Civic Intelligence

Alberta Bible College

EIN 98-0127844 • 501(c)3 • Calgary, Alberta, CA

Profile

Alberta Bible College is a Christian higher education institution that prepares believers for the sake of the kingdom of God in whatever social and cultural context God leads them locally and globally. This involves personal faith formation as well as the professional knowledge and skills required for service and employment in churches and parachurch organizations.

635 Northmount Dr NWCalgary, Alberta T2K 3J6CA
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

39th percentile

0.06x

Higher debt load relative to assets than 39% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

72nd percentile

0.44x

Higher debt load relative to revenue than 72% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Net Margin

50th percentile

4.2%

Higher net margin than 50% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

23rd percentile

$0

Higher top officer pay than 23% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Asset Growth

30th percentile

-1.6%

Faster asset growth than 30% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

31st percentile

-2.4%

Faster revenue growth than 31% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets39th percentile

Assets

Down

$5,688,392

Down $90,717 (-1.6%) from 2024

Liabilities

Down

$356,787

Down $74,253 (-17%) from 2024

Net Assets

Down

$5,331,595

Down $16,474 (-0.3%) from 2024

Operations
Liabilities / Revenue72nd percentileNet Margin50th percentile

Revenue

Down

$816,172

Down $19,854 (-2.4%) from 2024

Expenses

Up

$782,041

Up $1,540 (+0.2%) from 2024

Net Income

Down

$34,131

Down $21,394 (-39%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth30th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2017: $6,373,966Liabilities 2017: $203,699Net Assets 2017: $6,170,2672017Assets 2018: $5,987,111Liabilities 2018: $175,238Net Assets 2018: $5,811,8732018Assets 2019: $5,963,567Liabilities 2019: $205,442Net Assets 2019: $5,758,1252019Assets 2020: $5,969,762Liabilities 2020: $150,409Net Assets 2020: $5,819,3532020Assets 2021: $6,522,622Liabilities 2021: $236,773Net Assets 2021: $6,285,8492021Assets 2022: $6,325,660Liabilities 2022: $392,823Net Assets 2022: $5,932,8372022Assets 2023: $5,994,436Liabilities 2023: $486,329Net Assets 2023: $5,508,1072023Assets 2024: $5,779,109Liabilities 2024: $431,040Net Assets 2024: $5,348,0692024Assets 2025: $5,688,392Liabilities 2025: $356,787Net Assets 2025: $5,331,5952025

Highlighted filing

2025

Assets$5,688,392
Liabilities$356,787
Net Assets$5,331,595
Open 2025 Filing

Operations Trend

Revenue Growth31st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2017: $691,121Expenses 2017: $845,448Net Income 2017: -$154,3272017Revenue 2018: $718,274Expenses 2018: $824,003Net Income 2018: -$105,7292018Revenue 2019: $774,373Expenses 2019: $768,689Net Income 2019: $5,6842019Revenue 2020: $902,132Expenses 2020: $739,514Net Income 2020: $162,6182020Revenue 2021: $886,087Expenses 2021: $852,949Net Income 2021: $33,1382021Revenue 2022: $687,979Expenses 2022: $860,907Net Income 2022: -$172,9282022Revenue 2023: $623,048Expenses 2023: $888,768Net Income 2023: -$265,7202023Revenue 2024: $836,026Expenses 2024: $780,501Net Income 2024: $55,5252024Revenue 2025: $816,172Expenses 2025: $782,041Net Income 2025: $34,1312025

Highlighted filing

2025

Revenue$816,172
Expenses$782,041
Net Income$34,131
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$5,688,392
Liabilities
$356,787
Net assets
$5,331,595
Revenue
$816,172
Expenses
$782,041
Net income
$34,131
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.69$0.36$5.33$0.82$0.78$0.03
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.78$0.43$5.35$0.84$0.78$0.06
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.99$0.49$5.51$0.62$0.89$0.27
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.33$0.39$5.93$0.69$0.86$0.17
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.52$0.24$6.29$0.89$0.85$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.97$0.15$5.82$0.90$0.74$0.16
2019Summary only. Only limited summary data is available for this year.$5.96$0.21$5.76$0.77$0.77$0.01
2018Summary only. Only limited summary data is available for this year.$5.99$0.18$5.81$0.72$0.82$0.11
2017Summary only. Only limited summary data is available for this year.$6.37$0.20$6.17$0.69$0.85$0.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Aug 1, 2024 to Jul 31, 2025
Signed
Dec 8, 2025
Return Version
2024v5.1
Gross Receipts
$816,172
Mission and Program Overview

Mission

Alberta Bible College is a Christian higher education institution that prepares believers for the sake of the kingdom of God in whatever social and cultural context God leads them locally and globally. This involves personal faith formation as well as the professional knowledge and skills required for service and employment in churches and parachurch organizations.

Alberta Bible College ABC is a post-secondary educational institution awarding 4-year degrees 2-year diplomas and 1-year certificates in Christian ministries. Alberta Bible College carries out 100% of its operations within Canada and does 100% of its direct fundraising in Canada. ABC does have relationships with former students who reside in the USA & with some American churches that have sent students to ABC in the past. During 2022 Alberta Bible College did receive donations from donors in the USA. The conversion rate used was July 31 2023 0.7589 [1.3177]. Over 99% of Alberta Bible College funds come from Canadian sources.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$4,372,391$4,252,088▼ $120,303
Pd in Cap Srpls Land Bldg Eqp Fund$4,094,267$4,012,996▼ $81,271
Investments in Publicly Traded Securities$1,294,922$1,328,169▲ $33,247
Rtn Earn Endowment Incm Other Fnds$1,253,802$1,318,599▲ $64,797
Cash and Non-Interest-Bearing Accounts$52,849$53,308▲ $459
Accounts Receivable$37,808$32,615▼ $5,193
Prepaid Expenses and Deferred Charges$4,875$4,829▼ $46
Inventories for Sale or Use$1,358$1,345▼ $13
Savings and Temporary Cash Investments$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$5,779,109$5,688,392▼ $90,717
Other Assets Total$14,906$16,038▲ $1,132
Liabilities
Mortgage Notes Payable Secured by Investment Property$278,124$239,082▼ $39,042
Deferred Revenue$93,149$68,866▼ $24,283
Accounts Payable and Accrued Expenses$59,767$48,839▼ $10,928
Grants Payable$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$431,040$356,787▼ $74,253
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,348,069$5,331,595▼ $16,474
Total Liabilities and Net Assets / Fund Balance$5,779,109$5,688,382▼ $90,727

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,886,702$1,003,037$2,889,739
Land$2,347,475-$2,347,475
Equipment$17,911$361,858$379,769
Leasehold Improvements$0$0$0

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$1,018,374$0▲ $122,059$0$1,016,226
2023$1,018,498$0▲ $2,505$0$1,018,374
2022$1,000,713$0▼ $12,539$0$1,018,498
2021$969,230$0▼ $6,602$0$1,000,713
2020$877,250$0▲ $106,285$0$969,230
Compensation and Service Providers
Top Officer Pay23rd percentile

Board Members and Trustees

NameTitle
Chris KobeChair
John GerberVice Chair
Chris FongTrustee
Duff CrerarTrustee
Joe MurphyTrustee
Mike MackinnonTrustee
Sadiku YesufuTrustee
Hope PawlackSecretary
Blair CameronTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$257,285
Program Service Revenue
$270,577
Investment Income
$155,712
Other Revenue
$132,598
All Other Contributions
$254,303
Change in Net Assets
$34,131

Audited Revenue Reconciliation

Revenue per Audited Statements
$816,172
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$816,172
Total Revenue per Form 990
$816,172
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$478,957
Other Expenses$280,592
Grants and Similar Amounts Paid$22,492
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$160,223$318,734$0$478,957
Depreciation Depletion$0$83,806$0$83,806
Occupancy$0$55,923$0$55,923
Office Expenses$0$26,603$0$26,603
Fees for Services Accounting$0$22,645$0$22,645
Foreign Grants$22,492--$22,492
Insurance$4,245$17,749$0$21,994
Other Expenses$0$7,627$0$7,627
Interest$0$6,865$0$6,865
Advertising$0$5,000$0$5,000
Information Technology$0$3,526$0$3,526
Total Functional Expenses$232,233$549,808$0$782,041

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$782,041
Total Expenses per Audited Statements$782,041
Total Expenses per Form 990$782,041
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

International Summary

Offices
1
Employees
50
Spending
$782,041

International Compliance

Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
North AmericaProgram servicesClassroom instruction field education personal formation administrative services fundraising scholarships150$782,041
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Part VI, Line 6

“By policy Bylaws the Trustees are the organizations only members thus the governing body.”

Part VI, Line 7A

“The Trustees members and supporting churches may nominate persons to replace those leaving the governing body. The serving Trustees members elect incoming members of the governing body membership.”

Part VI, Line 7B

“The Trustee members and supporting churches may nominate persons to replace those leaving the governing body. The serving Trustees members elect incoming members of the governing body membership.”

Part VI, Line 11B

“The president reviews the Form 990 after it is completed and before it is sent.”

Part VI, Line 12C

“The Board of Trustees adopted a Conflict of Interest Policy. As the policy requires the members are asked at each meeting if there is a potential COI with any item on the agenda. If an item arises unexpectedly the members must immediately reach the point of privilege and inform the Chair. The finance committee is charged with monitoring compliance with the policy. There has never been an allegation of improper conduct by the Board or any of its members.”

Part VI, Line 15

“A. In determining compensation for the staff including the CEO President Alberta Bible College has used the Calgary Board of Education salary grid. This method has been in place since 1975. Now the Boards basic decision is to determine the Cost of Living increase to give each year. The Board and staff appreciate an industry standard for base salary decisions. B. Alberta Bible College has no key employees by the definition that is used--compensation over $150,000.”

Filing and Contact Details

Filer

Filer Name
Alberta Bible College
EIN
98-0127844
Phone
4032822994
Address
CA

Signing Officer

Name
Kristen Ford
Title
CFO & Operations Direction
Phone
4032822994
Signed
2025-12-08

Organization Details

Principal Officer
Stanley Helton
Formed
1937
Voting Board Members
9
Independent Board Members
9
Employees
0
Volunteers
0
Supplemental Narrative

Additional Explanations

Doing Business As Names

“Alberta Bible College”

Part XI, Line 9

“| Description:, Explanation:, Amount:| The difference is due to the change in the exchange rate between the Canadian Dollar and the US Dollar for July 2024 to July 2025., The exchange rate difference from July 2024 0.7292 to July 2025 0.7223., $-50605|”

Financial Statement Notes

Part I to XII

“| PartandLinenumber:,Explanation:| Part V Line 4,The concept behind the Endowment Funds use is that the funds principal stays intact and the interest from the fund is used to fund operations or capital projects if necessary. If the Endowment Fund is not needed in those areas it builds. Presently the uses are divided by donor request into three areas: scholarship general endowment and capital projects.|”

Raw XML AppendixShowing 400 of 801 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0Alberta Bible College is a Christian higher education institution that prepares believers for the sake of the kingdom of God in whatever social and cultural context God leads them locally and globally. This involves personal faith formation as well as the professional knowledge and skills required for service and employment in churches and parachurch organizations.
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