Civic Intelligence
Filing

National Benefit Retirement Plan and Trust

Har Construction Inc. • EIN 33-0329310 • Plan year 2008

Filing Insights

Participants

Down

31 → 21

-10 • -32.26%

Assets

Down

$116,222 → $82,224

-$33,998 • -29.25%

Investment Management Fee

-

Admin expenses - • Total expenses $47,685

Filing Details

Context
Net investment result
$-33,998
Pension payor EIN
26-0010549

Status Flags

Fidelity bond in place

Yes

Limited-scope audit performed

Not reported

Contributions transmitted on time

Not reported

Participant loans in default

No

Leases in default

No

Reportable party-in-interest issues

Not reported

Loss discovered during year

No

Assets with undetermined value

No

Non-cash contributions

No

Assets held for investment

Not reported

5% transactions reported

Not reported

All plan assets distributed

No

Benefits paid when due

Not reported

Plan blackout period

Not reported

Plan termination resolution adopted

No

Counterparties

Company Timeline

This filing is highlighted inside the broader sponsor history.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
201210$0$0-
National Benefit Retirement Plan and Trust-0$0--
201120$0$24,156-
HAR CONSTRUCTION, INC. INSURANCE PROGRAM-0-$24,156-
Har Construction Inc. Profit Sharing Plan-0---
2010311$153,472$66,845$6,077iApproximate average salary by contribution assumption: employee only about $151,920 at 4% or $101,280 at 6%; with 50% employer match about $101,280 at 4% or $67,520 at 6%; with 100% employer match about $75,960 at 4% or $50,640 at 6%.
Har Construction Inc. Profit Sharing Plan-5$144,364--
National Benefit Retirement Plan and Trust-11$9,108$14,599$1,327iApproximate average salary by contribution assumption: employee only about $33,180 at 4% or $22,120 at 6%; with 50% employer match about $22,120 at 4% or $14,746 at 6%; with 100% employer match about $16,590 at 4% or $11,060 at 6%.
HAR CONSTRUCTION, INC. INSURANCE PROGRAM-6-$52,246$8,708iApproximate average salary by contribution assumption: employee only about $217,692 at 4% or $145,128 at 6%; with 50% employer match about $145,128 at 4% or $96,752 at 6%; with 100% employer match about $108,846 at 4% or $72,564 at 6%.
2009318$271,466$114,520$6,362iApproximate average salary by contribution assumption: employee only about $159,056 at 4% or $106,037 at 6%; with 50% employer match about $106,037 at 4% or $70,691 at 6%; with 100% employer match about $79,528 at 4% or $53,019 at 6%.
National Benefit Retirement Plan and Trust-12$135,799$47,153$3,929iApproximate average salary by contribution assumption: employee only about $98,235 at 4% or $65,490 at 6%; with 50% employer match about $65,490 at 4% or $43,660 at 6%; with 100% employer match about $49,118 at 4% or $32,745 at 6%.
Har Construction Inc. Profit Sharing Plan-15$135,473--
HAR CONSTRUCTION, INC. INSURANCE PROGRAM-18$194$67,367$3,743iApproximate average salary by contribution assumption: employee only about $93,565 at 4% or $62,377 at 6%; with 50% employer match about $62,377 at 4% or $41,585 at 6%; with 100% employer match about $46,783 at 4% or $31,188 at 6%.
2008321$180,743$108,906$5,186iApproximate average salary by contribution assumption: employee only about $129,650 at 4% or $86,433 at 6%; with 50% employer match about $86,433 at 4% or $57,622 at 6%; with 100% employer match about $64,825 at 4% or $43,217 at 6%.
Har Construction Inc. Profit Sharing Plan-18$97,668--
National Benefit Retirement Plan and TrustCurrent21$82,224$52,431$2,497iApproximate average salary by contribution assumption: employee only about $62,418 at 4% or $41,612 at 6%; with 50% employer match about $41,612 at 4% or $27,741 at 6%; with 100% employer match about $31,209 at 4% or $20,806 at 6%.
HAR CONSTRUCTION, INC. INSURANCE PROGRAM-19$851$56,475$2,972iApproximate average salary by contribution assumption: employee only about $74,309 at 4% or $49,539 at 6%; with 50% employer match about $49,539 at 4% or $33,026 at 6%; with 100% employer match about $37,155 at 4% or $24,770 at 6%.
2007323$291,398$43,019$1,870iApproximate average salary by contribution assumption: employee only about $46,760 at 4% or $31,173 at 6%; with 50% employer match about $31,173 at 4% or $20,782 at 6%; with 100% employer match about $23,380 at 4% or $15,587 at 6%.
Har Construction Inc. Profit Sharing Plan-18$175,176--
National Benefit Retirement Plan and Trust-21$116,222$43,019$2,049iApproximate average salary by contribution assumption: employee only about $51,213 at 4% or $34,142 at 6%; with 50% employer match about $34,142 at 4% or $22,761 at 6%; with 100% employer match about $25,607 at 4% or $17,071 at 6%.
HAR CONSTRUCTION, INC. INSURANCE PROGRAM-23---
2006321$395,810$120,087$5,718iApproximate average salary by contribution assumption: employee only about $142,961 at 4% or $95,307 at 6%; with 50% employer match about $95,307 at 4% or $63,538 at 6%; with 100% employer match about $71,480 at 4% or $47,654 at 6%.
National Benefit Retirement Plan and Trust-21$207,160$69,837$3,326iApproximate average salary by contribution assumption: employee only about $83,139 at 4% or $55,426 at 6%; with 50% employer match about $55,426 at 4% or $36,951 at 6%; with 100% employer match about $41,570 at 4% or $27,713 at 6%.
Har Construction Inc. Profit Sharing Plan-16$187,399--
HAR CONSTRUCTION, INC. INSURANCE PROGRAM-18$1,251$50,250$2,792iApproximate average salary by contribution assumption: employee only about $69,792 at 4% or $46,528 at 6%; with 50% employer match about $46,528 at 4% or $31,019 at 6%; with 100% employer match about $34,896 at 4% or $23,264 at 6%.
2005329$184,066$65,358$2,254iApproximate average salary by contribution assumption: employee only about $56,343 at 4% or $37,562 at 6%; with 50% employer match about $37,562 at 4% or $25,041 at 6%; with 100% employer match about $28,172 at 4% or $18,781 at 6%.
Har Construction Inc. Profit Sharing Plan-23$183,828$20,000$870iApproximate average salary by contribution assumption: employee only about $21,739 at 4% or $14,493 at 6%; with 50% employer match about $14,493 at 4% or $9,662 at 6%; with 100% employer match about $10,870 at 4% or $7,246 at 6%.
HAR CONSTRUCTION, INC. INSURANCE PROGRAM-14$238$45,358$3,240iApproximate average salary by contribution assumption: employee only about $80,996 at 4% or $53,998 at 6%; with 50% employer match about $53,998 at 4% or $35,998 at 6%; with 100% employer match about $40,498 at 4% or $26,999 at 6%.
National Benefit Retirement Plan and Trust-29---
2004327$258,621$115,715$4,286iApproximate average salary by contribution assumption: employee only about $107,144 at 4% or $71,429 at 6%; with 50% employer match about $71,429 at 4% or $47,619 at 6%; with 100% employer match about $53,572 at 4% or $35,715 at 6%.
Har Construction Inc. Profit Sharing Plan-15$159,414$40,000$2,667iApproximate average salary by contribution assumption: employee only about $66,667 at 4% or $44,444 at 6%; with 50% employer match about $44,444 at 4% or $29,630 at 6%; with 100% employer match about $33,333 at 4% or $22,222 at 6%.
National Benefit Retirement Plan and Trust-27$98,604$46,421$1,719iApproximate average salary by contribution assumption: employee only about $42,982 at 4% or $28,655 at 6%; with 50% employer match about $28,655 at 4% or $19,103 at 6%; with 100% employer match about $21,491 at 4% or $14,327 at 6%.
HAR CONSTRUCTION, INC. INSURANCE PROGRAM-15$603$29,294$1,953iApproximate average salary by contribution assumption: employee only about $48,823 at 4% or $32,549 at 6%; with 50% employer match about $32,549 at 4% or $21,699 at 6%; with 100% employer match about $24,412 at 4% or $16,274 at 6%.
2003216$165,809$62,027$3,877iApproximate average salary by contribution assumption: employee only about $96,917 at 4% or $64,611 at 6%; with 50% employer match about $64,611 at 4% or $43,074 at 6%; with 100% employer match about $48,459 at 4% or $32,306 at 6%.
Har Construction Inc. Profit Sharing Plan-12$117,751$40,000$3,333iApproximate average salary by contribution assumption: employee only about $83,333 at 4% or $55,556 at 6%; with 50% employer match about $55,556 at 4% or $37,037 at 6%; with 100% employer match about $41,667 at 4% or $27,778 at 6%.
National Benefit Retirement Plan and Trust-16$48,058$22,027$1,377iApproximate average salary by contribution assumption: employee only about $34,417 at 4% or $22,945 at 6%; with 50% employer match about $22,945 at 4% or $15,297 at 6%; with 100% employer match about $17,209 at 4% or $11,472 at 6%.
2002216$96,341$16,313$1,020iApproximate average salary by contribution assumption: employee only about $25,489 at 4% or $16,993 at 6%; with 50% employer match about $16,993 at 4% or $11,328 at 6%; with 100% employer match about $12,745 at 4% or $8,496 at 6%.
Har Construction Inc. Profit Sharing Plan-6$71,824--
National Benefit Retirement Plan and Trust-16$24,517$16,313$1,020iApproximate average salary by contribution assumption: employee only about $25,489 at 4% or $16,993 at 6%; with 50% employer match about $16,993 at 4% or $11,328 at 6%; with 100% employer match about $12,745 at 4% or $8,496 at 6%.
2001210$8,914$0-
National Benefit Retirement Plan and Trust-10$8,914--
Har Construction Inc. Profit Sharing Plan-6---
2000212$12,225$7,931$661iApproximate average salary by contribution assumption: employee only about $16,523 at 4% or $11,015 at 6%; with 50% employer match about $11,015 at 4% or $7,344 at 6%; with 100% employer match about $8,261 at 4% or $5,508 at 6%.
National Benefit Retirement Plan and Trust-12$12,225$7,931$661iApproximate average salary by contribution assumption: employee only about $16,523 at 4% or $11,015 at 6%; with 50% employer match about $11,015 at 4% or $7,344 at 6%; with 100% employer match about $8,261 at 4% or $5,508 at 6%.
Har Construction Inc. Profit Sharing Plan-7---
199927$61,656$35,918$5,131iApproximate average salary by contribution assumption: employee only about $128,279 at 4% or $85,519 at 6%; with 50% employer match about $85,519 at 4% or $57,013 at 6%; with 100% employer match about $64,139 at 4% or $42,760 at 6%.
Har Construction Inc. Profit Sharing Plan-7$55,673$29,943$4,278iApproximate average salary by contribution assumption: employee only about $106,939 at 4% or $71,293 at 6%; with 50% employer match about $71,293 at 4% or $47,529 at 6%; with 100% employer match about $53,470 at 4% or $35,646 at 6%.
National Benefit Retirement Plan and Trust-7$5,983$5,975$854iApproximate average salary by contribution assumption: employee only about $21,339 at 4% or $14,226 at 6%; with 50% employer match about $14,226 at 4% or $9,484 at 6%; with 100% employer match about $10,670 at 4% or $7,113 at 6%.
Schedule Details

Schedule D

Row 1
Filing Id
86037252000409
Page Id
1
Page Seq
0
Page Row Num
1
Row Num
0
Image Form Id
8550379252000400001
DFE P1 Entity 01 Name
BENECO POLARIS 004
DFE P1 Spons 01 Name
BENECO, INC.
DFE P1 Plan 01 EIN Plan number
860648065008
DFE P1 Entity 01 Code
C
DFE P1 Plan Interest End of year 01 Amount
$0
Row 2
Filing Id
86037252000409
Page Id
1
Page Seq
0
Page Row Num
1
Row Num
0
Image Form Id
8550379252000400001
Row 3
Filing Id
86037252000409
Page Id
1
Page Seq
0
Page Row Num
2
Row Num
1
Image Form Id
8550379252000400001
DFE P1 Entity 01 Name
WELLS FARGO GALLIARD STABLE VAL FD
DFE P1 Spons 01 Name
COUNSEL TRUST COMPANY
DFE P1 Plan 01 EIN Plan number
260010549000
DFE P1 Entity 01 Code
C
DFE P1 Plan Interest End of year 01 Amount
$14,490
Row 4
Filing Id
86037252000409
Schedule D EIN
33-0329310
Schedule D Plan number
010
Schedule D Plan Year Begin Date
2008-01-01
Schedule D Tax Period
20081231

Schedule I

Schedule I Financial Statement

Small plan result

Balance sheet and activity values reported by the filer for this small-plan annual return.

End-of-year assets$82,224-$33,998 change

Balance Sheet

Beginning and end of plan year.

Total assets$116,222$82,224Decrease -$33,998 (-29.25%)
Total liabilities$0$0No change $0
Net assets$116,222$82,224Decrease -$33,998 (-29.25%)

Contributions

Employer contributions$52,431
Participant contributions$0
Other contributions$0

Income & Expenses

Total income$13,687
Total expenses$47,685
Net income$-33,998
Source fields
Schedule I source fields
Filing Id
86037252000409
Schedule I EIN
33-0329310
Schedule I Plan Num
010
Schedule I Plan Year Begin Date
2008-01-01
Schedule I Tax Period
20081231
Small plan total assets at beginning of year
$116,222
Small plan total liabilities at beginning of year
$0
Small plan net assets at beginning of year
$116,222
Small plan total assets at end of year
$82,224
Small plan total liabilities at end of year
$0
Small plan net assets at end of year
$82,224
Small plan employer contributions
$52,431
Small plan participant contributions
$0
Small Oth Contribution Rcvd Amount
$0
Small Non Cash Contribution Bs Amount
$0
Small Other Income Amount
$-38,744
Small plan total income
$13,687
Small plan total benefit distributions
$47,685
Small Corrective Distribution Amount
$0
Small Dm Dstrb Ptcp Ln A
0
Small Oth Expenses Amount
$0
Small plan total expenses
$47,685
Small plan net income or loss
$-33,998
Small Total Plan Transfers Amount
$0
Small Joint Venture End of year Indicator
No
Small Joint Venture End of year Amount
$0
Small Employer Prop End of year Indicator
No
Small Employer Prop End of year Amount
$0
Small Investment Real Est End of year I
2
Small Investment Real Est End of year A
0
Small Employer Sec End of year Indicator
No
Small Employer Sec End of year Amount
$0
Small Mortg Participants End of year Indicator
No
Small Mortg Participants End of year Amount
$0
Small Oth Lns Participants End of year Indicator
No
Small Oth Lns Participants End of year Amount
$0
Small Personal Prop End of year Indicator
No
Small Personal Prop End of year Amount
$0
Small Fail Xmt Ctb I
2
Small Fail Xmt Ctb A
0
Small plan participant loans in default
No
Small Loans In Default Amount
$0
Small plan leases in default
No
Small Leases In Default Amount
$0
Small Pt In Interest Not Reported I
2
Small Pt In Interest Not Reported A
0
Small plan fidelity bond in place
Yes
Small plan fidelity bond amount
$10,000
Small plan loss discovered during year
No
Small Loss Discovered Dur Year Amount
$0
Small plan assets with undetermined value
No
Small Asset Undeterm Valuation Amount
$0
Small plan non-cash contributions reported
No
Small Non Cash Contribution Amount
$0
Small 20 Percent Sngl Investment Indicator
No
Small 20 Percent Sngl Investment Amount
$0
Small plan all plan assets distributed
No
Waiver Annual Iqpa Report
1
Small plan resolution to terminate plan adopted
No
Small Res Terminate Plan Adpt Amount
$0

Schedule R

Schedule R Pension Information

Retirement plan characteristics

Testing, payor, opinion-letter, and transfer information reported with the filing.

Pension & Payor

Payor EIN26-0010549

Transfers

Distributed property value$0
Schedule R source fields
Payor 26-0010549
Filing Id
86037252000409
Schedule R EIN
33-0329310
Schedule R Plan number
010
Schedule R Plan Year Begin Date
2008-01-01
Schedule R Tax Period
20081231
Pension Value Dstrb Pd Property Amount
$0
Pension payor EIN
26-0010549
Pension Bnft Distribution Sngl Sum Count
8
Pension Employer Contribution Rqr Amount
$52,431
Pension Employer Contribution Paid Amount
$52,431
Pension Funding Deficiency Amount
$0
Pension Satisfy Cover Basis Code
1