Civic Intelligence

Coastal Business Finance

EIN 95-3558666 • 501(c)4 • Santa Maria, CA

Profile

Founded in 1982, Coastal Business Finance is a California nonprofit corporation, licensed and certified by the U.S. Small Business Administration (SBA) to provide California businesses with low-cost, long-term financing. Coastal Business Finance is chartered by the federal government as a Certified Development Corporation (CDC), and by the SBA as an Accredited Lending Provider (ALP).

930 S Broadway 101Santa Maria, CA 93454

coastalbusinessfinance.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2023

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2023

Net Margin

23rd percentile

-19%

Higher net margin than 23% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2023

Top Officer Pay

99th percentile

$112,500

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 29.6% of source-year revenue.

501(c)4 • <$500k nonprofits • Source year 2023

Asset Growth

9th percentile

-100%

Faster asset growth than 9% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

48th percentile

-2.4%

Faster revenue growth than 48% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $452,246 (-100%) from 2022

Liabilities

Down

$0

Down $19,054 (-100%) from 2022

Net Assets

Down

$0

Down $433,192 (-100%) from 2022

Operations
Liabilities / Revenue61st percentileNet Margin23rd percentile

Revenue

Down

$380,631

Down $9,412 (-2.4%) from 2022

Expenses

Up

$451,351

Up $27,725 (+6.5%) from 2022

Net Income

Down

-$70,720

Down $37,137 (-111%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth9th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2011: $676,719Liabilities 2011: $18,564Net Assets 2011: $658,1552011Assets 2012: $641,660Liabilities 2012: $19,775Net Assets 2012: $621,8852012Assets 2013: $700,362Liabilities 2013: $61,539Net Assets 2013: $638,8232013Assets 2014: $727,503Liabilities 2014: $22,565Net Assets 2014: $704,9382014Assets 2015: $647,283Liabilities 2015: $38,799Net Assets 2015: $608,4842015Assets 2016: $585,514Liabilities 2016: $45,432Net Assets 2016: $540,0822016Assets 2017: $477,952Liabilities 2017: $32,007Net Assets 2017: $445,9452017Assets 2018: $481,882Liabilities 2018: $47,744Net Assets 2018: $434,1382018Assets 2019: $482,702Liabilities 2019: $14,500Net Assets 2019: $468,2022019Assets 2020: $503,042Liabilities 2020: $16,774Net Assets 2020: $486,2682020Assets 2021: $509,488Liabilities 2021: $42,713Net Assets 2021: $466,7752021Assets 2022: $452,246Liabilities 2022: $19,054Net Assets 2022: $433,1922022Assets 2023: $0Liabilities 2023: $0Net Assets 2023: $02023

Highlighted filing

2023

Assets$0
Liabilities$0
Net Assets$0
Open 2023 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $284,610Expenses 2011: $292,747Net Income 2011: -$8,1372011Revenue 2012: $297,282Expenses 2012: $333,552Net Income 2012: -$36,2702012Revenue 2013: $413,872Expenses 2013: $396,934Net Income 2013: $16,9382013Revenue 2014: $495,318Expenses 2014: $429,203Net Income 2014: $66,1152014Revenue 2015: $354,890Expenses 2015: $451,344Net Income 2015: -$96,4542015Revenue 2016: $490,918Expenses 2016: $559,320Net Income 2016: -$68,4022016Revenue 2017: $406,019Expenses 2017: $500,156Net Income 2017: -$94,1372017Revenue 2018: $519,983Expenses 2018: $531,790Net Income 2018: -$11,8072018Revenue 2019: $529,712Expenses 2019: $495,648Net Income 2019: $34,0642019Revenue 2020: $409,978Expenses 2020: $391,912Net Income 2020: $18,0662020Revenue 2021: $347,819Expenses 2021: $367,312Net Income 2021: -$19,4932021Revenue 2022: $390,043Expenses 2022: $423,626Net Income 2022: -$33,5832022Revenue 2023: $380,631Expenses 2023: $451,351Net Income 2023: -$70,7202023

Highlighted filing

2023

Revenue$380,631
Expenses$451,351
Net Income-$70,720
Open 2023 Filing

Filings

Most recent year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$380,631
Expenses
$451,351
Net income
-$70,720
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$3.81$4.51$0.71
2022Detailed filing. Detailed filing data is available for this year.$4.52$0.19$4.33$3.90$4.24$0.34
2021Detailed filing. Detailed filing data is available for this year.$5.09$0.43$4.67$3.48$3.67$0.19
2020Detailed filing. Detailed filing data is available for this year.$5.03$0.17$4.86$4.10$3.92$0.18
2019Detailed filing. Detailed filing data is available for this year.$4.83$0.15$4.68$5.30$4.96$0.34
2018Detailed filing. Detailed filing data is available for this year.$4.82$0.48$4.34$5.20$5.32$0.12
2017Detailed filing. Detailed filing data is available for this year.$4.78$0.32$4.46$4.06$5.00$0.94
2016Detailed filing. Detailed filing data is available for this year.$5.86$0.45$5.40$4.91$5.59$0.68
2015Detailed filing. Detailed filing data is available for this year.$6.47$0.39$6.08$3.55$4.51$0.96
2014Detailed filing. Detailed filing data is available for this year.$7.28$0.23$7.05$4.95$4.29$0.66
2013Summary only. Only limited summary data is available for this year.$7.00$0.62$6.39$4.14$3.97$0.17
2012Summary only. Only limited summary data is available for this year.$6.42$0.20$6.22$2.97$3.34$0.36
2011Summary only. Only limited summary data is available for this year.$6.77$0.19$6.58$2.85$2.93$0.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2022 to Sep 30, 2023
Signed
Mar 7, 2024
Return Version
2022v5.0
Gross Receipts
$380,631
Mission and Program Overview

Mission

Founded in 1982, Coastal Business Finance is a California nonprofit corporation, licensed and certified by the U.S. Small Business Administration (SBA) to provide California businesses with low-cost, long-term financing. Coastal Business Finance is chartered by the federal government as a Certified Development Corporation (CDC), and by the SBA as an Accredited Lending Provider (ALP).

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$423,670$0▼ $423,670
Accounts Receivable$20,496$0▼ $20,496
Prepaid Expenses and Deferred Charges$8,080$0▼ $8,080
Cash and Non-Interest-Bearing Accounts-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$452,246$0▼ $452,246
Other Assets Total-$0-
Liabilities
Accounts Payable and Accrued Expenses$19,054--
Total Liabilities$19,054$0▼ $19,054
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$433,192--
Total Net Assets Fund Balance$433,192$0▼ $433,192
Total Liabilities and Net Assets / Fund Balance$452,246$0▼ $452,246

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings-$33,819$33,819
Equipment-$20,037$20,037
Compensation and Service Providers
Top Officer Pay99th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Brian KearnsExecutive DirecFT$112,500$112,500

Board Members and Trustees

NameTitle
Peter SterlingChairman
Karen NunoVice Chairman
Brooks WiseDirector
Celeste Coelho-HudsonDirector
Conrad StephensDirector
Ed AndrisekDirector
Leah WestDirector
Mike SellDirector
Steve MathisSecretary
Gary WilliamsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$333,409
Investment Income
$47,222
Other Revenue
$0
Change in Net Assets
$-70,720
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$338,851
Salaries, Compensation, and Employee Benefits$112,500
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$90,000$22,500-$112,500
Occupancy$21,867$5,467-$27,334
Fees for Services Legal$21,923--$21,923
Fees for Services Other$12,534$2,665-$15,199
Conferences and Meetings$11,836--$11,836
Insurance$9,455$2,364-$11,819
Fees for Services Accounting$6,560$1,640-$8,200
All Other Expenses$7,020$322-$7,342
Other Expenses$3,955$989-$4,944
Information Technology$3,762$941-$4,703
Office Expenses$2,273$568-$2,841
Travel$70--$70
Advertising$50--$50
Total Functional Expenses$372,693$78,658$0$451,351
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“No review was or will be conducted.”

Form 990, Part VI, Section C, Line 19

“No documents available to the public.”

Filing and Contact Details

Filer

Filer Name
Coastal Business Finance
EIN
95-3558666
Phone
8057391665
Address
930 S Broadway 101, Santa Maria, CA 93454

Signing Officer

Name
Frank Gallegos
Title
Executive Direc
Signed
2024-03-07
Discuss with paid preparer
Yes

Organization Details

Formed
1982
Legal Domicile
CA
Voting Board Members
10
Independent Board Members
10
Employees
0

Preparer

Firm
Moss Levy & Hartzheim LLP
Address
2400 Professional Parkway Suite 205, Santa Maria, CA 93455
Preparer
Alexander Hom CPA
Phone
8059252579
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Transfer of assets to cencal = -$362472”

Raw XML AppendixShowing 400 of 425 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0504 Loan Program-assists small businesses in obtaining SBA 504 loans. SBA 504 loans are a partnership between a CDC and a bank, or non-bank lender, to provide up to 90% financing for the purchase of commercial property, new construction, building expansion and remodeling, machinery and equipment with long useful lives, and the associated soft costs of construction and renovation, at fixed, below-market interest rates, with ten or twenty year repayment terms, to maximize working capital.
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IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt053856
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LandBldgEquipCostOrOtherBssAmt053856
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0false
IRS990/MinutesOfGoverningBodyInd0false
IRS990/MissionDesc0Founded in 1982, Coastal Business Finance is a California nonprofit corporation, licensed and certified by the U.S. Small Business Administration (SBA) to provide California businesses with low-cost, long-term financing. Coastal Business Finance is chartered by the federal government as a Certified Development Corporation (CDC), and by the SBA as an Accredited Lending Provider (ALP).
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0433192
IRS990/NetAssetsOrFundBalancesEOYAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0433192
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt05467
IRS990/OccupancyGrp/ProgramServicesAmt021867
IRS990/OccupancyGrp/TotalAmt027334
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0568
IRS990/OfficeExpensesGrp/ProgramServicesAmt02273
IRS990/OfficeExpensesGrp/TotalAmt02841
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherChangesInNetAssetsAmt0-362472
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0CONTRACT LABOR
IRS990/OtherExpensesGrp/Desc1Misc filing fees
IRS990/OtherExpensesGrp/Desc2Automobile
IRS990/OtherExpensesGrp/Desc3Telephone
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt041202
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1989
IRS990/OtherExpensesGrp/ProgramServicesAmt0164809
IRS990/OtherExpensesGrp/ProgramServicesAmt111406
IRS990/OtherExpensesGrp/ProgramServicesAmt25173
IRS990/OtherExpensesGrp/ProgramServicesAmt33955
IRS990/OtherExpensesGrp/TotalAmt0206011
IRS990/OtherExpensesGrp/TotalAmt111406
IRS990/OtherExpensesGrp/TotalAmt25173
IRS990/OtherExpensesGrp/TotalAmt34944
IRS990/OtherRevenueMiscGrp/Desc0Miscellaneous
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt08080
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Loan processing fees
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0333409
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0333409
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt030158
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0311126
IRS990/PYOtherRevenueAmt0502
IRS990/PYProgramServiceRevenueAmt0359383
IRS990/PYRevenuesLessExpensesAmt0-33583
IRS990/PYSalariesCompEmpBnftPaidAmt0112500
IRS990/PYTotalExpensesAmt0423626
IRS990/PYTotalRevenueAmt0390043
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-70720
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0423670
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/DepreciationAmt020037
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt020037
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt033819
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt033819
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleN/AssetsDistributedInd0true
IRS990ScheduleN/AttorneyGeneralNotifiedInd0false
IRS990ScheduleN/BondLiabilitiesDischargedInd0false
IRS990ScheduleN/BondsOutstandingInd0false
IRS990ScheduleN/DirectorOfSuccessorInd0true
IRS990ScheduleN/EmployeeOfSuccessorInd0false
IRS990ScheduleN/LiabilitiesPaidInd0true
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0CASH AND RECEIVABLES
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02023-10-01
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt0362472
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0501(C)4
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt05094 N FRUIT AVE STE 103
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0FRESNO
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0CA
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd093711
IRS990ScheduleN/OwnerOfSuccessorInd0false
IRS990ScheduleN/ReceiveCompensationInd0false
IRS990ScheduleN/RequiredToNotifyAGInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0No review was or will be conducted.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1No documents available to the public.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TRANSFER OF ASSETS TO CENCAL = -$362472
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0true
IRS990/TotalAssetsBOYAmt0452246
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt0452246
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt078658
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0372693
IRS990/TotalFunctionalExpensesGrp/TotalAmt0451351
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt019054
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt019054
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0433192
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotalProgramServiceExpensesAmt0372693
IRS990/TotalProgramServiceRevenueAmt0333409
IRS990/TotalReportableCompFromOrgAmt0112500
IRS990/TotalRevenueGrp/ExclusionAmt047222
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0333409
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0380631
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0452246
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TravelGrp/ProgramServicesAmt070
IRS990/TravelGrp/TotalAmt070
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0930 S Broadway 101
IRS990/USAddress/CityNm0Santa Maria
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd093454
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt010
IRS990/WebsiteAddressTxt0coastalbusinessfinance.com
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0FRANK GALLEGOS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Direc

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