0
Page Row Num
5
Row Num
8
Image Form Id
5030376317220040003
DFE P1 Entity 01 Name
UNITED OF OMAHA SEPARATE ACCT K
DFE P1 Spons 01 Name
UNITED OF OMAHA LIFE INSURANCE CO
DFE P1 Plan 01 EIN Plan number
431795138001
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$110,655
Row 14
Filing Id
84037317220546
Page Id
2
Page Seq
0
Page Row Num
6
Row Num
9
Image Form Id
5030376317220040003
DFE P1 Entity 01 Name
UNITED OF OMAHA SEPARATE ACCT K
DFE P1 Spons 01 Name
UNITED OF OMAHA LIFE INSURANCE CO
DFE P1 Plan 01 EIN Plan number
431795138001
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$10,977
Row 15
Filing Id
84037317220546
Schedule D EIN
65-0420554
Schedule D Plan number
001
Schedule D Plan Year Begin Date
2005-01-01
Schedule D Tax Period
20051231

Schedule H

Schedule H Financial Statement

Large plan result

Assets, contributions, fees, audit, and compliance fields reported for this large-plan filing.

End-of-year assets$704,888$153,441 change

Balance Sheet

Beginning and end of plan year.

Total assets$551,447$704,888Increase +$153,441 (27.83%)
Total liabilities$0$0No change $0
Net assets$551,447$704,888Increase +$153,441 (27.83%)

Contributions

Employer contributions$0
Participant contributions$147,456
Other contributions$0
Total contributions$147,456

Income & Investment Result

Total income$191,873
Interest$479
Dividends$0
Net income$153,441

Expenses & Fees

Benefits paid$38,432
Investment management$0
Administrative expenses$0
Total expenses$38,432

Accountant

FirmMORRISON, BROWN, ARGIZ & FARRA, LLP
Firm EIN01-0720052

Compliance

Fidelity bondYes
Fidelity bond amount$100,000
Participant loans$8,151
Late contributionsNo
Schedule H source fields
Financial summary
Total assets at beginning of year: $551,447Total assets at end of year: $704,888Total liabilities at end of year: $0Net income or loss: $153,441
Filing Id
84037317220546
Schedule H EIN
65-0420554
Schedule H Plan number
001
Schedule H Plan Year Begin Date
2005-01-01
Schedule H Tax Period
20051231
Non Interest Bear Cash Beginning of year Amount
$0
Employer Contribution Beginning of year Amount
$0
Participants Contribution Beginning of year Amount
$0
Other Receivables Beginning of year Amount
$0
Interest Bear Cash Beginning of year Amount
$0
Govt Sec Beginning of year Amount
$0
Corp Debt Preferred Beginning of year Amount
$0
Corp Debt Other Beginning of year Amount
$0
Pref Stock Beginning of year Amount
$0
Common Stock Beginning of year Amount
$0
Joint Venture Beginning of year Amount
$0
Real Estate Beginning of year Amount
$0
Other Loans Beginning of year Amount
$0
Participant loans at beginning of year
$8,824
Interest Common Tr Beginning of year Amount
$0
Interest Pool Sep Account Beginning of year Amount
$492,931
Interest Master Tr Beginning of year Amount
$0
Interest 103 12 Investment Beginning of year Amount
$0
Interest in registered investment companies at beginning of year
$0
Ins Co Gen Account Beginning of year Amount
$49,692
Oth Investment Beginning of year Amount
$0
Employer Sec Beginning of year Amount
$0
Employer Prop Beginning of year Amount
$0
Bldgs Used Beginning of year Amount
$0
Total assets at beginning of year
$551,447
Bnfts Payable Beginning of year Amount
$0
Oprtng Payable Beginning of year Amount
$0
Acquis Indbt Beginning of year Amount
$0
Other Liability Beginning of year Amount
$0
Total liabilities at beginning of year
$0
Net assets at beginning of year
$551,447
Non Interest Bear Cash End of year Amount
$0
Employer Contribution End of year Amount
$0
Participants Contribution End of year Amount
$0
Other Receivables End of year Amount
$0
Interest Bear Cash End of year Amount
$5,513
Govt Sec End of year Amount
$0
Corp Debt Preferred End of year Amount
$0
Corp Debt Other End of year Amount
$0
Pref Stock End of year Amount
$0
Common Stock End of year Amount
$0
Joint Venture End of year Amount
$0
Real Estate End of year Amount
$0
Other Loans End of year Amount
$0
Participant loans at end of year
$8,151
Interest Common Tr End of year Amount
$0
Interest Pool Sep Account End of year Amount
$631,392
Interest Master Tr End of year Amount
$0
Interest 103 12 Investment End of year Amount
$0
Interest in registered investment companies at end of year
$0
Ins Co Gen Account End of year Amount
$59,832
Oth Investment End of year Amount
$0
Employer Sec End of year Amount
$0
Employer Prop End of year Amount
$0
Bldgs Used End of year Amount
$0
Total assets at end of year
$704,888
Bnfts Payable End of year Amount
$0
Oprtng Payable End of year Amount
$0
Acquis Indbt End of year Amount
$0
Other Liability End of year Amount
$0
Total liabilities at end of year
$0
Net assets at end of year
$704,888
Employer contributions
$0
Participant contributions
$147,456
Oth Contribution Rcvd Amount
$0
Non Cash Contribution Bs Amount
$0
Total contributions
$147,456
Interest Bear Cash Amount
$0
Interest On Govt Sec Amount
$0
Interest On Corp Debt Amount
$0
Interest On Oth Loans Amount
$0
Interest on participant loans
$479
Interest On Oth Investment Amount
$0
Total interest income
$479
Divnd Pref Stock Amount
$0
Divnd Common Stock Amount
$0
Total dividend income
$0
Total Rents Amount
$0
Aggregate Proceeds Amount
$0
Aggregate Costs Amount
$0
Net gain or loss on sale of assets
$0
Unrealized Apprctn Re Amount
$0
Unrealized Apprctn Oth Amount
$0
Net unrealized appreciation or depreciation
$0
Gain Loss Com Trust Amount
$0
Gain Loss Pool Sep Amount
$42,011
Gain Loss Master Tr Amount
$0
Gain Loss 103 12 Investment Amount
$0
Gain or loss on registered investments
$4
Other Income Amount
$1,923
Total income
$191,873
Participant distributions
$38,432
Ins Carrier Bnfts Amount
$0
Oth Bnft Payment Amount
$0
Total benefit distributions
$38,432
Total Corrective Distribution Amount
$0
Total Dm Distribution Ptcp Lns A
0
Total Interest Expense Amount
$0
Professional Fees Amount
$0
Contract Admin Fees Amount
$0
Investment management fees
$0
Other Admin Fees Amount
$0
Total administrative expenses
$0
Total expenses
$38,432
Net income or loss
$153,441
Total Transfers To Amount
$0
Transfers from other plans
$0
Accountant Opinion Type Indicator
3
Account Performed Limited Audit Indicator
Yes
Accountant firm name
MORRISON, BROWN, ARGIZ & FARRA, LLP
Accountant firm EIN
01-0720052
Failed to transmit participant contributions on time
No
Fail Transmit Contribution Amount
$0
Participant loans in default
No
Loans In Default Amount
$0
Leases in default
No
Leases In Default Amount
$0
Nonexempt transactions with parties in interest
No
Party In Interest Not Reported Amount
$0
Fidelity bond in place
Yes
Fidelity bond amount
$100,000
Loss discovered during year
No
Loss Discovered Dur Year Amount
$0
Assets with undetermined value
No
Asset Undeterm Valuation Amount
$0
Non-cash contributions reported
No
Non Cash Contribution Amount
$0
Assets held for investment
Yes
Reportable 5% transactions
No
All plan assets distributed
No
Resolution to terminate plan adopted
No
Res Terminate Plan Adpt Amount
$0

Schedule R

Schedule R Pension Information

Retirement plan characteristics

Testing, payor, opinion-letter, and transfer information reported with the filing.

Pension & Payor

Payor EIN01-0609808

Transfers

Distributed property value$0
Schedule R source fields
Payor 01-0609808
Filing Id
84037317220546
Schedule R EIN
65-0420554
Schedule R Plan number
001
Schedule R Plan Year Begin Date
2005-01-01
Schedule R Tax Period
20051231
Pension Value Dstrb Pd Property Amount
$0
Pension payor EIN
01-0609808
Pension Bnft Distribution Sngl Sum Count
0
Pension Employer Contribution Rqr Amount
$0
Pension Employer Contribution Paid Amount
$0
Pension Funding Deficiency Amount
$0