Civic Intelligence

Pacific Marine Credit Union

990 • Fiscal year 2021 • EIN 95-1820763

Jan 01, 2021 to Dec 31, 2021 • Filed on Nov 14, 2022

Organization ProfileWWW.FRONTWAVECU.COM

View Organization Page

1278 Rocky Point DriveOceanside, CA 92056

(760) 631-8767

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

33rd percentile

0.90x

Higher debt load relative to assets than 33% of similar nonprofits.

2021 filings • 501(c)14 • $1B+ nonprofits • Source year 2021

Liabilities / Revenue

15th percentile

17.85x

Higher debt load relative to revenue than 15% of similar nonprofits.

2021 filings • 501(c)14 • $1B+ nonprofits • Source year 2021

Net Margin

16th percentile

14%

Higher net margin than 16% of similar nonprofits.

2021 filings • 501(c)14 • $1B+ nonprofits • Source year 2021

Top Officer Pay

57th percentile

$1,011,272

Higher top officer pay than 57% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

2021 filings • 501(c)14 • $1B+ nonprofits • Source year 2021

Asset Growth

22nd percentile

8.9%

Faster asset growth than 22% of similar nonprofits.

2021 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2020 to 2021

Revenue Growth

71st percentile

6.5%

Faster revenue growth than 71% of similar nonprofits.

2021 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets33rd percentile

Assets

Up

$1,175,731,855

Up $96,283,548 (+8.9%) from 2020

Net Assets

Up

$121,577,708

Up $607,452 (+0.5%) from 2020

Liabilities

Up

$1,054,154,147

Up $95,676,096 (+10.0%) from 2020

Revenue And Expenses
Liabilities / Revenue15th percentileNet Margin16th percentile

Revenue

Up

$59,046,912

Up $3,589,750 (+6.5%) from 2020

Expenses

Down

$50,684,629

Down $829,883 (-1.6%) from 2020

Net Income

Up

$8,362,283

Up $4,419,633 (+112%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth22nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5B$1.0B$500M$0Assets 2010: $588,209,154Liabilities 2010: $505,307,896Net Assets 2010: $82,901,2582010Assets 2011: $612,012,050Liabilities 2011: $525,414,573Net Assets 2011: $86,597,4772011Assets 2012: $675,742,678Liabilities 2012: $584,260,378Net Assets 2012: $91,482,3002012Assets 2013: $685,528,979Liabilities 2013: $589,946,068Net Assets 2013: $95,582,9112013Assets 2014: $691,989,703Liabilities 2014: $592,334,961Net Assets 2014: $99,654,7422014Assets 2015: $731,196,801Liabilities 2015: $628,117,986Net Assets 2015: $103,078,8152015Assets 2016: $756,221,835Liabilities 2016: $650,531,465Net Assets 2016: $105,690,3702016Assets 2017: $806,163,272Liabilities 2017: $697,500,220Net Assets 2017: $108,663,0522017Assets 2018: $818,777,760Liabilities 2018: $707,794,684Net Assets 2018: $110,983,0762018Assets 2019: $877,279,449Liabilities 2019: $763,449,377Net Assets 2019: $113,830,0722019Assets 2020: $1,079,448,307Liabilities 2020: $958,478,051Net Assets 2020: $120,970,2562020Assets 2021: $1,175,731,855Liabilities 2021: $1,054,154,147Net Assets 2021: $121,577,7082021Assets 2022: $1,358,956,009Liabilities 2022: $1,273,198,596Net Assets 2022: $85,757,4132022Assets 2023: $1,429,880,746Liabilities 2023: $1,332,023,409Net Assets 2023: $97,857,3372023Assets 2024: $1,408,445,733Liabilities 2024: $1,297,085,017Net Assets 2024: $111,360,7162024

Highlighted filing

2021

Assets$1,175,731,855
Liabilities$1,054,154,147
Net Assets$121,577,708
Open 2021 Filing

Operations Trend

Revenue Growth71st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100M$50M$0-$50MExpenses 2010: $32,561,0032010Expenses 2011: $33,716,8822011Expenses 2012: $33,101,5232012Revenue 2013: $38,057,489Expenses 2013: $33,941,428Net Income 2013: $4,116,0612013Revenue 2014: $36,963,311Expenses 2014: $32,867,200Net Income 2014: $4,096,1112014Revenue 2015: $38,719,897Expenses 2015: $34,173,580Net Income 2015: $4,546,3172015Revenue 2016: $42,280,528Expenses 2016: $37,602,501Net Income 2016: $4,678,0272016Revenue 2017: $46,160,561Expenses 2017: $43,514,452Net Income 2017: $2,646,1092017Revenue 2018: $50,684,415Expenses 2018: $46,730,966Net Income 2018: $3,953,4492018Revenue 2019: $53,287,865Expenses 2019: $55,659,320Net Income 2019: -$2,371,4552019Revenue 2020: $55,457,162Expenses 2020: $51,514,512Net Income 2020: $3,942,6502020Revenue 2021: $59,046,912Expenses 2021: $50,684,629Net Income 2021: $8,362,2832021Revenue 2022: $64,162,592Expenses 2022: $58,586,804Net Income 2022: $5,575,7882022Revenue 2023: $81,717,886Expenses 2023: $77,477,619Net Income 2023: $4,240,2672023Revenue 2024: $93,343,572Expenses 2024: $86,086,523Net Income 2024: $7,257,0492024

Highlighted filing

2021

Revenue$59,046,912
Expenses$50,684,629
Net Income$8,362,283
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 14, 2022
Return Version
2021v4.2
Gross Receipts
$60,395,906
Mission and Program Overview

Mission

Frontwave credit union is a cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, frontwave credit union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons.

A cooperative, organized for the purpose of promoting thrift and savings among its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$650,153,628$644,822,770▼ $5,330,858
Investments in Publicly Traded Securities$258,978,905$362,177,409▲ $103,198,504
Rtn Earn Endowment Incm Other Fnds$120,970,256$121,577,708▲ $607,452
Savings and Temporary Cash Investments$81,833,295$95,103,361▲ $13,270,066
Land, Buildings, and Equipment, Net$29,373,968$28,084,940▼ $1,289,028
Cash and Non-Interest-Bearing Accounts$18,624,894$25,353,997▲ $6,729,103
Receivables From Officers Etc$3,295,744$2,873,511▼ $422,233
Prepaid Expenses and Deferred Charges$2,181,067$2,537,696▲ $356,629
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,079,448,307$1,175,731,855▲ $96,283,548
Other Assets Total$35,006,806$14,778,171▼ $20,228,635
Liabilities
Other Liabilities$941,335,807$1,039,910,616▲ $98,574,809
Accounts Payable and Accrued Expenses$15,593,382$13,020,990▼ $2,572,392
Deferred Revenue$1,548,862$1,222,541▼ $326,321
Total Liabilities$958,478,051$1,054,154,147▲ $95,676,096
Net Assets / Fund Balance
Total Net Assets Fund Balance$120,970,256$121,577,708▲ $607,452
Total Liabilities and Net Assets / Fund Balance$1,079,448,307$1,175,731,855▲ $96,283,548

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$16,168,838$5,515,682$21,684,520
Equipment$2,061,226$10,606,183$12,667,409
Land$7,376,773-$7,376,773
Leasehold Improvements$2,478,103$2,496,947$4,975,050
Investment Program Related Org$9,855,352--
Compensation and Service Providers
Top Officer Pay57th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
William BirniePresident/CEOFT$802,443$208,829$1,011,272
Randi BrookeformerSenior VP/COOFT$153,219$319,078$472,297
Sarai RodgersChief Human Resources OfficerFT$213,290$87,817$301,107
William WellsSenior VP/CIOFT$232,033$57,804$289,837
Todd KernChief Marketing OfficerFT$220,429$64,101$284,530
Carrie Foster FormerSenior VP/CFOFT$203,610$79,048$282,658
Paul LeonhardtSVP/CLOFT$215,851$62,705$278,556
Sonia CuiltyformerAudit and ComplianceFT$84,047$136,624$220,671
Shilpa EdlabadkarDirector of Finance and AcFT$157,607$40,859$198,466
Wendy RodriguezDirector of Branch Operations Region 1FT$164,268$29,109$193,377
Wendy RodriguezDirector of Branch Operations Region-$147,182$46,195$193,377
Autumn RooseHome Loan Consultant/mloFT$140,623$24,562$165,185
Kathy SpeliopoulosDirector of Branch Operations Region 2FT$144,904$13,395$158,299
Kathy SpeliopoulosDirector of Branch Operations Region-$134,463$23,836$158,299

Board Members and Trustees

NameTitle
Michael BrigaglianoBoard Chairperson, Board Member
Robert RossSupervisory Committee Chairperson
Brian SuttonBoard Vice Chairperson, Board Member
Gary GrevingBoard Member
Gerald PolyasckoBoard Member
Joseph MitilieriBoard Member
Richard RothwellBoard Member
Sally ArnettBoard Member
James CothranBoard Secretary
Kelley MayerBoard Treasurer,board Member
Adam GrajewskiSupervisory Committee Member
Kit GardnerSupervisory Committee Member
Vicente HinojosaSupervisory Committee Member
William ShuteSupervisory Committee Member

Highest Paid Contractors

ContractorServicesLocationCompensation
No Limit Commercial MaintenanceJanitorial Services And Supplies4855 SEASCAPE DRIVE, Oceanside, CA 92057$190,405
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$52,390,674
Investment Income
$5,428,186
Other Revenue
$1,228,052
Change in Net Assets
$8,362,283
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$27,391,541
Salaries, Compensation, and Employee Benefits$23,262,719
Grants and Similar Amounts Paid$30,369
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$14,874,862
Interest---$3,655,871
Current Officers, Directors, Trustees, and Key Employees---$3,488,351
Advertising---$3,076,442
Occupancy---$2,264,909
Depreciation Depletion---$2,172,496
Other Employee Benefits---$1,867,723
Pension Plan Contributions---$1,671,130
Payroll Taxes---$1,360,653
Office Expenses---$1,094,199
Fees for Services Other---$1,053,135
Information Technology---$546,479
Travel---$333,555
Fees for Services Management---$267,585
Insurance---$204,573
Fees for Service Investment Mgmnt Fees---$147,440
Fees for Services Accounting---$144,299
Other Expenses---$129,470
Fees for Services Legal---$117,839
Grants to Domestic Orgs---$30,369
Total Functional Expenses$0$0$0$50,684,629
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$20,000
Total Exempt Function Spending$20,000

Section 527 Organizations

OrganizationLocationAmount
95-2642719N Arlington, VA$10,000
94-0357265Ontario, CA$7,500
74-3032876San Diego, CA$2,500
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$3,295,744$2,873,511▼ $422,233
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$1,039,910,616
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Frontwave credit union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift and savings to its members. Frontwave credit union does not have stockholders.”

Form 990, Part VI, Section A, Line 7A

“The governing board of frontwave credit union is comprised of volunteer members who are directly elected by its members. Each member of the governing board serves for a period as prescribed by its by-laws.”

Form 990, Part VI, Section A, Line 7B

“At the end of each term of the board members, elections are held and board members are voted by the members of the credit union pursuant to its by-laws. Member votes are also required to ratify decisions dealing with reorganizations as in the case of merger or dissolution.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the cfo prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The organization has an internal audit and compliance department which monitors policies and procedures.”

Form 990, Part VI, Section B, Line 15

“The board of directors has a compensation committee that reviews and sets the ceo's salary. The hr department and the ceo review market compensation reports to determine salaries for the organization's other officers and key employees.”

Form 990, Part VI, Section C, Line 19

“Financial statements are available on the organization's website, and other governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Frontwave Credit Union
EIN
95-1820763
Phone
7606318767
Address
1278 ROCKY POINT DRIVE, OCEANSIDE, CA 92056

Signing Officer

Name
Carrie Foster
Title
CFO
Phone
7606318767
Signed
2022-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Shilpa Edlabadkar
Formed
1952
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
9
Employees
370
Volunteers
15

Preparer

Firm
Turner Warren Hwang & Conrad Acctcy
Address
100 NORTH FIRST ST STE 202, BURBANK, CA 91502
Preparer
Valentino Creus CPA
Phone
8189549700
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Audit adjustment for asu 2016-01 -216,296.”

FORM 990, PART XII, LINE 2C:

“The organization has not changed either its oversight process or its selection process during the tax year.”

Financial Statement Notes

PART X, LINE 2:

“Fasb asc 740-10-65, income taxes, provides guidance for how uncertain tax positions should be recognized, measured, disclosed and presented in the consolidated financial statements. This requires the evaluation of tax positions taken or expected to be taken in the course of preparing the credit union's tax returns to determine whether the tax positions are "more likely than not" of being sustained "when challenged or "when examined" by the applicable tax authority. Tax positions deemed to not meet the more-likely-than-not threshold should be recorded as a tax expense and liability in the current year. As of december 31, 2021, management has determined that there are no material uncertain tax positions.”

Raw XML AppendixShowing 400 of 972 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt015593382
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt013020990
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.
IRS990/AdvertisingGrp/TotalAmt03076442
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0CARRIE FOSTER CFO
IRS990/BooksInCareOfDetail/PhoneNum07606318767
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01278 ROCKY POINT DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0OCEANSIDE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd092056
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt018624894
IRS990/CashNonInterestBearingGrp/EOYAmt025353997
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt03488351
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt0190405
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt04855 SEASCAPE DRIVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0OCEANSIDE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd092057
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0NO LIMIT COMMERCIAL MAINTENANCE
IRS990/ContractorCompensationGrp/ServicesDesc0JANITORIAL SERVICES AND SUPPLIES
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt030369
IRS990/CYInvestmentIncomeAmt05428186
IRS990/CYOtherExpensesAmt027391541
IRS990/CYOtherRevenueAmt01228052
IRS990/CYProgramServiceRevenueAmt052390674
IRS990/CYRevenuesLessExpensesAmt08362283
IRS990/CYSalariesCompEmpBnftPaidAmt023262719
IRS990/CYTotalExpensesAmt050684629
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt059046912
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt01548862
IRS990/DeferredRevenueGrp/EOYAmt01222541
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt02172496
IRS990/Desc0FRONTWAVE CREDIT UNION PROVIDES A WIDE RANGE OF MEMBER SERVICES INCLUDING EDUCATING MEMBERS ON AVAILABLE PRODUCTS AND SERVICES, FEES INVOLVED, AND OPENING AND SERVICING DEPOSIT AND LOAN PRODUCTS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd01
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0370
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0144299
IRS990/FeesForServicesLegalGrp/TotalAmt0117839
IRS990/FeesForServicesManagementGrp/TotalAmt0267585
IRS990/FeesForServicesOtherGrp/TotalAmt01053135
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt0147440
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2540.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt14138743
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1519988
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1618660
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt17474
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1833986
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1918935
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2027956
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2111395
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2233359
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2329109
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2413395
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2521904
IRS990/Form990PartVIISectionAGrp/PersonNm0MICHAEL BRIGAGLIANO
IRS990/Form990PartVIISectionAGrp/PersonNm1BRIAN SUTTON
IRS990/Form990PartVIISectionAGrp/PersonNm2JAMES COTHRAN
IRS990/Form990PartVIISectionAGrp/PersonNm3KELLEY MAYER
IRS990/Form990PartVIISectionAGrp/PersonNm4SALLY ARNETT
IRS990/Form990PartVIISectionAGrp/PersonNm5GARY GREVING
IRS990/Form990PartVIISectionAGrp/PersonNm6GERALD POLYASCKO
IRS990/Form990PartVIISectionAGrp/PersonNm7JOSEPH MITILIERI
IRS990/Form990PartVIISectionAGrp/PersonNm8RICHARD ROTHWELL
IRS990/Form990PartVIISectionAGrp/PersonNm9ROBERT ROSS
IRS990/Form990PartVIISectionAGrp/PersonNm10KIT GARDNER
IRS990/Form990PartVIISectionAGrp/PersonNm11ADAM GRAJEWSKI
IRS990/Form990PartVIISectionAGrp/PersonNm12VICENTE HINOJOSA
IRS990/Form990PartVIISectionAGrp/PersonNm13WILLIAM SHUTE
IRS990/Form990PartVIISectionAGrp/PersonNm14WILLIAM BIRNIE
IRS990/Form990PartVIISectionAGrp/PersonNm15CARRIE FOSTER FORMER
IRS990/Form990PartVIISectionAGrp/PersonNm16RANDI BROOKEFORMER
IRS990/Form990PartVIISectionAGrp/PersonNm17WILLIAM WELLS
IRS990/Form990PartVIISectionAGrp/PersonNm18SARAI RODGERS
IRS990/Form990PartVIISectionAGrp/PersonNm19TODD KERN
IRS990/Form990PartVIISectionAGrp/PersonNm20PAUL LEONHARDT
IRS990/Form990PartVIISectionAGrp/PersonNm21SONIA CUILTYFORMER
IRS990/Form990PartVIISectionAGrp/PersonNm22SHILPA EDLABADKAR
IRS990/Form990PartVIISectionAGrp/PersonNm23WENDY RODRIGUEZ
IRS990/Form990PartVIISectionAGrp/PersonNm24KATHY SPELIOPOULOS
IRS990/Form990PartVIISectionAGrp/PersonNm25AUTUMN ROOSE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14872529
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15262670
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16453637
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17289363
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18267121
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19265595
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20250600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21209276
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22165107
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23164268
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt24144904
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt25143281
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIRPERSON, BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD VICE CHAIRPERSON, BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD TREASURER,BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9SUPERVISORY COMMITTEE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt10SUPERVISORY COMMITTEE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11SUPERVISORY COMMITTEE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12SUPERVISORY COMMITTEE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13SUPERVISORY COMMITTEE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt15SENIOR VP/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt16SENIOR VP/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt17SENIOR VP/CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt18CHIEF HUMAN RESOURCES OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt19CHIEF MARKETING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt20SVP/CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt21AUDIT AND COMPLIANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR OF FINANCE AND AC
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR OF BRANCH OPERATIONS REGION 1
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR OF BRANCH OPERATIONS REGION 2
IRS990/Form990PartVIISectionAGrp/TitleTxt25HOME LOAN CONSULTANT/MLO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt07824
IRS990/GainOrLossGrp/SecuritiesAmt0-69506
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticOrgsGrp/TotalAmt030369
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt08000
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt01279312
IRS990/GrossReceiptsAmt060395906
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt031
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0546479
IRS990/InsuranceGrp/TotalAmt0204573
IRS990/InterestGrp/TotalAmt03655871
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt05489868
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt05489868
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0650153628
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0644822770
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0258978905
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0362177409
IRS990/IRPDocumentCnt01585
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt018618812
IRS990/LandBldgEquipBasisNetGrp/BOYAmt029373968
IRS990/LandBldgEquipBasisNetGrp/EOYAmt028084940
IRS990/LandBldgEquipCostOrOtherBssAmt046703752
IRS990/LegalDomicileStateCd0CA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0176
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt01348818
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0FRONTWAVE CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, FRONTWAVE CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0120970256
IRS990/NetAssetsOrFundBalancesEOYAmt0121577708
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-61682
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-61682
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-7538535
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt02264909
IRS990/OfficeExpensesGrp/TotalAmt01094199
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt035006806
IRS990/OtherAssetsTotalGrp/EOYAmt014778171
IRS990/OtherChangesInNetAssetsAmt0-216296
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01867723
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSES
IRS990/OtherExpensesGrp/Desc1CARD PROCESSING EXPENSE
IRS990/OtherExpensesGrp/Desc2MISC. OPERATING EXPENSE
IRS990/OtherExpensesGrp/Desc3OPERATING EXPENSES
IRS990/OtherExpensesGrp/TotalAmt06249584
IRS990/OtherExpensesGrp/TotalAmt14604438
IRS990/OtherExpensesGrp/TotalAmt21329227
IRS990/OtherExpensesGrp/TotalAmt3129470
IRS990/OtherLiabilitiesGrp/BOYAmt0941335807
IRS990/OtherLiabilitiesGrp/EOYAmt01039910616
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/BusinessCd2522100
IRS990/OtherRevenueMiscGrp/Desc0PROVISION FOR LOANS LE
IRS990/OtherRevenueMiscGrp/Desc1MARKET TO MARKET GAIN
IRS990/OtherRevenueMiscGrp/Desc2OTHER NON-OPERATING IN
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0657604
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1548853
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt221595
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0657604
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1548853
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt221595
IRS990/OtherRevenueTotalAmt01228052
IRS990/OtherSalariesAndWagesGrp/TotalAmt014874862
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01360653
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt01671130
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02181067
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02537696
IRS990/PrincipalOfficerNm0SHILPA EDLABADKAR
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt026233353
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt115215835
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt210631716
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt026233353
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt115330752
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt210826569
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0114917
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1194853
IRS990/ProgSrvcAccomActy2Grp/Desc0FRONTWAVE CREDIT UNION USES CUTTING-EDGE TECHNOLOGY BY PROVIDING ITS MEMBERS WITH DIGITAL BANKING. THE MEMBERS CAN USE THE ONLINE AND MOBILE BANKING TOOLS TO MANAGE THEIR ACCOUNTS 24/7.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt0126686
IRS990/PYInvestmentIncomeAmt05158326
IRS990/PYOtherExpensesAmt031277809
IRS990/PYOtherRevenueAmt045516
IRS990/PYProgramServiceRevenueAmt050253320
IRS990/PYRevenuesLessExpensesAmt03942650
IRS990/PYSalariesCompEmpBnftPaidAmt020110017
IRS990/PYTotalExpensesAmt051514512
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt055457162

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,175,731,855
Liabilities
$1,054,154,147
Net assets
$121,577,708
Revenue
$59,046,912
Expenses
$50,684,629
Net income
$8,362,283
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,408$1,297$111$93.3$86.1$7.26
2023Summary only. Only limited summary data is available for this year.$1,430$1,332$97.9$81.7$77.5$4.24
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,359$1,273$85.8$64.2$58.6$5.58
2021Detailed filing. Detailed filing data is available for this year.$1,176$1,054$122$59.0$50.7$8.36
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,079$958$121$55.5$51.5$3.94
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$877$763$114$53.3$55.7$2.37
2018Summary only. Only limited summary data is available for this year.$819$708$111$50.7$46.7$3.95
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$806$698$109$46.2$43.5$2.65
2016Summary only. Only limited summary data is available for this year.$756$651$106$42.3$37.6$4.68
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$731$628$103$38.7$34.2$4.55
2014Detailed filing. Detailed filing data is available for this year.$692$592$99.7$37.0$32.9$4.10
2013Detailed filing. Detailed filing data is available for this year.$686$590$95.6$38.1$33.9$4.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$676$584$91.5$33.1
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$612$525$86.6$33.7
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$588$505$82.9$32.6