Civic Intelligence

Building Industry Association of So

EIN 95-2507082 • 501(c)6 • Irvine, CA

View Organization Page

Profile

To bring together and represent the southern california region's residential builders, community developers, contractors, subcontractors and associated professionals; to provide information, advocacy, labor relations, and community relations programs to promote a positive business environment for the homebuilding and community development industry.

17192 Murphy Ave 14445Irvine, CA 92614

www.biasc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

86th percentile

0.58x

Higher debt load relative to assets than 86% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

61st percentile

0.39x

Higher debt load relative to revenue than 61% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Source year 2024

Net Margin

42nd percentile

2.6%

Higher net margin than 42% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

80th percentile

$458,241

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 6.5% of source-year revenue.

501(c)6 • $5M-$10M nonprofits • Source year 2024

Asset Growth

88th percentile

23%

Faster asset growth than 88% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

70th percentile

12%

Faster revenue growth than 70% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets86th percentile

Assets

Up

$4,732,640

Up $898,880 (+23%) from 2023

Liabilities

Up

$2,749,281

Up $555,225 (+25%) from 2023

Net Assets

Up

$1,983,359

Up $343,655 (+21%) from 2023

Operations
Liabilities / Revenue61st percentileNet Margin42nd percentile

Revenue

Up

$7,047,826

Up $752,548 (+12%) from 2023

Expenses

Up

$6,865,339

Up $115,368 (+1.7%) from 2023

Net Income

Up

$182,487

Up $637,180 (+140%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth88th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $7,457,821Liabilities 2010: $774,625Net Assets 2010: $6,683,1962010Assets 2011: $5,834,646Liabilities 2011: $855,793Net Assets 2011: $4,978,8532011Assets 2012: $5,574,122Liabilities 2012: $1,043,274Net Assets 2012: $4,530,8482012Assets 2013: $5,214,938Liabilities 2013: $761,666Net Assets 2013: $4,453,2722013Assets 2014: $5,059,972Liabilities 2014: $750,039Net Assets 2014: $4,309,9332014Assets 2015: $5,271,640Liabilities 2015: $875,968Net Assets 2015: $4,395,6722015Assets 2016: $5,347,207Liabilities 2016: $988,999Net Assets 2016: $4,358,2082016Assets 2017: $4,933,502Liabilities 2017: $1,542,105Net Assets 2017: $3,391,3972017Assets 2018: $5,026,470Liabilities 2018: $1,866,678Net Assets 2018: $3,159,7922018Assets 2019: $4,663,171Liabilities 2019: $1,957,430Net Assets 2019: $2,705,7412019Assets 2020: $5,503,255Liabilities 2020: $2,100,882Net Assets 2020: $3,402,3732020Assets 2021: $6,476,815Liabilities 2021: $2,943,745Net Assets 2021: $3,533,0702021Assets 2022: $4,019,921Liabilities 2022: $2,304,929Net Assets 2022: $1,714,9922022Assets 2023: $3,833,760Liabilities 2023: $2,194,056Net Assets 2023: $1,639,7042023Assets 2024: $4,732,640Liabilities 2024: $2,749,281Net Assets 2024: $1,983,3592024

Highlighted filing

2024

Assets$4,732,640
Liabilities$2,749,281
Net Assets$1,983,359
Open 2024 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MRevenue 2010: $6,502,146Expenses 2010: $8,116,602Net Income 2010: -$1,614,4562010Revenue 2011: $4,803,500Expenses 2011: $6,330,625Net Income 2011: -$1,527,1252011Revenue 2012: $4,989,030Expenses 2012: $5,570,457Net Income 2012: -$581,4272012Revenue 2013: $5,215,365Expenses 2013: $5,298,052Net Income 2013: -$82,6872013Revenue 2014: $5,974,419Expenses 2014: $5,922,183Net Income 2014: $52,2362014Revenue 2015: $6,666,049Expenses 2015: $6,580,004Net Income 2015: $86,0452015Revenue 2016: $6,381,633Expenses 2016: $6,431,584Net Income 2016: -$49,9512016Revenue 2017: $7,753,960Expenses 2017: $7,900,930Net Income 2017: -$146,9702017Revenue 2018: $8,032,040Expenses 2018: $8,130,189Net Income 2018: -$98,1492018Revenue 2019: $7,700,824Expenses 2019: $8,306,968Net Income 2019: -$606,1442019Revenue 2020: $5,344,009Expenses 2020: $5,351,614Net Income 2020: -$7,6052020Revenue 2021: $6,103,391Expenses 2021: $5,847,856Net Income 2021: $255,5352021Revenue 2022: $7,866,514Expenses 2022: $7,604,967Net Income 2022: $261,5472022Revenue 2023: $6,295,278Expenses 2023: $6,749,971Net Income 2023: -$454,6932023Revenue 2024: $7,047,826Expenses 2024: $6,865,339Net Income 2024: $182,4872024

Highlighted filing

2024

Revenue$7,047,826
Expenses$6,865,339
Net Income$182,487
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$4,732,640
Liabilities
$2,749,281
Net assets
$1,983,359
Revenue
$7,047,826
Expenses
$6,865,339
Net income
$182,487
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.73$2.75$1.98$7.05$6.87$0.18
2023Summary only. Only limited summary data is available for this year.$3.83$2.19$1.64$6.30$6.75$0.45
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.02$2.30$1.71$7.87$7.60$0.26
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.48$2.94$3.53$6.10$5.85$0.26
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.50$2.10$3.40$5.34$5.35$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.66$1.96$2.71$7.70$8.31$0.61
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.03$1.87$3.16$8.03$8.13$0.10
2017Summary only. Only limited summary data is available for this year.$4.93$1.54$3.39$7.75$7.90$0.15
2016Summary only. Only limited summary data is available for this year.$5.35$0.99$4.36$6.38$6.43$0.05
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.27$0.88$4.40$6.67$6.58$0.09
2014Detailed filing. Detailed filing data is available for this year.$5.06$0.75$4.31$5.97$5.92$0.05
2013Detailed filing. Detailed filing data is available for this year.$5.21$0.76$4.45$5.22$5.30$0.08
2012Summary only. Only limited summary data is available for this year.$5.57$1.04$4.53$4.99$5.57$0.58
2011Summary only. Only limited summary data is available for this year.$5.83$0.86$4.98$4.80$6.33$1.53
2010Summary only. Only limited summary data is available for this year.$7.46$0.77$6.68$6.50$8.12$1.61
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 2, 2023
Return Version
2022v5.0
Gross Receipts
$10,795,266
Mission and Program Overview

Mission

To bring together and represent the southern california region's residential builders, community developers, contractors, subcontractors and associated professionals; to provide information, advocacy, labor relations, and community relations programs to promote a positive business environment for the homebuilding and community development industry.

To bring together and represent the southern california region's residential builders, community developers, contractors, subcontractors and associated professionals, to provide information, advocacy, labor relations, and community relations programs to promote a positive business environment for the homebuilding and community development industry.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$915,388$1,633,242▲ $717,854
Prepaid Expenses and Deferred Charges$194,276$444,707▲ $250,431
Accounts Receivable$280,264$386,279▲ $106,015
Land, Buildings, and Equipment, Net$442,848$34,967▼ $407,881
Total Assets$6,476,815$4,019,921▼ $2,456,894
Other Assets Total$4,644,039$1,520,726▼ $3,123,313
Liabilities
Deferred Revenue$1,621,560$1,271,674▼ $349,886
Accounts Payable and Accrued Expenses$908,595$1,033,255▲ $124,660
Unsecured Notes Loans Payable$413,590$0▼ $413,590
Total Liabilities$2,943,745$2,304,929▼ $638,816
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,533,070$1,714,992▼ $1,818,078
Total Net Assets Fund Balance$3,533,070$1,714,992▼ $1,818,078
Total Liabilities and Net Assets / Fund Balance$6,476,815$4,019,921▼ $2,456,894

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$34,714$726,883$761,597
Other Land Buildings$253$444,694$444,947
Other Assets Org$1,520,726--
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jeff MontejanoCEOFT$399,491$13,094$412,585
Craig FosterExecutive VPFT$280,910$28,708$309,618
Carlos RodriguezBv CEOFT$247,209$11,854$259,063
Laura BarberVP of OperationsFT$186,088$15,683$201,771
Mark GreyDirector of Environmental AffairsFT$181,958$7,372$189,330

Board Members and Trustees

NameTitle
Tom GrableImmediate Past President
Dave BartlettPresident
Charles GaleAssociate at Large
Jennifer HernandezAssociate at Large
Mark HimmelsteinAssociate at Large
Randy RichardsAssociate at Large
Chris EdgarBuilder at Large
ERREN O'LEARYBuilder at Large
Greg McwilliamsBuilder at Large
Jeremy ParnessBuilder at Large
Jonathan WeldyBuilder at Large
Michael BattagliaBuilder at Large
Mike BalsamoBuilder at Large
Mike GarlanBuilder at Large
Mike TaylorBuilder at Large
Nicole MurrayBuilder at Large
Steve SchuylerBuilder at Large
Ali SahabiImmediate Pa
David LittleImmediate Pa
Greg ShaiaImmediate Pa
Sunti KumjimImmediate Pa
Wes KeusderRep of Biasc
Alan BoudreauTresurer/se
Valerie HardmanVP of Council

Highest Paid Contractors

ContractorServicesLocationCompensation
Southlake Public AffairsConsulting/prof Svcs317 BLANCO CIR, Southlake, TX 76092$167,713
Matthew PetterutoConsulting/advocacy7 BEAUMONT, Aliso Viejo, CA 92656$105,999
Revenue and Support

Revenue Composition

Contributions and Grants
$3,090,560
Program Service Revenue
$4,023,371
Investment Income
$636,453
Other Revenue
$116,130
All Other Contributions
$616,784
Change in Net Assets
$261,547

Audited Revenue Reconciliation

Revenue per Audited Statements
$7,866,514
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-2,079,625
Total Revenue per Audited Statements
$5,786,889
Total Revenue per Form 990
$7,866,514
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,936,016
Salaries, Compensation, and Employee Benefits$2,668,951
Total Fundraising Expense$575,153
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$628,353$789,790$50,455$1,468,598
Current Officers, Directors, Trustees, and Key Employees$409,536$536,297$29,253$975,086
Fees for Services Other$556,541$106,246-$662,787
Payroll Taxes$41,006$80,904$4,759$126,669
Fees for Services Accounting$87,932$16,787-$104,719
Other Employee Benefits$8,582$86,635$3,381$98,598
Conferences and Meetings$6,166$87,307-$93,473
All Other Expenses$61,662$19,183-$80,845
Occupancy$34,035$35,935-$69,970
Insurance$19,300$29,711-$49,011
Other Expenses$13,333$27,742$487,305$41,075
Office Expenses$3,898$24,997-$28,895
Depreciation Depletion-$20,672-$20,672
Fees for Services Legal$15,841$3,024-$18,865
Travel$4,102$14,252-$18,354
Total Functional Expenses$4,955,457$2,074,357$575,153$7,604,967

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$7,604,967
Total Expenses per Audited Statements$7,604,967
Total Expenses per Form 990$7,604,967
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$402,295
Fundraising Direct Expenses$290,665
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$424,825$191,402$8,527$182,875
Womens Conference$152,120$119,709$36,994$82,715
Total Events$668,129$402,295$290,665$111,630
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 1A

“All executive committee members are on the governing board. The executive committee can act on behalf of the governing board on day to day operating decisions as long as those decisions do not conflict with the organizations by-laws.”

Form 990, Part VI, Section B, Line 11B

“The organization provides a complete copy to the ceo, executive vice president, board chairman and treasurer for their review and approval prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Annually, the corporation provides to its directors, officers, executive staff and volunteer fiduciaries a conflict of interest policy, disclosure form and attestation, which requires the reporting of any actual or potential conflicts and a promise to update the disclosure when an interim conflict arises.”

Form 990, Part VI, Section B, Line 15

“Cola amounts are calculated based upon current base salary by the controller and provided to the governing board for approval. The governing board approved a reasonable pool for cola the process described here was last completed in 2023”

Form 990, Part VI, Section C, Line 19

“No documents available to the public.”

Filing and Contact Details

Filer

Filer Name
Building Industry Association of So
EIN
95-2507082
Phone
9495539500
Address
17192 MURPHY AVE 14445, IRVINE, CA 92614

Signing Officer

Name
Craig Foster
Title
Executive Vice President/COO
Phone
9495539500
Signed
2023-11-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jeff Montejano
Formed
1967
Legal Domicile
CA
Voting Board Members
24
Independent Board Members
24
Employees
18
Volunteers
0

Preparer

Firm
Cliftonlarsonallen Llp
Address
2875 MICHELLE DRIVE 300, IRVINE, CA 92606
Preparer
Lisa N Ryssel CPA
Phone
7149781300
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The organization is recognized as tax exempt under section 501(c)(6) of the internal revenue code and the corresponding state code as a charitable organization whereby only unrelated business income is subject to income tax. The organization had no unrelated business income during the year ended december 31, 2022. Accordingly, there is no provision for income taxes in the accompanying financial statements. In accordance with fasb asc 740-10-25, income taxes, an organization must recognize the tax benefit associated with tax taken for tax return purposes when it is more likely than not that the position will be sustained. The organization does not believe that there are any material uncertain tax positions, and accordingly, it has not recognized any liability for unrecognized tax benefits or any related interest or penalties at december 31, 2022 .”

Raw XML AppendixShowing 400 of 813 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0908595
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01033255
IRS990/AccountsReceivableGrp/BOYAmt0280264
IRS990/AccountsReceivableGrp/EOYAmt0386279
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO BRING TOGETHER AND REPRESENT THE SOUTHERN CALIFORNIA REGION'S RESIDENTIAL BUILDERS, COMMUNITY DEVELOPERS, CONTRACTORS, SUBCONTRACTORS AND ASSOCIATED PROFESSIONALS, TO PROVIDE INFORMATION, ADVOCACY, LABOR RELATIONS, AND COMMUNITY RELATIONS PROGRAMS TO PROMOTE A POSITIVE BUSINESS ENVIRONMENT FOR THE HOMEBUILDING AND COMMUNITY DEVELOPMENT INDUSTRY.
IRS990/AllOtherContributionsAmt0616784
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IRS990/AllOtherExpensesGrp/ProgramServicesAmt061662
IRS990/AllOtherExpensesGrp/TotalAmt080845
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0CRAIG FOSTER
IRS990/BooksInCareOfDetail/PhoneNum09495539500
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt017192 MURPHY AVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0IRVINE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd092623
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0915388
IRS990/CashNonInterestBearingGrp/EOYAmt01633242
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt02
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt029253
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0536297
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0409536
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0975086
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt087307
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt06166
IRS990/ConferencesMeetingsGrp/TotalAmt093473
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0167713
IRS990/ContractorCompensationGrp/CompensationAmt1105999
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0317 BLANCO CIR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt17 BEAUMONT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0SOUTHLAKE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1ALISO VIEJO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1CA
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IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1MATTHEW PETTERUTO
IRS990/ContractorCompensationGrp/ServicesDesc0CONSULTING/PROF SVCS
IRS990/ContractorCompensationGrp/ServicesDesc1CONSULTING/ADVOCACY
IRS990/ContriRptFundraisingEventAmt0265834
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt03090560
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IRS990/CYTotalRevenueAmt07866514
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt01621560
IRS990/DeferredRevenueGrp/EOYAmt01271674
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt020672
IRS990/DepreciationDepletionGrp/TotalAmt020672
IRS990/Desc0EVENT PROGRAM: EVENTS HELD THROUGHOUT THE YEAR TO PROMOTE AWARENESS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
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IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt018
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt03527541
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
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IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt087932
IRS990/FeesForServicesAccountingGrp/TotalAmt0104719
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IRS990/FeesForServicesLegalGrp/TotalAmt018865
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt0106246
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IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/TitleTxt6BUILDER AT LARGE
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IRS990/Form990PartVIISectionAGrp/TitleTxt15ASSOCIATE AT LARGE
IRS990/Form990PartVIISectionAGrp/TitleTxt16ASSOCIATE AT LARGE
IRS990/Form990PartVIISectionAGrp/TitleTxt17ASSOCIATE AT LARGE
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IRS990/MissionDesc0TO BRING TOGETHER AND REPRESENT THE SOUTHERN CALIFORNIA REGION'S RESIDENTIAL BUILDERS, COMMUNITY DEVELOPERS, CONTRACTORS, SUBCONTRACTORS AND ASSOCIATED PROFESSIONALS, TO PROVIDE INFORMATION, ADVOCACY, LABOR RELATIONS, AND COMMUNITY RELATIONS PROGRAMS TO PROMOTE A POSITIVE BUSINESS ENVIRONMENT FOR THE HOMEBUILDING AND COMMUNITY DEVELOPMENT INDUSTRY.
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