Civic Intelligence

Better Business Bureau

990 • Fiscal year 2013 • EIN 95-1438717

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 12, 2014

PO Box 12993102

(805) 693-8657

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.16x

Higher debt load relative to assets than 46% of similar nonprofits.

2013 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2013

Liabilities / Revenue

21st percentile

0.03x

Higher debt load relative to revenue than 21% of similar nonprofits.

2013 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2013

Net Margin

58th percentile

5.1%

Higher net margin than 58% of similar nonprofits.

2013 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2013

Top Officer Pay

60th percentile

$159,385

Higher top officer pay than 60% of similar nonprofits.

Top officer pay equals 11.5% of source-year revenue.

2013 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2013

Asset Growth

82nd percentile

19%

Faster asset growth than 82% of similar nonprofits.

2013 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2012 to 2013

Revenue Growth

19th percentile

-4.9%

Faster revenue growth than 19% of similar nonprofits.

2013 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2011 to 2013

Assets

Up

$234,315

Up $37,397 (+19%) from 2012

Net Assets

Up

$196,809

Up $74,316 (+61%) from 2012

Liabilities

Down

$37,506

Down $36,919 (-50%) from 2012

Revenue

$1,391,970

No earlier filing loaded for comparison.

Expenses

Down

$1,320,820

Down $206,077 (-13%) from 2012

Net Income

$71,150

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $137,586Liabilities 2010: $18,221Net Assets 2010: $119,3652010Assets 2011: $251,204Liabilities 2011: $88,344Net Assets 2011: $162,8602011Assets 2012: $196,918Liabilities 2012: $74,425Net Assets 2012: $122,4932012Assets 2013: $234,315Liabilities 2013: $37,506Net Assets 2013: $196,8092013Assets 2014: $206,618Liabilities 2014: $41,209Net Assets 2014: $165,4092014Assets 2015: $210,978Liabilities 2015: $47,617Net Assets 2015: $163,3612015Assets 2016: $218,517Liabilities 2016: $21,827Net Assets 2016: $196,6902016Assets 2017: $276,012Liabilities 2017: $16,717Net Assets 2017: $259,2952017Assets 2018: $371,116Liabilities 2018: $7,339Net Assets 2018: $363,7772018Assets 2019: $375,705Liabilities 2019: $18,751Net Assets 2019: $356,9542019Assets 2020: $556,158Liabilities 2020: $173,900Net Assets 2020: $382,2582020Assets 2021: $636,395Liabilities 2021: $3,259Net Assets 2021: $633,1362021Assets 2022: $846,349Liabilities 2022: $7,601Net Assets 2022: $838,7482022Assets 2023: $895,077Liabilities 2023: $7,465Net Assets 2023: $887,6122023Assets 2024: $1,050,970Liabilities 2024: $8,199Net Assets 2024: $1,042,7712024

Highlighted filing

2013

Assets$234,315
Liabilities$37,506
Net Assets$196,809

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KRevenue 2010: $1,406,537Expenses 2010: $1,389,024Net Income 2010: $17,5132010Revenue 2011: $1,539,889Expenses 2011: $1,504,423Net Income 2011: $35,4662011Expenses 2012: $1,526,8972012Revenue 2013: $1,391,970Expenses 2013: $1,320,820Net Income 2013: $71,1502013Revenue 2014: $1,404,222Expenses 2014: $1,434,141Net Income 2014: -$29,9192014Revenue 2015: $1,478,314Expenses 2015: $1,480,361Net Income 2015: -$2,0472015Revenue 2016: $1,474,636Expenses 2016: $1,441,307Net Income 2016: $33,3292016Revenue 2017: $1,436,128Expenses 2017: $1,369,473Net Income 2017: $66,6552017Revenue 2018: $1,601,002Expenses 2018: $1,488,817Net Income 2018: $112,1852018Revenue 2019: $1,493,973Expenses 2019: $1,511,497Net Income 2019: -$17,5242019Revenue 2020: $1,482,154Expenses 2020: $1,465,432Net Income 2020: $16,7222020Revenue 2021: $1,727,644Expenses 2021: $1,479,128Net Income 2021: $248,5162021Revenue 2022: $1,768,469Expenses 2022: $1,551,761Net Income 2022: $216,7082022Revenue 2023: $1,675,651Expenses 2023: $1,638,708Net Income 2023: $36,9432023Revenue 2024: $1,711,505Expenses 2024: $1,560,101Net Income 2024: $151,4042024

Highlighted filing

2013

Revenue$1,391,970
Expenses$1,320,820
Net Income$71,150
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 12, 2014
Return Version
2013v3.0
Gross Receipts
$1,419,079
Mission and Program Overview

Mission

Provide protection to the consuming public

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$90,264$158,278▲ $68,014
Investments in Publicly Traded Securities$44,584$50,605▲ $6,021
Land, Buildings, and Equipment, Net$60,131$23,495▼ $36,636
Total Assets$196,918$234,315▲ $37,397
Other Assets Total$1,939$1,937▼ $2
Liabilities
Mortgage Notes Payable Secured by Investment Property$51,107$32,566▼ $18,541
Other Liabilities$23,318$4,940▼ $18,378
Total Liabilities$74,425$37,506▼ $36,919
Net Assets / Fund Balance
Unrestricted Net Assets$122,493$196,809▲ $74,316
Total Net Assets Fund Balance$122,493$196,809▲ $74,316
Total Liabilities and Net Assets / Fund Balance$196,918$234,315▲ $37,397

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$18,198$141,565$159,763
Other Land Buildings$5,297$32,692$37,989
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Benjamin SpradleySalesFT$151,931$159,385$159,385
Rick CopelanPresidentFT$46,876$106,879$153,755
Carol CopelanVice PresidentFT$113,491$4,586$118,077
Thomas FeferSalesFT$112,008-$112,008

Board Members and Trustees

NameTitle
Dale GustafsonChairman
Eldon EdwardsPast Chair
Steven WolffVice Chair
Abel GonzalezDirector
Brett ParkinsonDirector
Craig WatkinsDirector
Emmanuel MaldjianDirector
Jan FinleyDirector
Julie TizzanoDirector
Marc Grandle DcDirector
Monte WiddersDirector
Ron TunickDirector
Scott WestgaardDirector
Susan WilsonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,390,528
Investment Income
$1,442
Other Revenue
$0
Change in Net Assets
$71,150
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$911,159
Other Expenses$409,661
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$560,868
Current Officers, Directors, Trustees, and Key Employees---$261,078
Office Expenses---$101,697
Payments to Affiliates---$98,347
Occupancy---$85,612
Payroll Taxes---$65,693
Advertising---$34,824
Fees for Services Accounting---$19,081
Other Employee Benefits---$17,933
Information Technology---$16,516
Insurance---$14,121
Depreciation Depletion---$13,708
Travel---$7,851
Pension Plan Contributions---$5,587
Fees for Services Legal---$5,291
Interest---$3,017
Other Expenses---$607
Total Functional Expenses$0$0$0$1,320,820
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Credit Cards$4,940
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

The president and the secretary are married

Form 990, Part VI, Section B, Line 11

Draft copies of the tax return are distributed to all board members and the president reviews the returns with the cpa prior to filing.

Form 990, Part VI, Section B, Line 12C

Annual disclosure requirement

Form 990, Part VI, Section B, Line 15

Salary is reviewed by the board

Form 990, Part VI, Section C, Line 19

Documents are made available upon request.

Filing and Contact Details

Filer

EIN
95-1438717
Phone
8056938657

Signing Officer

Name
Rick Copelan
Title
President
Phone
8059638657
Signed
2014-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rick Copelan
Formed
1945
Legal Domicile
CA
Voting Board Members
16
Independent Board Members
14
Employees
25
Volunteers
0

Preparer

Preparer
Tamara Vogsland
Phone
8056885505
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IRS990/OtherLiabilitiesGrp/BOYAmt023318
IRS990/OtherLiabilitiesGrp/EOYAmt04940
IRS990/OtherSalariesAndWagesGrp/TotalAmt0560868
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt098347
IRS990/PayrollTaxesGrp/TotalAmt065693
IRS990/PensionPlanContributionsGrp/TotalAmt05587
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0RICK COPELAN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0812900
IRS990/ProgramServiceRevenueGrp/BusinessCd1812900
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP DUES & ASSE
IRS990/ProgramServiceRevenueGrp/Desc1BIZZ
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01276442
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1114086
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01276442
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1114086
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0683
IRS990/PYOtherExpensesAmt0518342
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01480524
IRS990/PYRevenuesLessExpensesAmt0-45690
IRS990/PYSalariesCompEmpBnftPaidAmt01008555
IRS990/PYTotalExpensesAmt01526897
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01481207
IRS990/ReconcilationRevenueExpnssAmt071150
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt090264
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0158278
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt018198
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0141565
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0159763
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt05297
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt032692
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt037989
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt04940
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CREDIT CARDS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt023495
IRS990ScheduleD/TotalLiabilityAmt04940
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt046876
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount0100711
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount1151931
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt06168
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt17454
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0RICK COPELAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1BENJAMIN SPRADLEY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1SALES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0153755
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1159385
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE PRESIDENT AND THE SECRETARY ARE MARRIED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DRAFT COPIES OF THE TAX RETURN ARE DISTRIBUTED TO ALL BOARD MEMBERS AND THE PRESIDENT REVIEWS THE RETURNS WITH THE CPA PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANNUAL DISCLOSURE REQUIREMENT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SALARY IS REVIEWED BY THE BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DOCUMENTS ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0196918
IRS990/TotalAssetsEOYAmt0234315
IRS990/TotalAssetsGrp/BOYAmt0196918
IRS990/TotalAssetsGrp/EOYAmt0234315
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt025
IRS990/TotalFunctionalExpensesGrp/TotalAmt01320820
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt074425
IRS990/TotalLiabilitiesEOYAmt037506
IRS990/TotalLiabilitiesGrp/BOYAmt074425
IRS990/TotalLiabilitiesGrp/EOYAmt037506
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0122493
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0196809
IRS990/TotalOtherCompensationAmt018208
IRS990/TotalProgramServiceRevenueAmt01390528
IRS990/TotalReportableCompFromOrgAmt0525017
IRS990/TotalRevenueGrp/ExclusionAmt03551
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01388419
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01391970
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0196918
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0234315
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt07851
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0122493
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0196809

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.05$0.01$1.04$1.71$1.56$0.15
2023Detailed filing. Detailed filing data is available for this year.$0.90$0.01$0.89$1.68$1.64$0.04
2022Detailed filing. Detailed filing data is available for this year.$0.85$0.01$0.84$1.77$1.55$0.22
2021Detailed filing. Detailed filing data is available for this year.$0.64$0.00$0.63$1.73$1.48$0.25
2020Detailed filing. Detailed filing data is available for this year.$0.56$0.17$0.38$1.48$1.47$0.02
2019Detailed filing. Detailed filing data is available for this year.$0.38$0.02$0.36$1.49$1.51$0.02
2018Detailed filing. Detailed filing data is available for this year.$0.37$0.01$0.36$1.60$1.49$0.11
2017Detailed filing. Detailed filing data is available for this year.$0.28$0.02$0.26$1.44$1.37$0.07
2016Detailed filing. Detailed filing data is available for this year.$0.22$0.02$0.20$1.47$1.44$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.21$0.05$0.16$1.48$1.48$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.21$0.04$0.17$1.40$1.43$0.03
2013Detailed filing. Detailed filing data is available for this year.$0.23$0.04$0.20$1.39$1.32$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.20$0.07$0.12$1.53
2011Summary only. Only limited summary data is available for this year.$0.25$0.09$0.16$1.54$1.50$0.04
2010Summary only. Only limited summary data is available for this year.$0.14$0.02$0.12$1.41$1.39$0.02