Liabilities / Assets
88th percentile
Higher debt load relative to assets than 88% of similar nonprofits.
Bernardo Town Center Property Owner
EIN 95-3088141 • 501(c)4 • San Diego, CA
Profile
To provide management and maintenance of commonly owned areas of the project for public benefit.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.34x
Liabilities / Revenue
83rd percentile
Higher debt load relative to revenue than 83% of similar nonprofits.
Net Margin
16th percentile
Higher net margin than 16% of similar nonprofits.
Top Officer Pay
89th percentile
Higher top officer pay than 89% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
19th percentile
Faster asset growth than 19% of similar nonprofits.
Revenue Growth
45th percentile
Faster revenue growth than 45% of similar nonprofits.
Balance Sheet
Assets
Down$87,796
Down $57,543 (-40%) from 2024
Liabilities
Up$29,488
Up $5,697 (+24%) from 2024
Net Assets
Down$58,308
Down $63,240 (-52%) from 2024
Revenue
Down$176,660
Down $8,963 (-4.8%) from 2024
Expenses
Up$239,900
Up $23,610 (+11%) from 2024
Net Income
Down-$63,240
Down $32,573 (-106%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $87,796
- Liabilities
- $29,488
- Net assets
- $58,308
- Revenue
- $176,660
- Expenses
- $239,900
- Net income
- -$63,240
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2025 to Dec 31, 2025
- Signed
- Feb 18, 2026
- Return Version
- 2025v4.0
- Gross Receipts
- $176,660
Mission and Program Overview
Mission
To provide management and maintenance of commonly owned areas of the project for public benefit.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| TO PROVIDE MANAGEMENT AND MAINTENANCE OF COMMONLY OWNED AREAS OF THE PROJECT FOR PUBLIC BENEFIT. | - | $239,900 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| RON BAMBERGER | President | - | $0 | - | - |
| MIKE MOREHEAD | Treasurer | - | $0 | - | - |
| SHELLEY GOODSON | Secretary | - | $0 | - | - |
| PHIL LADMAN | VP | - | $0 | - | - |
| SCOTT LAWN | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Bernardo Town Center Property Owner
- EIN
- 95-3088141
- Phone
- 7605009929
- Address
- PO BOX 270757, SAN DIEGO, CA 92198-2757
Signing Officer
- Name
- Ron Bamberger
- Title
- President
- Phone
- 7607515444
- Signed
- 2026-02-18
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Am Owens CPA Apc
- Address
- 10340 PASEO PARK DRIVE, LAKESIDE, CA 92040
- Preparer
- Alicia M Owens
- Phone
- 6196982401
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16
“Expenses insurance 4,125 repairs and maint 110,919 sanitation 2,939 secretarial fees 12,652 gas & electric 21,146 water 40,733 reserve expen 37,630 total 230,144”
Form 990-ez, Part II, Line 24
“Accounts receivable 6,461 15,349 prepaid expenses and deferred charges 1,835 1,965 total 8,296 17,314”
Form 990-ez, Part II, Line 26
“Accounts payable and accrued expenses 17,011 24,034 prepaid dues 1,280 3,454 deposits 500 500 contract liabilities 0 0 deferred revenue 5,000 1,500”
Form 990-ez, Part III
“To provide management and maintenance of commonly owned areas of the project for public benefit.”
Raw XML Appendix113 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | MIKE MOREHEAD |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 7605009929 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 270757 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | SAN DIEGO |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 92198 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 137043 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 70482 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 176652 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -63240 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 9145 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 145339 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 87796 |
| IRS990EZ/GrossReceiptsAmt | 0 | 176660 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 8 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 121548 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 58308 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 121548 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 58308 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | RON BAMBERGER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | MIKE MOREHEAD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | SHELLEY GOODSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | PHIL LADMAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | SCOTT LAWN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | VP |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 8296 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 17314 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 230144 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROVIDE MANAGEMENT AND MAINTENANCE OF COMMONLY OWNED AREAS OF THE PROJECT FOR PUBLIC BENEFIT. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 611 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO PROVIDE MANAGEMENT AND MAINTENANCE OF COMMONLY OWNED AREAS OF THE PROJECT FOR PUBLIC BENEFIT. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 239900 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 23791 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 29488 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 239900 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 239900 |
| IRS990EZ/TotalRevenueAmt | 0 | 176660 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES INSURANCE 4,125 REPAIRS AND MAINT 110,919 SANITATION 2,939 SECRETARIAL FEES 12,652 GAS & ELECTRIC 21,146 WATER 40,733 RESERVE EXPEN 37,630 TOTAL 230,144 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ACCOUNTS RECEIVABLE 6,461 15,349 PREPAID EXPENSES AND DEFERRED CHARGES 1,835 1,965 TOTAL 8,296 17,314 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 17,011 24,034 PREPAID DUES 1,280 3,454 DEPOSITS 500 500 CONTRACT LIABILITIES 0 0 DEFERRED REVENUE 5,000 1,500 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | TO PROVIDE MANAGEMENT AND MAINTENANCE OF COMMONLY OWNED AREAS OF THE PROJECT FOR PUBLIC BENEFIT. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | RON BAMBERGER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7607515444 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-02-18 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BERNARDO TOWN CENTER PROPERTY OWNER |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | ASSOCIATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BERN |
| ReturnHeader/Filer/EIN | 0 | 953088141 |
| ReturnHeader/Filer/PhoneNum | 0 | 7605009929 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 270757 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SAN DIEGO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | CA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 921982757 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 454128534 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | AM OWENS CPA APC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 10340 PASEO PARK DRIVE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | LAKESIDE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | CA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 92040 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6196982401 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-02-18 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | ALICIA M OWENS |
| ReturnHeader/ReturnTs | 0 | 2026-03-24T12:48:35-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
Document Assets
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