Civic Intelligence

Ilwu Credit Union

990 • Fiscal year 2017 • EIN 95-1786417

Jan 01, 2017 to Dec 31, 2017 • Filed on Sep 27, 2018

Organization ProfileILWUCU.ORG

View Organization Page

PO Box 445Wilmington, CA 90748

(310) 834-6411

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

43rd percentile

0.89x

Higher debt load relative to assets than 43% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Liabilities / Revenue

27th percentile

14.91x

Higher debt load relative to revenue than 27% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Net Margin

69th percentile

15%

Higher net margin than 69% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Top Officer Pay

87th percentile

$325,381

Higher top officer pay than 87% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Asset Growth

76th percentile

6.7%

Faster asset growth than 76% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2016 to 2017

Revenue Growth

54th percentile

7.0%

Faster revenue growth than 54% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets43rd percentile

Assets

Up

$249,282,389

Up $15,552,830 (+6.7%) from 2016

Net Assets

Up

$27,788,622

Up $2,294,613 (+9.0%) from 2016

Liabilities

Up

$221,493,767

Up $13,258,217 (+6.4%) from 2016

Revenue And Expenses
Liabilities / Revenue27th percentileNet Margin69th percentile

Revenue

Up

$14,856,741

Up $971,524 (+7.0%) from 2016

Expenses

Down

$12,642,773

Down $165,533 (-1.3%) from 2016

Net Income

Up

$2,213,968

Up $1,137,057 (+106%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth76th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $113,416,380Liabilities 2010: $101,786,004Net Assets 2010: $11,630,3762010Assets 2011: $118,665,175Liabilities 2011: $105,215,276Net Assets 2011: $13,449,8992011Assets 2012: $124,782,352Liabilities 2012: $109,323,237Net Assets 2012: $15,459,1152012Assets 2013: $139,464,820Liabilities 2013: $121,586,192Net Assets 2013: $17,878,6282013Assets 2014: $162,243,960Liabilities 2014: $142,074,817Net Assets 2014: $20,169,1432014Assets 2015: $186,397,193Liabilities 2015: $163,988,795Net Assets 2015: $22,408,3982015Assets 2016: $233,729,559Liabilities 2016: $208,235,550Net Assets 2016: $25,494,0092016Assets 2017: $249,282,389Liabilities 2017: $221,493,767Net Assets 2017: $27,788,6222017Assets 2018: $266,080,850Liabilities 2018: $235,304,991Net Assets 2018: $30,775,8592018Assets 2019: $291,502,392Liabilities 2019: $258,162,521Net Assets 2019: $33,339,8712019

Highlighted filing

2017

Assets$249,282,389
Liabilities$221,493,767
Net Assets$27,788,622
Open 2017 Filing

Operations Trend

Revenue Growth54th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $8,871,8942010Expenses 2011: $8,321,6832011Expenses 2012: $8,501,4422012Revenue 2013: $10,774,336Expenses 2013: $8,354,823Net Income 2013: $2,419,5132013Revenue 2014: $11,081,813Expenses 2014: $8,830,757Net Income 2014: $2,251,0562014Revenue 2015: $12,043,873Expenses 2015: $9,631,434Net Income 2015: $2,412,4392015Revenue 2016: $13,885,217Expenses 2016: $12,808,306Net Income 2016: $1,076,9112016Revenue 2017: $14,856,741Expenses 2017: $12,642,773Net Income 2017: $2,213,9682017Revenue 2018: $16,210,365Expenses 2018: $13,029,841Net Income 2018: $3,180,5242018Revenue 2019: $11,612,140Expenses 2019: $9,716,566Net Income 2019: $1,895,5742019

Highlighted filing

2017

Revenue$14,856,741
Expenses$12,642,773
Net Income$2,213,968
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Sep 27, 2018
Return Version
2017v2.3
Gross Receipts
$24,158,256
Mission and Program Overview

Mission

A cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, i.l.w.u. Credit union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons.

A cooperative, organized for the purpose of promoting thrift and savings among its members

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$175,869,582$192,362,162▲ $16,492,580
Investments in Publicly Traded Securities$40,547,868$35,630,195▼ $4,917,673
Rtn Earn Endowment Incm Other Fnds$25,494,009$27,788,622▲ $2,294,613
Land, Buildings, and Equipment, Net$877,408$8,939,272▲ $8,061,864
Cash and Non-Interest-Bearing Accounts$5,117,711$5,569,775▲ $452,064
Savings and Temporary Cash Investments$10,047,441$4,972,637▼ $5,074,804
Prepaid Expenses and Deferred Charges$515,289$479,752▼ $35,537
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$233,729,559$249,282,389▲ $15,552,830
Other Assets Total$754,260$1,328,596▲ $574,336
Liabilities
Other Liabilities$207,645,686$220,521,453▲ $12,875,767
Accounts Payable and Accrued Expenses$589,864$972,314▲ $382,450
Total Liabilities$208,235,550$221,493,767▲ $13,258,217
Net Assets / Fund Balance
Total Net Assets Fund Balance$25,494,009$27,788,622▲ $2,294,613
Total Liabilities and Net Assets / Fund Balance$233,729,559$249,282,389▲ $15,552,830

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,007,532$886,885$4,894,417
Equipment$627,551$3,180,761$3,808,312
Land$3,701,202-$3,701,202
Leasehold Improvements$602,987$1,869,189$2,472,176
Investment Program Related Org$24,568--
Compensation and Service Providers
Top Officer Pay87th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ralph RuizPresident & CEOFT$248,831$76,550$325,381
Peter KoeppenVP of LendingFT$140,727$45,984$186,711
M Rod JacobsVP of TechnologyFT$144,697$36,195$180,892
Kimberly ThomasExecutive Vice PresidentFT$124,715$48,817$173,532
Robert YorkVP of MarketingFT$128,672$35,641$164,313
Devric ThomasVP of FinanceFT$121,497$11,879$133,376
Lewis WrightBoard Member-$5,286-$5,286
Peter CiaramitaroChairman-$5,158-$5,158
James HaukeSupv Cmte. Member-$5,134-$5,134
Dan ImbagliazzoBoard Member-$3,289-$3,289
Armando PorrasSupv Cmte. Chairman-$3,126-$3,126
Victor GallardoSecretary-$785-$785
Curtis CarterBoard Member-$774-$774

Board Members and Trustees

NameTitle
Robert BrooksVice Chairman
Daniel MirandaSupv Cmte. Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$13,384,998
Investment Income
$954,841
Other Revenue
$516,902
Change in Net Assets
$2,213,968

Audited Revenue Reconciliation

Revenue per Audited Statements
$14,905,131
Revenue Not Reported on Financial Statements
$-48,390
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$-48,390
Total Revenue per Audited Statements
$14,905,131
Total Revenue per Form 990
$14,856,741
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,446,816
Salaries, Compensation, and Employee Benefits$5,154,091
Grants and Similar Amounts Paid$41,866
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,803,598
Interest---$1,178,721
Current Officers, Directors, Trustees, and Key Employees---$997,205
Other Employee Benefits---$970,080
Fees for Services Other---$864,784
Information Technology---$692,601
Occupancy---$506,998
Advertising---$331,409
Depreciation Depletion---$306,597
Payroll Taxes---$302,732
Travel---$203,085
Office Expenses---$136,678
Insurance---$114,566
Fees for Services Legal---$99,692
Pension Plan Contributions---$80,476
Fees for Services Accounting---$49,763
Grants to Domestic Orgs---$41,866
Other Expenses---$24,066
Total Functional Expenses$0$0$0$12,642,773

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$12,691,163
Total Expenses per Audited Statements$12,691,163
Total Expenses per Form 990$12,642,773
Expenses Not Reported on Form 990$0
Expenses Not Reported on Financial Statements$-48,390
Other Expense Adjustments$-48,390
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$1,866
Total Exempt Function Spending$1,866

Section 527 Organizations

OrganizationLocationAmount
94-0357265Ontario, CA$1,866
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$218,519,086
Draws Against Lines of Credit$2,000,000
Accrued Dividends & Interest Payable$2,367
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“I.l.w.u credit union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift and savings to its members. I.l.w.u credit union does not have stockholders.”

Form 990, Part VI, Section A, Line 7A

“The governing board of i.l.w.u. Credit union is comprised of volunteer members who are directly elected by its members. Each member of the governing board serves for a period as prescribed by our by-laws.”

Form 990, Part VI, Section A, Line 7B

“At the end of each term of the board members, elections are held and board members are voted by the members of the credit union pursuant to its by-laws. Member votes are also required to ratify decisions dealing with reorganizations as in the case of merger or dissolution.”

Form 990, Part VI, Section B, Line 11B

“Each board member shall receive a completed draft of the form 990 for review prior to filing each year.”

Form 990, Part VI, Section B, Line 15

“Ceo - salary information is obtained from cuna, ccul, and cues and reviewed by the board. The board determines the salary and other benefits and sends information to cu attorney.”

Form 990, Part VI, Section C, Line 19

“Our governing documents are available upon request. Our monthly financial statements are displayed at all of our branch locations as well as corporate headquarters. Our year end audited financial statements are presented in our annual meeting and we file our call reports on a quarterly basis with the ncua and dbo.”

Filing and Contact Details

Filer

Filer Name
Ilwu Credit Union
EIN
95-1786417
Phone
3108346411
Address
PO BOX 445, WILMINGTON, CA 90748

Signing Officer

Name
Ralph Ruiz
Title
President/CEO
Phone
3108346411
Signed
2018-09-27
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ralph Ruiz
Formed
1972
Legal Domicile
CA
Voting Board Members
7
Independent Board Members
6
Employees
57
Volunteers
9

Preparer

Firm
Turner Warren Hwang & Conrad Acctcy
Address
100 NORTH FIRST ST STE 202, BURBANK, CA 91502
Preparer
Valentino Creus CPA
Phone
8189549700
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

“The organization has not changed either its oversight process of selection process during the tax year.”

Financial Statement Notes

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Reclassification of loss on disposal of fixed assets b/n revenue and expense”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Reclassification of loss on disposal of fixed assets b/n revenue and expense”

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IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
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IRS990/Form990PartVIISectionAGrp/TitleTxt8SUPV CMTE. MEMBER
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IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0692601
IRS990/InsuranceGrp/TotalAmt0114566
IRS990/InterestGrp/TotalAmt01178721
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0996482
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0996482
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0175869582
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0192362162
IRS990/InvestmentsPubTradedSecGrp/BOYAmt040547868
IRS990/InvestmentsPubTradedSecGrp/EOYAmt035630195
IRS990/IRPDocumentCnt04164
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05936835
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0877408
IRS990/LandBldgEquipBasisNetGrp/EOYAmt08939272
IRS990/LandBldgEquipCostOrOtherBssAmt014876107
IRS990/LegalDomicileStateCd0CA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt048391
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt09253124
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, I.L.W.U. CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt025494009
IRS990/NetAssetsOrFundBalancesEOYAmt027788622
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-41641
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-41641
IRS990/NetUnrelatedBusTxblIncmAmt0-5073
IRS990/NetUnrlzdGainsLossesInvstAmt080645
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0506998
IRS990/OfficeExpensesGrp/TotalAmt0136678
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0754260
IRS990/OtherAssetsTotalGrp/EOYAmt01328596
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0970080
IRS990/OtherExpensesGrp/Desc0MISC. EXPENSES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN & LE
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc3OPERATING FEES
IRS990/OtherExpensesGrp/TotalAmt01584808
IRS990/OtherExpensesGrp/TotalAmt11046581
IRS990/OtherExpensesGrp/TotalAmt2306467
IRS990/OtherExpensesGrp/TotalAmt324066
IRS990/OtherLiabilitiesGrp/BOYAmt0207645686
IRS990/OtherLiabilitiesGrp/EOYAmt0220521453
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0OTHER NON-OPERATING INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0516902
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0516902
IRS990/OtherRevenueTotalAmt0516902
IRS990/OtherSalariesAndWagesGrp/TotalAmt02803598
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0302732
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt080476
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0515289
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0479752
IRS990/PrincipalOfficerNm0RALPH RUIZ
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt09199902
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12577918
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21487348
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt09199902
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12697748
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21487348
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0119830
IRS990/ProgSrvcAccomActy2Grp/Desc0WE PROVIDED REAL ESTATE LOANS AT COMPETITIVE RATES FOR OUR MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/Desc0WE PROVIDED REVOLVING LINES OF CREDIT AT COMPETITIVE RATES FOR OUR MEMBERS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt041516
IRS990/PYInvestmentIncomeAmt0727030
IRS990/PYOtherExpensesAmt08005578
IRS990/PYOtherRevenueAmt0553888
IRS990/PYProgramServiceRevenueAmt012604299
IRS990/PYRevenuesLessExpensesAmt01076911
IRS990/PYSalariesCompEmpBnftPaidAmt04761212
IRS990/PYTotalExpensesAmt012808306
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt013885217
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt02213968
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt025494009
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt027788622
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010047441
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04972637
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt01866
IRS990ScheduleC/PoliticalExpendituresAmt01866
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0940357265
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CCUL-PAC
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt01866
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt02855 E GUASTI ROAD SUITE 600
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0ONTARIO
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0CA
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd091761
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0CONTRIBUTION TO CALIFORNIA CREDIT UNION LEAGUE POLITICAL ACTION COMMITTEE
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/TotalExemptFunctionExpendAmt01866
IRS990ScheduleD/BuildingsGrp/BookValueAmt04007532
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0886885
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04894417
IRS990ScheduleD/EquipmentGrp/BookValueAmt0627551
IRS990ScheduleD/EquipmentGrp/DepreciationAmt03180761
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03808312
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0-48390
IRS990ScheduleD/ExpensesSubtotalAmt012691163
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt010957807
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1156326595
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt22042192
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt38818000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt414193000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt524568
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0ALL OTHER INVESTMENTS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1LOANS AND LEASES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3DEPOSITS IN COMMERCIAL BANKS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4INVESTMENTS IN NATURAL PERSON CU
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc5PAID IN CAPITAL AT CORP
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd4C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd5C
IRS990ScheduleD/LandGrp/BookValueAmt03701202
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03701202
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0602987
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01869189
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt02472176
IRS990ScheduleD/OtherExpensesNotIncludedAmt0-48390
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0218519086
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12367
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt22000000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED DIVIDENDS & INTEREST PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2DRAWS AGAINST LINES OF CREDIT
IRS990ScheduleD/OtherRevenuesNotIncludedAmt0-48390
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt0-48390
IRS990ScheduleD/RevenueSubtotalAmt014905131
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0RECLASSIFICATION OF LOSS ON DISPOSAL OF FIXED ASSETS B/N REVENUE AND EXPENSE
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1RECLASSIFICATION OF LOSS ON DISPOSAL OF FIXED ASSETS B/N REVENUE AND EXPENSE
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART XI, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt08939272
IRS990ScheduleD/TotalBookValueProgramRltdAmt0192362162
IRS990ScheduleD/TotalExpensesPerForm990Amt012642773
IRS990ScheduleD/TotalLiabilityAmt0220521453
IRS990ScheduleD/TotalRevenuePerForm990Amt014856741
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt014905131
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt012691163
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0ILWU CREDIT UNION DONATES MONEY TO CHARITIES OR FOUNDATIONS. ALL DONATIONS REQUIRE BOARD APPROVAL.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2:
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0248831
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1124715
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2140727
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3144697
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4128672
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount030002
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount115000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount28003
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount32480
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount47524

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$249,282,389
Liabilities
$221,493,767
Net assets
$27,788,622
Revenue
$14,856,741
Expenses
$12,642,773
Net income
$2,213,968
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2019Summary only. Only limited summary data is available for this year.$292$258$33.3$11.6$9.72$1.90
2018Detailed filing. Detailed filing data is available for this year.$266$235$30.8$16.2$13.0$3.18
2017Detailed filing. Detailed filing data is available for this year.$249$221$27.8$14.9$12.6$2.21
2016Detailed filing. Detailed filing data is available for this year.$234$208$25.5$13.9$12.8$1.08
2015Detailed filing. Detailed filing data is available for this year.$186$164$22.4$12.0$9.63$2.41
2014Detailed filing. Detailed filing data is available for this year.$162$142$20.2$11.1$8.83$2.25
2013Detailed filing. Detailed filing data is available for this year.$139$122$17.9$10.8$8.35$2.42
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$125$109$15.5$8.50
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$119$105$13.4$8.32
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$113$102$11.6$8.87