Civic Intelligence

Credit Unions in the State of California

990 • Fiscal year 2012 • EIN 95-6097220

Jan 01, 2012 to Dec 31, 2012 • Filed on Nov 14, 2013

PO Box 91093790091
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

0.96x

Higher debt load relative to assets than 99% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

43rd percentile

3.0%

Faster asset growth than 43% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$24,716,229

Up $719,141 (+3.0%) from 2011

Net Assets

Up

$1,107,146

Up $45,151 (+4.3%) from 2011

Liabilities

Up

$23,609,083

Up $673,990 (+2.9%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$1,726,075

Down $285,121 (-14%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $25,639,399Liabilities 2010: $24,579,200Net Assets 2010: $1,060,1992010Assets 2011: $23,997,088Liabilities 2011: $22,935,093Net Assets 2011: $1,061,9952011Assets 2012: $24,716,229Liabilities 2012: $23,609,083Net Assets 2012: $1,107,1462012Assets 2013: $23,474,543Liabilities 2013: $22,199,959Net Assets 2013: $1,274,5842013Assets 2014: $23,658,653Liabilities 2014: $22,116,346Net Assets 2014: $1,542,3152014Assets 2015: $23,376,904Liabilities 2015: $21,717,920Net Assets 2015: $1,658,9842015Assets 2016: $23,856,515Liabilities 2016: $22,035,378Net Assets 2016: $1,821,1372016Assets 2017: $23,935,845Liabilities 2017: $21,997,542Net Assets 2017: $1,938,3032017Assets 2018: $23,888,306Liabilities 2018: $21,703,019Net Assets 2018: $2,185,2872018Assets 2019: $24,193,091Liabilities 2019: $21,753,543Net Assets 2019: $2,439,5482019Assets 2020: $29,030,320Liabilities 2020: $26,345,303Net Assets 2020: $2,685,0172020Assets 2021: $31,913,112Liabilities 2021: $29,052,424Net Assets 2021: $2,860,6882021Assets 2022: $29,249,344Liabilities 2022: $26,102,437Net Assets 2022: $3,146,9072022

Highlighted filing

2012

Assets$24,716,229
Liabilities$23,609,083
Net Assets$1,107,146

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $3,611,6502010Expenses 2011: $2,011,1962011Expenses 2012: $1,726,0752012Revenue 2013: $1,799,211Expenses 2013: $1,631,773Net Income 2013: $167,4382013Revenue 2014: $1,771,608Expenses 2014: $1,503,877Net Income 2014: $267,7312014Revenue 2015: $1,745,649Expenses 2015: $1,637,061Net Income 2015: $108,5882015Revenue 2016: $1,744,353Expenses 2016: $1,582,200Net Income 2016: $162,1532016Revenue 2017: $1,718,641Expenses 2017: $1,601,475Net Income 2017: $117,1662017Revenue 2018: $1,694,025Expenses 2018: $1,442,776Net Income 2018: $251,2492018Revenue 2019: $1,727,292Expenses 2019: $1,473,031Net Income 2019: $254,2612019Revenue 2020: $1,603,883Expenses 2020: $1,358,414Net Income 2020: $245,4692020Revenue 2021: $1,654,752Expenses 2021: $1,479,081Net Income 2021: $175,6712021Revenue 2022: $1,714,727Expenses 2022: $1,428,508Net Income 2022: $286,2192022

Highlighted filing

2012

Revenue-
Expenses$1,726,075
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Nov 14, 2013
Return Version
2012v2.0
Gross Receipts
$1,771,226
Mission and Program Overview

Mission

Non-profit, State-chartered, Natural Person Credit Union. Provide competitive financial services to the members of Printing Industries Credit Union.

Filing and Contact Details

Filer

EIN
95-6097220
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IRS990ScheduleL/LoanTable/PurposeOfLoan2Credit Card
IRS990ScheduleL/LoanTable/PurposeOfLoan3First Mortgage
IRS990ScheduleL/LoanTable/PurposeOfLoan4New Auto
IRS990ScheduleL/LoanTable/RelationshipWithOrganization0VicePres
IRS990ScheduleL/LoanTable/RelationshipWithOrganization1Secretar
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IRS990ScheduleO/GeneralExplanation/Explanation0The organization makes its governing documents, conflict of interest policy, and financial statements available to the public through call reports.
IRS990ScheduleO/GeneralExplanation/Explanation1The process for determining compensation of other officers and key employees includes a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberation and decision.
IRS990ScheduleO/GeneralExplanation/Explanation2The process for determining compensation of the CEO includes a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberation and decision.
IRS990ScheduleO/GeneralExplanation/Explanation3The return preparer e-mails a draft of the Form 990 to Managementwho then forwards the draft to a designated board member(s) and/or CEO for theirreview. Both Management and designated individual(s) review the draft and presentany questions, comments, or corrections to the return preparer. Upon satisfactorycompletion of the Form 990, the organization's authorized individual signs theappropriate signature form(s) to authorize the electronic filing of the return. Acopy of the Form 990, as filed, is provided by the return preparer to theorganization's CEO or other designated individual(s).
IRS990ScheduleO/GeneralExplanation/Explanation4There are some decisions of the Board that are subject to the approval by the members.
IRS990ScheduleO/GeneralExplanation/Explanation5Members elect the governing body.
IRS990ScheduleO/GeneralExplanation/Explanation6Members
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990, Part VI, Line 19
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990, Part VI, Line 15b
IRS990ScheduleO/GeneralExplanation/Identifier2Form 990, Part VI, Line 15a
IRS990ScheduleO/GeneralExplanation/Identifier3Form 990, Part VI, Line 11b
IRS990ScheduleO/GeneralExplanation/Identifier4Form 990, Part VI, Line 7b
IRS990ScheduleO/GeneralExplanation/Identifier5Form 990, Part VI, Line 7a
IRS990ScheduleO/GeneralExplanation/Identifier6Form 990, Part VI, Line 6
IRS990ScheduleO/GeneralExplanation/ReturnReference0Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/GeneralExplanation/ReturnReference2Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/GeneralExplanation/ReturnReference3Form 990, Part VI, Line 11b: Form 990 Review Process

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.2$26.1$3.15$1.71$1.43$0.29
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$31.9$29.1$2.86$1.65$1.48$0.18
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.0$26.3$2.69$1.60$1.36$0.25
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.2$21.8$2.44$1.73$1.47$0.25
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.9$21.7$2.19$1.69$1.44$0.25
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.9$22.0$1.94$1.72$1.60$0.12
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.9$22.0$1.82$1.74$1.58$0.16
2015Detailed filing. Detailed filing data is available for this year.$23.4$21.7$1.66$1.75$1.64$0.11
2014Detailed filing. Detailed filing data is available for this year.$23.7$22.1$1.54$1.77$1.50$0.27
2013Detailed filing. Detailed filing data is available for this year.$23.5$22.2$1.27$1.80$1.63$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.7$23.6$1.11$1.73
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.0$22.9$1.06$2.01
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.6$24.6$1.06$3.61
Peer Organizations

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