Civic Intelligence

My Point Credit Union

EIN 95-1679450 • 501(c)14 • San Diego, CA

View Organization Page

Profile

We are committed to working together to help our members achieve their financial goals, while being financially prudent to assure safety and soundness.

9420 Farnham StreetSan Diego, CA 92123

www.mypointcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

68th percentile

0.91x

Higher debt load relative to assets than 68% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

86th percentile

19.34x

Higher debt load relative to revenue than 86% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

19th percentile

3.4%

Higher net margin than 19% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

21st percentile

-1.0%

Faster asset growth than 21% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

21st percentile

7.8%

Faster revenue growth than 21% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets68th percentile

Assets

Down

$650,872,505

Down $6,809,897 (-1.0%) from 2023

Liabilities

Down

$594,103,881

Down $7,839,849 (-1.3%) from 2023

Net Assets

Up

$56,768,624

Up $1,029,952 (+1.8%) from 2023

Operations
Liabilities / Revenue86th percentileNet Margin19th percentile

Revenue

Up

$30,712,664

Up $2,227,517 (+7.8%) from 2023

Expenses

Up

$29,682,711

Up $2,056,016 (+7.4%) from 2023

Net Income

Up

$1,029,953

Up $171,501 (+20%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth21st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800M$600M$400M$200M$0Assets 2010: $465,005,119Liabilities 2010: $433,675,308Net Assets 2010: $31,329,8112010Assets 2011: $442,196,449Liabilities 2011: $414,028,623Net Assets 2011: $28,167,8262011Assets 2012: $439,495,029Liabilities 2012: $409,261,575Net Assets 2012: $30,233,4542012Assets 2013: $436,888,761Liabilities 2013: $405,658,197Net Assets 2013: $31,230,5642013Assets 2014: $437,072,884Liabilities 2014: $403,543,413Net Assets 2014: $33,529,4712014Assets 2015: $453,667,561Liabilities 2015: $417,831,120Net Assets 2015: $35,836,4412015Assets 2016: $478,909,142Liabilities 2016: $439,696,329Net Assets 2016: $39,212,8132016Assets 2017: $495,469,345Liabilities 2017: $453,858,136Net Assets 2017: $41,611,2092017Assets 2018: $495,013,898Liabilities 2018: $450,790,997Net Assets 2018: $44,222,9012018Assets 2019: $527,832,346Liabilities 2019: $482,220,544Net Assets 2019: $45,611,8022019Assets 2020: $619,243,793Liabilities 2020: $569,155,761Net Assets 2020: $50,088,0322020Assets 2021: $682,208,293Liabilities 2021: $629,671,630Net Assets 2021: $52,536,6632021Assets 2022: $686,854,759Liabilities 2022: $631,974,539Net Assets 2022: $54,880,2202022Assets 2023: $657,682,402Liabilities 2023: $601,943,730Net Assets 2023: $55,738,6722023Assets 2024: $650,872,505Liabilities 2024: $594,103,881Net Assets 2024: $56,768,6242024

Highlighted filing

2024

Assets$650,872,505
Liabilities$594,103,881
Net Assets$56,768,624
Open 2024 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $28,657,4342010Expenses 2011: $26,266,7452011Expenses 2012: $18,556,8962012Revenue 2013: $18,338,388Expenses 2013: $17,341,278Net Income 2013: $997,1102013Revenue 2014: $17,678,251Expenses 2014: $15,379,344Net Income 2014: $2,298,9072014Revenue 2015: $18,259,420Expenses 2015: $15,952,450Net Income 2015: $2,306,9702015Revenue 2016: $19,944,202Expenses 2016: $16,567,830Net Income 2016: $3,376,3722016Revenue 2017: $21,456,187Expenses 2017: $19,057,791Net Income 2017: $2,398,3962017Revenue 2018: $22,767,803Expenses 2018: $20,156,111Net Income 2018: $2,611,6922018Revenue 2019: $23,646,383Expenses 2019: $22,257,482Net Income 2019: $1,388,9012019Revenue 2020: $26,409,274Expenses 2020: $21,933,044Net Income 2020: $4,476,2302020Revenue 2021: $22,582,888Expenses 2021: $20,134,258Net Income 2021: $2,448,6302021Revenue 2022: $24,561,685Expenses 2022: $22,218,127Net Income 2022: $2,343,5582022Revenue 2023: $28,485,147Expenses 2023: $27,626,695Net Income 2023: $858,4522023Revenue 2024: $30,712,664Expenses 2024: $29,682,711Net Income 2024: $1,029,9532024

Highlighted filing

2024

Revenue$30,712,664
Expenses$29,682,711
Net Income$1,029,953
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$650,872,505
Liabilities
$594,103,881
Net assets
$56,768,624
Revenue
$30,712,664
Expenses
$29,682,711
Net income
$1,029,953
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$651$594$56.8$30.7$29.7$1.03
2023Detailed filing. Detailed filing data is available for this year.$658$602$55.7$28.5$27.6$0.86
2022Detailed filing. Detailed filing data is available for this year.$687$632$54.9$24.6$22.2$2.34
2021Detailed filing. Detailed filing data is available for this year.$682$630$52.5$22.6$20.1$2.45
2020Detailed filing. Detailed filing data is available for this year.$619$569$50.1$26.4$21.9$4.48
2019Summary only. Only limited summary data is available for this year.$528$482$45.6$23.6$22.3$1.39
2018Summary only. Only limited summary data is available for this year.$495$451$44.2$22.8$20.2$2.61
2017Summary only. Only limited summary data is available for this year.$495$454$41.6$21.5$19.1$2.40
2016Detailed filing. Detailed filing data is available for this year.$479$440$39.2$19.9$16.6$3.38
2015Detailed filing. Detailed filing data is available for this year.$454$418$35.8$18.3$16.0$2.31
2014Detailed filing. Detailed filing data is available for this year.$437$404$33.5$17.7$15.4$2.30
2013Detailed filing. Detailed filing data is available for this year.$437$406$31.2$18.3$17.3$1.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$439$409$30.2$18.6
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$442$414$28.2$26.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$465$434$31.3$28.7
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 6, 2025
Return Version
2024v5.0
Gross Receipts
$30,712,664
Mission and Program Overview

Mission

We are committed to working together to help our members achieve their financial goals, while being financially prudent to assure safety and soundness.

MyPoint Credit Union provides its members with higher saving dividends, enhanced services, lower loan rates, and reduced service fees.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$474,277,211$513,751,399▲ $39,474,188
Investments Program Related$119,195,715$89,899,736▼ $29,295,979
Rtn Earn Endowment Incm Other Fnds$55,738,672$56,768,624▲ $1,029,952
Cash and Non-Interest-Bearing Accounts$30,507,297$12,178,154▼ $18,329,143
Accounts Receivable$9,653,623$11,877,974▲ $2,224,351
Land, Buildings, and Equipment, Net$6,727,424$6,625,622▼ $101,802
Prepaid Expenses and Deferred Charges$2,865,775$2,670,078▼ $195,697
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use-$0-
Total Assets$657,682,402$650,872,505▼ $6,809,897
Other Assets Total$14,455,357$13,869,542▼ $585,815
Liabilities
Other Liabilities$576,795,653$564,939,906▼ $11,855,747
Accounts Payable and Accrued Expenses$24,726,430$28,609,068▲ $3,882,638
Escrow Account Liability$421,647$554,907▲ $133,260
Grants Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$601,943,730$594,103,881▼ $7,839,849
Net Assets / Fund Balance
Total Net Assets Fund Balance$55,738,672$56,768,624▲ $1,029,952
Total Liabilities and Net Assets / Fund Balance$657,682,402$650,872,505▼ $6,809,897

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,602,083$9,649,838$11,251,921
Buildings$2,498,182$3,536,509$6,034,691
Leasehold Improvements$809,706$928,221$1,737,927
Land$1,715,651-$1,715,651
Investment Program Related Org$89,899,736--
Other Land Buildings$0$0$0
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
David R BrookePresident/CEOFT$543,879$6,000$549,879
Matthew RheadCEOFT$480,211$41,532$521,743
Matthew RheadSVP/CFO-$407,460$114,282$521,742
Matthew MowerSVP/CIOFT$312,675$79,271$391,946
Peter ButlerSVP/COOFT$309,854$68,819$378,673
Christopher CrockettVP/Retail OperationsFT$249,296$21,419$270,715
Janet MainentiVP/hrFT$235,484$33,718$269,202
Laura CarpanzanoDirector of Business LendingFT$222,051$44,677$266,728
Nicole HendersonControllerFT$176,418$49,229$225,647
Scott NorrisVP/MarketingFT$178,171$44,783$222,954
Pey-Shiuan ZavalaIT DirectorFT$187,202$22,744$209,946
Stephen WallisDirector of Internal AuditFT$154,012$36,435$190,447
Deborah ClowProject ManagerFT$158,356$27,581$185,937
Michael KimVP/LendingFT$137,742$42,678$180,420
Andrea JohnsonDirector of Member Support ServicesFT$157,172$7,790$164,962
Simeon TabakovCFOFT$49,047$2,751$51,798

Board Members and Trustees

NameTitle
Jane M WhiteChair
Jeffrey M GoeckeVice Chair
Bryan T HillDirector
Jo Anna LamottDirector
Salvatore J LupoDirector
Linda O StaySecretary
Mark R MoellerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$30,712,664
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$1,029,953

Audited Revenue Reconciliation

Revenue per Audited Statements
$30,712,664
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$30,712,664
Total Revenue per Form 990
$30,712,664
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$17,226,075
Salaries, Compensation, and Employee Benefits$12,456,636
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$6,430,052
Current Officers, Directors, Trustees, and Key Employees---$4,079,955
Other Expenses---$2,488,973
Information Technology---$2,483,512
Depreciation Depletion---$1,188,271
Occupancy---$1,044,084
Payroll Taxes---$780,587
Other Employee Benefits---$761,460
Office Expenses---$670,276
Advertising---$524,619
Interest---$464,155
Pension Plan Contributions---$404,582
Fees for Services Management---$296,037
All Other Expenses---$288,213
Conferences and Meetings---$232,983
Insurance---$156,449
Fees for Services Accounting---$45,795
Fees for Services Legal---$35,045
Travel---$20,346
Total Functional Expenses$0$0$0$29,682,711

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$29,682,711
Total Expenses per Audited Statements$29,682,711
Total Expenses per Form 990$29,682,711
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
member shares$564,939,906
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“MyPoint Credit Union is owned by its members.”

Form 990, Part VI, Section A, Line 7A

“The credit union members elect the 7-member Board of Directors.”

Form 990, Part VI, Section B, Line 11B

“Form 990 was prepared by the Controller and reviewed for accuracy by the CFO.”

Form 990, Part VI, Section B, Line 15

“Upon analysis and recommendation of Executive Compensation Committee, the Board of Directors determines compensation of the CEO based on comparability data and performance evaluation. Contemporaneous minutes are recorded or Executive Compensation Committee and Board of Directors meetings during which CEO compensation is addressed. It's conducted annually.”

Form 990, Part VI, Section C, Line 19

“Upon request.”

Filing and Contact Details

Filer

Filer Name
My Point Credit Union
EIN
95-1679450
Phone
8584953400
Address
9420 Farnham Street, San Diego, CA 92123

Signing Officer

Name
Simeon Tabakov
Title
CFO
Phone
8584953400
Signed
2025-11-06

Organization Details

Formed
1948
Legal Domicile
CA
Voting Board Members
7
Independent Board Members
5
Employees
125
Volunteers
12
Supplemental Narrative

Financial Statement Notes

Schedule D, Part IV, Line 1B

“Schedule D, Part IV, Line 1b - The credit union sold some of its mortgage loans to Fannie Mae, but continues to provide loan servicing.”

Schedule D, Part IV, Line 2B

“The credit union collects funds from certain members with mortgage loans who opt for the establishment of escrow accounts. The funds are disbursed to pay property taxes and insurance premiums on behalf of the members.”

Schedule D, Part VI, Line 1B

“Schedule D, Part IV, Line 1b - The credit union sold some of its mortgage loans to Fannie Mae, but continues to provide loan servicing. The mortgage payments are collected from the members and held in the custodial accounts until Fannie Mae transfers the funds.”

Schedule D, Part VIII

“The credit union sold some of its mortgage loans to Fannie Mae but continues to provide loan servicing. The mortgage payments are collected from the members and held in the custodial accounts until Fannie Mae transfers the funds.”

Raw XML AppendixShowing 400 of 738 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0MyPoint Credit Union provides its membership competitively priced deposit products. As of 12/31/24, the credit union held 31,255 savings accounts, 21,256 checking accounts, 3,067 money market accounts, 3,788 share certificates, and 1,241 IRA certificates in the amount of $132,571,203, $174,017,168, $69,624,470, $166,618,876 and $13,261,555respectively. In total, the credit union held 60,607, accounts in the amount of $556,093,272 with a membership of 27,340
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1224372
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt137790
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt14843
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt210
IRS990/Form990PartVIISectionAGrp/PersonNm0David R Brooke
IRS990/Form990PartVIISectionAGrp/PersonNm1Matthew Rhead
IRS990/Form990PartVIISectionAGrp/PersonNm2Matthew Mower
IRS990/Form990PartVIISectionAGrp/PersonNm3Peter Butler
IRS990/Form990PartVIISectionAGrp/PersonNm4Christopher Crockett
IRS990/Form990PartVIISectionAGrp/PersonNm5Janet Mainenti
IRS990/Form990PartVIISectionAGrp/PersonNm6Laura Carpanzano
IRS990/Form990PartVIISectionAGrp/PersonNm7Nicole Henderson
IRS990/Form990PartVIISectionAGrp/PersonNm8Scott Norris
IRS990/Form990PartVIISectionAGrp/PersonNm9Pey-Shiuan Zavala
IRS990/Form990PartVIISectionAGrp/PersonNm10Stephen Wallis
IRS990/Form990PartVIISectionAGrp/PersonNm11Deborah Clow
IRS990/Form990PartVIISectionAGrp/PersonNm12Michael Kim
IRS990/Form990PartVIISectionAGrp/PersonNm13Andrea Johnson
IRS990/Form990PartVIISectionAGrp/PersonNm14Simeon Tabakov
IRS990/Form990PartVIISectionAGrp/PersonNm15Jeffrey M Goecke
IRS990/Form990PartVIISectionAGrp/PersonNm16Mark R Moeller
IRS990/Form990PartVIISectionAGrp/PersonNm17Jane M White
IRS990/Form990PartVIISectionAGrp/PersonNm18Linda O Stay
IRS990/Form990PartVIISectionAGrp/PersonNm19Jo Anna Lamott
IRS990/Form990PartVIISectionAGrp/PersonNm20Salvatore J Lupo
IRS990/Form990PartVIISectionAGrp/PersonNm21Bryan T Hill
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0543879
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1480211
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2354433
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3345052
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4249296
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5255365
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6236196
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7187965
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8194402
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9198754
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10173706
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11158356
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12155948
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13157172
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1450955
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/TitleTxt0President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt2SVP/CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt3SVP/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt4VP/Retail Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt5VP/HR
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director of Business Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt7Controller
IRS990/Form990PartVIISectionAGrp/TitleTxt8VP/Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt9IT Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director of Internal Audit
IRS990/Form990PartVIISectionAGrp/TitleTxt11Project Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP/Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director of Member Support Services
IRS990/Form990PartVIISectionAGrp/TitleTxt14CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt15Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt16Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt17Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt18Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt19Director
IRS990/Form990PartVIISectionAGrp/TitleTxt20Director
IRS990/Form990PartVIISectionAGrp/TitleTxt21Director
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IRS990/FormationYr01948
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IRS990/FSAuditedInd01
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IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
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IRS990/GrantsPayableGrp/EOYAmt00
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IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt030712664
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt020
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt02483512
IRS990/InsuranceGrp/TotalAmt0156449
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0464155
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0119195715
IRS990/InvestmentsProgramRelatedGrp/EOYAmt089899736
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt06281
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt014114568
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06727424
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06625622
IRS990/LandBldgEquipCostOrOtherBssAmt020740190
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0We are committed to working together to help our members achieve their financial goals, while being financially prudent to assure safety and soundness.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt055738672
IRS990/NetAssetsOrFundBalancesEOYAmt056768624
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01044084
IRS990/OfficeExpensesGrp/TotalAmt0670276
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt014455357
IRS990/OtherAssetsTotalGrp/EOYAmt013869542
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0761460
IRS990/OtherExpensesGrp/Desc0Dividend to Members
IRS990/OtherExpensesGrp/Desc1Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc2Operation Expense
IRS990/OtherExpensesGrp/TotalAmt06595619
IRS990/OtherExpensesGrp/TotalAmt1691698
IRS990/OtherExpensesGrp/TotalAmt22488973
IRS990/OtherLiabilitiesGrp/BOYAmt0576795653
IRS990/OtherLiabilitiesGrp/EOYAmt0564939906
IRS990/OtherOrganizationDsc0Credit Union
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt06430052
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0474277211
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0513751399
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0780587
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0404582
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02865775
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02670078
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0MyPoint Credit Union
IRS990/PriorPeriodAdjustmentsAmt0-1
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest from Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Investment Income
IRS990/ProgramServiceRevenueGrp/Desc3Non-Operating Gain
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt022400758
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14276755
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt23353712
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3681439
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt022400758
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14276755
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt23353712
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3681439
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgSrvcAccomActy2Grp/Desc0MyPoint Credit Union provides its membership competitive consumer loan programs including vehicle loans, unsecured loans, and a business loan program to help our local small businesses. The credit union funded 2,370 new loans in the amount of $120,283,399 As of 12/31/2024, the credit union held 15,211 consumer and business loans in the amount of $253,266,938.
IRS990/ProgSrvcAccomActy3Grp/Desc0MyPoint Credit Union offers a competitive mortgage loan program to make home ownership more affordable to its membership. In 2024, the credit union funded new real estate loans including 1st and 2nd trust deed mortgages and home equity lines of credit, in the amount of $82,830,504. As of 12/31/24, the credit union held the total of 1,773real estate loans in the amount of $262,340,441
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IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt014783874
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt028485147
IRS990/PYRevenuesLessExpensesAmt0858452
IRS990/PYSalariesCompEmpBnftPaidAmt012842821
IRS990/PYTotalExpensesAmt027626695
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt028485147
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt01029953
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt055738672
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt056768624
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AdditionsDuringYearAmt04634969
IRS990ScheduleD/AgentTrusteeEtcInd01
IRS990ScheduleD/BeginningBalanceAmt0220901
IRS990ScheduleD/BuildingsGrp/BookValueAmt02498182

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