Civic Intelligence

Meliorem Vitam Inc.

EIN 99-2877504 • 501(c)3 • Clive, IA

Pub. 78 EligibleNTEE B90

Profile

Help low income families and immigrants build credit and financial literacy.

3673 NW 178th CTClive, IA 50325

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

85th percentile

0.44x

Higher debt load relative to assets than 85% of similar nonprofits.

NTEE B90 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

91st percentile

0.55x

Higher debt load relative to revenue than 91% of similar nonprofits.

NTEE B90 • <$500k nonprofits • Source year 2025

Net Margin

95th percentile

89%

Higher net margin than 95% of similar nonprofits.

NTEE B90 • <$500k nonprofits • Source year 2025

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE B90 • <$500k nonprofits • Source year 2025

Asset Growth

83rd percentile

76%

Faster asset growth than 83% of similar nonprofits.

NTEE B90 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

88th percentile

127%

Faster revenue growth than 88% of similar nonprofits.

NTEE B90 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets85th percentile

Assets

Up

$289,580

Up $125,317 (+76%) from 2024

Liabilities

Down

$126,225

Down $38,038 (-23%) from 2024

Net Assets

Up

$163,355

Up $163,355 from 2024

Operations
Liabilities / Revenue91st percentileNet Margin95th percentile

Revenue

Up

$230,000

Up $128,720 (+127%) from 2024

Expenses

Down

$25,535

Down $75,745 (-75%) from 2024

Net Income

Up

$204,465

Up $204,465 from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth83rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2024: $164,263Liabilities 2024: $164,263Net Assets 2024: $02024Assets 2025: $289,580Liabilities 2025: $126,225Net Assets 2025: $163,3552025

Highlighted filing

2025

Assets$289,580
Liabilities$126,225
Net Assets$163,355
Open 2025 Filing

Operations Trend

Revenue Growth88th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0Revenue 2024: $101,280Expenses 2024: $101,280Net Income 2024: $02024Revenue 2025: $230,000Expenses 2025: $25,535Net Income 2025: $204,4652025

Highlighted filing

2025

Revenue$230,000
Expenses$25,535
Net Income$204,465
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$289,580
Liabilities
$126,225
Net assets
$163,355
Revenue
$230,000
Expenses
$25,535
Net income
$204,465
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.90$1.26$1.63$2.30$0.26$2.04
2024Detailed filing. Detailed filing data is available for this year.$1.64$1.64$0.00$1.01$1.01$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 27, 2026
Return Version
2025v4.0
Gross Receipts
$230,000
Mission and Program Overview

Mission

Help low income families and immigrants build credit and financial literacy.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$10,000$167,526▲ $157,526
Land, Buildings, and Equipment, Net$154,263$122,054▼ $32,209
Total Assets$164,263$289,580▲ $125,317
Liabilities
Unsecured Notes Loans Payable$164,263$126,225▼ $38,038
Total Liabilities$164,263$126,225▼ $38,038
Net Assets / Fund Balance
Net Assets Without Donor Restrictions-$163,355-
Total Net Assets Fund Balance$0$163,355▲ $163,355
Total Liabilities and Net Assets / Fund Balance$164,263$289,580▲ $125,317

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$122,054$94,849$216,903
Compensation and Service Providers
Top Officer Pay79th percentile

Board Members and Trustees

NameTitle
DANNY D'SOUZADirector
Manilath KeomanyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$230,000
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$230,000
Change in Net Assets
$204,465
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$25,535
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses$4,115$4,115-$8,230
Occupancy-$2,510-$2,510
Interest$845$845-$1,690
Other Expenses$1,838$1,100-$1,100
Fees for Services Accounting-$920-$920
Total Functional Expenses$9,614$15,921$0$25,535
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Meliorem Vitam Inc
EIN
99-2877504
Phone
5153698888
Address
3673 NW 178TH CT, CLIVE, IA 50325

Signing Officer

Name
DANNY D'SOUZA
Title
Director
Phone
5153698888
Signed
2026-03-27

Organization Details

Principal Officer
DANNY D'SOUZA
Formed
2024
Legal Domicile
Ia
Voting Board Members
2
Independent Board Members
0
Employees
0

Preparer

Firm
Community CPA & Associates Inc
Address
3816 INGERSOLL AVE, DES MOINES, IA 50312-3413
Preparer
Chance Antisdel
Phone
5152883188
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Book / tax depreciation difference -41,110”

Raw XML Appendix248 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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