Civic Intelligence
Filing

Engineering Development Systems Inc. 401K Profit Sharing Plan

Engineering Development Systems, In • EIN 38-3385520 • Plan year 2001

Company ProfileSource Archive
Filing Insights

Participants

Down

24 → 19

-5 • -20.83%

Assets

Down

$1,199,503 → $807,851

-$391,652 • -32.65%

Investment Management Fee

-

Admin expenses - • Total expenses $280,986

Filing Details

Context
Net investment result
$-393,792
Pension payor EIN
01-0233346

Status Flags

Fidelity bond in place

Yes

Limited-scope audit performed

Not reported

Contributions transmitted on time

Not reported

Participant loans in default

No

Leases in default

No

Reportable party-in-interest issues

Not reported

Loss discovered during year

No

Assets with undetermined value

No

Non-cash contributions

No

Assets held for investment

Not reported

5% transactions reported

Not reported

All plan assets distributed

No

Benefits paid when due

Not reported

Plan blackout period

Not reported

Plan termination resolution adopted

No

Counterparties

Company Timeline

This filing is highlighted inside the broader sponsor history.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
200210$0$37,329-
Engineering Development Systems Inc. 401K Profit Sharing Plan-0-$37,329-
2001119$807,851$69,362$3,651iApproximate average salary by contribution assumption: employee only about $91,266 at 4% or $60,844 at 6%; with 50% employer match about $60,844 at 4% or $40,563 at 6%; with 100% employer match about $45,633 at 4% or $30,422 at 6%.
Engineering Development Systems Inc. 401K Profit Sharing PlanCurrent19$807,851$69,362$3,651iApproximate average salary by contribution assumption: employee only about $91,266 at 4% or $60,844 at 6%; with 50% employer match about $60,844 at 4% or $40,563 at 6%; with 100% employer match about $45,633 at 4% or $30,422 at 6%.
2000120$1,199,503$93,880$4,694iApproximate average salary by contribution assumption: employee only about $117,350 at 4% or $78,233 at 6%; with 50% employer match about $78,233 at 4% or $52,156 at 6%; with 100% employer match about $58,675 at 4% or $39,117 at 6%.
Engineering Development Systems Inc. 401K Profit Sharing Plan-20$1,199,503$93,880$4,694iApproximate average salary by contribution assumption: employee only about $117,350 at 4% or $78,233 at 6%; with 50% employer match about $78,233 at 4% or $52,156 at 6%; with 100% employer match about $58,675 at 4% or $39,117 at 6%.
1999123$1,292,280$105,743$4,598iApproximate average salary by contribution assumption: employee only about $114,938 at 4% or $76,625 at 6%; with 50% employer match about $76,625 at 4% or $51,084 at 6%; with 100% employer match about $57,469 at 4% or $38,313 at 6%.
Engineering Development Systems Inc. 401K Profit Sharing Plan-23$1,292,280$105,743$4,598iApproximate average salary by contribution assumption: employee only about $114,938 at 4% or $76,625 at 6%; with 50% employer match about $76,625 at 4% or $51,084 at 6%; with 100% employer match about $57,469 at 4% or $38,313 at 6%.
Schedule Details

Schedule A

Row 1
Filing Id
84037027015803
Form Id
25460919
Page Id
2
Page Seq
0
Page Row Num
1
Row Num
0
Image Form Id
1040373027015050002
Ins Broker 01 Name
PENSIONTREND, INC.
Ins Broker 01 Street Addr
2149 JOLLY ROAD, SUITE 200
Ins Broker 01 City
OKEMOS
Ins Broker 01 State
MI
Ins Broker 01 ZIP Code
48864
Ins Broker Comm Pd 01 Amount
$4,364
Ins Broker Fees Pd 01 Amount
$0
Ins Broker 01 Code
3
Row 2
Ins Carrier Name: MANULIFE FINANCIAL (USA)
Filing Id
84037027015803
Form Id
25460919
Schedule A EIN
38-3385520
Schedule A Plan Num
001
Schedule A Plan Year Begin Date
2001-01-01
Schedule A Tax Period
20011231
Ins Carrier Name
MANULIFE FINANCIAL (USA)
Ins Carrier EIN
01-0233346
Ins Carrier Naic Code
65838
Ins Contract Num
52385
Ins Prsn Covered End of year Count
23
Ins Policy From Date
2001-01-01
Ins Policy To Date
2001-12-31
Ins Broker Comm Total Amount
$4,364
Ins Broker Fees Total Amount
$0
Pension End of year Gen Account Amount
$84
Pension End of year Sep Account Amount
$784,863
Pension Prem Paid Total Amount
$0
Pension Unpaid Premium Amount
$0
Pension Contract Cost Amount
$0
Pnsn Type Unalloc Cntrct I
3
Pension End Prev Bal Amount
$0
Pension Contribution Dep Amount
$83
Pension Divnd Cr Dep Amount
$0
Pension Interest Cr Dur Yr Amount
$2
Pension Transfer From Amount
$0
Pension Other Amount
$0
Pension Total Additions Amount
$85
Pension Total Bal Addn Amount
$85
Pension Bnfts Dsbrsd Amount
$0
Pension Admin Chrg Amount
$1
Pension Transfer To Amount
$0
Pension Oth Ded Amount
$0
Pension Total Ded Amount
$1
Pension End of year Bal Amount
$84
Wlfr Premium Rcvd Amount
$0
Wlfr Unpaid Due Amount
$0
Wlfr Reserve Amount
$0
Wlfr Total Earned Prem Amount
$0
Wlfr Claims Paid Amount
$0
Wlfr Incr Reserve Amount
$0
Wlfr Incurred Claim Amount
$0
Wlfr Claims Chrgd Amount
$0
Wlfr Ret Commissions Amount
$0
Wlfr Ret Admin Amount
$0
Wlfr Ret Oth Cost Amount
$0
Wlfr Ret Oth Expense Amount
$0
Wlfr Ret Taxes Amount
$0
Wlfr Ret Charges Amount
$0
Wlfr Ret Oth Chrgs Amount
$0
Wlfr Ret Total Amount
$0
Wlfr Refund Amount
$0
Wlfr Held Bnfts Amount
$0
Wlfr Claims Reserve Amount
$0
Wlfr Oth Reserve Amount
$0
Wlfr Divnds Due Amount
$0
Wlfr Total Charges Paid Amount
$0
Wlfr Acquis Cost Amount
$0

Schedule D

Row 1
Filing Id
84037027015803
Page Id
1
Page Seq
0
Page Row Num
1
Row Num
0
Image Form Id
1040373027015050003
Row 2
Filing Id
84037027015803
Page Id
1
Page Seq
0
Page Row Num
1
Row Num
0
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MANULIFE LIFESTYLE-GROWTH FUND
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$56,444
Row 3
Filing Id
84037027015803
Page Id
1
Page Seq
0
Page Row Num
2
Row Num
1
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MANULIFE LIFESTYLE-AGGRESSIVE FUND
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$102,625
Row 4
Filing Id
84037027015803
Page Id
2
Page Seq
1
Page Row Num
1
Row Num
10
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC FIDELITY ADVISOR DIV GROWTH
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$50,880
Row 5
Filing Id
84037027015803
Page Id
2
Page Seq
1
Page Row Num
2
Row Num
11
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC FRANKLIN BALANCE SHEET
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$38,691
Row 6
Filing Id
84037027015803
Page Id
2
Page Seq
1
Page Row Num
3
Row Num
12
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC MUTUAL DISCOVERY
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$10,765
Row 7
Filing Id
84037027015803
Page Id
2
Page Seq
1
Page Row Num
4
Row Num
13
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC T ROWE PRICE BLUE CHIP
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$31,793
Row 8
Filing Id
84037027015803
Page Id
2
Page Seq
1
Page Row Num
5
Row Num
14
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MANULIFE CAPITAL GROWTH STOCK
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$341
Row 9
Filing Id
84037027015803
Page Id
2
Page Seq
1
Page Row Num
6
Row Num
15
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MANULIFE GROWTH PLUS STOCK
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$864
Row 10
Filing Id
84037027015803
Page Id
2
Page Seq
2
Page Row Num
1
Row Num
16
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC FIDELITY CONTRAFUND
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$115,779
Row 11
Filing Id
84037027015803
Page Id
2
Page Seq
2
Page Row Num
2
Row Num
17
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC PUTNAM GLOBAL EQUITY
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$76
Row 12
Filing Id
84037027015803
Page Id
2
Page Seq
2
Page Row Num
3
Row Num
18
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC TEMPLETON FOREIGN
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$40,262
Row 13
Filing Id
84037027015803
Page Id
2
Page Seq
2
Page Row Num
4
Row Num
19
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC T ROWE PRICE INTERNATIONAL STK
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$1,638
Row 14
Filing Id
84037027015803
Page Id
1
Page Seq
0
Page Row Num
3
Row Num
2
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC SHORT-TERM FEDERAL
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$18
Row 15
Filing Id
84037027015803
Page Id
2
Page Seq
2
Page Row Num
5
Row Num
20
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC AIM CONSTELLATION
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$32,685
Row 16
Filing Id
84037027015803
Page Id
2
Page Seq
2
Page Row Num
6
Row Num
21
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC AIM AGGRESSIVE GROWTH
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$98,110
Row 17
Filing Id
84037027015803
Page Id
2
Page Seq
3
Page Row Num
1
Row Num
22
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MANULIFE EMERGING GROWTH STOCK
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$975
Row 18
Filing Id
84037027015803
Page Id
2
Page Seq
3
Page Row Num
2
Row Num
23
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC T ROWE PRICE SCIENCE & TECH
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$137,434
Row 19
Filing Id
84037027015803
Page Id
2
Page Seq
3
Page Row Num
3
Row Num
24
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC TEMPLETON DEVELOPING MARKETS
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$5,436
Row 20
Filing Id
84037027015803
Page Id
2
Page Seq
3
Page Row Num
4
Row Num
25
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
500 INDEX FUND
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$32,164
Row 21
Filing Id
84037027015803
Page Id
2
Page Seq
3
Page Row Num
5
Row Num
26
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MID CAP INDEX FUND
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$2,343
Row 22
Filing Id
84037027015803
Page Id
2
Page Seq
3
Page Row Num
6
Row Num
27
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
QUANTITATIVE MID CAP FUND (VS)
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$892
Row 23
Filing Id
84037027015803
Page Id
2
Page Seq
4
Page Row Num
1
Row Num
28
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
SMALL CAP INDEX FUND
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$2,379
Row 24
Filing Id
84037027015803
Page Id
1
Page Seq
0
Page Row Num
4
Row Num
3
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC DREYFUS PREMIER CORE BOND
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$78
Row 25
Filing Id
84037027015803
Page Id
2
Page Seq
0
Page Row Num
1
Row Num
4
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC T ROWE PRICE SPRECTRUM INC
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$78
Row 26
Filing Id
84037027015803
Page Id
2
Page Seq
0
Page Row Num
2
Row Num
5
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC FIDELITY ADV HIGH YIELD
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$2,364
Row 27
Filing Id
84037027015803
Page Id
2
Page Seq
0
Page Row Num
3
Row Num
6
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MANULIFE BALANCED
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$78
Row 28
Filing Id
84037027015803
Page Id
2
Page Seq
0
Page Row Num
4
Row Num
7
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MANULIFE EQUITY INCOME
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$81
Row 29
Filing Id
84037027015803
Page Id
2
Page Seq
0
Page Row Num
5
Row Num
8
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC DAVIS NEW YORK VENTURE
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$190
Row 30
Filing Id
84037027015803
Page Id
2
Page Seq
0
Page Row Num
6
Row Num
9
Image Form Id
1040373027015050003
DFE P1 Entity 01 Name
MFC MUTUAL BEACON
DFE P1 Spons 01 Name
MANUFACTURERS LIFE INSURANCE CO USA
DFE P1 Plan 01 EIN Plan number
010233346000
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$17,172

Schedule I

Schedule I Financial Statement

Small plan result

Balance sheet and activity values reported by the filer for this small-plan annual return.

End-of-year assets$807,851-$391,652 change

Balance Sheet

Beginning and end of plan year.

Total assets$1,199,503$807,851Decrease -$391,652 (-32.65%)
Total liabilities$0$2,140Increase +$2,140
Net assets$1,199,503$805,711Decrease -$393,792 (-32.83%)

Contributions

Employer contributions$0
Participant contributions$69,362
Other contributions$0

Income & Expenses

Total income$-112,806
Total expenses$280,986
Net income$-393,792
Source fields
Schedule I source fields
Filing Id
84037027015803
Schedule I EIN
38-3385520
Schedule I Plan Num
001
Schedule I Plan Year Begin Date
2001-01-01
Schedule I Tax Period
20011231
Small plan total assets at beginning of year
$1,199,503
Small plan total liabilities at beginning of year
$0
Small plan net assets at beginning of year
$1,199,503
Small plan total assets at end of year
$807,851
Small plan total liabilities at end of year
$2,140
Small plan net assets at end of year
$805,711
Small plan employer contributions
$0
Small plan participant contributions
$69,362
Small Oth Contribution Rcvd Amount
$0
Small Non Cash Contribution Bs Amount
$0
Small Other Income Amount
$-182,168
Small plan total income
$-112,806
Small plan total benefit distributions
$280,986
Small Corrective Distribution Amount
$0
Small Dm Dstrb Ptcp Ln A
0
Small Oth Expenses Amount
$0
Small plan total expenses
$280,986
Small plan net income or loss
$-393,792
Small Total Plan Transfers Amount
$0
Small Joint Venture End of year Indicator
No
Small Joint Venture End of year Amount
$0
Small Employer Prop End of year Indicator
No
Small Employer Prop End of year Amount
$0
Small Investment Real Est End of year I
2
Small Investment Real Est End of year A
0
Small Employer Sec End of year Indicator
No
Small Employer Sec End of year Amount
$0
Small Mortg Participants End of year Indicator
Yes
Small Mortg Participants End of year Amount
$22,904
Small Oth Lns Participants End of year Indicator
No
Small Oth Lns Participants End of year Amount
$0
Small Personal Prop End of year Indicator
No
Small Personal Prop End of year Amount
$0
Small Fail Xmt Ctb I
2
Small Fail Xmt Ctb A
0
Small plan participant loans in default
No
Small Loans In Default Amount
$0
Small plan leases in default
No
Small Leases In Default Amount
$0
Small Pt In Interest Not Reported I
2
Small Pt In Interest Not Reported A
0
Small plan fidelity bond in place
Yes
Small plan fidelity bond amount
$140,000
Small plan loss discovered during year
No
Small Loss Discovered Dur Year Amount
$0
Small plan assets with undetermined value
No
Small Asset Undeterm Valuation Amount
$0
Small plan non-cash contributions reported
No
Small Non Cash Contribution Amount
$0
Small 20 Percent Sngl Investment Indicator
No
Small 20 Percent Sngl Investment Amount
$0
Small plan all plan assets distributed
No
Waiver Annual Iqpa Report
1
Small plan resolution to terminate plan adopted
No
Small Res Terminate Plan Adpt Amount
$0

Schedule R

Schedule R Pension Information

Retirement plan characteristics

Testing, payor, opinion-letter, and transfer information reported with the filing.

Pension & Payor

Payor EIN01-0233346

Transfers

Distributed property value$0
Schedule R source fields
Payor 01-0233346
Filing Id
84037027015803
Schedule R EIN
38-3385520
Schedule R Plan number
001
Schedule R Plan Year Begin Date
2001-01-01
Schedule R Tax Period
20011231
Pension Value Dstrb Pd Property Amount
$0
Pension payor EIN
01-0233346
Pension Bnft Distribution Sngl Sum Count
0
Pension Elec Satisfy Code 412 Indicator
3
Pension Employer Contribution Rqr Amount
$0
Pension Employer Contribution Paid Amount
$0
Pension Funding Deficiency Amount
$0