Civic Intelligence

Cabrillo Credit Union

990 • Fiscal year 2018 • EIN 95-1968774

Jan 01, 2018 to Dec 31, 2018 • Filed on Nov 14, 2019

Organization ProfileWWW.CABRILLOCU.COM

View Organization Page

10075 Carroll Canyon Road 200San Diego, CA 92128

(858) 653-2383

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

60th percentile

0.90x

Higher debt load relative to assets than 60% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Liabilities / Revenue

67th percentile

18.30x

Higher debt load relative to revenue than 67% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Net Margin

57th percentile

16%

Higher net margin than 57% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Top Officer Pay

25th percentile

$310,204

Higher top officer pay than 25% of similar nonprofits.

Top officer pay equals 2.1% of source-year revenue.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Asset Growth

83rd percentile

9.1%

Faster asset growth than 83% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Revenue Growth

70th percentile

14%

Faster revenue growth than 70% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$300,409,471

Up $24,962,754 (+9.1%) from 2017

Net Assets

Up

$30,317,076

Up $2,323,952 (+8.3%) from 2017

Liabilities

Up

$270,092,395

Up $22,638,802 (+9.1%) from 2017

Revenue And Expenses
Liabilities / Revenue67th percentileNet Margin57th percentile

Revenue

Up

$14,755,835

Up $1,814,058 (+14%) from 2017

Expenses

Up

$12,431,883

Up $536,432 (+4.5%) from 2017

Net Income

Up

$2,323,952

Up $1,277,626 (+122%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth83rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $173,158,410Liabilities 2010: $157,425,222Net Assets 2010: $15,733,1882010Assets 2011: $185,036,599Liabilities 2011: $166,967,201Net Assets 2011: $18,069,3982011Assets 2012: $195,837,100Liabilities 2012: $174,380,243Net Assets 2012: $21,456,8572012Assets 2013: $206,761,140Liabilities 2013: $183,121,537Net Assets 2013: $23,639,6032013Assets 2017: $275,446,717Liabilities 2017: $247,453,593Net Assets 2017: $27,993,1242017Assets 2018: $300,409,471Liabilities 2018: $270,092,395Net Assets 2018: $30,317,0762018Assets 2019: $333,188,868Liabilities 2019: $301,004,974Net Assets 2019: $32,183,8942019Assets 2020: $416,519,546Liabilities 2020: $384,614,239Net Assets 2020: $31,905,3072020Assets 2021: $423,725,270Liabilities 2021: $391,865,303Net Assets 2021: $31,859,9672021Assets 2022: $404,914,151Liabilities 2022: $382,562,374Net Assets 2022: $22,351,7772022Assets 2023: $397,739,431Liabilities 2023: $370,017,508Net Assets 2023: $27,721,9232023Assets 2024: $403,210,717Liabilities 2024: $367,948,483Net Assets 2024: $35,262,2342024

Highlighted filing

2018

Assets$300,409,471
Liabilities$270,092,395
Net Assets$30,317,076
Open 2018 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $12,379,5702010Expenses 2011: $9,538,2482011Expenses 2012: $8,453,4052012Revenue 2013: $11,597,942Expenses 2013: $9,415,196Net Income 2013: $2,182,7462013Revenue 2017: $12,941,777Expenses 2017: $11,895,451Net Income 2017: $1,046,3262017Revenue 2018: $14,755,835Expenses 2018: $12,431,883Net Income 2018: $2,323,9522018Revenue 2019: $17,859,291Expenses 2019: $15,992,473Net Income 2019: $1,866,8182019Revenue 2020: $16,274,606Expenses 2020: $16,709,190Net Income 2020: -$434,5842020Revenue 2021: $15,486,506Expenses 2021: $13,925,693Net Income 2021: $1,560,8132021Revenue 2022: $17,265,058Expenses 2022: $14,914,266Net Income 2022: $2,350,7922022Revenue 2023: $19,750,188Expenses 2023: $18,246,752Net Income 2023: $1,503,4362023Revenue 2024: $27,350,587Expenses 2024: $22,358,878Net Income 2024: $4,991,7092024

Highlighted filing

2018

Revenue$14,755,835
Expenses$12,431,883
Net Income$2,323,952
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Nov 14, 2019
Return Version
2018v3.1
Gross Receipts
$14,755,835
Mission and Program Overview

Mission

Non-profit, state-chartered, natural person credit union. Providing competitive, low cost financial services to the members of cabrillo credit union.

Non-profit, state-chartered, natural person credit union. Provides competitive, low cost financial services to the members of cabrillo credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$144,126,987$183,232,591▲ $39,105,604
Investments Program Related$96,141,988$95,267,544▼ $874,444
Rtn Earn Endowment Incm Other Fnds$27,993,124$30,317,076▲ $2,323,952
Savings and Temporary Cash Investments$9,311,654$9,708,131▲ $396,477
Cash and Non-Interest-Bearing Accounts$4,551,434$4,245,298▼ $306,136
Land, Buildings, and Equipment, Net$2,399,245$2,033,654▼ $365,591
Receivables From Officers Etc-$2,029,671-
Total Assets$275,446,717$300,409,471▲ $24,962,754
Other Assets Total$18,915,409$3,892,582▼ $15,022,827
Liabilities
Other Liabilities$243,052,349$266,258,608▲ $23,206,259
Accounts Payable and Accrued Expenses$4,401,244$3,833,787▼ $567,457
Total Liabilities$247,453,593$270,092,395▲ $22,638,802
Net Assets / Fund Balance
Total Net Assets Fund Balance$27,993,124$30,317,076▲ $2,323,952
Total Liabilities and Net Assets / Fund Balance$275,446,717$300,409,471▲ $24,962,754

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$338,919$2,887,264$3,226,183
Buildings$493,004$2,478,736$2,971,740
Leasehold Improvements$362,297$632,680$994,977
Land$821,984-$821,984
Other Land Buildings$17,450-$17,450
Investment Program Related Org$95,267,544--
Compensation and Service Providers
Top Officer Pay25th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Ldean OdleCEOFT$310,204$310,204
Anne McclureCEOFT$212,250$212,250
Frankie P DuenasCTOFT$172,359$172,359
Jonathan ZideCOOFT$136,570$136,570
Matthew FiccoCFOFT$134,093$134,093
Daniel KitchenCLOFT$86,184$86,184

Board Members and Trustees

NameTitle
Bruce MayChairman
Richard AmezcuaSc Chairman
Paul HamiltonVice Chairma
Armand OlveraDirector
Frank MirandaDirector
Kristen WhitworthDirector
Sharon RudnickSc Director
Michael DeshazoCEO
Robert NolanCFO
Donald ShanahanSecretary
Dave RodriguezTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,091,026
Investment Income
$1,900,005
Other Revenue
$4,764,804
Change in Net Assets
$2,323,952
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$6,278,453
Salaries, Compensation, and Employee Benefits$5,810,734
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,809,142
Office Expenses---$2,857,368
Current Officers, Directors, Trustees, and Key Employees---$1,051,660
Occupancy---$761,164
Fees for Services Other---$556,150
Other Employee Benefits---$447,790
Advertising---$405,725
Benefits to Members---$342,696
Payroll Taxes---$317,837
Travel---$251,996
Interest---$190,031
Pension Plan Contributions---$184,305
Other Expenses---$44,184
All Other Expenses---$28,668
Total Functional Expenses$0$0$0$12,431,883
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees-$2,029,671-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deposits$256,258,608
Np Fhlb Loc$10,000,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI

“All members are eligible to vote at the annual meeting for the election of the board of directors.”

Form 990, Page 6, Part VI, Line 7A

“AT THE ANNUAL MEETING.”

Form 990, Page 6, Part VI, Line 11B

“The return preparer emails a draft of the form 990 to a designated officer and/or the ceo of the credit union for review. The designated individual/s review the draft and present any questions, comments or corrections to the return preparer. Upon satisfactory completion of the form 990, the organization's authorized individual signs the appropriate signature form/s to authorize the electronic filing of the return. A copy of the form 990, as filed, is provided by the return preparer to the organization's ceo or other designated individual/s. Governing documents and financial statements are available upon request. Financials are also posted in the lobby; financials and other information are available on the ncua website. No other documents are available to the public.”

Form 990, Page 6, Part VI, Line 18

“SEE SCH O”

Form 990, Page 6, Part VI, Line 19

“Records are available at the credit union main offices”

Filing and Contact Details

Filer

Filer Name
Cabrillo Credit Union
EIN
95-1968774
Phone
8586532383
Address
10075 CARROLL CANYON ROAD 200, SAN DIEGO, CA 92128

Signing Officer

Name
Robert Nolan
Title
CFO
Phone
8586532383
Signed
2019-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael Deshazo
Formed
1955
Legal Domicile
CA
Voting Board Members
7
Independent Board Members
7
Employees
93
Volunteers
10

Preparer

Firm
Carey & Raicevic Cpas Inc
Address
9939 HIBERT ST SUITE 206, SAN DIEGO, CA 92131-1031
Preparer
Vladimir Raicevic CPA
Phone
8585668020
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“Provided deposit and loan accounts to 23,352 members. Provided low cost source of credit and low cost financial services to our members. Provided source for member savings and checking account needs.”

Raw XML AppendixShowing 400 of 510 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/LandBldgEquipBasisNetGrp/EOYAmt02033654
IRS990/LandBldgEquipCostOrOtherBssAmt08032334
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0NON-PROFIT, STATE-CHARTERED, NATURAL PERSON CREDIT UNION. PROVIDES COMPETITIVE, LOW COST FINANCIAL SERVICES TO THE MEMBERS OF CABRILLO CREDIT UNION.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt027993124
IRS990/NetAssetsOrFundBalancesEOYAmt030317076
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0761164
IRS990/OfficeExpensesGrp/TotalAmt02857368
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt018915409
IRS990/OtherAssetsTotalGrp/EOYAmt03892582
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0447790
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2OTHER NON-OPERATING EXP
IRS990/OtherExpensesGrp/Desc3MISC OPERATING EXPENSES
IRS990/OtherExpensesGrp/TotalAmt0746151
IRS990/OtherExpensesGrp/TotalAmt1382494
IRS990/OtherExpensesGrp/TotalAmt254522
IRS990/OtherExpensesGrp/TotalAmt344184
IRS990/OtherInd0X
IRS990/OtherLiabilitiesGrp/BOYAmt0243052349
IRS990/OtherLiabilitiesGrp/EOYAmt0266258608
IRS990/OtherRevenueMiscGrp/BusinessCd0522291
IRS990/OtherRevenueMiscGrp/Desc0FEE INCOME
IRS990/OtherRevenueMiscGrp/Desc1OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/Desc2FEE INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02397337
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt12311993
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02397337
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt12311993
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt255474
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt055474
IRS990/OtherRevenueTotalAmt04764804
IRS990/OtherSalariesAndWagesGrp/TotalAmt03809142
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0144126987
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0183232591
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0317837
IRS990/PensionPlanContributionsGrp/TotalAmt0184305
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0MICHAEL DESHAZO
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM SERVICE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt08091026
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt08091026
IRS990/ProgSrvcAccomActyOtherGrp/Desc0PROVIDED DEPOSIT AND LOAN ACCOUNTS TO 23,352 MEMBERS. PROVIDED LOW COST SOURCE OF CREDIT AND LOW COST FINANCIAL SERVICES TO OUR MEMBERS. PROVIDED SOURCE FOR MEMBER SAVINGS AND CHECKING ACCOUNT NEEDS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0291090
IRS990/PYInvestmentIncomeAmt01494451
IRS990/PYOtherExpensesAmt05864752
IRS990/PYOtherRevenueAmt04265693
IRS990/PYProgramServiceRevenueAmt07181633
IRS990/PYRevenuesLessExpensesAmt01046326
IRS990/PYSalariesCompEmpBnftPaidAmt05739609
IRS990/PYTotalExpensesAmt011895451
IRS990/PYTotalRevenueAmt012941777
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt02029671
IRS990/ReconcilationRevenueExpnssAmt02323952
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt027993124
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt030317076
IRS990/SavingsAndTempCashInvstGrp/BOYAmt09311654
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09708131
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0493004
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02478736
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02971740
IRS990ScheduleD/EquipmentGrp/BookValueAmt0338919
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02887264
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03226183
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt095267544
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0INVESTMENTS - PROGRAM RELATED
IRS990ScheduleD/LandGrp/BookValueAmt0821984
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0821984
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0362297
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0632680
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0994977
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt017450
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt017450
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0256258608
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt110000000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1NP FHLB LOC
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02033654
IRS990ScheduleD/TotalBookValueProgramRltdAmt095267544
IRS990ScheduleD/TotalLiabilityAmt0266258608
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0310204
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1212250
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2172359
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0LDEAN ODLE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1ANNE MCCLURE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2FRANKIE P DUENAS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2CTO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0310204
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1212250
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2172359
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0731421
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1589236
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2529655
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt374686
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt459863
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt522377
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt67710
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt77685
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt87038
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0RE, AUTO LOAN/S
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1RE, AUTO LOAN/S
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2RE, CREDIT CARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3CREDIT CARD, AUTO LOAN/S, FURLOUGH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4CREDIT CARD, AUTO LOAN/S
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7CREDIT CARD, LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8CREDIT CARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0MATTHEW FICCO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1JONATHAN ZIDE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2KRISTEN WHITWORTH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3FRANCISCO MIRANDA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4DAVE RODRIGUEZ
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5FRANKIE DUENAS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6ARMAND OLVERA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7PAUL HAMILTON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8RICHARD AMEZCUA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0CFO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1COO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4TREASURER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5DIRECTOR

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$300,409,471
Liabilities
$270,092,395
Net assets
$30,317,076
Revenue
$14,755,835
Expenses
$12,431,883
Net income
$2,323,952
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$403$368$35.3$27.4$22.4$4.99
2023Detailed filing. Detailed filing data is available for this year.$398$370$27.7$19.8$18.2$1.50
2022Detailed filing. Detailed filing data is available for this year.$405$383$22.4$17.3$14.9$2.35
2021Detailed filing. Detailed filing data is available for this year.$424$392$31.9$15.5$13.9$1.56
2020Detailed filing. Detailed filing data is available for this year.$417$385$31.9$16.3$16.7$0.43
2019Detailed filing. Detailed filing data is available for this year.$333$301$32.2$17.9$16.0$1.87
2018Detailed filing. Detailed filing data is available for this year.$300$270$30.3$14.8$12.4$2.32
2017Detailed filing. Detailed filing data is available for this year.$275$247$28.0$12.9$11.9$1.05
2013Detailed filing. Detailed filing data is available for this year.$207$183$23.6$11.6$9.42$2.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$196$174$21.5$8.45
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$185$167$18.1$9.54
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$173$157$15.7$12.4