Civic Intelligence

Usc Credit Union

990 • Fiscal year 2014 • EIN 95-4110181

Jul 01, 2013 to Jun 30, 2014 • Filed on Nov 13, 2014

Organization ProfileWWW.USCCREDITUNION.ORG
3720 S Flower St 4th Floor90007

(213) 821-7128

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.92x

Higher debt load relative to assets than 91% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Liabilities / Revenue

89th percentile

24.95x

Higher debt load relative to revenue than 89% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Net Margin

45th percentile

14%

Higher net margin than 45% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Top Officer Pay

18th percentile

$266,979

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Asset Growth

58th percentile

5.7%

Faster asset growth than 58% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Revenue Growth

17th percentile

-3.1%

Faster revenue growth than 17% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets91st percentile

Assets

Flat

$391,610,855

Flat from 2014

Net Assets

Flat

$31,723,665

Flat from 2014

Liabilities

Flat

$359,887,190

Flat from 2014

Revenue And Expenses
Liabilities / Revenue89th percentileNet Margin45th percentile

Revenue

Flat

$14,423,450

Flat from 2014

Expenses

Flat

$12,429,497

Flat from 2014

Net Income

Flat

$1,993,953

Flat from 2014

Historical Trend

Balance Sheet Trend

Asset Growth58th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $324,976,033Liabilities 2010: $300,907,432Net Assets 2010: $24,068,6012010Assets 2011: $329,966,132Liabilities 2011: $304,843,374Net Assets 2011: $25,122,7582011Assets 2012: $358,574,716Liabilities 2012: $331,189,583Net Assets 2012: $27,385,1332012Assets 2013: $370,351,610Liabilities 2013: $340,621,898Net Assets 2013: $29,729,7122013Assets 2014: $391,610,855Liabilities 2014: $359,887,190Net Assets 2014: $31,723,6652014Assets 2014: $391,610,855Liabilities 2014: $359,887,190Net Assets 2014: $31,723,6652014Assets 2015: $410,807,793Liabilities 2015: $376,621,161Net Assets 2015: $34,186,6322015Assets 2016: $447,978,819Liabilities 2016: $412,503,060Net Assets 2016: $35,475,7592016Assets 2017: $494,188,625Liabilities 2017: $455,433,316Net Assets 2017: $38,755,3092017Assets 2018: $521,048,706Liabilities 2018: $477,526,328Net Assets 2018: $43,522,3782018Assets 2019: $570,309,713Liabilities 2019: $521,285,783Net Assets 2019: $49,023,9302019Assets 2020: $658,998,771Liabilities 2020: $606,592,651Net Assets 2020: $52,406,1202020Assets 2021: $740,787,156Liabilities 2021: $686,970,764Net Assets 2021: $53,816,3922021Assets 2022: $754,273,547Liabilities 2022: $710,521,770Net Assets 2022: $43,751,7772022Assets 2023: $741,676,675Liabilities 2023: $699,186,011Net Assets 2023: $42,490,6642023

Highlighted filing

2014

Assets$391,610,855
Liabilities$359,887,190
Net Assets$31,723,665
Open 2014 Filing

Operations Trend

Revenue Growth17th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $15,184,4872010Expenses 2011: $13,980,2122011Expenses 2012: $13,211,9412012Revenue 2013: $14,886,821Expenses 2013: $12,542,236Net Income 2013: $2,344,5852013Revenue 2014: $14,423,450Expenses 2014: $12,429,497Net Income 2014: $1,993,9532014Revenue 2014: $14,423,450Expenses 2014: $12,429,497Net Income 2014: $1,993,9532014Revenue 2015: $15,597,284Expenses 2015: $13,114,775Net Income 2015: $2,482,5092015Revenue 2016: $16,990,886Expenses 2016: $15,713,774Net Income 2016: $1,277,1122016Revenue 2017: $19,918,533Expenses 2017: $16,518,581Net Income 2017: $3,399,9522017Revenue 2018: $24,131,162Expenses 2018: $19,430,356Net Income 2018: $4,700,8062018Revenue 2019: $25,756,718Expenses 2019: $20,292,680Net Income 2019: $5,464,0382019Revenue 2020: $25,520,330Expenses 2020: $22,753,484Net Income 2020: $2,766,8462020Revenue 2021: $22,826,821Expenses 2021: $20,426,302Net Income 2021: $2,400,5192021Revenue 2022: $21,672,643Expenses 2022: $20,738,848Net Income 2022: $933,7952022Revenue 2023: $30,542,999Expenses 2023: $26,026,442Net Income 2023: $4,516,5572023

Highlighted filing

2014

Revenue$14,423,450
Expenses$12,429,497
Net Income$1,993,953
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2013 to Jun 30, 2014
Signed
Nov 13, 2014
Return Version
2013v3.0
Gross Receipts
$14,425,480
Mission and Program Overview

Mission

To provide financial services to our core membership, that is the faculty, staff, students and alumni of the university of southern california.

To provide financial services to our core membership: faculty, staff, students, and alumni of usc.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$235,964,240$252,001,717▲ $16,037,477
Cash and Non-Interest-Bearing Accounts$63,450,898$51,881,623▼ $11,569,275
Investments Other Securities$28,025,305$45,507,656▲ $17,482,351
Land, Buildings, and Equipment, Net$16,336,300$16,298,829▼ $37,471
Savings and Temporary Cash Investments$14,260,021$13,466,716▼ $793,305
Accounts Receivable$2,333,622$2,973,699▲ $640,077
Prepaid Expenses and Deferred Charges$523,942$957,431▲ $433,489
Total Assets$370,351,610$391,610,855▲ $21,259,245
Other Assets Total$9,457,282$8,523,184▼ $934,098
Liabilities
Other Liabilities$336,799,638$355,065,705▲ $18,266,067
Accounts Payable and Accrued Expenses$3,822,260$4,821,485▲ $999,225
Total Liabilities$340,621,898$359,887,190▲ $19,265,292
Net Assets / Fund Balance
Unrestricted Net Assets$29,729,712$31,723,665▲ $1,993,953
Total Net Assets Fund Balance$29,729,712$31,723,665▲ $1,993,953
Total Liabilities and Net Assets / Fund Balance$370,351,610$391,610,855▲ $21,259,245

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$14,037,669$1,745,446$15,783,115
Equipment$1,059,425$4,280,505$5,339,930
Leasehold Improvements$410,313$812,538$1,222,851
Land$791,422-$791,422
Other Securities$25,000--
Compensation and Service Providers
Top Officer Pay18th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Gary PerezCEOFT$242,708$24,271$266,979
Ludwig MunevarCFOFT$153,750$15,375$169,125
Ralph RamirezCOOFT$153,342$15,334$168,676
David Schauer-westCIOFT$123,251$12,325$135,576
Christine SchwarzAvp, Real EstateFT$120,828$12,083$132,911
Michael KimVP, LendingFT$120,482$12,048$132,530
Tere DenisonChief Marketing OfficerFT$114,401$11,440$125,841
Irene RodriguezVP, Business DevelopmentFT$103,390$10,339$113,729

Board Members and Trustees

NameTitle
Jerald JellisonBoard Chair, Faculty Rep
Julie NyquistBoard Co-chair, Faculty Re
Justin HoMember, Alumni Rep
John Kimball DietrichMember, Faculty Rep
Peer FissMember, Faculty Rep
Richard MccormickMember, Staff Rep
Margaret TurnerSecretary, Staff Rep
Lisa EscobarSupervisory Committee Chai
Ed BeckerSupervisory Committee Memb
Howard LevySupervisory Committee Memb
Stan HendersonSupervisory Committee Memb
Stan SettlesSupervisory Committee Memb
Gavin GalimiTreasurer, Alumni Rep
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$11,704,011
Investment Income
$1,801,553
Other Revenue
$917,886
Change in Net Assets
$1,993,953

Audited Revenue Reconciliation

Revenue per Audited Statements
$14,423,450
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$14,423,450
Total Revenue per Form 990
$14,423,450
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,145,542
Salaries, Compensation, and Employee Benefits$5,283,955
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,484,477
Other Employee Benefits---$1,554,111
Current Officers, Directors, Trustees, and Key Employees---$1,245,367
Interest---$1,067,852
All Other Expenses---$718,602
Depreciation Depletion---$659,202
Fees for Services Other---$600,672
Advertising---$484,208
Occupancy---$447,007
Office Expenses---$313,975
Other Expenses---$243,659
Insurance---$87,418
Fees for Services Accounting---$77,173
Fees for Services Legal---$67,465
Travel---$60,445
Conferences and Meetings---$8,187
Total Functional Expenses$0$0$0$12,429,497

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$12,429,497
Total Expenses per Audited Statements$12,429,497
Total Expenses per Form 990$12,429,497
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$355,065,705
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization is a cooperative financial institution that has members.”

Form 990, Part VI, Section A, Line 7A

“Any member can nominate a member to the governing body. The nominees are voted on at the annual meeting which can be attended by any member.”

Form 990, Part VI, Section B, Line 11

“The ceo, cfo, and the controller review the form 990 and verify that it is comparable to actual results.”

Form 990, Part VI, Section B, Line 15

“The ceo's compensation is reviewed with the personnel committee (which consists of members of the board). The vp of hr prepares survey data for the committee regarding ceo pay and compensation from three sources and then the committee meets. The meetings are held quarterly. The executive team and management team is approved by the ceo. Compensation for this team is also researched from three different sources and then a decision is made and approved by the ceo. This is done on an annual basis.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the organization's branches. Governing documents and the conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

EIN
95-4110181
Phone
2138217128

Signing Officer

Name
Ludwig Munevar
Title
CFO
Phone
2138217128
Signed
2014-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ludwig Munevar
Formed
1973
Legal Domicile
CA
Voting Board Members
13
Independent Board Members
13
Employees
73
Volunteers
15

Preparer

Preparer
Janis Isaacson
Phone
6022662248
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The supervisory committee is responsible for the audited financial statements”

Financial Statement Notes

PART X, LINE 2:

“The credit union evaluated its tax positions and determined no uncertain tax positions exist as of june 30, 2014 and 2013.”

Raw XML AppendixShowing 400 of 541 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIR, FACULTY REP
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD CO-CHAIR, FACULTY RE
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER, ALUMNI REP
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY, STAFF REP
IRS990/Form990PartVIISectionAGrp/TitleTxt4MEMBER, FACULTY REP
IRS990/Form990PartVIISectionAGrp/TitleTxt5MEMBER, STAFF REP
IRS990/Form990PartVIISectionAGrp/TitleTxt6MEMBER, FACULTY REP
IRS990/Form990PartVIISectionAGrp/TitleTxt7MEMBER, ALUMNI REP
IRS990/Form990PartVIISectionAGrp/TitleTxt8SUPERVISORY COMMITTEE CHAI
IRS990/Form990PartVIISectionAGrp/TitleTxt9SUPERVISORY COMMITTEE MEMB
IRS990/Form990PartVIISectionAGrp/TitleTxt10SUPERVISORY COMMITTEE MEMB
IRS990/Form990PartVIISectionAGrp/TitleTxt11SUPERVISORY COMMITTEE MEMB
IRS990/Form990PartVIISectionAGrp/TitleTxt12SUPERVISORY COMMITTEE MEMB
IRS990/Form990PartVIISectionAGrp/TitleTxt13CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt14CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP, BUSINESS DEVELOPMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt16COO
IRS990/Form990PartVIISectionAGrp/TitleTxt17AVP, REAL ESTATE
IRS990/Form990PartVIISectionAGrp/TitleTxt18CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt19CHIEF MARKETING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP, LENDING
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01973
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt01020062
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt013
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt01022092
IRS990/GrossReceiptsAmt014425480
IRS990/GrossRentsGrp/RealAmt0531715
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt013
IRS990/IndivRcvdGreaterThan100KCnt08
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/TotalAmt087418
IRS990/InterestGrp/TotalAmt01067852
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0781491
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0781491
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt028025305
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt045507656
IRS990/IRPDocumentCnt05570
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt06838489
IRS990/LandBldgEquipBasisNetGrp/BOYAmt016336300
IRS990/LandBldgEquipBasisNetGrp/EOYAmt016298829
IRS990/LandBldgEquipCostOrOtherBssAmt023137318
IRS990/LegalDomicileStateCd0CA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt02030
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE FINANCIAL SERVICES TO OUR CORE MEMBERSHIP, THAT IS THE FACULTY, STAFF, STUDENTS AND ALUMNI OF THE UNIVERSITY OF SOUTHERN CALIFORNIA.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt029729712
IRS990/NetAssetsOrFundBalancesEOYAmt031723665
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt01020062
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt01020062
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0531715
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0531715
IRS990/NetUnrelatedBusTxblIncmAmt06232
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0447007
IRS990/OfficeExpensesGrp/TotalAmt0313975
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt09457282
IRS990/OtherAssetsTotalGrp/EOYAmt08523184
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01554111
IRS990/OtherExpensesGrp/Desc0BANK AND CREDIT CARD FE
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN AND
IRS990/OtherExpensesGrp/TotalAmt0868027
IRS990/OtherExpensesGrp/TotalAmt1838377
IRS990/OtherExpensesGrp/TotalAmt2603273
IRS990/OtherExpensesGrp/TotalAmt3243659
IRS990/OtherLiabilitiesGrp/BOYAmt0336799638
IRS990/OtherLiabilitiesGrp/EOYAmt0355065705
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0OTHER REVENUE
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0388217
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0386171
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt0-2046
IRS990/OtherRevenueTotalAmt0386171
IRS990/OtherSalariesAndWagesGrp/TotalAmt02484477
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0235964240
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0252001717
IRS990/PartialLiquidationInd00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0523942
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0957431
IRS990/PrincipalOfficerNm0LUDWIG MUNEVAR
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS TO MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt09038057
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12613358
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt09038057
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12665954
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt052596
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02147920
IRS990/PYOtherExpensesAmt07245098
IRS990/PYOtherRevenueAmt0823125
IRS990/PYProgramServiceRevenueAmt011915776
IRS990/PYRevenuesLessExpensesAmt02344585
IRS990/PYSalariesCompEmpBnftPaidAmt05297138
IRS990/PYTotalExpensesAmt012542236
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt014886821
IRS990/ReconcilationRevenueExpnssAmt01993953
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt0531715
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt014260021
IRS990/SavingsAndTempCashInvstGrp/EOYAmt013466716
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt014037669
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01745446
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt015783115
IRS990ScheduleD/EquipmentGrp/BookValueAmt01059425
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04280505
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt05339930
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt012429497
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0791422
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0791422
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0410313
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0812538
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01222851
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0355065705
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0916700
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt144565956
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt225000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0FEDERAL HOME LOAN BANK STOCK
IRS990ScheduleD/OtherSecuritiesGrp/Desc1FTN FINANCIAL - SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc2INVESTMENTS IN CUSO'S
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt014423450
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF JUNE 30, 2014 AND 2013.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt016298829
IRS990ScheduleD/TotalBookValueSecuritiesAmt045507656
IRS990ScheduleD/TotalExpensesPerForm990Amt012429497
IRS990ScheduleD/TotalLiabilityAmt0355065705
IRS990ScheduleD/TotalRevenuePerForm990Amt014423450
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt014423450
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt012429497
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0153750
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1242708
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2153342
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3120482
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$391,610,855
Liabilities
$359,887,190
Net assets
$31,723,665
Revenue
$14,423,450
Expenses
$12,429,497
Net income
$1,993,953
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$742$699$42.5$30.5$26.0$4.52
2022Summary only. Only limited summary data is available for this year.$754$711$43.8$21.7$20.7$0.93
2021Summary only. Only limited summary data is available for this year.$741$687$53.8$22.8$20.4$2.40
2020Summary only. Only limited summary data is available for this year.$659$607$52.4$25.5$22.8$2.77
2019Summary only. Only limited summary data is available for this year.$570$521$49.0$25.8$20.3$5.46
2018Summary only. Only limited summary data is available for this year.$521$478$43.5$24.1$19.4$4.70
2017Summary only. Only limited summary data is available for this year.$494$455$38.8$19.9$16.5$3.40
2016Summary only. Only limited summary data is available for this year.$448$413$35.5$17.0$15.7$1.28
2015Summary only. Only limited summary data is available for this year.$411$377$34.2$15.6$13.1$2.48
2014Detailed filing. Detailed filing data is available for this year.$392$360$31.7$14.4$12.4$1.99
2014Summary only. Only limited summary data is available for this year.$392$360$31.7$14.4$12.4$1.99
2013Summary only. Only limited summary data is available for this year.$370$341$29.7$14.9$12.5$2.34
2012Summary only. Only limited summary data is available for this year.$359$331$27.4$13.2
2011Summary only. Only limited summary data is available for this year.$330$305$25.1$14.0
2010Summary only. Only limited summary data is available for this year.$325$301$24.1$15.2