Civic Intelligence

Western Alliance Trust Fund

EIN 95-6981657 • 501(c)9 • Pasadena, CA

200 s LOS ROBLES AVE ste 320Pasadena, CA 91101

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.55x

Higher debt load relative to assets than 91% of similar nonprofits.

501(c)9 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

56th percentile

0.07x

Higher debt load relative to revenue than 56% of similar nonprofits.

501(c)9 • $50M-$100M nonprofits • Source year 2024

Net Margin

21st percentile

-4.1%

Higher net margin than 21% of similar nonprofits.

501(c)9 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

38th percentile

$0

Higher top officer pay than 38% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • $50M-$100M nonprofits • Source year 2024

Asset Growth

63rd percentile

10%

Faster asset growth than 63% of similar nonprofits.

501(c)9 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

17th percentile

-4.6%

Faster revenue growth than 17% of similar nonprofits.

501(c)9 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Assets

Up

$7,967,824

Up $724,367 (+10%) from 2023

Liabilities

Up

$4,346,299

Up $2,980,180 (+218%) from 2023

Net Assets

Down

$3,621,525

Down $2,255,813 (-38%) from 2023

Revenue

Down

$61,752,017

Down $2,995,693 (-4.6%) from 2023

Expenses

Up

$64,292,651

Up $1,718,272 (+2.7%) from 2023

Net Income

Down

-$2,540,634

Down $4,713,965 (-217%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2011: $6,607,818Liabilities 2011: $1,961,859Net Assets 2011: $4,645,9592011Assets 2012: $6,820,447Liabilities 2012: $2,911,803Net Assets 2012: $3,908,6442012Assets 2013: $6,691,913Liabilities 2013: $3,154,650Net Assets 2013: $3,537,2632013Assets 2014: $5,811,878Liabilities 2014: $2,080,126Net Assets 2014: $3,731,7522014Assets 2015: $6,909,880Liabilities 2015: $2,186,466Net Assets 2015: $4,723,4142015Assets 2016: $9,242,469Liabilities 2016: $3,634,225Net Assets 2016: $5,608,2442016Assets 2017: $10,430,673Liabilities 2017: $4,048,608Net Assets 2017: $6,382,0652017Assets 2018: $11,054,369Liabilities 2018: $4,444,345Net Assets 2018: $6,610,0242018Assets 2019: $9,502,831Liabilities 2019: $4,439,771Net Assets 2019: $5,063,0602019Assets 2020: $7,736,709Liabilities 2020: $4,023,962Net Assets 2020: $3,712,7472020Assets 2021: $8,918,528Liabilities 2021: $3,959,422Net Assets 2021: $4,959,1062021Assets 2022: $7,393,354Liabilities 2022: $3,740,513Net Assets 2022: $3,652,8412022Assets 2023: $7,243,457Liabilities 2023: $1,366,119Net Assets 2023: $5,877,3382023Assets 2024: $7,967,824Liabilities 2024: $4,346,299Net Assets 2024: $3,621,5252024

Highlighted filing

2024

Assets$7,967,824
Liabilities$4,346,299
Net Assets$3,621,525

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100M$50M$0-$50MRevenue 2011: $40,955,632Expenses 2011: $40,565,491Net Income 2011: $390,1412011Revenue 2012: $44,358,550Expenses 2012: $45,250,745Net Income 2012: -$892,1952012Revenue 2013: $54,848,265Expenses 2013: $55,497,266Net Income 2013: -$649,0012013Revenue 2014: $45,758,897Expenses 2014: $45,253,700Net Income 2014: $505,1972014Revenue 2015: $56,507,244Expenses 2015: $55,439,074Net Income 2015: $1,068,1702015Revenue 2016: $63,549,412Expenses 2016: $62,485,136Net Income 2016: $1,064,2762016Revenue 2017: $78,034,174Expenses 2017: $77,476,776Net Income 2017: $557,3982017Revenue 2018: $83,062,158Expenses 2018: $82,857,501Net Income 2018: $204,6572018Revenue 2019: $89,844,328Expenses 2019: $91,202,716Net Income 2019: -$1,358,3882019Revenue 2020: $91,065,262Expenses 2020: $92,027,962Net Income 2020: -$962,7002020Revenue 2021: $75,459,872Expenses 2021: $74,004,606Net Income 2021: $1,455,2662021Revenue 2022: $70,210,247Expenses 2022: $71,223,625Net Income 2022: -$1,013,3782022Revenue 2023: $64,747,710Expenses 2023: $62,574,379Net Income 2023: $2,173,3312023Revenue 2024: $61,752,017Expenses 2024: $64,292,651Net Income 2024: -$2,540,6342024

Highlighted filing

2024

Revenue$61,752,017
Expenses$64,292,651
Net Income-$2,540,634

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.97$4.35$3.62$61.8$64.3$2.54
2023Summary only. Only limited summary data is available for this year.$7.24$1.37$5.88$64.7$62.6$2.17
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.39$3.74$3.65$70.2$71.2$1.01
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.92$3.96$4.96$75.5$74.0$1.46
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.74$4.02$3.71$91.1$92.0$0.96
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.50$4.44$5.06$89.8$91.2$1.36
2018Summary only. Only limited summary data is available for this year.$11.1$4.44$6.61$83.1$82.9$0.20
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.4$4.05$6.38$78.0$77.5$0.56
2016Detailed filing. Detailed filing data is available for this year.$9.24$3.63$5.61$63.5$62.5$1.06
2015Detailed filing. Detailed filing data is available for this year.$6.91$2.19$4.72$56.5$55.4$1.07
2014Summary only. Only limited summary data is available for this year.$5.81$2.08$3.73$45.8$45.3$0.51
2013Summary only. Only limited summary data is available for this year.$6.69$3.15$3.54$54.8$55.5$0.65
2012Summary only. Only limited summary data is available for this year.$6.82$2.91$3.91$44.4$45.3$0.89
2011Summary only. Only limited summary data is available for this year.$6.61$1.96$4.65$41.0$40.6$0.39
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Dec 1, 2023 to Nov 30, 2024
Signed
Sep 15, 2025
Return Version
2023v6.0
Gross Receipts
$62,041,265
Mission and Program Overview

Mission

SEE SCHEDULE O

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$4,015,900$4,337,717▲ $321,817
Rtn Earn Endowment Incm Other Fnds$5,877,338$3,621,525▼ $2,255,813
Investments in Publicly Traded Securities$3,190,617$3,606,265▲ $415,648
Prepaid Expenses and Deferred Charges$20,740$16,379▼ $4,361
Savings and Temporary Cash Investments$16,200$7,463▼ $8,737
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Land, Buildings, and Equipment, Net$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$7,243,457$7,967,824▲ $724,367
Other Assets Total$0$0→ $0
Liabilities
Other Liabilities$82,046$3,566,608▲ $3,484,562
Deferred Revenue$1,245,686$580,082▼ $665,604
Accounts Payable and Accrued Expenses$38,387$199,609▲ $161,222
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$1,366,119$4,346,299▲ $2,980,180
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,877,338$3,621,525▼ $2,255,813
Total Liabilities and Net Assets / Fund Balance$7,243,457$7,967,824▲ $724,367
Compensation and Service Providers

Board Members and Trustees

NameTitle
Ed RendonEmployer Trustee
Ellen T AnrederEmployer Trustee
Jim GarrisonEmployer Trustee
Eric TateUnion Trustee
MATT O'MALLEYUnion Trustee
joe pimentelUnion Trustee
Mario C SalazarUNION TRUSTEE - past

Highest Paid Contractors

ContractorServicesLocationCompensation
Pacific Federal LLCAdmin & Consulting200 s los robles ave ste 320, Pasadena, CA 91101$1,993,235
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$61,603,522
Investment Income
$148,495
Other Revenue
$0
Change in Net Assets
$-2,540,634

Audited Revenue Reconciliation

Revenue per Audited Statements
$61,752,017
Revenue Not Reported on Form 990
$258,415
Total Revenue per Audited Statements
$62,010,432
Total Revenue per Form 990
$61,752,017
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,344,036
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$61,948,615
Fees for Services Management---$1,407,446
Fees for Services Other---$672,871
Office Expenses---$81,938
Fees for Services Legal---$55,513
Fees for Services Accounting---$30,184
Fees for Service Investment Mgmnt Fees---$26,406
Insurance---$26,201
Other Expenses---$3,202
Conferences and Meetings---$1,275
Total Functional Expenses$0$0$0$64,292,651

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$64,292,651
Expenses per Audited Statements$64,266,245
Total Expenses per Audited Statements$64,266,245
Expenses Not Reported on Financial Statements$26,406
Other Expense Adjustments$26,406
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Benefit Obligations$3,566,608
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

part VI, line 11B:

The administrative office reviews the form 990 and will notify the board of trustees if any unusal or significant items are noted. Form 990 is distributed0 to an authorized trustee of the plan for review and approval before it was filed.

part VI, line 12C:

the administrator and legal counsel discuss with the trustees on a regular basis.

part VI, line 15:

members of the governing body do not receive compensation.

part VI, line 19:

plan document and other governing documents, and financial statements are maintained at the trust office and are available upon written request. additionally, copies of financial statements are distributed to the trustees of the plan on a regular basis.

PART VII, SECTION A, LINE 1A, COLUMN E:

Any trustees' compensation from related tax-exempt organizations is available on those organizations' form 990.

Filing and Contact Details

Filer

Filer Name
Western Alliance Trust Fund
EIN
95-6981657
In Care Of
% PACFED PATRICK MCGARRY
Phone
8182430222
Address
200 s LOS ROBLES AVE ste 320, PASADENA, CA 91101

Signing Officer

Name
Ellen T Anreder
Title
Chairperson
Phone
8182430222
Signed
2025-09-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ellen T Anreder
Formed
1994
Legal Domicile
CA
Voting Board Members
6
Independent Board Members
6
Employees
0
Volunteers
0

Preparer

Firm
Miller Kaplan Arase Llp
Address
3900 W ALAMEDA AVE STE 2400, BURBANK, CA 91505-4302
Preparer
Liel Shemtov
Phone
8187692010
Supplemental Narrative

Additional Explanations

part I, line 1 and part III, lines 1 and 4A:

the western alliance trust fund is a multiemployer welfare benefit plan providing hospital, medical, chiropractic, life and accidental death, dental care, mental health, prescription drug and vision care benefits to eligible active participants and their dependents.

Financial Statement Notes

part X, line 2:

Accounting principles generally accepted in the united states of america require management to evaluate tax positions taken by the plan and recognize a tax liability if the plan has taken a tax position that more likely than not would not be sustained upon examination by a tax authority. The plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. Part xi, line 2d and part xii, line 4b: investment management fees offset with investment income on audited financial statements and reported on form 990, part ix, line 11f.

Raw XML AppendixShowing 400 of 444 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/TitleTxt4UNION TRUSTEE
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY IF THE PLAN HAS TAKEN A TAX POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY A TAX AUTHORITY. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. PART XI, LINE 2D AND PART XII, LINE 4B: INVESTMENT MANAGEMENT FEES OFFSET WITH INVESTMENT INCOME ON AUDITED FINANCIAL STATEMENTS AND REPORTED ON FORM 990, PART IX, LINE 11F.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0part x, line 2:
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IRS990ScheduleD/TotalLiabilityAmt03566608
IRS990ScheduleD/TotalRevenuePerForm990Amt061752017
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt062010432
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0the western alliance trust fund is a multiemployer welfare benefit plan providing hospital, medical, chiropractic, life and accidental death, dental care, mental health, prescription drug and vision care benefits to eligible active participants and their dependents.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ADMINISTRATIVE OFFICE REVIEWS THE FORM 990 AND WILL NOTIFY THE BOARD OF TRUSTEES IF ANY UNUSAL OR SIGNIFICANT ITEMS ARE NOTED. FORM 990 IS DISTRIBUTED0 TO AN AUTHORIZED TRUSTEE OF THE PLAN FOR REVIEW AND APPROVAL BEFORE IT WAS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2the administrator and legal counsel discuss with the trustees on a regular basis.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3members of the governing body do not receive compensation.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4plan document and other governing documents, and financial statements are maintained at the trust office and are available upon written request. additionally, copies of financial statements are distributed to the trustees of the plan on a regular basis.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ANY TRUSTEES' COMPENSATION FROM RELATED TAX-EXEMPT ORGANIZATIONS IS AVAILABLE ON THOSE ORGANIZATIONS' FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0part i, line 1 and part iii, lines 1 and 4a:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1part vi, line 11b:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2part vi, line 12c:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3part vi, line 15:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4part vi, line 19:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5PART VII, SECTION A, LINE 1A, COLUMN E:
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0THIS INFORMATION IS AVAILABLE AT THE
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/RelatedOrganizationName/BusinessNameLine1Txt0THIS INFORMATION IS AVAILABLE AT THE
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0THIS INFORMATION IS AVAILABLE AT THE
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IRS990ScheduleR/SupplementalInformationDetail/ExplanationTxt0ADEL WIGGINS GROUP AF of M Local 47 AIRGAS AN AIR LIQUIDE CO ALLIED BEVERAGES INC AMERICANNMADE LLC AMERICOLD LOGISTICS - VICTORVILLE AMERIGAS PROPANE INC ATLAS GALVANIZING LLC BAKER COMMODITIES CENTRAL MEAT & PROVISION COMPANY CHUGACH SOLUTIONS ENT LLC COMPASS GRP USA DBA CANTEEN SD CORE LINEN SERVICES CORE MARK CORNERSTONE CRUZ VERDE INC DARLING INTERNATIONAL - UFCW DIAMOND W FLOOR COVERING INC DUCOMMUN INC - BCS EASTSIDE MARKET EJ HARRISON & SONS INC FIRST TRANSIT - OCTA PARATRANSIT FLEXI-VAN LEASING INC GFF INC GLOBAL PARKING SYSTEMS GUIDE DOGS OF AMERICA HERTZ CORPORATION HIGH DESERT SUPPORT SERVICES LLC (HDSS) HOLIDAY PORCELAIN CO HOLISTIC PAIN RELIEF LLC INLAND KENWORTH IRON MOUNTAIN RECORDS MANAGEMENT INC KEOLIS TRANSIT SERVICES LLC KING GEORGE LLC LABOR COMMUNITY SVCS - LA FED LAMAR ADVERTISING LA WONDERLAND CAREGIVERS INC LBC MUNDIAL LIBERTY AT BEACH MARTIN MARIETTA MATERIALS INC MELROSE HERBAL COLLECTIVE INC MIGUEL CONTRERAS FOUNDATION MV TRANSPORTATION - DIV 183 MECHANICS NISSAN NORTH AMERICA INC OLSON PRECAST COMPANY DRIVERS - YARDMEN ORGANIC GREEN TREATMENT CENTER LLC PACIFIC MODERN HOME INC PALISADES RANCH PASHA DISTRIBUTION SERVICES LLC PCAM LLC PLAZA DE LA RAZA PONTRELLI & LARICCHIA LTD PRUDENTIAL OVERALL SUPPLY SERVICE AMERICA CORP - SF ZOO SIGN INDUSTRY CORPORATION SP PLUS SP PLUS MAINTENANCE SPECPRO PROFESSIONAL SERVICES SPRECKELS SUGAR CO SPRECKELS SUGAR CO - ACA STREMICKS LOGISTICS TEAMSTERS LOCAL 1932 TEAMSTERS LOCAL 542 TRANSDEV - CHULA VISTA TRANSDEV - EL CAJON TRANSDEV - EL CAJON DRIVERS TRANSDEV - EL CAJON ROAD SUPV-DISP TRANSDEV - LACMTA TRANSDEV - SOUTHBAY TRANSDEV - SOUTHBAY SUPERVISORS UAW LOCAL 509 UNFI UNION OF AMERICAN PHYSICIANS UPEC LOCAL 777 US FOODSERVICE - SAN DIEGO VENTURA TRANSFER CO - LOADERS & BOILER VENTURA TRANSFER COMPANY - DRIVERS WESTSIDE BUILDING SAN DIEGO LLC WWL VEHICLE SERVICES AMERICAS
IRS990ScheduleR/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE R, PART II - LIST OF CONTRIBUTING EMPLOYERS:
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