Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
University & State Employees Credit Union
990 • Fiscal year 2023 • EIN 95-1209332
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.94x
Liabilities / Revenue
93rd percentile
Higher debt load relative to revenue than 93% of similar nonprofits.
Net Margin
11th percentile
Higher net margin than 11% of similar nonprofits.
Top Officer Pay
30th percentile
Higher top officer pay than 30% of similar nonprofits.
Top officer pay equals 1.2% of source-year revenue.
Asset Growth
96th percentile
Faster asset growth than 96% of similar nonprofits.
Revenue Growth
77th percentile
Faster revenue growth than 77% of similar nonprofits.
Balance Sheet
Assets
Up$1,472,619,773
Up $232,368,571 (+19%) from 2022
Net Assets
Up$83,308,886
Up $5,721,189 (+7.4%) from 2022
Liabilities
Up$1,389,310,887
Up $226,647,382 (+19%) from 2022
Revenue And Expenses
Revenue
Up$62,378,718
Up $16,363,008 (+36%) from 2022
Expenses
Up$60,114,609
Up $17,381,760 (+41%) from 2022
Net Income
Down$2,264,109
Down $1,018,752 (-31%) from 2022
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2023 to Dec 31, 2023
- Signed
- Nov 12, 2024
- Return Version
- 2023v5.1
- Gross Receipts
- $69,623,484
Mission and Program Overview
Mission
We are a member owned, not-for-profit financial cooperative; we exist to serve - to enrich lives and build better futures.
Blupeak credit union is a member-owned, not-for-profit financial cooperative; we exist to serve - to enrich lives and build better futures.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $854,241,500 | $885,843,207 | ▲ $31,601,707 |
| Cash and Non-Interest-Bearing Accounts | $112,940,023 | $315,326,344 | ▲ $202,386,321 |
| Investments Other Securities | $164,103,292 | $156,055,523 | ▼ $8,047,769 |
| Rtn Earn Endowment Incm Other Fnds | $77,587,697 | $83,308,886 | ▲ $5,721,189 |
| Land, Buildings, and Equipment, Net | $24,260,379 | $29,924,359 | ▲ $5,663,980 |
| Receivables From Officers Etc | $0 | $6,024,460 | ▲ $6,024,460 |
| Prepaid Expenses and Deferred Charges | $2,655,518 | $2,672,646 | ▲ $17,128 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $1,240,251,202 | $1,472,619,773 | ▲ $232,368,571 |
| Other Assets Total | $82,050,490 | $76,773,234 | ▼ $5,277,256 |
| Liabilities | |||
| Other Liabilities | $1,123,804,061 | $1,333,857,397 | ▲ $210,053,336 |
| Mortgage Notes Payable Secured by Investment Property | $33,500,000 | $50,000,000 | ▲ $16,500,000 |
| Accounts Payable and Accrued Expenses | $3,256,988 | $4,021,973 | ▲ $764,985 |
| Escrow Account Liability | $2,102,456 | $1,431,517 | ▼ $670,939 |
| Total Liabilities | $1,162,663,505 | $1,389,310,887 | ▲ $226,647,382 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $77,587,697 | $83,308,886 | ▲ $5,721,189 |
| Total Liabilities and Net Assets / Fund Balance | $1,240,251,202 | $1,472,619,773 | ▲ $232,368,571 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $14,492,983 | $10,490,120 | $24,983,103 |
| Equipment | $3,379,947 | $16,379,733 | $19,759,680 |
| Land | $8,257,243 | - | $8,257,243 |
| Leasehold Improvements | $1,668,414 | $5,333,722 | $7,002,136 |
| Other Land Buildings | $2,125,772 | - | $2,125,772 |
| Other Assets Org | $13,899,594 | - | - |
| Other Securities | $3,104,877 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Todd Tharp | President/CEO | FT | $540,637 | $227,463 | $768,100 |
| Matthew Lyons | Evp/chief Operating Officer | FT | $302,575 | $218,473 | $521,048 |
| Charles Williams | SVP/chief Risk Officer | FT | $221,765 | $92,874 | $314,639 |
| Karen Smith | VP/chief Credit Officer | FT | $218,711 | $68,239 | $286,950 |
| Rishi Dave | VP Enterprise Tech. & Architecture | FT | $212,582 | $43,980 | $256,562 |
| Amber Fielder | Former SVP/chief Marketing Officer | FT | $124,717 | $129,971 | $254,688 |
| Melvinrey De Guzman | VP of Real Estate & Capital Markets | FT | $202,620 | $52,032 | $254,652 |
| Carrie Knutson | VP Finance | FT | $167,114 | $42,616 | $209,730 |
| Margarita Guerra | Former SVP/CFO/secretary | FT | $124,706 | $81,823 | $206,529 |
| Ryan Harris | Software Engineer Ii | FT | $133,570 | $70,413 | $203,983 |
| Andrew Judge | VP Internal Audit | FT | $170,188 | $25,833 | $196,021 |
| Gloria Nunes | VP of Human Resources | FT | $141,470 | $49,010 | $190,480 |
Board Members and Trustees
| Name | Title |
|---|---|
| Joshua Lawrence | Chair |
| Matt Adams | Vice Chair |
| Beverly Randez | Director |
| David Ely | Director |
| Harry Le Grande | Director |
| Les Overman | Director |
| Steven Lei | Director |
| Yvonne Marsh | Director |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| The Rdi Corporation | Call Center Services | 4350 GLENDALE-MILFORD ROAD SUITE 2, Cincinnati, OH 45242 | $1,550,968 |
| Pscu | Card Processing/call Center Services | 560 CARILLON PARKWAY, St Petersburg, FL 33716 | $1,246,455 |
| Ncr Corporation | Online Banking/website Hosting Services | 858 SPRING STEET NW, Atlanta, GA 30308 | $1,103,170 |
| Momentum INC | Design/construction Services | 109 BELL STREET SUITE B, Seattle, WA 98121 | $1,020,807 |
| Mastercard International | Card Processing Services | 2200 MASTERCARD BOULEVARD, Ofallon, MO 63368 | $990,682 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $46,598,261
- Investment Income
- $15,826,856
- Other Revenue
- $-46,399
- Change in Net Assets
- $2,264,109
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $43,195,799 |
| Salaries, Compensation, and Employee Benefits | $16,898,110 |
| Grants and Similar Amounts Paid | $20,700 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $11,384,111 |
| Interest | - | - | - | $6,050,350 |
| Fees for Services Other | - | - | - | $4,180,982 |
| Information Technology | - | - | - | $4,151,516 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $2,608,516 |
| Advertising | - | - | - | $2,209,731 |
| Depreciation Depletion | - | - | - | $2,185,982 |
| Occupancy | - | - | - | $1,931,069 |
| Other Expenses | - | - | - | $1,865,062 |
| Office Expenses | - | - | - | $1,532,133 |
| Other Employee Benefits | - | - | - | $1,395,031 |
| All Other Expenses | - | - | - | $1,323,451 |
| Payroll Taxes | - | - | - | $1,036,366 |
| Pension Plan Contributions | - | - | - | $474,086 |
| Fees for Services Accounting | - | - | - | $273,078 |
| Insurance | - | - | - | $157,338 |
| Conferences and Meetings | - | - | - | $150,705 |
| Fees for Services Legal | - | - | - | $130,086 |
| Travel | - | - | - | $73,397 |
| Grants to Domestic Orgs | - | - | - | $20,700 |
| Total Functional Expenses | $0 | $0 | $0 | $60,114,609 |
International Activity
Grant and Assistance Recipients
| Recipient | Location | Category | Purpose | Amount |
|---|---|---|---|---|
| The Campanile Foundation | San Diego, CA | 501(c)(3) | College Scholarships | $20,700 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- Yes
- Subject to proxy tax
- No
Reported Spending and Taxes
| Line Item | Amount |
|---|---|
| Political Expenditures | $5,000 |
| Total Exempt Function Spending | $5,000 |
| Section 527 Activity Spending | $0 |
Section 527 Organizations
| Organization | Location | Amount |
|---|---|---|
| 94-2329967 | Sacramento, CA | $5,000 |
Insider Transactions and Loans
Loans and Receivables
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $0 | $6,024,460 | ▲ $6,024,460 |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Shares | $1,193,784,154 |
| NON MEMBERS' SHARES | $128,547,567 |
| Other Liabilities | $11,525,676 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- Yes
- Key decisions subject to board approval
- No
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“Blupeak credit union has members as specified in its bylaws.”
Form 990, Part VI, Section A, Line 7A
“Blupeak credit union members have the power to elect members of the governing body.”
Form 990, Part VI, Section A, Line 8B
“Blupeak credit union does not have committees with authority to act on behalf of the governing body.”
Form 990, Part VI, Section B, Line 11B
“Form 990 is reviewed by the credit union's chief executive officer and chief financial officer prior to filing with the internal revenue service.”
Form 990, Part VI, Section B, Line 12C
“Blupeak credit union requires that all elected officials, committee members, management, and staff of blupeak credit union and its subsidiaries disclose any potential conflicts of interest on an annual basis. Human resources and risk management personnel monitor and enforce compliance with the credit union's conflict of interest policy. In the event an actual conflict is identified, risk management personnel in partnership with human resources determine the appropriate actions necessary to mitigate such conflicts. Such actions include restriction or exclusion from voting or participating in governing deliberations and decision making.”
Form 990, Part VI, Section B, Line 15A
“Blupeak credit union (blupeak) utilizes compease, a software application linked to salary survey data, to establish compensation levels for each credit union position. Compensation for executives, officers and key employees is based upon compease evaluations, other industry compensation data, a candidate's salary history, and the salary judged necessary to attract qualified candidates based upon their skills and experience. The chief executive officer's compensation is reviewed and approved by the board of directors with substantiation of this process maintained in blupeak records. This process last occurred in june 2024.”
Form 990, Part VI, Section C, Line 19
“Blupeak credit union makes its governing documents, conflict of interest policy, and audited financial statements available to the public upon request in the same time and manner as other disclosures required under internal revenue code section 6104.”
Filing and Contact Details
Filer
- Filer Name
- Blupeak Credit Union
- EIN
- 95-1209332
- Phone
- 8587956000
- Address
- 10120 PACIFIC HEIGHTS BLVD 100, SAN DIEGO, CA 92121
Signing Officer
- Name
- Todd Tharp
- Title
- President & CEO
- Phone
- 8587956000
- Signed
- 2024-11-12
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Todd Tharp
- Formed
- 1936
- Legal Domicile
- CA
- Voting Board Members
- 8
- Independent Board Members
- 8
- Employees
- 172
- Volunteers
- 11
Preparer
- Firm
- Rsm US Llp
- Address
- 4650 EAST 53RD STREET, DAVENPORT, IA 52807-3479
- Preparer
- Jenifer L Chase
- Phone
- 5638884000
Supplemental Narrative
Additional Explanations
FORM 990, PART XI, LINE 9:
“Current expected credit loss implementation -933,480.”
FORM 990, PART XII, LINE 2C:
“The oversight and selection process has not changed from the prior tax year.”
FORM 990, PART X, COLUMN (A), LINES 17 & 25:
“In tax year 2023, blupeak credit union determined that it was more appropriate to include in column (b) (end of year) for line 17 (accounts payable) certain items included in prior year forms 990 in line 25 (other liabilities), respectively. Conforming adjustments have been made to the 2023 beginning of year amounts listed in column (a) of part x.”
Financial Statement Notes
PART IV, LINE 2B:
“Blupeak credit union maintains escrow accounts for mortgage loans held by members. The credit union also holds custodial accounts to facilitate the servicing of loans sold to entities such as fannie mae. At 12/31/2023 escrow balances totaled $1,431,517, and the value of assets for which the credit union serves as custodian was $85,963. The escrow balances are used to pay for real estate taxes and homeowners insurance on behalf of members.”
PART X, LINE 2:
“Blupeak credit union (blupeak) is a state-chartered credit union, as described in internal revenue code (irc) section 501 (c)(14). As such, the credit union is exempt from federal taxation of income derived from the performance of activities that are in furtherance of its exempt purposes, except for unrelated business income, as defined in irc section 512 and in technical advice memorandums (tams) released in 2007 to a number of state-chartered credit unions located throughout the country. In these tams, the internal revenue service ruled certain products and services to be subject to taxation as unrelated business income. In light of the tams, blupeak has assessed its activities and any potential federal or state income tax liability. Management has determined that any liability arising from federal or state taxation of activities deemed to be unrelated to its exempt purposes is not expected to have a material effect on blupeak's consolidated financial condition or results of operations. Blupeak's wholly owned subsidiary is subject to federal and state income taxes. Operations of the subsidiary resulted in immaterial income taxes paid for the years ended december 31, 2023 and 2022. Fasb codification topic 740, income taxes, provides guidance for how uncertain tax positions should be recognized, measured, disclosed, and presented in the consolidated financial statements. This requires the evaluation of tax positions taken or expected to be taken in the course of preparing blupeak's tax returns to determine whether the tax positions are more-likely-than-not to be sustained "when challenged or "when examined" by the applicable tax authority. Tax positions not deemed to meet the more-likely-than-not threshold would be recorded as a tax expense and liability in the current year. For the years ended december 31, 2023 and 2022, management determined that there are no material uncertain tax positions.”
Raw XML AppendixShowing 400 of 802 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 3256988 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 4021973 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | BLUPEAK CREDIT UNION IS A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE; WE EXIST TO SERVE - TO ENRICH LIVES AND BUILD BETTER FUTURES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2209731 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1323451 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | JOHN STEVENSON CFO |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8587956000 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 10120 PACIFIC HEIGHTS BLVD 100 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SAN DIEGO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 92121 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 112940023 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 315326344 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 24 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 2608516 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
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| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
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| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 1020807 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 990682 |
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| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 560 CARILLON PARKWAY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 858 SPRING STEET NW |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | 109 BELL STREET SUITE B |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 2200 MASTERCARD BOULEVARD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | CINCINNATI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | ST PETERSBURG |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | ATLANTA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | SEATTLE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | OFALLON |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | FL |
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| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | MO |
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| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | MASTERCARD INTERNATIONAL |
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| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | CARD PROCESSING/CALL CENTER SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | ONLINE BANKING/WEBSITE HOSTING SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | DESIGN/CONSTRUCTION SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | CARD PROCESSING SERVICES |
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| IRS990/CYInvestmentIncomeAmt | 0 | 15826856 |
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| IRS990/CYOtherRevenueAmt | 0 | -46399 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 46598261 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2264109 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 16898110 |
| IRS990/CYTotalExpensesAmt | 0 | 60114609 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 62378718 |
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| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 2185982 |
| IRS990/Desc | 0 | MEMBERSHIP IN BLUPEAK CREDIT UNION ("BLUPEAK") PROVIDES ACCESS TO A ROBUST ARRAY OF QUALITY FINANCIAL SERVICES AND PRODUCTS INCLUDING CHECKING AND SAVINGS ACCOUNTS. UNLIKE BANKS, WHICH RETURN THEIR PROFITS TO SHAREHOLDERS, BLUPEAK CREDIT UNION RETURNS ITS PROFITS TO MEMBERS IN THE FORM OF HIGHER RATES ON DEPOSITS AND A HOST OF FREE AND LOW-COST SERVICES. AS OF DECEMBER 31, 2023, MEMBERS HELD 74,892 DEPOSIT ACCOUNTS TOTALING OVER $1,320 MILLION. THESE ACCOUNTS INCLUDED FREE CHECKING, LOW-BALANCE SAVINGS, IRA'S, AND HIGH-YIELD MONEY MARKET AND TERM INVESTMENT ACCOUNTS. |
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| IRS990/DisregardedEntityInd | 0 | 1 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 172 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 2102456 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 1431517 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 273078 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 130086 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 4180982 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 55132 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 17607 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 28722 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 20265 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 27291 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 29395 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 43003 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 21316 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 20019 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 38386 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 25059 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 21703 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MATT ADAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DAVID ELY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | HARRY LE GRANDE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOSHUA LAWRENCE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | STEVEN LEI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | YVONNE MARSH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LES OVERMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | BEVERLY RANDEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | TODD THARP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MARGARITA GUERRA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | MATTHEW LYONS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | AMBER FIELDER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | CHARLES WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | KAREN SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | RISHI DAVE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | MELVINREY DE GUZMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | RYAN HARRIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | CARRIE KNUTSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | ANDREW JUDGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | GLORIA NUNES |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 712968 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 188922 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 492326 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 234423 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 287348 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 257555 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 213559 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 233336 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 183964 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 171344 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 170962 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 168777 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | FORMER SVP/CFO/SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | EVP/CHIEF OPERATING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | FORMER SVP/CHIEF MARKETING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | SVP/CHIEF RISK OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | VP/CHIEF CREDIT OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | VP ENTERPRISE TECH. & ARCHITECTURE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | VP OF REAL ESTATE & CAPITAL MARKETS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | SOFTWARE ENGINEER II |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | VP FINANCE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | VP INTERNAL AUDIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | VP OF HUMAN RESOURCES |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1936 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 636711 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -65650 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 20700 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 1 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 5396229 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 1670463 |
| IRS990/GrossReceiptsAmt | 0 | 69623484 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 702736 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 37 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 4151516 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 157338 |
| IRS990/InterestGrp/TotalAmt | 0 | 6050350 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 15255795 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 15255795 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 164103292 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 156055523 |
| IRS990/IRPDocumentCnt | 0 | 16332 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 32203575 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 24260379 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 29924359 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 62127934 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 4759518 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 1736113 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 749135 |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 0 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | WE ARE A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE; WE EXIST TO SERVE - TO ENRICH LIVES AND BUILD BETTER FUTURES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 33500000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 50000000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 77587697 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 83308886 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 571061 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 571061 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | -46399 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | -46399 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 4390560 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1931069 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1532133 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 82050490 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 76773234 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -933480 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 1395031 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS PAID TO MEMBE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN PROGRAM/SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | ATM EXPENSES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 11769533 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 2878995 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 2332391 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1865062 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 1123804061 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 1333857397 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 11384111 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 854241500 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 885843207 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 1036366 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 474086 |
| IRS990/PoliticalCampaignActyInd | 0 | 1 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 2655518 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 2672646 |
| IRS990/PrincipalOfficerNm | 0 | TODD THARP |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | INTERCHANGE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | SERVICE CHARGES AND FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 40345324 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 3307132 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 2904580 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 40345324 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3307132 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 2945805 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 41225 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | AS A MEMBER-OWNED, NOT-FOR-PROFIT COOPERATIVE, BLUPEAK CREDIT UNION ("BLUPEAK") IS DEDICATED TO PROVIDING THE FINANCIAL PRODUCTS AND SERVICES MEMBERS NEED AT EVERY STAGE OF LIFE. WHETHER IT'S BUYING A FIRST CAR, FINANCING A NEW HOME, OR SEEKING A HIGHER EDUCATION, BLUPEAK OFFERS MEMBERS LOW-COST HOME, VEHICLE, AND PERSONAL LOANS, AS WELL AS FREE FINANCIAL SEMINARS TO ASSIST THEM IN MAKING SOUND FINANCIAL CHOICES. AS OF DECEMBER 31, 2023, BLUPEAK MEMBERS HELD 15,691 MORTGAGE, HOME EQUITY, VEHICLE, AND VARIOUS OTHER PERSONAL LOANS TOTALING OVER $893 MILLION. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | SINCE 1936, BLUPEAK CREDIT UNION ("BLUPEAK") HAS BEEN HELPING PEOPLE ACHIEVE THEIR MOST IMPORTANT FINANCIAL GOALS. AS ONE OF CALIFORNIA'S LARGEST CREDIT UNIONS, BLUPEAK OFFERS FULL-SERVICE BANKING INCLUDING FREE AND LOW-COST E-SERVICES. MEMBERS CAN MANAGE THEIR PERSONAL FINANCES ANYTIME, ANYWHERE WITH TELEPHONE, ONLINE AND WIRELESS INTERNET BANKING. AS AN ADDITIONAL CONVENIENCE, BLUPEAK OFFERS BILLPAY SERVICES TO MEMBERS WITH QUALIFYING CHECKING ACCOUNTS AT NO COST. EACH MONTH, APPROXIMATELY 29,700 MEMBERS UTILIZE THE E-SERVICES AVAILABLE 24 HOURS PER DAY. IN ADDITION, BLUPEAK HAS PARTNERED WITH OTHER CREDIT UNIONS TO FORM THE CO-OP ATM NETWORK. THIS NETWORK PROVIDES MEMBERS ACCESS TO APPROXIMATELY 30,000 NO-FEE ATM'S THROUGHOUT THE UNITED STATES, INCLUDING LOCATIONS AT POPULAR RETAILERS. |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | ADDITIONAL BLUPEAK CREDIT UNION MEMBERSHIP BENEFITS INCLUDE: 1) PROFESSIONAL BROKERAGE AND INVESTMENT SERVICES, 2) TAX PREPARATION SERVICES, 3) MONEY-SAVING AUTO, HOME, HEALTH AND LIFE INSURANCE PROGRAMS, 4) FREE FINANCIAL EDUCATION SEMINARS, AND 5) MERCHANT, RECREATION AND TRAVEL DISCOUNTS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 6500 |
| IRS990/PYInvestmentIncomeAmt | 0 | 8300524 |
| IRS990/PYOtherExpensesAmt | 0 | 24041438 |
| IRS990/PYOtherRevenueAmt | 0 | -437198 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 38152384 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 3282861 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 18684911 |
| IRS990/PYTotalExpensesAmt | 0 | 42732849 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 46015710 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 6024460 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 2264109 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | -46399 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 77587697 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 83308886 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleC/Expended527ActivitiesAmt | 0 | 0 |
| IRS990ScheduleC/Form1120POLFiledInd | 0 | 1 |
| IRS990ScheduleC/InternalFundsContributedAmt | 0 | 5000 |
| IRS990ScheduleC/PoliticalExpendituresAmt | 0 | 5000 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt | 0 | 0 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/EIN | 0 | 942329967 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2023 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $1,472,619,773
- Liabilities
- $1,389,310,887
- Net assets
- $83,308,886
- Revenue
- $62,378,718
- Expenses
- $60,114,609
- Net income
- $2,264,109