Liabilities / Assets
64th percentile
Higher debt load relative to assets than 64% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.03x
Liabilities / Revenue
75th percentile
Higher debt load relative to revenue than 75% of similar nonprofits.
Net Margin
15th percentile
Higher net margin than 15% of similar nonprofits.
Top Officer Pay
70th percentile
Higher top officer pay than 70% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
33rd percentile
Faster asset growth than 33% of similar nonprofits.
Revenue Growth
26th percentile
Faster revenue growth than 26% of similar nonprofits.
Balance Sheet
Assets
Down$71,727
Down $4,711 (-6.2%) from 2017
Net Assets
Down$69,299
Down $6,400 (-8.5%) from 2017
Liabilities
Up$2,428
Up $1,689 (+229%) from 2017
Revenue And Expenses
Revenue
Down$33,210
Down $4,274 (-11%) from 2017
Expenses
Down$39,256
Down $3,975 (-9.2%) from 2017
Net Income
Down-$6,046
Down $299 (-5.2%) from 2017
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jul 1, 2017 to Jun 30, 2018
- Signed
- May 14, 2018
- Return Version
- 2017v2.3
- Gross Receipts
- $33,210
Mission and Program Overview
Mission
EDUCATION
To support and maintain principles and advance the best interests of legal reserve life insurance, health insurance and other financial services.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| EDUCATION - CONVENTION | - | $8,307 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JESSIE MARKHAM | President | - | $0 | - | - |
| WAYNE BAUTISTA | President El | - | $0 | - | - |
| DUSTIN DENIZ | Secretary | - | $0 | - | - |
| BRUCE UMEDA | Treasurer | - | $0 | - | - |
| BRADLEY KINOSHITA | Natl Committ | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Naifa Hawaii
- EIN
- 99-0312597
- Phone
- 8087413325
- Address
- 98-695 AUPUNIMOI PL, AIEA, HI 96701
Signing Officer
- Name
- Bruce Umeda
- Title
- Treasurer
- Phone
- 8087413325
- Signed
- 2018-05-14
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Isaac W Choy CPA Inc
- Address
- PO BOX 61375, HONOLULU, HI 96839-1375
- Preparer
- Laurie M Choy
- Phone
- 8082235024
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 8
“E & o insurance commissions 650 total 650”
Form 990-ez, Part I, Line 16
“Expenses charitable donations 600 bank merchant fees 528 bank service charges 57 dues & subscriptions 50 licenses 3 supplies 543 telephone 1,009 travel 427 state convention 7,779 luncheons & meetings 720 professional development 135 e & o & liability insurances 947 total 12,798”
Form 990-ez, Part I, Line 20
“Net unrealized loss -354 change in value of market securities is reflected either as unrealized gains or losses.”
Form 990-ez, Part II, Line 24
“Prepaid expenses and deferred charges 0 1,880 total 0 1,880”
Form 990-ez, Part II, Line 26
“Accounts payable and accrued expenses 739 2,428”
Form 990-ez, Part III
“To support and maintain principles and advance the best interests of legal reserve life insurance, health insurance and other financial services.”
Raw XML Appendix123 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | BRUCE UMEDA |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 8087413325 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 98-695 AUPUNIMOI PL |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | AIEA |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | HI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 96701 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 76438 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 69847 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -6046 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 26458 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 76438 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 71727 |
| IRS990EZ/GrossReceiptsAmt | 0 | 33210 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 351 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 19244 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 75699 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 69299 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 75699 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 69299 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JESSIE MARKHAM |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | WAYNE BAUTISTA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | DUSTIN DENIZ |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | BRUCE UMEDA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | BRADLEY KINOSHITA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | PRESIDENT EL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | NATL COMMITT |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 1880 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | -354 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 12798 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 650 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO SUPPORT AND MAINTAIN PRINCIPLES AND ADVANCE THE BEST INTERESTS OF LEGAL RESERVE LIFE INSURANCE, HEALTH INSURANCE AND OTHER FINANCIAL SERVICES. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 12965 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | EDUCATION - CONVENTION |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 8307 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 739 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 2428 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 39256 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 8307 |
| IRS990EZ/TotalRevenueAmt | 0 | 33210 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | E & O INSURANCE COMMISSIONS 650 TOTAL 650 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES CHARITABLE DONATIONS 600 BANK MERCHANT FEES 528 BANK SERVICE CHARGES 57 DUES & SUBSCRIPTIONS 50 LICENSES 3 SUPPLIES 543 TELEPHONE 1,009 TRAVEL 427 STATE CONVENTION 7,779 LUNCHEONS & MEETINGS 720 PROFESSIONAL DEVELOPMENT 135 E & O & LIABILITY INSURANCES 947 TOTAL 12,798 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | NET UNREALIZED LOSS -354 CHANGE IN VALUE OF MARKET SECURITIES IS REFLECTED EITHER AS UNREALIZED GAINS OR LOSSES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | PREPAID EXPENSES AND DEFERRED CHARGES 0 1,880 TOTAL 0 1,880 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 739 2,428 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | TO SUPPORT AND MAINTAIN PRINCIPLES AND ADVANCE THE BEST INTERESTS OF LEGAL RESERVE LIFE INSURANCE, HEALTH INSURANCE AND OTHER FINANCIAL SERVICES. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART I, LINE 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990-EZ, PART III |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BRUCE UMEDA |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8087413325 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-05-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | NAIFA HAWAII |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | NAIF |
| ReturnHeader/Filer/EIN | 0 | 990312597 |
| ReturnHeader/Filer/PhoneNum | 0 | 8087413325 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 98-695 AUPUNIMOI PL |
| ReturnHeader/Filer/USAddress/CityNm | 0 | AIEA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | HI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 96701 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | D524858B4C8B5BF5906177DBBBD98CC5956BB384 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 6D782F6B1C9A5B621F7701DF14D27540399E9197 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 52.37.240.203 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2019-05-15 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 16:08:08 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 990225725 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ISAAC W CHOY CPA INC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 61375 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | HONOLULU |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | HI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 968391375 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8082235024 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2019-05-14 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | LAURIE M CHOY |
| ReturnHeader/ReturnTs | 0 | 2019-05-15T16:08:08-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2018-06-30 |
| ReturnHeader/TaxYr | 0 | 2017 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2018 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $71,727
- Liabilities
- $2,428
- Net assets
- $69,299
- Revenue
- $33,210
- Expenses
- $39,256
- Net income
- -$6,046