Civic Intelligence
Filing

Cebos Ltd. 401K Plan

Cebos Ltd. • EIN 38-3218708 • Plan year 2008

Filing Insights

Participants

Down

18 → 16

-2 • -11.11%

Assets

Down

$645,462 → $444,260

-$201,202 • -31.17%

Investment Management Fee

-

Admin expenses - • Total expenses $113,189

Filing Details

Context
Net investment result
$-201,202
Pension payor EIN
42-0127290

Status Flags

Fidelity bond in place

Yes

Limited-scope audit performed

Not reported

Contributions transmitted on time

Not reported

Participant loans in default

No

Leases in default

No

Reportable party-in-interest issues

Not reported

Loss discovered during year

No

Assets with undetermined value

No

Non-cash contributions

No

Assets held for investment

Not reported

5% transactions reported

Not reported

All plan assets distributed

No

Benefits paid when due

Not reported

Plan blackout period

Not reported

Plan termination resolution adopted

No

Counterparties

Company Timeline

This filing is highlighted inside the broader sponsor history.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
201310$0$236,549-
Cebos Ltd. 401K Plan-0-$236,549-
2012134$1,199,480$243,286$7,155iApproximate average salary by contribution assumption: employee only about $178,887 at 4% or $119,258 at 6%; with 50% employer match about $119,258 at 4% or $79,505 at 6%; with 100% employer match about $89,443 at 4% or $59,629 at 6%.
Cebos Ltd. 401K Plan-34$1,199,480$243,286$7,155iApproximate average salary by contribution assumption: employee only about $178,887 at 4% or $119,258 at 6%; with 50% employer match about $119,258 at 4% or $79,505 at 6%; with 100% employer match about $89,443 at 4% or $59,629 at 6%.
2011117$857,998$122,622$7,213iApproximate average salary by contribution assumption: employee only about $180,326 at 4% or $120,218 at 6%; with 50% employer match about $120,218 at 4% or $80,145 at 6%; with 100% employer match about $90,163 at 4% or $60,109 at 6%.
Cebos Ltd. 401K Plan-17$857,998$122,622$7,213iApproximate average salary by contribution assumption: employee only about $180,326 at 4% or $120,218 at 6%; with 50% employer match about $120,218 at 4% or $80,145 at 6%; with 100% employer match about $90,163 at 4% or $60,109 at 6%.
2010116$792,437$83,001$5,188iApproximate average salary by contribution assumption: employee only about $129,689 at 4% or $86,459 at 6%; with 50% employer match about $86,459 at 4% or $57,640 at 6%; with 100% employer match about $64,845 at 4% or $43,230 at 6%.
Cebos Ltd. 401K Plan-16$792,437$83,001$5,188iApproximate average salary by contribution assumption: employee only about $129,689 at 4% or $86,459 at 6%; with 50% employer match about $86,459 at 4% or $57,640 at 6%; with 100% employer match about $64,845 at 4% or $43,230 at 6%.
2009115$615,175$90,162$6,011iApproximate average salary by contribution assumption: employee only about $150,270 at 4% or $100,180 at 6%; with 50% employer match about $100,180 at 4% or $66,787 at 6%; with 100% employer match about $75,135 at 4% or $50,090 at 6%.
Cebos Ltd. 401K Plan-15$615,175$90,162$6,011iApproximate average salary by contribution assumption: employee only about $150,270 at 4% or $100,180 at 6%; with 50% employer match about $100,180 at 4% or $66,787 at 6%; with 100% employer match about $75,135 at 4% or $50,090 at 6%.
2008116$444,260$120,684$7,543iApproximate average salary by contribution assumption: employee only about $188,569 at 4% or $125,713 at 6%; with 50% employer match about $125,713 at 4% or $83,808 at 6%; with 100% employer match about $94,284 at 4% or $62,856 at 6%.
Cebos Ltd. 401K PlanCurrent16$444,260$120,684$7,543iApproximate average salary by contribution assumption: employee only about $188,569 at 4% or $125,713 at 6%; with 50% employer match about $125,713 at 4% or $83,808 at 6%; with 100% employer match about $94,284 at 4% or $62,856 at 6%.
2007117$0$0-
Cebos Ltd. 401K Plan-17---
2006113$455,569$87,412$6,724iApproximate average salary by contribution assumption: employee only about $168,100 at 4% or $112,067 at 6%; with 50% employer match about $112,067 at 4% or $74,711 at 6%; with 100% employer match about $84,050 at 4% or $56,033 at 6%.
Cebos Ltd. 401K Plan-13$455,569$87,412$6,724iApproximate average salary by contribution assumption: employee only about $168,100 at 4% or $112,067 at 6%; with 50% employer match about $112,067 at 4% or $74,711 at 6%; with 100% employer match about $84,050 at 4% or $56,033 at 6%.
200517$402,864$58,309$8,330iApproximate average salary by contribution assumption: employee only about $208,246 at 4% or $138,831 at 6%; with 50% employer match about $138,831 at 4% or $92,554 at 6%; with 100% employer match about $104,123 at 4% or $69,415 at 6%.
Cebos Ltd. 401K Plan-7$402,864$58,309$8,330iApproximate average salary by contribution assumption: employee only about $208,246 at 4% or $138,831 at 6%; with 50% employer match about $138,831 at 4% or $92,554 at 6%; with 100% employer match about $104,123 at 4% or $69,415 at 6%.
2004110$322,221$67,517$6,752iApproximate average salary by contribution assumption: employee only about $168,793 at 4% or $112,528 at 6%; with 50% employer match about $112,528 at 4% or $75,019 at 6%; with 100% employer match about $84,396 at 4% or $56,264 at 6%.
Cebos Ltd. 401K Plan-10$322,221$67,517$6,752iApproximate average salary by contribution assumption: employee only about $168,793 at 4% or $112,528 at 6%; with 50% employer match about $112,528 at 4% or $75,019 at 6%; with 100% employer match about $84,396 at 4% or $56,264 at 6%.
200317$237,832$56,821$8,117iApproximate average salary by contribution assumption: employee only about $202,932 at 4% or $135,288 at 6%; with 50% employer match about $135,288 at 4% or $90,192 at 6%; with 100% employer match about $101,466 at 4% or $67,644 at 6%.
Cebos Ltd. 401K Plan-7$237,832$56,821$8,117iApproximate average salary by contribution assumption: employee only about $202,932 at 4% or $135,288 at 6%; with 50% employer match about $135,288 at 4% or $90,192 at 6%; with 100% employer match about $101,466 at 4% or $67,644 at 6%.
200218$0$0-
Cebos Ltd. 401K Plan-8---
200118$0$0-
Cebos Ltd. 401K Plan-8---
200015$0$0-
Cebos Ltd. 401K Plan-5---
199918$78,999$41,108$5,139iApproximate average salary by contribution assumption: employee only about $128,463 at 4% or $85,642 at 6%; with 50% employer match about $85,642 at 4% or $57,094 at 6%; with 100% employer match about $64,231 at 4% or $42,821 at 6%.
Cebos Ltd. 401K Plan-8$78,999$41,108$5,139iApproximate average salary by contribution assumption: employee only about $128,463 at 4% or $85,642 at 6%; with 50% employer match about $85,642 at 4% or $57,094 at 6%; with 100% employer match about $64,231 at 4% or $42,821 at 6%.
Schedule Details

Schedule A

Row 1
Filing Id
84037308350069
Form Id
99353995
Page Id
2
Page Seq
0
Page Row Num
1
Row Num
0
Image Form Id
8010379308350060002
Ins Broker 01 Name
BRAD PINTER
Ins Broker 01 Street Addr
2851 CHARLEVOIX SE
Ins Broker 01 City
GRAND RAPIDS
Ins Broker 01 State
MI
Ins Broker 01 ZIP Code
495460000
Ins Broker Comm Pd 01 Amount
$1,325
Ins Broker Fees Pd 01 Amount
$0
Ins Broker 01 Code
3
Row 2
Ins Carrier Name: PRINCIPAL LIFE INSURANCE COMPANY
Filing Id
84037308350069
Form Id
99353995
Schedule A EIN
38-3218708
Schedule A Plan Num
001
Schedule A Plan Year Begin Date
2008-01-01
Schedule A Tax Period
20081231
Ins Carrier Name
PRINCIPAL LIFE INSURANCE COMPANY
Ins Carrier EIN
42-0127290
Ins Carrier Naic Code
61271
Ins Contract Num
5-18512
Ins Prsn Covered End of year Count
16
Ins Policy From Date
2008-01-01
Ins Policy To Date
2008-12-31
Ins Broker Comm Total Amount
$1,325
Ins Broker Fees Total Amount
$0
Pension End of year Gen Account Amount
$8,969
Pension End of year Sep Account Amount
$402,361
Pension Prem Paid Total Amount
$0
Pension Unpaid Premium Amount
$0
Pension Contract Cost Amount
$0
Pnsn Type Unalloc Cntrct I
4
Pension Oth Unalloc Type Text
FLEXIBLE INVESTMENT ANNUITY
Pension End Prev Bal Amount
$17,484
Pension Contribution Dep Amount
$4,337
Pension Divnd Cr Dep Amount
$0
Pension Interest Cr Dur Yr Amount
$262
Pension Transfer From Amount
$0
Pension Other Amount
$4
Pension Other Text
CORRECTION
Pension Total Additions Amount
$4,603
Pension Total Bal Addn Amount
$22,087
Pension Bnfts Dsbrsd Amount
$0
Pension Admin Chrg Amount
$0
Pension Transfer To Amount
$13,118
Pension Oth Ded Amount
$0
Pension Total Ded Amount
$13,118
Pension End of year Bal Amount
$8,969
Wlfr Premium Rcvd Amount
$0
Wlfr Unpaid Due Amount
$0
Wlfr Reserve Amount
$0
Wlfr Total Earned Prem Amount
$0
Wlfr Claims Paid Amount
$0
Wlfr Incr Reserve Amount
$0
Wlfr Incurred Claim Amount
$0
Wlfr Claims Chrgd Amount
$0
Wlfr Ret Commissions Amount
$0
Wlfr Ret Admin Amount
$0
Wlfr Ret Oth Cost Amount
$0
Wlfr Ret Oth Expense Amount
$0
Wlfr Ret Taxes Amount
$0
Wlfr Ret Charges Amount
$0
Wlfr Ret Oth Chrgs Amount
$0
Wlfr Ret Total Amount
$0
Wlfr Refund Amount
$0
Wlfr Held Bnfts Amount
$0
Wlfr Claims Reserve Amount
$0
Wlfr Oth Reserve Amount
$0
Wlfr Divnds Due Amount
$0
Wlfr Total Charges Paid Amount
$0
Wlfr Acquis Cost Amount
$0

Schedule D

Row 1
Filing Id
84037308350069
Page Id
1
Page Seq
0
Page Row Num
1
Row Num
0
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRINCIPAL MONEY MKT SEP ACCT
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290024
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$28,031
Row 2
Filing Id
84037308350069
Page Id
1
Page Seq
0
Page Row Num
1
Row Num
0
Image Form Id
8010379308350060003
Row 3
Filing Id
84037308350069
Page Id
1
Page Seq
0
Page Row Num
2
Row Num
1
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRIN MIDCAP GROWTH SEP ACCT
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290021
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$13,004
Row 4
Filing Id
84037308350069
Page Id
2
Page Seq
1
Page Row Num
1
Row Num
10
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRIN SMCAP GROWTH II SEP ACCT
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290071
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$3,697
Row 5
Filing Id
84037308350069
Page Id
2
Page Seq
1
Page Row Num
2
Row Num
11
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRINCIPAL LIFETM 2020 SEP ACCT
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290076
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$25,231
Row 6
Filing Id
84037308350069
Page Id
2
Page Seq
1
Page Row Num
3
Row Num
12
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRINCIPAL LIFETM 2040 SEP ACCT
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290078
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$1,785
Row 7
Filing Id
84037308350069
Page Id
2
Page Seq
1
Page Row Num
4
Row Num
13
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRINCIPAL LIFETM 2050 SEP ACCT
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290079
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$294
Row 8
Filing Id
84037308350069
Page Id
2
Page Seq
1
Page Row Num
5
Row Num
14
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRIN SMALLCAP VALUE I SEP ACCT
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290094
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$16,378
Row 9
Filing Id
84037308350069
Page Id
2
Page Seq
1
Page Row Num
6
Row Num
15
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRIN LARGECAP VALUE I SEP ACCT
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290098
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$20,495
Row 10
Filing Id
84037308350069
Page Id
1
Page Seq
0
Page Row Num
3
Row Num
2
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRINCIPAL U.S. PROPERTY SEPACT
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290027
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$37,154
Row 11
Filing Id
84037308350069
Page Id
1
Page Seq
0
Page Row Num
4
Row Num
3
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRINCIPAL BOND AND MTG SEP ACC
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290005
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$12,691
Row 12
Filing Id
84037308350069
Page Id
2
Page Seq
0
Page Row Num
1
Row Num
4
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRIN LGCP S&P 500 IDX SEP ACCT
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290016
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$71,633
Row 13
Filing Id
84037308350069
Page Id
2
Page Seq
0
Page Row Num
2
Row Num
5
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRIN MIDCAP VALUE I SEP ACCT
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290043
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$23,291
Row 14
Filing Id
84037308350069
Page Id
2
Page Seq
0
Page Row Num
3
Row Num
6
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRIN INTERNATIONAL I SEP ACCT
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290048
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$75,797
Row 15
Filing Id
84037308350069
Page Id
2
Page Seq
0
Page Row Num
4
Row Num
7
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRIN SMALLCAP S&P 600 INDEX SA
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290028
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$20,366
Row 16
Filing Id
84037308350069
Page Id
2
Page Seq
0
Page Row Num
5
Row Num
8
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRIN MIDCAP S&P 400 INDEX SA
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290023
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$38,927
Row 17
Filing Id
84037308350069
Page Id
2
Page Seq
0
Page Row Num
6
Row Num
9
Image Form Id
8010379308350060003
DFE P1 Entity 01 Name
PRIN LGCAP GROWTH I SEP ACCT
DFE P1 Spons 01 Name
PRINCIPAL LIFE INSURANCE COMPANY
DFE P1 Plan 01 EIN Plan number
420127290066
DFE P1 Entity 01 Code
P
DFE P1 Plan Interest End of year 01 Amount
$13,585

Schedule I

Schedule I Financial Statement

Small plan result

Balance sheet and activity values reported by the filer for this small-plan annual return.

End-of-year assets$444,260-$201,202 change

Balance Sheet

Beginning and end of plan year.

Total assets$645,462$444,260Decrease -$201,202 (-31.17%)
Total liabilities$0$0No change $0
Net assets$645,462$444,260Decrease -$201,202 (-31.17%)

Contributions

Employer contributions$12,366
Participant contributions$108,318
Other contributions$0

Income & Expenses

Total income$-88,013
Total expenses$113,189
Net income$-201,202
Source fields
Schedule I source fields
Filing Id
84037308350069
Schedule I EIN
38-3218708
Schedule I Plan Num
001
Schedule I Plan Year Begin Date
2008-01-01
Schedule I Tax Period
20081231
Small plan total assets at beginning of year
$645,462
Small plan total liabilities at beginning of year
$0
Small plan net assets at beginning of year
$645,462
Small plan total assets at end of year
$444,260
Small plan total liabilities at end of year
$0
Small plan net assets at end of year
$444,260
Small plan employer contributions
$12,366
Small plan participant contributions
$108,318
Small Oth Contribution Rcvd Amount
$0
Small Non Cash Contribution Bs Amount
$0
Small Other Income Amount
$-208,697
Small plan total income
$-88,013
Small plan total benefit distributions
$112,871
Small Corrective Distribution Amount
$0
Small Dm Dstrb Ptcp Ln A
0
Small Oth Expenses Amount
$318
Small plan total expenses
$113,189
Small plan net income or loss
$-201,202
Small Total Plan Transfers Amount
$0
Small Joint Venture End of year Indicator
No
Small Joint Venture End of year Amount
$0
Small Employer Prop End of year Indicator
No
Small Employer Prop End of year Amount
$0
Small Investment Real Est End of year I
2
Small Investment Real Est End of year A
0
Small Employer Sec End of year Indicator
No
Small Employer Sec End of year Amount
$0
Small Mortg Participants End of year Indicator
Yes
Small Mortg Participants End of year Amount
$32,930
Small Oth Lns Participants End of year Indicator
No
Small Oth Lns Participants End of year Amount
$0
Small Personal Prop End of year Indicator
No
Small Personal Prop End of year Amount
$0
Small Fail Xmt Ctb I
1
Small Fail Xmt Ctb A
35339
Small plan participant loans in default
No
Small Loans In Default Amount
$0
Small plan leases in default
No
Small Leases In Default Amount
$0
Small Pt In Interest Not Reported I
2
Small Pt In Interest Not Reported A
0
Small plan fidelity bond in place
Yes
Small plan fidelity bond amount
$50,000
Small plan loss discovered during year
No
Small Loss Discovered Dur Year Amount
$0
Small plan assets with undetermined value
No
Small Asset Undeterm Valuation Amount
$0
Small plan non-cash contributions reported
No
Small Non Cash Contribution Amount
$0
Small 20 Percent Sngl Investment Indicator
No
Small 20 Percent Sngl Investment Amount
$0
Small plan all plan assets distributed
No
Waiver Annual Iqpa Report
1
Small plan resolution to terminate plan adopted
No
Small Res Terminate Plan Adpt Amount
$0

Schedule R

Schedule R Pension Information

Retirement plan characteristics

Testing, payor, opinion-letter, and transfer information reported with the filing.

Pension & Payor

Payor EIN42-0127290

Transfers

Distributed property value$0
Schedule R source fields
Payor 42-0127290
Filing Id
84037308350069
Schedule R EIN
38-3218708
Schedule R Plan number
001
Schedule R Plan Year Begin Date
2008-01-01
Schedule R Tax Period
20081231
Pension Value Dstrb Pd Property Amount
$0
Pension payor EIN
42-0127290
Pension Bnft Distribution Sngl Sum Count
0
Pension Employer Contribution Rqr Amount
$0
Pension Employer Contribution Paid Amount
$0
Pension Funding Deficiency Amount
$0