Civic Intelligence

Hawaii Bankers Association

EIN 99-0163894 • 501(c)6 • Honolulu, HI

Profile

Trade Association for Hawai`i banks that are members of the Hawai`i Bankers Association. Our purpose is to represent the member banks regarding education and training issues, as well as working with the various committees of HBA, and expressing analysis and opinions on pertinent issues.

45 N King Street Suite 600Honolulu, HI 96817

www.hawaiibankers.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

69th percentile

11%

Higher net margin than 69% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

90th percentile

$52,356

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 34.5% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

72nd percentile

12%

Faster asset growth than 72% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

75th percentile

17%

Faster revenue growth than 75% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$150,711

Up $16,051 (+12%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

$150,711

No earlier filing loaded for comparison.

Operations
Liabilities / RevenueScore unavailableNet Margin69th percentile

Revenue

Up

$151,577

Up $22,483 (+17%) from 2024

Expenses

Down

$135,526

Down $12,241 (-8.3%) from 2024

Net Income

Up

$16,051

Up $34,724 (+186%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth72nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2012: $56,269Liabilities 2012: $02012Assets 2013: $59,941Liabilities 2013: $02013Assets 2014: $70,788Liabilities 2014: $02014Assets 2015: $83,388Liabilities 2015: $0Net Assets 2015: $83,3882015Assets 2016: $95,095Liabilities 2016: $02016Assets 2017: $107,121Liabilities 2017: $02017Assets 2018: $119,006Liabilities 2018: $02018Assets 2019: $153,444Liabilities 2019: $02019Assets 2020: $142,702Liabilities 2020: $02020Assets 2021: $150,376Liabilities 2021: $02021Assets 2022: $167,000Liabilities 2022: $0Net Assets 2022: $167,0002022Assets 2023: $154,901Liabilities 2023: $0Net Assets 2023: $154,9012023Assets 2024: $134,660Liabilities 2024: $02024Assets 2025: $150,711Net Assets 2025: $150,7112025

Highlighted filing

2025

Assets$150,711
Liabilities-
Net Assets$150,711
Open 2025 Filing

Operations Trend

Revenue Growth75th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2012: $110,630Expenses 2012: $112,754Net Income 2012: -$2,1242012Revenue 2013: $111,810Expenses 2013: $108,139Net Income 2013: $3,6712013Revenue 2014: $113,770Expenses 2014: $105,923Net Income 2014: $7,8472014Revenue 2015: $216,291Expenses 2015: $203,691Net Income 2015: $12,6002015Revenue 2016: $115,106Expenses 2016: $103,399Net Income 2016: $11,7072016Revenue 2017: $113,752Expenses 2017: $101,726Net Income 2017: $12,0262017Revenue 2018: $115,892Expenses 2018: $104,007Net Income 2018: $11,8852018Revenue 2019: $155,180Expenses 2019: $118,352Net Income 2019: $36,8282019Revenue 2020: $147,593Expenses 2020: $159,135Net Income 2020: -$11,5422020Revenue 2021: $124,880Expenses 2021: $117,046Net Income 2021: $7,8342021Revenue 2022: $143,074Expenses 2022: $126,322Net Income 2022: $16,7522022Revenue 2023: $111,922Expenses 2023: $125,690Net Income 2023: -$13,7682023Revenue 2024: $129,094Expenses 2024: $147,767Net Income 2024: -$18,6732024Revenue 2025: $151,577Expenses 2025: $135,526Net Income 2025: $16,0512025

Highlighted filing

2025

Revenue$151,577
Expenses$135,526
Net Income$16,051
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$150,711
Liabilities
-
Net assets
$150,711
Revenue
$151,577
Expenses
$135,526
Net income
$16,051
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.51$1.51$1.52$1.36$0.16
2024Summary only. Only limited summary data is available for this year.$1.35$0.00$1.29$1.48$0.19
2023Detailed filing. Detailed filing data is available for this year.$1.55$0.00$1.55$1.12$1.26$0.14
2022Detailed filing. Detailed filing data is available for this year.$1.67$0.00$1.67$1.43$1.26$0.17
2021Summary only. Only limited summary data is available for this year.$1.50$0.00$1.25$1.17$0.08
2020Summary only. Only limited summary data is available for this year.$1.43$0.00$1.48$1.59$0.12
2019Summary only. Only limited summary data is available for this year.$1.53$0.00$1.55$1.18$0.37
2018Summary only. Only limited summary data is available for this year.$1.19$0.00$1.16$1.04$0.12
2017Summary only. Only limited summary data is available for this year.$1.07$0.00$1.14$1.02$0.12
2016Summary only. Only limited summary data is available for this year.$0.95$0.00$1.15$1.03$0.12
2015Summary only. Only limited summary data is available for this year.$0.83$0.00$0.83$2.16$2.04$0.13
2014Summary only. Only limited summary data is available for this year.$0.71$0.00$1.14$1.06$0.08
2013Summary only. Only limited summary data is available for this year.$0.60$0.00$1.12$1.08$0.04
2012Summary only. Only limited summary data is available for this year.$0.56$0.00$1.11$1.13$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jun 1, 2024 to May 31, 2025
Signed
Nov 24, 2025
Return Version
2024v5.0
Gross Receipts
$151,577
Mission and Program Overview

Mission

Trade association for hawai'i banks that are members of the hawai'i bankers association. Our purpose is to represent the member banks regarding education and training issues, as well as working with the various committees of hba, and expressing analysis and opinions on pertinent issues.

Program Services

DescriptionGrantsExpenses
DURING THE YEAR, HBA PROVIDED TRAINING AND INFORMATION FOR BANK EMPLOYEES, AS WELL AS INFORMATION TO OTHER EXTERNAL STAKEHOLDERS IN THE STATE OF HAWAII.--
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LINDA EZUKAExec Vice PrPT$52,356-$52,356
BRYAN LUKEPresident-$0--
RUSSELL LAUVice Preside-$0--
BOB HARRISONSecretary-Tr-$0--
ANN TERANISHIMember/Exec-$0--
PETER HOMember/Exec-$0--
ARNOLD MARTINESMember/Exec-$0--
VERNON HIRATAMember/Exec-$0--
MONA CHOYMember/Exec-$0--
Political and Lobbying Activity
In-house lobbying only
No

Reported Spending and Taxes

Line ItemAmount
Total Nondeductible Lobbying and Political Cost$104,052
Current Year Nondeductible Lobbying and Political Cost$57,572
Filing and Contact Details

Filer

Filer Name
Hawaii Bankers Association
EIN
99-0163894
Phone
8085245161
Address
45 N KING STREET SUITE 600, HONOLULU, HI 96817

Signing Officer

Name
Linda Ezuka
Title
Exec Vice President
Phone
8085245161
Signed
2025-11-24
Discuss with paid preparer
Yes

Preparer

Firm
Wikoff Combs & Co LLC
Address
1001 BISHOP STREET SUITE 2760, HONOLULU, HI 96813-3486
Preparer
Catha Lee Combs
Phone
8087911414
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Insurance program 7,716 conference promotion 861 total 8,577”

Form 990-ez, Part I, Line 16

“Expenses office expense 150 telephone, internet, website 1,583 conferences & travel 694 insurance 622 dues and subscriptions 1,829 general excise tax 916 miscellaneous 1 total 5,795”

Form 990-ez, Part III

“Trade association for hawai'i banks that are members of the hawai'i bankers association. Our purpose is to represent the member banks regarding education and training issues, as well as working with the various committees of hba, and expressing analysis and opinions on pertinent issues.”

Raw XML Appendix134 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum08085245161
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IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt01000 BISHOP STREET SUITE 301B
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0HONOLULU
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0HI
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IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0134660
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IRS990EZ/ExcessOrDeficitForYearAmt016051
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IRS990EZ/ForeignFinancialAccountInd0false
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IRS990EZ/Form990TotalAssetsGrp/EOYAmt0150711
IRS990EZ/GrantsAndSimilarAmountsPaidAmt03500
IRS990EZ/GrossReceiptsAmt0151577
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt0143000
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0134660
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0150711
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IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0150711
IRS990EZ/OccupancyRentUtltsAndMaintAmt04088
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.25
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt852356
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BRYAN LUKE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1RUSSELL LAU
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BOB HARRISON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ANN TERANISHI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4PETER HO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5ARNOLD MARTINES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6VERNON HIRATA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7MONA CHOY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8LINDA EZUKA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY-TR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3MEMBER/EXEC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4MEMBER/EXEC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5MEMBER/EXEC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6MEMBER/EXEC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7MEMBER/EXEC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8EXEC VICE PR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt05795
IRS990EZ/OtherRevenueTotalAmt08577
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TRADE ASSOCIATION FOR HAWAI'I BANKS THAT ARE MEMBERS OF THE HAWAI'I BANKERS ASSOCIATION. OUR PURPOSE IS TO REPRESENT THE MEMBER BANKS REGARDING EDUCATION AND TRAINING ISSUES, AS WELL AS WORKING WITH THE VARIOUS COMMITTEES OF HBA, AND EXPRESSING ANALYSIS AND OPINIONS ON PERTINENT ISSUES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0DURING THE YEAR, HBA PROVIDED TRAINING AND INFORMATION FOR BANK EMPLOYEES, AS WELL AS INFORMATION TO OTHER EXTERNAL STAKEHOLDERS IN THE STATE OF HAWAII.
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0HI
IRS990EZ/SubjectToProxyTaxInd0true
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IRS990EZ/TotalExpensesAmt0135526
IRS990EZ/TotalRevenueAmt0151577
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0WWW.HAWAIIBA.ORG
IRS990ScheduleC/AggregateReportedDuesNtcAmt071500
IRS990ScheduleC/AgreeCarryoverPriorYearInd0true
IRS990ScheduleC/CarriedOverAmt032552
IRS990ScheduleC/DuesAssessmentsAmt0143000
IRS990ScheduleC/NonDedLbbyngPltclCyovAmt046480
IRS990ScheduleC/NonDeductibleLbbyngPltclCYAmt057572
IRS990ScheduleC/NonDeductibleLbbyngPltclTotAmt0104052
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS DETERMINED THAT THE AMOUNT ON PART III-B LINE 4 OF 32,552 TO BE ROLLED OVER TO THE NEXT FISCAL YEAR AS A REASONABLE ESTIMATE UNDER IRC SECTION 6033(E).
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE C, PART IV
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INSURANCE PROGRAM 7,716 CONFERENCE PROMOTION 861 TOTAL 8,577
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES OFFICE EXPENSE 150 TELEPHONE, INTERNET, WEBSITE 1,583 CONFERENCES & TRAVEL 694 INSURANCE 622 DUES AND SUBSCRIPTIONS 1,829 GENERAL EXCISE TAX 916 MISCELLANEOUS 1 TOTAL 5,795
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TRADE ASSOCIATION FOR HAWAI'I BANKS THAT ARE MEMBERS OF THE HAWAI'I BANKERS ASSOCIATION. OUR PURPOSE IS TO REPRESENT THE MEMBER BANKS REGARDING EDUCATION AND TRAINING ISSUES, AS WELL AS WORKING WITH THE VARIOUS COMMITTEES OF HBA, AND EXPRESSING ANALYSIS AND OPINIONS ON PERTINENT ISSUES.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LINDA EZUKA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXEC VICE PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08085245161
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HAWAII BANKERS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0HAWA
ReturnHeader/Filer/EIN0990163894
ReturnHeader/Filer/PhoneNum08085245161
ReturnHeader/Filer/USAddress/AddressLine1Txt045 N KING STREET SUITE 600
ReturnHeader/Filer/USAddress/CityNm0HONOLULU
ReturnHeader/Filer/USAddress/StateAbbreviationCd0HI
ReturnHeader/Filer/USAddress/ZIPCd096817
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0651203311
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WIKOFF COMBS & CO LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01001 BISHOP STREET SUITE 2760
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HONOLULU
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0HI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0968133486
ReturnHeader/PreparerPersonGrp/PhoneNum08087911414
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CATHA LEE COMBS
ReturnHeader/ReturnTs02025-11-26T15:12:37-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-06-01
ReturnHeader/TaxPeriodEndDt02025-05-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits