Civic Intelligence

Payday Big Spring Inc

EIN 99-4315477 • Big Spring, TX

990-N CoverageNTEE T12

Profile

Payday Inc. is a nonprofit organization that provides charitable and educational programs to support individuals in need, promote equality, and improve access to essential resources and services within the community.

1 San Juan TrailBig Spring, TX 79720

gmail.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

60th percentile

20%

Higher net margin than 60% of similar nonprofits.

NTEE T12 • <$500k nonprofits • Source year 2025

Top Officer Pay

99th percentile

$0

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE T12 • <$500k nonprofits • Source year 2025

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

$53,383

No earlier filing loaded for comparison.

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

$53,383

No earlier filing loaded for comparison.

Operations
Liabilities / RevenueScore unavailableNet Margin60th percentile

Revenue

$122,430

No earlier filing loaded for comparison.

Expenses

$97,680

No earlier filing loaded for comparison.

Net Income

$24,750

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2025: $53,383Net Assets 2025: $53,3832025

Highlighted filing

2025

Assets$53,383
Liabilities-
Net Assets$53,383
Open 2025 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0Revenue 2025: $122,430Expenses 2025: $97,680Net Income 2025: $24,7502025

Highlighted filing

2025

Revenue$122,430
Expenses$97,680
Net Income$24,750
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$53,383
Liabilities
-
Net assets
$53,383
Revenue
$122,430
Expenses
$97,680
Net income
$24,750
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.53$0.53$1.22$0.98$0.25
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Apr 1, 2026
Return Version
2025v4.1
Gross Receipts
$122,430
Mission and Program Overview

Mission

Payday Inc. is a nonprofit organization that provides charitable and educational programs to support individuals in need, promote equality, and improve access to essential resources and services within the community.

Program Services

DescriptionGrantsExpenses
During the year, Pay Big Spring Inc. carried out its exempt purpose by providing financial assistance to approximately 46 families in need, distributing a total of $96,320 in support. This assistance helped improve access to essential resources, promote financial stability, and address immediate needs within underserved communities.-$540
Compensation and Service Providers
Top Officer Pay99th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Gene HectorPresident-$0--
Robert MooreVice President-$0--
Joel De La GarzaTreasurer-$0--
Deloyd HoosierSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Payday Big Spring Inc
EIN
99-4315477
Phone
4325170784
Address
1 San Juan Trail, Big Spring, TX 79720

Signing Officer

Name
Gene Hector
Title
President
Signed
2026-04-01
Discuss with paid preparer
Yes

Preparer

Firm
Michael Hoyle CPA
Address
8173 Waterloo Dr, Wall, TX 76957
Preparer
Michael Hoyle CPA
Phone
3252076295
Supplemental Narrative

Additional Explanations

Grants and Similar Amounts Paid In Excess of $5,000.1

“| Cash Amount Given: $96320”

Other Expenses.1

“Bank Charges & Fees $820”

Other Expenses.2

“Annual Website Dues $540”

Raw XML Appendix109 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum04325170784
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Big Spring
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd079720
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt028633
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt053383
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0122430
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
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IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt024750
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IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitialReturnInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt028633
IRS990EZ/NetAssetsOrFundBalancesEOYAmt053383
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt028633
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt053383
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.50
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Gene Hector
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Robert Moore
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Joel De La Garza
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Deloyd Hoosier
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt01360
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Payday Inc. is a nonprofit organization that provides charitable and educational programs to support individuals in need, promote equality, and improve access to essential resources and services within the community.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0During the year, Pay Big Spring Inc. carried out its exempt purpose by providing financial assistance to approximately 46 families in need, distributing a total of $96,320 in support. This assistance helped improve access to essential resources, promote financial stability, and address immediate needs within underserved communities.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0540
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt097680
IRS990EZ/TotalProgramServiceExpensesAmt0540
IRS990EZ/TotalRevenueAmt0122430
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0https://www.paydaybigspring.com/
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Cash Amount Given: $96320
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Bank Charges & Fees $820
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Annual Website Dues $540
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Grants and Similar Amounts Paid In Excess of $5,000.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.2
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0Gene Hector
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-04-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Payday Big Spring Inc
ReturnHeader/Filer/BusinessNameControlTxt0PAYD
ReturnHeader/Filer/EIN0994315477
ReturnHeader/Filer/PhoneNum04325170784
ReturnHeader/Filer/USAddress/AddressLine1Txt01 San Juan Trail
ReturnHeader/Filer/USAddress/CityNm0Big Spring
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd079720
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0851009519
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Michael Hoyle CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt08173 Waterloo Dr
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Wall
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd076957
ReturnHeader/PreparerPersonGrp/PhoneNum03252076295
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Michael Hoyle CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-04-01T18:59:21-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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