Liabilities / Assets
84th percentile
Higher debt load relative to assets than 84% of similar nonprofits.
First City Credit Union
EIN 95-1679662 • 501(c)14 • Altadena, CA
Profile
First city credit union (the credit union) exists to serve its members. The credit union is committed to offer a broad range of quality financial services, delivered and priced to provide good value. The credit union shall maintain financially sound and ethical practices to merit confidence and trust.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.93x
Liabilities / Revenue
88th percentile
Higher debt load relative to revenue than 88% of similar nonprofits.
Net Margin
52nd percentile
Higher net margin than 52% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
15th percentile
Faster asset growth than 15% of similar nonprofits.
Revenue Growth
24th percentile
Faster revenue growth than 24% of similar nonprofits.
Balance Sheet
Assets
Down$887,999,902
Down $18,616,520 (-2.1%) from 2023
Liabilities
Down$821,819,609
Down $29,779,260 (-3.5%) from 2023
Net Assets
Up$66,180,293
Up $11,162,740 (+20%) from 2023
Revenue
Up$41,363,905
Up $3,243,264 (+8.5%) from 2023
Expenses
Up$37,175,695
Up $6,634,403 (+22%) from 2023
Net Income
Down$4,188,210
Down $3,391,139 (-45%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $887,999,902
- Liabilities
- $821,819,609
- Net assets
- $66,180,293
- Revenue
- $41,363,905
- Expenses
- $37,175,695
- Net income
- $4,188,210
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Nov 12, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $41,407,589
Mission and Program Overview
Mission
First city credit union exists to serve its members. The credit union is committed to offer a broad range of quality financial services, delivered and priced to provide good value. The credit union shall maintain financially sound and ethical practices to merit member confidence and trust.
To provide high quality financial services and competitive products to our members
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $449,592,628 | $411,366,405 | ▼ $38,226,223 |
| Other Notes and Loans Receivable, Net | $376,673,768 | $410,706,904 | ▲ $34,033,136 |
| Rtn Earn Endowment Incm Other Fnds | $55,017,553 | $66,180,293 | ▲ $11,162,740 |
| Land, Buildings, and Equipment, Net | $16,371,957 | $15,543,420 | ▼ $828,537 |
| Receivables From Officers Etc | $10,837,751 | $10,898,597 | ▲ $60,846 |
| Cash and Non-Interest-Bearing Accounts | $7,812,240 | $3,724,897 | ▼ $4,087,343 |
| Accounts Receivable | $2,261,251 | $2,398,681 | ▲ $137,430 |
| Prepaid Expenses and Deferred Charges | $1,282,753 | $1,333,852 | ▲ $51,099 |
| Intangible Assets | $72,064 | $72,064 | → $0 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $906,616,422 | $887,999,902 | ▼ $18,616,520 |
| Other Assets Total | $41,712,010 | $31,955,082 | ▼ $9,756,928 |
| Liabilities | |||
| Other Liabilities | $773,927,381 | $777,557,335 | ▲ $3,629,954 |
| Mortgage Notes Payable Secured by Investment Property | $70,000,000 | $40,000,000 | ▼ $30,000,000 |
| Accounts Payable and Accrued Expenses | $7,671,488 | $4,262,274 | ▼ $3,409,214 |
| Total Liabilities | $851,598,869 | $821,819,609 | ▼ $29,779,260 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $55,017,553 | $66,180,293 | ▲ $11,162,740 |
| Total Liabilities and Net Assets / Fund Balance | $906,616,422 | $887,999,902 | ▼ $18,616,520 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $10,163,492 | $1,307,308 | $11,470,800 |
| Equipment | $993,789 | $10,092,171 | $11,085,960 |
| Land | $3,997,000 | - | $3,997,000 |
| Leasehold Improvements | $389,139 | $2,330,032 | $2,719,171 |
| Other Securities | $8,021,207 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Navneet Khanna | CEO | FT | $481,635 | $175,425 | $657,060 |
| Lourdes Ruano | Evp/CFO | FT | $326,758 | $86,137 | $412,895 |
| Lixa Anderson | SVP/CIO | FT | $227,717 | $56,100 | $283,817 |
| Alfredo Perez | SVP/CLO | FT | $212,137 | $56,375 | $268,512 |
| Royce Ngiam | SVP/CMO | FT | $175,768 | $42,580 | $218,348 |
| David Tran | VP, Technology | FT | $177,256 | $29,315 | $206,571 |
| Mary Bolose | VP, Member Services | FT | $158,280 | $45,540 | $203,820 |
| Oscar Toledo | VP, Ecommerce & Payments | FT | $148,703 | $42,899 | $191,602 |
| Mary Rubio | SVP/chro | FT | $153,423 | $34,899 | $188,322 |
| Deborah Minero | Avp, Project Management | FT | $128,683 | $44,890 | $173,573 |
| Robert Herrera | Sr System Admin | FT | $147,993 | $18,055 | $166,048 |
Board Members and Trustees
| Name | Title |
|---|---|
| Michael Steinberger | Chair |
| Willa Glover | Vice Chair |
| Carolyn Bernardez | Director |
| Christopher Anderson | Director |
| Marisa Lopez | Director |
| John Benedict | Treasurer |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Financial Technology Solutions | Atm Servicer | 406 EAST HUNTINGTON DRIVE, Monrovia, AS 91016 | $688,543 |
| Jack Henry & Associates | Core System Provider | PO BOX 609, Monett, MO 65708 | $454,234 |
| Allied Nationwide Security | Branch Security Guards | 7116 VALJEAN AVE, Van Nuys, CA 91406 | $313,369 |
| Insync Computer Solutions | It Consultant | 23272 MILL CREEK DRIVE, Laguna Hills, CA 92653 | $308,325 |
| Tpx | Communication Line | PO BOX 509013, San Diego, CA 92150 | $286,654 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $29,124,111
- Investment Income
- $12,239,794
- Other Revenue
- $0
- Change in Net Assets
- $4,188,210
Audited Revenue Reconciliation
- Revenue per Audited Statements
- $41,363,905
- Revenue Not Reported on Financial Statements
- $0
- Revenue Not Reported on Form 990
- $0
- Total Revenue per Audited Statements
- $41,363,905
- Total Revenue per Form 990
- $41,363,905
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $25,666,831 |
| Salaries, Compensation, and Employee Benefits | $11,508,864 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $7,696,711 |
| Information Technology | - | - | - | $2,984,672 |
| Office Expenses | - | - | - | $2,922,051 |
| Interest | - | - | - | $2,336,601 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $2,028,955 |
| Occupancy | - | - | - | $1,477,331 |
| Depreciation Depletion | - | - | - | $1,212,156 |
| All Other Expenses | - | - | - | $1,073,305 |
| Other Expenses | - | - | - | $932,423 |
| Other Employee Benefits | - | - | - | $868,120 |
| Advertising | - | - | - | $839,393 |
| Payroll Taxes | - | - | - | $680,921 |
| Fees for Services Other | - | - | - | $619,979 |
| Conferences and Meetings | - | - | - | $295,651 |
| Pension Plan Contributions | - | - | - | $234,157 |
| Fees for Services Accounting | - | - | - | $165,908 |
| Insurance | - | - | - | $126,277 |
| Fees for Services Legal | - | - | - | $88,175 |
| Total Functional Expenses | $0 | $0 | $0 | $37,175,695 |
Audited Expense Reconciliation
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $37,175,695 |
| Total Expenses per Audited Statements | $37,175,695 |
| Total Expenses per Form 990 | $37,175,695 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- Yes
- Subject to proxy tax
- No
Reported Spending and Taxes
| Line Item | Amount |
|---|---|
| Political Expenditures | $4,500 |
| Total Exempt Function Spending | $4,500 |
Section 527 Organizations
| Organization | Location | Amount |
|---|---|---|
| 94-0357265 | Ontario, CA | $4,500 |
Insider Transactions and Loans
Loans and Receivables
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $10,837,751 | $10,898,597 | ▲ $60,846 |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Shares | $773,364,852 |
| Lease Liability | $4,192,483 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- No
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“First city credit union has members as specified in its bylaws.”
Form 990, Part VI, Section A, Line 7A
“First city credit union members have the power to elect the members of the governing body.”
Form 990, Part VI, Section A, Line 7B
“First city credit union members have the power to elect and remove the members of the governing body.”
Form 990, Part VI, Section A, Line 8B
“First city credit union does not have committees with authority to act on behalf of the governing body.”
Form 990, Part VI, Section B, Line 11B
“A copy of the form 990 will be provided to the board of directors prior to filing with the internal revenue service.”
Form 990, Part VI, Section B, Line 12C
“First city credit union's conflict of interest policy applies to its board members and its employees. A conflict of interest generally means a situation where the credit union's interests and a employee or board member's interests may differ, even though in that situation the person's responsibility is to act in the best interest of first city credit union. Where a conflict of interest is deemed to exist, the board member will not vote on the matter and will be asked to take no part in any discussion with respect to the matter creating the conflict of interest, and not attempt to influence, in any way, the governing body's decisions with regard the matter creating the conflict of interest. The board chair is responsible for the administration of this policy. The vice president of human resources receives and reviews disclosures submitted by board members. The objective is to ensure that any actual or perceived conflict of interest is avoided or effectively managed. Breaches of conflict of interest for board members and the president/chief executive officer will be reported to the board chair and supervisory committee chair. If the breach of conflict pertains to the board chair, a clear submission will go to the vice chair and the supervisory committee chair. In addition, employee breaches requiring disciplinary action will be reported to the board chair and supervisory committee chair. An acknowledgment of conflicts of interest policy and disclosure statement will be developed, to be completed by every board member upon election or appointment, and annually thereafter.”
Form 990, Part VI, Section C, Line 19
“First city credit union's governing documents, conflict of interest policy, and audited financial statements are available to the public upon request in the same time and manner as other disclosures required under internal revenue code section 6104.”
Filing and Contact Details
Filer
- Filer Name
- First City Credit Union
- EIN
- 95-1679662
- Phone
- 2134814690
- Address
- 500 W WOODBURY ROAD, ALTADENA, CA 91001
Signing Officer
- Name
- Lourdes Ruano
- Title
- Evp/CFO
- Phone
- 2134814690
- Signed
- 2025-11-12
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Navneet Khanna
- Formed
- 1937
- Legal Domicile
- CA
- Voting Board Members
- 6
- Independent Board Members
- 6
- Employees
- 140
- Volunteers
- 6
Preparer
- Firm
- Rsm US Llp
- Address
- 4650 E 53RD STREET, DAVENPORT, IA 52827
- Preparer
- Jenifer L Chase
- Phone
- 5638884000
Supplemental Narrative
Financial Statement Notes
PART X, LINE 2:
“First city credit union (the credit union) is a state-chartered credit union as described in internal revenue code (irc) section 501(c)(14) and, as such, is exempt from federal taxation of income derived from the performance of activities that are in furtherance of its exempt purposes. However, irc section 511 imposes a tax on the unrelated business income (as defined in section 512) derived by state-chartered credit unions. Many states have similar laws. Fasb asc 740-10-65, income taxes, provides guidance for how uncertain tax positions should be recognized, measured, disclosed and presented in the financial statements. This requires the evaluation of tax positions taken or expected to be taken in the course of preparing the credit union's tax returns to determine whether the tax positions are "more likely than not" of being sustained "when challenged or "when examined" by the applicable tax authority. Tax positions deemed to not meet the more-likely-than-not threshold should be recorded as a tax expense and liability in the current year. For the years ended december 31, 2024 and 2023, the credit union has no uncertain tax positions and, accordingly, has not recorded a liability for the payment of interest or penalties. The credit union is subject to and pays all state and city taxes on goods and services purchased by the credit union.”
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 4262274 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 2261251 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 2398681 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES AND COMPETITIVE PRODUCTS TO OUR MEMBERS |
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| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1073305 |
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| IRS990/Desc | 0 | RETAIL LENDING: FIRST CITY CREDIT UNION PROVIDES A FULL RANGE OF RETAIL LENDING PRODUCTS TO ITS MEMBERS, INCLUDING NEW AND USED AUTO FINANCING, REAL ESTATE MORTGAGES, UNSECURED LOANS, HOME EQUITY LINES OF CREDIT AND OTHER RETAIL CREDIT. WE ARE AMONG THE LEADING CREDIT UNIONS IN THE COUNTRY IN TERMS OF OUR RELATIVE CONCENTRATION OF SUCCESSFUL AUTO LENDING PRODUCTS, WHICH REPRESENT 30% OF OUR TOTAL LOANS. WE CONTINUE TO DEVELOP OUR LENDING CAPABILITIES AS A RELIABLE SOURCE OF CREDIT IN THE CHALLENGING ECONOMIC CONDITIONS OF THE PAST YEAR. AT 12/31/2024, FIRST CITY CREDIT UNION HAD 55,967 MEMBER LOANS OUTSTANDING WITH A TOTAL BALANCE OF $414,688,530. |
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| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 55236 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 53854 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 36292 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 19774 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 46996 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 41860 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 33557 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 40067 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 28595 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 15942 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 31902 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CHRISTOPHER ANDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOHN BENEDICT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CAROLYN BERNARDEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | WILLA GLOVER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MARISA LOPEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MICHAEL STEINBERGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | NAVNEET KHANNA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | LOURDES RUANO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | ALFREDO PEREZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MARY RUBIO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | LIXA ANDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | ROYCE NGIAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | MARY BOLOSE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | OSCAR TOLEDO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | DAVID TRAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | ROBERT HERRERA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | DEBORAH MINERO |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 601824 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 359041 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 232220 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 168548 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 236821 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 176488 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 170263 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 151535 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 177976 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 150106 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 141671 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | EVP/CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SVP/CLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | SVP/CHRO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SVP/CIO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SVP/CMO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VP, MEMBER SERVICES |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | VP, ECOMMERCE & PAYMENTS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | VP, TECHNOLOGY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | SR SYSTEM ADMIN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | AVP, PROJECT MANAGEMENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1937 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -17063 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 26621 |
| IRS990/GrossReceiptsAmt | 0 | 41407589 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 21 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 2984672 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 126277 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 72064 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 72064 |
| IRS990/InterestGrp/TotalAmt | 0 | 2336601 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 12256857 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 12256857 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 449592628 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 411366405 |
| IRS990/IRPDocumentCnt | 0 | 8205 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 13729511 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 16371957 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 15543420 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 29272931 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 43684 |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 0 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | FIRST CITY CREDIT UNION (THE CREDIT UNION) EXISTS TO SERVE ITS MEMBERS. THE CREDIT UNION IS COMMITTED TO OFFER A BROAD RANGE OF QUALITY FINANCIAL SERVICES, DELIVERED AND PRICED TO PROVIDE GOOD VALUE. THE CREDIT UNION SHALL MAINTAIN FINANCIALLY SOUND AND ETHICAL PRACTICES TO MERIT CONFIDENCE AND TRUST. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 70000000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 40000000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 55017553 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 66180293 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -17063 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -17063 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 6974530 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1477331 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 2922051 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 41712010 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 31955082 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 868120 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS PAID TO MEMBE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISON FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | VISA EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN PROCESSING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 5585377 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 4030722 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 976810 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 932423 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 773927381 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 777557335 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 7696711 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 376673768 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 410706904 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 680921 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 234157 |
| IRS990/PoliticalCampaignActyInd | 0 | 1 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 1282753 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 1333852 |
| IRS990/PrincipalOfficerNm | 0 | NAVNEET KHANNA |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & SERVICE CHARGES INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | INTERCHANGE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 22287828 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2450876 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 2208369 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 1976272 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 22287828 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 2651642 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 2208369 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 1976272 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 200766 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | DEPOSITS: FIRST CITY CREDIT UNION PROVIDES A FULL RANGE OF RETAIL DEPOSIT PRODUCTS TO ITS MEMBERS TO PROVIDE A SAFE AND INSURED INVESTMENT VEHICLE TO HELP FINANCIAL MANAGEMENT. THIS INCLUDES BOTH FIXED TERM CERTIFICATES OF DEPOSIT AND NON-MATURING DEPOSITS, SUCH AS MONEY MARKET ACCOUNTS. WE ALSO PROVIDE A FULL RANGE OF CHECKING ACCOUNT PRODUCTS THAT ALLOW OUR MEMBERS TO MANAGE THEIR DAY-TO-DAY FINANCES EFFECTIVELY THROUGH SERVICES SUCH AS DIRECT DEPOSIT OF PAYROLL AND ON-LINE BILL PAYMENT. OUR NETWORK OF 7 BRANCHES PROVIDE EASY ACCESS TO OUR DEPOSIT AS WELL AS OTHERS PRODUCTS. AT 12/31/2024, FIRST CITY CREDIT UNION HAD A TOTAL DEPOSIT BALANCE OF $773,364,852. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | CARD SERVICES: FIRST CITY CREDIT UNION PROVIDES CREDIT CARDS AND DEBIT CARDS TO ITS MEMBERS. THESE CARDS PROVIDE MEMBERS WITH THE CASH MANAGEMENT TOOLS NECESSARY FOR MUCH OF THEIR ONGOING PURCHASES AND BILL PAYMENTS ON A DAILY BASIS. THEY ALSO PROVIDE MEMBERS WITH THE ABILITY TO MANAGE FINANCES WITH A VARIETY OF OPTIONS, E.G., DEFERRING PAYMENTS UNTIL CASH IS AVAILABLE TO PAY OR MAKING PURCHASES WITH A DIRECT DEBIT WHEN PHYSICAL CHECKS ARE NOT ACCEPTED BY A MERCHANT. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 12971704 |
| IRS990/PYOtherExpensesAmt | 0 | 19549437 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 25148937 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 7579349 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 10991855 |
| IRS990/PYTotalExpensesAmt | 0 | 30541292 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 38120641 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 10837751 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 10898597 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 4188210 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 55017553 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 66180293 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleC/Form1120POLFiledInd | 0 | 1 |
| IRS990ScheduleC/InternalFundsContributedAmt | 0 | 4500 |
| IRS990ScheduleC/PoliticalExpendituresAmt | 0 | 4500 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt | 0 | 0 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/EIN | 0 | 940357265 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt | 0 | CALIFORNIA CREDIT UNION LEAGUE |
| IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt | 0 | 4500 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt | 0 | 2855 E GUASTI ROAD SUITE 202 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm | 0 | ONTARIO |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd | 0 | 91761 |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 0 | FIRST CITY CREDIT UNION CONTRIBUTED TO THE CALIFORNIA CREDIT UNION LEAGUE POLITICAL ACTION COMMITTEE TO SUPPORT CREDIT UNION ISSUES. |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I-A, LINE 1: |
| IRS990ScheduleC/TotalExemptFunctionExpendAmt | 0 | 4500 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 10163492 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1307308 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 11470800 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 993789 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 10092171 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 11085960 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 37175695 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 3997000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 3997000 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 389139 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 2330032 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 2719171 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 773364852 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 4192483 |
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