Civic Intelligence

Sesloc Credit Union

EIN 95-1722855 • 501(c)14 • San Luis Obispo, CA

Profile

Sesloc is a not-for-profit financial institution on california's central coast since 1942, now operating with six branches in san luis obispo, paso robles, atascadero, cal poly, arroyo grande and santa maria. Our employees provide valuable financial and educational services to nearly 55,000 members. Our members are local, so money stays local, and sesloc stays community-focused.

3855 Broad StreetSan Luis Obispo, CA 93401

www.sesloc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

54th percentile

0.91x

Higher debt load relative to assets than 54% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Liabilities / Revenue

95th percentile

23.02x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Net Margin

52nd percentile

9.7%

Higher net margin than 52% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Assets

$1,143,863,296

No earlier filing loaded for comparison.

Liabilities

$1,041,067,725

No earlier filing loaded for comparison.

Net Assets

$102,795,571

No earlier filing loaded for comparison.

Revenue

$45,228,242

No earlier filing loaded for comparison.

Expenses

$40,841,143

No earlier filing loaded for comparison.

Net Income

$4,387,099

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5B$1.0B$500M$0Assets 2024: $1,143,863,296Liabilities 2024: $1,041,067,725Net Assets 2024: $102,795,5712024

Highlighted filing

2024

Assets$1,143,863,296
Liabilities$1,041,067,725
Net Assets$102,795,571

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60M$40M$20M$0Revenue 2024: $45,228,242Expenses 2024: $40,841,143Net Income 2024: $4,387,0992024

Highlighted filing

2024

Revenue$45,228,242
Expenses$40,841,143
Net Income$4,387,099

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Mar 29, 2024 to Dec 31, 2024
Signed
Nov 11, 2025
Return Version
2024v5.2
Gross Receipts
$45,448,682
Mission and Program Overview

Mission

Sesloc is a not-for-profit financial institution on california's central coast since 1942, now operating with six branches in san luis obispo, paso robles, atascadero, cal poly, arroyo grande and santa maria. Our employees provide valuable financial and educational services to nearly 55,000 members. Our members are local, so money stays local, and sesloc stays community-focused.

Credit union financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$849,617,830$842,058,250▼ $7,559,580
Investments in Publicly Traded Securities$208,236,890$145,829,766▼ $62,407,124
Rtn Earn Endowment Incm Other Fnds$92,481,790$102,795,571▲ $10,313,781
Savings and Temporary Cash Investments$41,986,931$95,583,385▲ $53,596,454
Land, Buildings, and Equipment, Net$16,773,765$15,660,278▼ $1,113,487
Cash and Non-Interest-Bearing Accounts$12,494,618$12,278,742▼ $215,876
Investments Other Securities$7,513,600$7,513,600→ $0
Prepaid Expenses and Deferred Charges$1,991,358$2,336,756▲ $345,398
Accounts Receivable$71,611$67,368▼ $4,243
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,159,597,245$1,143,863,296▼ $15,733,949
Other Assets Total$20,910,642$22,535,151▲ $1,624,509
Liabilities
Other Liabilities$1,014,119,188$1,022,895,882▲ $8,776,694
Mortgage Notes Payable Secured by Investment Property$35,000,000--
Accounts Payable and Accrued Expenses$17,407,874$16,585,087▼ $822,787
Escrow Account Liability$588,393$1,586,756▲ $998,363
Total Liabilities$1,067,115,455$1,041,067,725▼ $26,047,730
Net Assets / Fund Balance
Total Net Assets Fund Balance$92,481,790$102,795,571▲ $10,313,781
Total Liabilities and Net Assets / Fund Balance$1,159,597,245$1,143,863,296▼ $15,733,949

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$9,978,171$3,237,643$13,215,814
Equipment$2,555,277$7,990,999$10,546,276
Leasehold Improvements$806,830$2,176,950$2,983,780
Land$2,320,000-$2,320,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Gerianne LachancePresident/CEOFT$266,129$787,832$1,053,961
Michael QuammaPresident/CEOFT$333,668$175,322$508,990
Kelli BriggsEvp, Chief Operating OfficerFT$238,860$68,241$307,101
Kenneth LongSVP, Chief Risk OfficerFT$183,580$52,871$236,451
Shawn MulqueeneySVP, Chief Information OfficerFT$194,139$41,811$235,950
Jose Manuel CervantesSVP Consumer/mtg. LendingFT$168,380$54,717$223,097
Cherise LongMortgage Loan OfficerFT$184,224$23,231$207,455
Clarence CabrerosVP, Member Business LoansFT$156,600$50,460$207,060
Devon GoetzSVP, Human Resources/talent DevelopmentFT$147,780$53,021$200,801
Devon GoetzSVP, Human Resources/talent Developm-$147,780$53,021$200,801
Sherri ParkinsonSVP, Chief Financial OfficerFT$170,096$21,533$191,629
Helen ShippeeVP, ComplianceFT$140,220$19,577$159,797
Barbara HugieVP, Mortgage OperationsFT$116,660$41,168$157,828
Holly BrownSVP, Member ExperienceFT$146,220$7,907$154,127

Board Members and Trustees

NameTitle
Thomas LebensChairperson
Dr Gary HoskinsVice Chairperson
Anthony CangelosiBoard Financial Officer
Charlene RosalesDirector
Dr Alden ShiersDirector
Jason FranciaDirector
Barbara MelvinDirector (retired 5/24)
Derek JohnsonSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Cu Cooperative Systems LLCProcessing4950 AMON CARTER BLVD, Fort Worth, TX 76155$1,148,562
Lumin Digital LLCOn-line Banking560 CARILLON PKWY, Saint Petersburg, FL 33716$950,502
Visa USA INCCredit Card ProcessingPO BOX 742233, Los Angeles, CA 90074-2233$816,014
The Touchpoint Group LLCMktg/advertising/sponsorship230 CAMINO ESCONDIDO, Arroyo Grande, CA 93420$731,147
Amplifi Loyalty Solutions LLCCard Rewards1240 E DIEHL RD SUITE 400, Naperville, IL 60563-4802$635,195
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$40,470,662
Investment Income
$4,342,563
Other Revenue
$415,017
Change in Net Assets
$4,387,099

Audited Revenue Reconciliation

Revenue per Audited Statements
$45,448,682
Revenue Not Reported on Financial Statements
$-220,440
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$-220,440
Total Revenue per Audited Statements
$45,448,682
Total Revenue per Form 990
$45,228,242
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$23,968,370
Salaries, Compensation, and Employee Benefits$16,757,213
Grants and Similar Amounts Paid$115,560
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$9,598,895
Interest---$8,786,802
Current Officers, Directors, Trustees, and Key Employees---$2,964,239
Information Technology---$2,938,327
Other Employee Benefits---$2,881,312
Office Expenses---$2,379,282
Depreciation Depletion---$1,300,090
Advertising---$999,734
Payroll Taxes---$903,002
Fees for Services Other---$773,194
Other Expenses---$747,559
Occupancy---$555,147
Pension Plan Contributions---$409,765
All Other Expenses---$331,556
Insurance---$176,025
Fees for Services Accounting---$164,285
Conferences and Meetings---$129,442
Fees for Services Legal---$121,428
Grants to Domestic Orgs---$97,750
Travel---$68,729
Grants to Domestic Individuals---$17,810
Total Functional Expenses$0$0$0$40,841,143

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$41,061,583
Expenses per Audited Statements$40,841,143
Total Expenses per Form 990$40,841,143
Expenses Not Reported on Form 990$220,440
Expenses Not Reported on Financial Statements$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Foundation for the Performing Arts CenterSan Luis Obispo, CA501(c)(3)Provide Funds for the School Matinee Program So Local School Children Can Attend Live Arts Performances.$18,500
JACK'S HELPING HANDSan Luis Obispo, CA501(c)(3)Support for Inclusive Imagination Park for Able- and Disabled Children.$14,550
Santa Maria Elks Rodeo & ParadeSanta Maria, CA501(c)(3)Support Their Mission of Raising Funds to Support Other Non-profits in the Santa Maria Valley.$10,600
CalmSanta Maria, CA501(c)(3)Support to Provide Programs and Services to Prevent Childhood Trama in Santa Maria Valley.$10,000
San Luis Obispo Museum of ArtSan Luis Obispo, CA501(c)(3)Provide Funds for Free Family Art Day Each Second Saturday of Each Month.$10,000
San Luis Obispo Reperatory TheatreSan Luis Obispo, CA501(c)(3)Support for the Academy of Creative Theatre for Youth.$10,000
Scripps Howard FundCincinnati, OH501(c)(3)Provide Funds for Children in Local Title I Schools to Build Home Libraries.$10,000
ALZHEIMER'S ASSOCIATIONSan Luis Obispo, CA501(c)(3)SUPPORT FOR PROGRAMS TO PROVIDE SERVICES TO CAREGIVERS AND THOSE DIAGNOSED WITH ALZHEIMER'S AND DEMENTIA.$7,500
Santa Maria Valley YmcaSanta Maria, CA501(c)(3)Support for Youth and Family Programs Provided at Very Low or No Cost.$6,600
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$1,000
Total Exempt Function Spending$1,000

Section 527 Organizations

OrganizationLocationAmount
20-2517748Somerville, MA$1,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$469,698,862
Certificates of Deposits$280,006,260
Share Drafts$236,223,938
Money Market$18,577,548
Ira Shares$18,389,274
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization has members.

Form 990, Part VI, Section A, Line 7A

The credit union membership may participate in the election of officials.

Form 990, Part VI, Section A, Line 7B

Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.

Form 990, Part VI, Section B, Line 11B

The svp, cfo is responsible for the preparation of the return and uses the cpa firm to help complete the financial aspect of the return. The return is presented to the credit union's coo as well as the president/ceo. Once all have completed their review and any corrections are completed, the return is filed.

Form 990, Part VI, Section B, Line 12C

Employees complete a conflict of interest form annually and any disclosures are investigated and properly handled/monitored depending on what the conflict of interest is. Board members attest on their application each time they are up for re-election (generally every 3 years) that they understand they need to disclose any conflicts of interest.

Form 990, Part VI, Section B, Line 15

We use an independent vendor and software solution to market price and benchmark salaries on an ongoing basis. In addition to the ongoing review protocol, every three years, we have an independent consultant come in and conduct a salary assessment and regrading, if necessary, for all positions. The independent board approves the ceo's compensation and also approves annually, the total compensation for the entity.

Form 990, Part VI, Section C, Line 19

Governing documents are not made available to the public. The conflict of interest policy is not made available to the public. The credit union's financial statements are available for public viewing on www.ncua.gov via the quarterly 5300 filing.

Filing and Contact Details

Filer

Filer Name
Sesloc Credit Union
EIN
95-1722855
Phone
8055431816
Address
3855 BROAD STREET, SAN LUIS OBISPO, CA 93401

Signing Officer

Name
Sherri Parkinson
Title
SVP/CFO
Phone
8055431816
Signed
2025-11-11

Organization Details

Principal Officer
Mike Quamma
Formed
2024
Legal Domicile
CA
Voting Board Members
7
Independent Board Members
7
Employees
214
Volunteers
10

Preparer

Firm
Doeren Mayhew
Address
8785 SW 165TH AVENUE SUITE 303, MIAMI, FL 33193
Preparer
Aubrey Clegg
Phone
3052328272
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Advisory services- marketing 466,655. Armored courier service 129,718. Personnel recruiting 113,510. Other 63,311.

Form 990, Part IX, Line 24E

Fraud expenses 433,792. Credit card program expense 196,113. Non-operating -298,349.

FORM 990, PART XII, LINE 2:

The credit union's financial statements are audited on a fiscal year cycle (i.e., june 30th); however, the return is prepared on a calendar year basis.

Form 990, Part XII, Line 2C

There were no changes in the process of the committee that assumes responsibility of the oversight of the audit and selection of the independent auditor.

Financial Statement Notes

PART IV, LINE 2B:

The credit union collects (on a monthly basis) payment from their members with mortgage loans outstanding. As stipulated by the agreement signed by both parties, the monthly payment for each member inlcudes principal, interest, and escrows. Escrows are used to pay taxes and insurance on the property.

PART X, LINE 2:

The credit union is exempt from most federal, state, and local income taxes under the provisions of the internal revenue code (irc) and state tax laws. However, irc section 511 imposes a tax on the unrelated business income derived by state-chartered credit unions. Generally, these taxes are insignificant to the credit union.

PART XI, LINE 4B - OTHER ADJUSTMENTS:

Rental expenses reported net of rental revenue in the statement of revenue of form 990 but reported as a component of expenses within the audited financials -220,440.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Rental expenses reported net of rental revenue in the statement of revenue of form 990 but reported as a component of expenses within 220,440. The audited financials

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt8154920
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt945101
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1021533
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1113221
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1246731
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1341811
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1446298
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1541605
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1621846
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1719577
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt187907
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1953021
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2027079
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IRS990/Form990PartVIISectionAGrp/PersonNm1DR GARY HOSKINS
IRS990/Form990PartVIISectionAGrp/PersonNm2ANTHONY CANGELOSI
IRS990/Form990PartVIISectionAGrp/PersonNm3DEREK JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm4CHARLENE ROSALES
IRS990/Form990PartVIISectionAGrp/PersonNm5DR ALDEN SHIERS
IRS990/Form990PartVIISectionAGrp/PersonNm6BARBARA MELVIN
IRS990/Form990PartVIISectionAGrp/PersonNm7JASON FRANCIA
IRS990/Form990PartVIISectionAGrp/PersonNm8MICHAEL QUAMMA
IRS990/Form990PartVIISectionAGrp/PersonNm9KELLI BRIGGS
IRS990/Form990PartVIISectionAGrp/PersonNm10SHERRI PARKINSON
IRS990/Form990PartVIISectionAGrp/PersonNm11GERIANNE LACHANCE
IRS990/Form990PartVIISectionAGrp/PersonNm12KENNETH LONG
IRS990/Form990PartVIISectionAGrp/PersonNm13SHAWN MULQUEENEY
IRS990/Form990PartVIISectionAGrp/PersonNm14JOSE MANUEL CERVANTES
IRS990/Form990PartVIISectionAGrp/PersonNm15CLARENCE CABREROS
IRS990/Form990PartVIISectionAGrp/PersonNm16CHERISE LONG
IRS990/Form990PartVIISectionAGrp/PersonNm17HELEN SHIPPEE
IRS990/Form990PartVIISectionAGrp/PersonNm18HOLLY BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm19DEVON GOETZ
IRS990/Form990PartVIISectionAGrp/PersonNm20BARBARA HUGIE
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8354070
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9262000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10170096
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt111040740
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12189720
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13194139
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14176799
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15165455
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16185609
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17140220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18146220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19147780
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20130749
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR (RETIRED 5/24)
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt9EVP, CHIEF OPERATING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt10SVP, CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt11PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12SVP, CHIEF RISK OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP, CHIEF INFORMATION OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP CONSUMER/MTG. LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP, MEMBER BUSINESS LOANS
IRS990/Form990PartVIISectionAGrp/TitleTxt16MORTGAGE LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP, COMPLIANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt18SVP, MEMBER EXPERIENCE
IRS990/Form990PartVIISectionAGrp/TitleTxt19SVP, HUMAN RESOURCES/TALENT DEVELOPMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP, MORTGAGE OPERATIONS
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IRS990/Form990TFiledInd01
IRS990/FormationYr02024
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
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IRS990/GrantsToDomesticOrgsGrp/TotalAmt097750
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt045448682
IRS990/GrossRentsGrp/RealAmt0221167
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt020
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
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IRS990/InitialReturnInd0X
IRS990/InsuranceGrp/TotalAmt0176025
IRS990/InterestGrp/TotalAmt08786802
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IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0SESLOC IS A NOT-FOR-PROFIT FINANCIAL INSTITUTION ON CALIFORNIA'S CENTRAL COAST SINCE 1942, NOW OPERATING WITH SIX BRANCHES IN SAN LUIS OBISPO, PASO ROBLES, ATASCADERO, CAL POLY, ARROYO GRANDE AND SANTA MARIA. OUR EMPLOYEES PROVIDE VALUABLE FINANCIAL AND EDUCATIONAL SERVICES TO NEARLY 55,000 MEMBERS. OUR MEMBERS ARE LOCAL, SO MONEY STAYS LOCAL, AND SESLOC STAYS COMMUNITY-FOCUSED.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NetAssetsOrFundBalancesEOYAmt0102795571
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IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0727
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt0-3197
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt05926682
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0555147
IRS990/OfficeExpensesGrp/TotalAmt02379282
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
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IRS990/OtherAssetsTotalGrp/BOYAmt020910642
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IRS990/OtherExpensesGrp/Desc1REWARD POINTS EXPENSE
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3DEBIT CARD PROGRAM EXPE
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IRS990/OtherExpensesGrp/TotalAmt11568224
IRS990/OtherExpensesGrp/TotalAmt2827626
IRS990/OtherExpensesGrp/TotalAmt3747559
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IRS990/OtherRevenueMiscGrp/BusinessCd0522100
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IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0842058250
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IRS990/PayrollTaxesGrp/TotalAmt0903002
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
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IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01991358
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02336756
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IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3520000
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
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IRS990/ProgramServiceRevenueGrp/Desc2INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3FINANCE AND INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt034520705
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13682880
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt22190685
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13682880
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt22190685
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt376392
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt076392
IRS990/ProhibitedTaxShelterTransInd00
IRS990/ReconcilationRevenueExpnssAmt04387099
IRS990/RegularMonitoringEnfrcInd01
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IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt0727
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IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt092481790
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0102795571
IRS990/SavingsAndTempCashInvstGrp/BOYAmt041986931
IRS990/SavingsAndTempCashInvstGrp/EOYAmt095583385
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt01000
IRS990ScheduleC/PoliticalExpendituresAmt01000
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0202517748
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0ACT BLUE - ROBERT RIVAS
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt01000
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt0PO BOX 441146
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0SOMERVILLE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0MA
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd002144

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