Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
EIN 95-1561268 • 501(c)14 • Compton, CA
Profile
A cooperative organized for the purpose of promoting thrift and savingsa among its members.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
Liabilities / Revenue
48th percentile
Higher debt load relative to revenue than 48% of similar nonprofits.
Net Margin
7th percentile
Higher net margin than 7% of similar nonprofits.
Top Officer Pay
59th percentile
Higher top officer pay than 59% of similar nonprofits.
Top officer pay equals 8.5% of source-year revenue.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Down$17,556,502
Down $1,136,611 (-6.1%) from 2019
Liabilities
Down$16,290,948
Down $227,616 (-1.4%) from 2019
Net Assets
Down$1,265,554
Down $908,995 (-42%) from 2019
Revenue
Down$1,055,969
Down $197,518 (-16%) from 2019
Expenses
Up$1,358,468
Up $188,995 (+16%) from 2019
Net Income
Down-$302,499
Down $386,513 (-460%) from 2019
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
A cooperative organized for the purpose of promoting thrift and savingsa among its members.
Provided deposit and loan accounts to 3,905 members. Provided low cost source of credit and low cost financial services to our members. Provided source for member savings and checking account needs.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Program Related | $9,229,207 | $9,669,373 | ▲ $440,166 |
| Other Notes and Loans Receivable, Net | $7,149,447 | $5,632,689 | ▼ $1,516,758 |
| Rtn Earn Endowment Incm Other Fnds | $1,568,054 | $1,265,554 | ▼ $302,500 |
| Savings and Temporary Cash Investments | $974,027 | $987,230 | ▲ $13,203 |
| Cash and Non-Interest-Bearing Accounts | $306,673 | $424,984 | ▲ $118,311 |
| Land, Buildings, and Equipment, Net | $152,614 | $158,025 | ▲ $5,411 |
| Receivables From Officers Etc | $34,465 | $26,121 | ▼ $8,344 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Prepaid Expenses and Deferred Charges | - | $0 | - |
| Total Assets | $18,459,962 | $17,556,502 | ▼ $903,460 |
| Other Assets Total | $613,529 | $658,080 | ▲ $44,551 |
| Liabilities | |||
| Other Liabilities | $16,787,529 | $16,011,260 | ▼ $776,269 |
| Accounts Payable and Accrued Expenses | $104,379 | $279,688 | ▲ $175,309 |
| Total Liabilities | $16,891,908 | $16,290,948 | ▼ $600,960 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,568,054 | $1,265,554 | ▼ $302,500 |
| Total Liabilities and Net Assets / Fund Balance | $18,459,962 | $17,556,502 | ▼ $903,460 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $69,619 | $491,826 | $561,445 |
| Other Land Buildings | $54,846 | $192,348 | $247,194 |
| Land | $33,560 | - | $33,560 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Conrad Tan | CEO | FT | $89,994 | $89,994 |
| Name | Title |
|---|---|
| Floyd Knox | Chairperson |
| Delores Williams | SC Chair |
| Solomon Vernado | Vice Chair |
| Alonzo Williams | Director |
| Clifford Williams | Director |
| Dr Essie French-Preston | Director |
| Jack Wilson | Director |
| Linda Broadus Miles | Director |
| Yvonne Elaine Kennett | SC Director |
| Shirley Stagg | SC Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $923,063 |
| Salaries, Compensation, and Employee Benefits | $362,450 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Fees for Services Other | - | - | - | $369,354 |
| Other Salaries and Wages | - | - | - | $272,456 |
| Office Expenses | - | - | - | $197,594 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $89,994 |
| Occupancy | - | - | - | $84,420 |
| Benefits to Members | - | - | - | $72,955 |
| Other Expenses | - | - | - | $24,935 |
| Advertising | - | - | - | $11,310 |
| Travel | - | - | - | $6,483 |
| Interest | - | - | - | $88 |
| All Other Expenses | - | - | - | $-4,575 |
| Total Functional Expenses | $0 | $0 | $0 | $1,358,468 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $34,465 | $26,121 | ▼ $8,344 |
| Receivables from Disqualified Persons | - | $0 | - |
| Liability | Amount |
|---|---|
| Regular Shares | $11,042,116 |
| Share Certificates | $2,650,518 |
| Share Drafts | $2,246,642 |
| Ira/keogh | $71,983 |
| Rounding | $1 |
“Mid-Cities Credit Union is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift and savings to its members. Mid-Cities Credit Union does not have stockholders.”
“The governing board of Mid-Cities Credit Union is comprised of volunteer members who are directly elected by its members. Each member of the governing board serves a period as prescribed by the organization's bylaws.”
“At the end of each term of the board members, elections are held and board members are voted by the members of the credit union pursuant to its by-laws. Member votes are also required to ratify decisions dealing with reorganizations in the case of a merger or dissolution.”
“The Board and management review the form 990 during the board meeting and provide comments and modifications where necessary. If a board meeting is not scheduled between the time a draft version of the return is received from our CPA, the draft version is circulated via email to each board member for their review before it is approved by management for filing.”
“All board members are required to certify their lack of any conflicts of interest on an annual basis.”
“The process for determining compensation of the only key employee, the CEO, included the review of comparative compensation data and approval by independent persons- the board of directors.”
“Monthly financial statements are posted in branch offices. Other documents are made available by request.”
“Rounding adjustment = -$1”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 104379 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 279688 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | Provided deposit and loan accounts to 3,905 members. Provided low cost source of credit and low cost financial services to our members. Provided source for member savings and checking account needs. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 11310 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | -4575 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 72955 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Conrad Tan |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3106385147 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 325 S Santa Fe Avenue |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Compton |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 90221 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 306673 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 424984 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 89994 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 72955 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 489133 |
| IRS990/CYOtherExpensesAmt | 0 | 923063 |
| IRS990/CYOtherRevenueAmt | 0 | 209927 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 356909 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -302499 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 362450 |
| IRS990/CYTotalExpensesAmt | 0 | 1358468 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1055969 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 0 |
| IRS990/Desc | 0 | Provided deposit and loan accounts to 2,871 members. Provided low cost source of credit and low cost financial services to our members. Provided source for member savings and checking account needs. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 8 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 369354 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Conrad Tan |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Floyd Knox |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Solomon Vernado |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Jack Wilson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Alonzo Williams |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Dr Essie French-Preston |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Linda Broadus Miles |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Clifford Williams |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Delores Williams |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Yvonne Elaine Kennett |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Shirley Stagg |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 89994 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SC Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | SC Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SC Member |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1937 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1055969 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 88 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 489133 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 489133 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 9229207 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 9669373 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 684174 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 152614 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 158025 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 842199 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | -4 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | -4 |
| IRS990/MissionDesc | 0 | Provided deposit and loan accounts to 3,905 members. Provided low cost source of credit and low cost financial services to our members. Provided source for member savings and checking account needs. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1568054 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1265554 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 84420 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 197594 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 613529 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 658080 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -1 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 1 | Misc. Non Interest Expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan Servicing Fees |
| IRS990/OtherExpensesGrp/Desc | 3 | Operating Fees |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 128459 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 56586 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 48409 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 24935 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 16787529 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 16011260 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Fee Income |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | Other Non-Interest Income |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | Other Operating Income |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 152214 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 57717 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 152214 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 57717 |
| IRS990/OtherRevenueTotalAmt | 0 | 209927 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 272456 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 7149447 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 5632689 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | Conrad Tan |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 356909 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 356909 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 34992 |
| IRS990/PYInvestmentIncomeAmt | 0 | 342447 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 838009 |
| IRS990/PYOtherRevenueAmt | 0 | 213678 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 454140 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -167317 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 304581 |
| IRS990/PYTotalExpensesAmt | 0 | 1177582 |
| IRS990/PYTotalRevenueAmt | 0 | 1010265 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 34465 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 26121 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -302499 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1568054 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1265554 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 974027 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 987230 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 69619 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 491826 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 561445 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 33560 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 33560 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 54846 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 192348 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 247194 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 71983 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 11042116 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 1 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 2650518 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 2246642 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | IRA/KEOGH |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Regular Shares |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Rounding |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | Share Certificates |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | Share Drafts |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 158025 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 9669373 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 16011260 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 18828 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | Used Car |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 48879 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | Ellaine Kennet |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | Supervisory |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 18828 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Mid-Cities Credit Union is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift and savings to its members. Mid-Cities Credit Union does not have stockholders. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The governing board of Mid-Cities Credit Union is comprised of volunteer members who are directly elected by its members. Each member of the governing board serves a period as prescribed by the organization's bylaws. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | At the end of each term of the board members, elections are held and board members are voted by the members of the credit union pursuant to its by-laws. Member votes are also required to ratify decisions dealing with reorganizations in the case of a merger or dissolution. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The Board and management review the form 990 during the board meeting and provide comments and modifications where necessary. If a board meeting is not scheduled between the time a draft version of the return is received from our CPA, the draft version is circulated via email to each board member for their review before it is approved by management for filing. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | All board members are required to certify their lack of any conflicts of interest on an annual basis. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The process for determining compensation of the only key employee, the CEO, included the review of comparative compensation data and approval by independent persons- the board of directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Monthly financial statements are posted in branch offices. Other documents are made available by request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Rounding adjustment = -$1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part XI, Line 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 18459962 |
| IRS990/TotalAssetsEOYAmt | 0 | 17556502 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 18459962 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 17556502 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 8 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1358468 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 16891908 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 16290948 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 16891908 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 16290948 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1568054 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1265554 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 356909 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 89994 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1055969 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1055969 |
| IRS990/TotalVolunteersCnt | 0 | 12 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 18459962 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 17556502 |
| IRS990/TravelGrp/TotalAmt | 0 | 6483 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/USAddress/AddressLine1Txt | 0 | 325 S Santa Fe Avenue |
| IRS990/USAddress/CityNm | 0 | Compton |
| IRS990/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/USAddress/ZIPCd | 0 | 90221 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 10 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | N/A |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Conrad Tan |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-31 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Mid-Cities Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MID- |
| ReturnHeader/Filer/EIN | 0 | 951561268 |
| ReturnHeader/Filer/PhoneNum | 0 | 3106385147 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 325 S Santa Fe Avenue |
No mirrored PDF or thumbnail assets are attached yet.