Fiscal Credit Union C/O Unify Financial Federal Credit Union
990 • Fiscal year 2012 • EIN 95-1644523
Siviq Scores
Scores are not available for this record yet.
Balance Sheet
Assets
Flat$136,479,784
Flat from 2012
Net Assets
Flat$13,834,353
Flat from 2012
Liabilities
Flat$122,645,431
Flat from 2012
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Flat$5,750,985
Flat from 2012
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
- Signed
- Nov 5, 2013
- Return Version
- 2012v2.1
- Gross Receipts
- $5,561,377
Mission and Program Overview
Mission
A cooperative, organized for the purpose of promoting thrift andsavings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, fiscal credit union conductsits business for the mutual benefit and general welfare of itsmembers with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons.
Major Activities
- Activity 2
- Accomplishment of target goals in connection with provision of mortgage loan products to existing members.
- Activity 3
- Member satisfaction in connection with services pertaining to checking/savings accounts, attractive cd rates, ira and similar accounts.
Filing and Contact Details
Filer
- EIN
- 95-1644523
Raw XML AppendixShowing 400 of 486 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 968790 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 1031510 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/Activity2/Description | 0 | ACCOMPLISHMENT OF TARGET GOALS IN CONNECTION WITH PROVISION OF MORTGAGE LOAN PRODUCTS TO EXISTING MEMBERS. |
| IRS990/Activity3/Description | 0 | MEMBER SATISFACTION IN CONNECTION WITH SERVICES PERTAINING TO CHECKING/SAVINGS ACCOUNTS, ATTRACTIVE CD RATES, IRA AND SIMILAR ACCOUNTS. |
| IRS990/ActivityOrMissionDescription | 0 | A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 310 E COLORADO BLVD |
| IRS990/AddressPrincipalOfficerUS/City | 0 | GLENDALE |
| IRS990/AddressPrincipalOfficerUS/State | 0 | CA |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 91205 |
| IRS990/Advertising/Total | 0 | 157976 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/AuditCommittee | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 172606 |
| IRS990/CashNonInterestBearing/EOY | 0 | 181457 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 572375 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 0 | 75 REMITTANCE DR SUITE 6963 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 1 | 17134 DEVONSHIRE ST |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 0 | CHICAGO |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 1 | NORTHRIDGE |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 0 | IL |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 1 | CA |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 0 | 606756963 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 1 | 91325 |
| IRS990/ContractorCompensation/Compensation | 0 | 197084 |
| IRS990/ContractorCompensation/Compensation | 1 | 109053 |
| IRS990/ContractorCompensation/DescriptionOfServices | 0 | IT SERVICES |
| IRS990/ContractorCompensation/DescriptionOfServices | 1 | LEGAL SERVICES |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 0 | XP SYSTEMS |
| IRS990/ContractorCompensation/NameOfContractor/NamePerson | 0 | LYSA SIMON |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 157332 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | ACHIEVEMENT OF SATISFACTORY SERVICES PROVIDED TO MEMBERS IN CONNECTION WITH CONSUMER LOANS, I.E., AUTO LOANS AND PERSONAL LINES OF CREDIT. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 36600 |
| IRS990/FeesForServicesLegal/Total | 0 | 105122 |
| IRS990/FeesForServicesManagement/Total | 0 | 57774 |
| IRS990/FeesForServicesOther/Total | 0 | 23451 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form8282PropertyDisposedOf | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 10 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 11 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 12 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 13 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 14 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 15 | 40.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 9 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 10 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | RICHARD P BENDALL |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | DONNA PETERSON |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | QUOC NGUYEN |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | ESSAM MORCOS |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | ROBERT R HILL |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | EDWARD C MORRIS |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | RONALD E SCOTT SPHR |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | TED KHODAVERDIAN |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | PATRICK H PEARCE |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | DARCY ANGUS |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | PAUL D KADUK |
| IRS990/Form990PartVIISectionA/NamePerson | 11 | MICHAEL GOMEZ |
| IRS990/Form990PartVIISectionA/NamePerson | 12 | STEPHANIE HUBER |
| IRS990/Form990PartVIISectionA/NamePerson | 13 | STEVEN LATTUCA |
| IRS990/Form990PartVIISectionA/NamePerson | 14 | DONALD TURNER |
| IRS990/Form990PartVIISectionA/NamePerson | 15 | AVO MKHITARYAN |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/Officer | 4 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 11 | 26087 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 12 | 112347 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 13 | 33434 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 14 | 21652 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 15 | 23124 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 11 | 175509 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 12 | 122536 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 13 | 105198 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 14 | 83183 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 15 | 85949 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 11 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 12 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 13 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 14 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 15 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 2 | TREASURER |
| IRS990/Form990PartVIISectionA/Title | 3 | SECRETARY |
| IRS990/Form990PartVIISectionA/Title | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 7 | SUPV CMTE CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 8 | SUPV CMTE SECRETARY |
| IRS990/Form990PartVIISectionA/Title | 9 | SUPV CMTE MEMBER |
| IRS990/Form990PartVIISectionA/Title | 10 | SUPV CMTE MEMBER |
| IRS990/Form990PartVIISectionA/Title | 11 | CEO (OUTGOING CEO) |
| IRS990/Form990PartVIISectionA/Title | 12 | COO (INCOMING CEO) |
| IRS990/Form990PartVIISectionA/Title | 13 | VP FINANCE |
| IRS990/Form990PartVIISectionA/Title | 14 | VP, LENDING |
| IRS990/Form990PartVIISectionA/Title | 15 | VP, SERVICE & SALES |
| IRS990/Form990ProvidedToGoverningBody | 0 | 1 |
| IRS990/Form990-TFiled | 0 | 1 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 1 |
| IRS990/FSAuditedBasis/FinancialStatementSeparate | 0 | X |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 5561377 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartIII | 0 | X |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXII | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 384667 |
| IRS990/Interest/Total | 0 | 377745 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 1524121 |
| IRS990/InvestmentIncomePriorYear | 0 | 2159194 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | 1524121 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 1524121 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsProgramRelated/BOY | 0 | 48187968 |
| IRS990/InvestmentsProgramRelated/EOY | 0 | 46312029 |
| IRS990/InvestmentsPubTradedSecurities/BOY | 0 | 65088773 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 72002032 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 4223136 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 6411839 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 2310792 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 2188703 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 1 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT ANDSAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, FISCAL CREDIT UNION CONDUCTSITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITSMEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | STEPHANIE HUBER |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 14124174 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 13834353 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | -81297 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 2656 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 3 |
| IRS990/NumberOfContractorsGT100K | 0 | 2 |
| IRS990/NumberOfEmployees | 0 | 53 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 283145 |
| IRS990/OfficeExpenses/Total | 0 | 963527 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 6750377 |
| IRS990/OtherAssetsTotal/EOY | 0 | 5588161 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 555192 |
| IRS990/OtherExpensePriorYear | 0 | 2954125 |
| IRS990/OtherExpensesCurrentYear | 0 | 2884184 |
| IRS990/OtherExpenses/Description | 0 | LOAN SERVICING EXPENSES |
| IRS990/OtherExpenses/Description | 1 | PROV FOR LOANS & LEASES |
| IRS990/OtherExpenses/Description | 2 | MISC OPERATING EXPENSES |
| IRS990/OtherExpenses/Description | 3 | ASSOCIATION DUES |
| IRS990/OtherExpenses/Total | 0 | 161617 |
| IRS990/OtherExpenses/Total | 1 | 60000 |
| IRS990/OtherExpenses/Total | 2 | 31415 |
| IRS990/OtherExpenses/Total | 3 | 31112 |
| IRS990/OtherLiabilities/BOY | 0 | 119159286 |
| IRS990/OtherLiabilities/EOY | 0 | 121613921 |
| IRS990/OtherRevenueCurrentYear | 0 | 181083 |
| IRS990/OtherRevenueMisc/BusinessCode | 0 | 522100 |
| IRS990/OtherRevenueMisc/Description | 0 | GAIN ON INVESTMENTS |
| IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome | 0 | 181083 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 0 | 181083 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 1448966 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 177553 |
| IRS990/PensionPlanContributions/Total | 0 | 112715 |
| IRS990/PoliciesReferenceChapters | 0 | 1 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 158452 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 124950 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 3856173 |
| IRS990/ProgramServiceRevenue/Description | 0 | LOAN INCOME |
| IRS990/ProgramServiceRevenue/Description | 1 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 4084960 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 2723273 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 1037076 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 2723273 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 1132900 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 95824 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/QuidProQuoContributions | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | -189608 |
| IRS990/ReconciliationUnrealizedInvest | 0 | -100213 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 1 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 14124174 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 13834353 |
| IRS990/RevenuesLessExpensesCY | 0 | -189608 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 390292 |
| IRS990/SalariesEtcCurrentYear | 0 | 2866801 |
| IRS990/SalariesEtcPriorYear | 0 | 2899737 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 11583282 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 10082452 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 1116981 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 1577995 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 2694976 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 65317 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 2264201 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 2329518 |
| IRS990ScheduleD/FootnoteInPartXIII | 0 | X |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation | 0 | FASB ASC TOPIC 740, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE MORE LIKELY THAN NOT OF BEING SUSTAINED "WHEN CHALLENGED" OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS NOT DEEMED TO MEET THE MORE-LIKELY-THAN-NOT THRESHOLD WOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. FOR THE YEARS ENDED MARCH 31, 2013 AND 2012, MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier | 0 | DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: |
| IRS990ScheduleD/Form990ScheduleDPartXIII/ReturnReference | 0 | PART X, LINE 2: |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 0 | 743310 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 1 | 42155719 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 2 | 3413000 |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 0 | OTHER INVESTMENTS |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 1 | NET LOANS |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 2 | SHARE CERTIFICATE INVESTMENTS |
| IRS990ScheduleD/InvestmentsProgramRelated/MethodOfValuation | 0 | F |
| IRS990ScheduleD/InvestmentsProgramRelated/MethodOfValuation | 1 | F |
| IRS990ScheduleD/InvestmentsProgramRelated/MethodOfValuation | 2 | F |
| IRS990ScheduleD/Land/BookValue | 0 | 880000 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 880000 |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 126405 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 380940 |
| IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis | 0 | 507345 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 503665 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 121110256 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | OTHER LIABILITIES |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | TOTAL SHARES |
| IRS990ScheduleD/TotalOfAmounts | 0 | 121613921 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 2188703 |
| IRS990ScheduleD/TotalOfBookValueProgramRelated | 0 | 46312029 |
| IRS990ScheduleJ/BoardOrCommitteeApproval | 0 | X |
| IRS990ScheduleJ/CompensationSurvey | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrangement | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg | 0 | 166329 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg | 1 | 119494 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg | 1 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs | 1 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs | 1 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg | 1 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs | 1 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg | 0 | 8384 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg | 1 | 111728 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs | 1 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartIII/Explanation | 0 | THE CREDIT UNION HAS DEFERRED COMPENSATION CONTRACTS WITH ITS CEO AND COO. THE CONTRACTS MATURE AFTER 10 YEARS. THE DEFERRED COMPENSATION PLAN WAS DESIGNED TO INCENTIVIZE THESE KEY EXECUTIVES TO STAY WITH THE CREDIT UNION FOR AT LEAST 10 YEARS. |
| IRS990ScheduleJ/Form990ScheduleJPartIII/ReturnReference | 0 | PART I, LINE 4B |
| IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson | 0 | MICHAEL GOMEZ |
| IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson | 1 | STEPHANIE HUBER |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg | 0 | 17703 |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg | 1 | 619 |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs | 1 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg | 0 | 9180 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg | 1 | 3042 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs | 1 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/Title | 0 | CEO (OUTGOING CEO) |
| IRS990ScheduleJ/Form990ScheduleJPartII/Title | 1 | COO (INCOMING CEO) |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg | 0 | 201596 |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg | 1 | 234883 |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationRelatedOrgs | 1 | 0 |
| IRS990/ScheduleJRequired | 0 | 1 |
| IRS990ScheduleJ/SeverancePayment | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRetirePlan | 0 | 1 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | FISCAL CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. FISCAL CREDIT UNION DOES NOT HAVE STOCKHOLDERS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | THE GOVERNING BOARD OF FISCAL CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | EACH BOARD MEMBER SHALL RECEIVE A COMPLETED DRAFT OF THE FORM 990 FOR REVIEW PRIOR TO FILING EACH YEAR. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | THE CREDIT UNION HAS A CONFLICT OF INTEREST POLICY. ON AN ANNUAL BASIS, ALL EMPLOYEES ARE REQUIRED TO REVIEW THE POLICY AND SIGN OFF THAT THEY UNDERSTAND THE POLICY AND ARE IN COMPLIANCE WITH IT. ON AN ONGOING BASIS, THE HUMAN RESOURCE AND SUPPORT SERVICE DEPARTMENTS MONITOR EMPLOYEES FOR COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | THE COMPENSATION PACKAGE OF THE CREDIT UNION'S CEO IS DETERMINED BY THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS REVIEWS AVERAGE COMPENSATION DATA FOR CEOS OF SIMILARLY SIZED CREDIT UNIONS. THE CEO REVIEWS AND DETERMINES THE COMPENSATION PACKAGE OF KEY EMPLOYEES OF THE CREDIT UNION ANNUALLY. THE CEO REVIEWS AVERAGE COMPENSATION DATA FOR KEY EMPLOYEES OF SIMILARLY SIZED CREDIT UNIONS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE BUILDING LOBBY AND ARE ALSO AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $136,479,784
- Liabilities
- $122,645,431
- Net assets
- $13,834,353
- Revenue
- -
- Expenses
- $5,750,985
- Net income
- -