Liabilities / Assets
77th percentile
Higher debt load relative to assets than 77% of similar nonprofits.
University & State Employees Credit Union
990 • Fiscal year 2013 • EIN 95-1209332
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.91x
Liabilities / Revenue
67th percentile
Higher debt load relative to revenue than 67% of similar nonprofits.
Net Margin
85th percentile
Higher net margin than 85% of similar nonprofits.
Top Officer Pay
74th percentile
Higher top officer pay than 74% of similar nonprofits.
Top officer pay equals 1.3% of source-year revenue.
Asset Growth
21st percentile
Faster asset growth than 21% of similar nonprofits.
Revenue Growth
20th percentile
Faster revenue growth than 20% of similar nonprofits.
Balance Sheet
Assets
Up$759,551,808
Up $8,383,795 (+1.1%) from 2012
Net Assets
Up$65,988,701
Up $1,871,399 (+2.9%) from 2012
Liabilities
Up$693,563,107
Up $6,512,396 (+0.9%) from 2012
Revenue And Expenses
Revenue
Down$34,547,936
Down $958,498 (-2.7%) from 2012
Expenses
Down$26,559,805
Down $1,681,371 (-6.0%) from 2012
Net Income
Up$7,988,131
Up $722,873 (+9.9%) from 2012
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2013 to Dec 31, 2013
- Signed
- Nov 7, 2014
- Return Version
- 2013v3.0
- Gross Receipts
- $149,723,709
Mission and Program Overview
Mission
We are a member owned, not-for-profit financial cooperative; we exist to serve - to enrich lives and build better futures.
To lead in service, quality and member-value as your trusted financial partner.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $418,281,642 | $444,520,423 | ▲ $26,238,781 |
| Investments Other Securities | $189,817,895 | $182,086,899 | ▼ $7,730,996 |
| Rtn Earn Endowment Incm Other Fnds | $64,117,302 | $65,988,701 | ▲ $1,871,399 |
| Cash and Non-Interest-Bearing Accounts | $58,831,368 | $55,339,366 | ▼ $3,492,002 |
| Land, Buildings, and Equipment, Net | $26,176,473 | $25,916,297 | ▼ $260,176 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $751,168,013 | $759,551,808 | ▲ $8,383,795 |
| Other Assets Total | $58,060,635 | $51,688,823 | ▼ $6,371,812 |
| Liabilities | |||
| Other Liabilities | $681,325,465 | $688,348,092 | ▲ $7,022,627 |
| Mortgage Notes Payable Secured by Investment Property | $3,000,000 | $3,000,000 | → $0 |
| Escrow Account Liability | $2,725,246 | $2,215,015 | ▼ $510,231 |
| Total Liabilities | $687,050,711 | $693,563,107 | ▲ $6,512,396 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $64,117,302 | $65,988,701 | ▲ $1,871,399 |
| Total Liabilities and Net Assets / Fund Balance | $751,168,013 | $759,551,808 | ▲ $8,383,795 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $13,111,644 | $2,760,712 | $15,872,356 |
| Equipment | $2,096,639 | $12,222,284 | $14,318,923 |
| Land | $8,310,057 | - | $8,310,057 |
| Leasehold Improvements | $2,397,957 | $2,405,666 | $4,803,623 |
| Other Assets Org | $1,784,341 | - | - |
| Other Securities | $178,063,599 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| James Harris | President/CEO | FT | $368,408 | $91,519 | $459,927 |
| Gary Ahlgren | Evp/organizational Improvement | FT | $268,375 | $84,192 | $352,567 |
| Kenneth Kramer | SVP/chief Financial Officer | FT | $226,600 | $77,205 | $303,805 |
| Stephen Ewers | CIO | FT | $146,282 | $52,595 | $198,877 |
| Karen Smith | VP Lending | FT | $151,206 | $22,650 | $173,856 |
| Nicole Anderson | VP Marketing | FT | $160,614 | $10,727 | $171,341 |
| Shelly Duckart | Senior Mortgage Specialist | FT | $64,852 | $104,839 | $169,691 |
| Kathleen Dallas-orr | Senior Mortgage Specialist | FT | $53,622 | $115,464 | $169,086 |
| Adele Sandberg | VP Controller | FT | $138,266 | $28,719 | $166,985 |
Board Members and Trustees
| Name | Title |
|---|---|
| Matt Adams | Chair |
| Lori Trofemuk | Vice Chair |
| Arun Sen | Director |
| David Ely | Director |
| John Richard Chantengco | Director |
| John Stevenson | Director |
| Joshua Lawrence | Director |
| Steve St Marie | Director |
| Tony Cherin | Director |
| Yvonne L Marsh | Director |
| Iola Harris-baker | Director (retired 7/15/13) |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Intuit Financial Services | Online Banking / Web-site Hosting Servic | - | $727,740 |
| Advanced Network INC | Atm Services | - | $360,438 |
| Fiserv | Software Provider | - | $274,238 |
| Business Data INC | Statement Processor | - | $225,792 |
| Enforcement Support Services INC | Security Guards | - | $195,151 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $28,395,018
- Investment Income
- $5,643,935
- Other Revenue
- $508,983
- Change in Net Assets
- $7,988,131
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $12,951,146 |
| Salaries, Compensation, and Employee Benefits | $11,610,830 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $8,409,873 |
| Information Technology | - | - | - | $2,335,497 |
| Benefits to Members | - | - | - | $1,997,829 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $1,315,176 |
| Occupancy | - | - | - | $1,260,472 |
| Office Expenses | - | - | - | $1,251,820 |
| Depreciation Depletion | - | - | - | $1,120,739 |
| Fees for Services Other | - | - | - | $918,767 |
| Other Employee Benefits | - | - | - | $901,184 |
| Payroll Taxes | - | - | - | $764,861 |
| All Other Expenses | - | - | - | $669,093 |
| Other Expenses | - | - | - | $533,300 |
| Advertising | - | - | - | $332,819 |
| Pension Plan Contributions | - | - | - | $219,736 |
| Insurance | - | - | - | $184,686 |
| Fees for Services Accounting | - | - | - | $182,267 |
| Interest | - | - | - | $156,926 |
| Conferences and Meetings | - | - | - | $90,255 |
| Travel | - | - | - | $85,183 |
| Fees for Services Legal | - | - | - | $67,409 |
| Total Functional Expenses | $0 | $0 | $0 | $26,559,805 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- Yes
- Subject to proxy tax
- No
Reported Spending and Taxes
| Line Item | Amount |
|---|---|
| Political Expenditures | $6,000 |
| Total Exempt Function Spending | $6,000 |
Section 527 Organizations
| Organization | Location | Amount |
|---|---|---|
| 94-2329967 | - | $6,000 |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Shares | $686,852,831 |
| Other Liabilities | $1,495,261 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- Yes
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“The credit union's members have rights to elect the members of the governing body. The credit union's members also receive a share of the organization's profits or excess dues in the form of cash dividends.”
Form 990, Part VI, Section A, Line 7A
“Members of the credit union have the right to elect one or more members of the organization's governing body, whether periodically, or as vacancies arise, or otherwise.”
Form 990, Part VI, Section A, Line 7B
“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”
Form 990, Part VI, Section B, Line 11
“The form 990 is reviewed by the credit union's ceo and cfo prior to filing with the irs.”
Form 990, Part VI, Section B, Line 12C
“Board members, supervisory committee members, and management sign annual conflict of interest statements. Employees are required to sign an acknowledgment and agreement statement when provided with a copy of the credit union's employee handbook at the time of hire. This comprehensive manual includes specific guidance regarding appropriate business activities and conduct. In addition, managers at all levels meet with their direct reports on a regular basis. These meetings provide an ongoing forum to reaffirm the policies of the credit union and address any areas of concern.”
Form 990, Part VI, Section B, Line 15
“The credit union utilizes compease, a software application linked to current salary survey data, to establish compensation levels for each credit union position. Compensation for officers and key employees is based upon compease evaluations, a candidate's salary history, and the salary judged necessary to attract qualified candidates based upon their skills and experience.”
Form 990, Part VI, Section C, Line 19
“Audited financial statements are provided to the membership at each annual meeting. Unaudited financial statements are posted monthly at each branch location for public viewing.”
Filing and Contact Details
Filer
- EIN
- 95-1209332
- Phone
- 8587956100
Signing Officer
- Name
- Kenneth Kramer
- Title
- SVP/CFO
- Phone
- 8587956100
- Signed
- 2014-11-07
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- James Harris
- Formed
- 1936
- Legal Domicile
- CA
- Voting Board Members
- 11
- Independent Board Members
- 11
- Employees
- 185
- Volunteers
- 14
Preparer
- Preparer
- Gerald B Kissell
- Phone
- 6123324300
Supplemental Narrative
Financial Statement Notes
PART IV, LINE 2B:
“The credit union maintains escrow accounts for mortgage loans held by members. The credit union also holds custodial accounts to facilitate the servicing of loans sold to entities such as fannie mae. At 12/31/2013 the escrow balance was $366,954 and the value of assets for which the credit union serves as custodian was $1,848,061.”
PART X, LINE 2:
“For the years ended december 31, 2013 and 2012, management determined that there are no material uncertain tax positions.”
Raw XML AppendixShowing 400 of 725 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO LEAD IN SERVICE, QUALITY AND MEMBER-VALUE AS YOUR TRUSTED FINANCIAL PARTNER. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 332819 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 669093 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 1997829 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1 | 0 | LISA CHAN VPFINANCE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8587956111 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 10120 PACIFIC HEIGHTS BLVD NO 100 |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | SAN DIEGO |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 92121 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 58831368 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 55339366 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 10 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1315176 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 90255 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 727740 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 360438 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 274238 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 225792 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 195151 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1 | 0 | 21215 BURBANK BLVD SUITE 100 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1 | 1 | 8940 ACTIVITY ROAD SUITE F |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1 | 2 | 405 SCIENCE DRIVE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1 | 3 | 321 N OAK STREET |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1 | 4 | 10120 PACIFIC HEIGHTS BLVD SUITE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City | 0 | WOODLAND HILLS |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City | 1 | SAN DIEGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City | 2 | MOORPARK |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City | 3 | INGLEWOOD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City | 4 | SAN DIEGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State | 0 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State | 1 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State | 2 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State | 3 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State | 4 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode | 0 | 91367 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode | 1 | 92126 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode | 2 | 93021 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode | 3 | 90302 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode | 4 | 92121 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1 | 0 | INTUIT FINANCIAL SERVICES |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1 | 1 | ADVANCED NETWORK INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1 | 2 | FISERV |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1 | 3 | BUSINESS DATA INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1 | 4 | ENFORCEMENT SUPPORT SERVICES INC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | ONLINE BANKING / WEB-SITE HOSTING SERVIC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | ATM SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | SOFTWARE PROVIDER |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | STATEMENT PROCESSOR |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | SECURITY GUARDS |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 1997829 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 5643935 |
| IRS990/CYOtherExpensesAmt | 0 | 12951146 |
| IRS990/CYOtherRevenueAmt | 0 | 508983 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 28395018 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 7988131 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 11610830 |
| IRS990/CYTotalExpensesAmt | 0 | 26559805 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 34547936 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1120739 |
| IRS990/Desc | 0 | MEMBERSHIP IN USE CREDIT UNION PROVIDES ACCESS TO A ROBUST ARRAY OF QUALITY FINANCIAL SERVICES AND PRODUCTS INCLUDING CHECKING AND SAVINGS ACCOUNTS. UNLIKE BANKS, WHICH RETURN THEIR PROFITS TO SHAREHOLDERS, USE CREDIT UNION RETURNS ITS PROFITS TO MEMBERS IN THE FORM OF HIGHER RATES ON DEPOSITS AND A HOST OF FREE AND LOW-COST SERVICES. AS OF DECEMBER 31, 2013, USE CREDIT UNION MEMBERS HELD 101,436 DEPOSIT ACCOUNTS TOTALING OVER $687 MILLION. THESE ACCOUNTS INCLUDED FREE CHECKING, LOW-BALANCE SAVINGS, IRA'S, AND HIGH-YIELD MONEY MARKET AND TERM INVESTMENT ACCOUNTS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DoingBusinessAsName/BusinessNameLine1 | 0 | USE CREDIT UNION |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 185 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 2725246 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 2215015 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 182267 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 67409 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 918767 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
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| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 34856 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 29938 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 18050 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 7298 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 17086 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 11714 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 13223 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 22353 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MATT ADAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | LORI TROFEMUK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOHN RICHARD CHANTENGCO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | TONY CHERIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DAVID ELY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOSHUA LAWRENCE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | YVONNE L MARSH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ARUN SEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | STEVE ST MARIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JOHN STEVENSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | IOLA HARRIS-BAKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | JAMES HARRIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | KENNETH KRAMER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | GARY AHLGREN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | STEPHEN EWERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | NICOLE ANDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | KAREN SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | SHELLY DUCKART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | KATHLEEN DALLAS-ORR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | ADELE SANDBERG |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 431621 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 268949 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 322629 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 180827 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 164043 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 156770 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 157977 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 155863 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 144632 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR (RETIRED 7/15/13) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | SVP/CHIEF FINANCIAL OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | EVP/ORGANIZATIONAL IMPROVEMENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | CIO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | VP MARKETING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | VP LENDING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | SENIOR MORTGAGE SPECIALIST |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | SENIOR MORTGAGE SPECIALIST |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | VP CONTROLLER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1936 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 1634680 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 61689 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 11 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 97082265 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 18978510 |
| IRS990/GrossReceiptsAmt | 0 | 149723709 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 1320350 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 11 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 14 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 2335497 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 184686 |
| IRS990/InterestGrp/TotalAmt | 0 | 156926 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 3947566 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 3947566 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 189817895 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 182086899 |
| IRS990/IRPDocumentCnt | 0 | 16012 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 17388662 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 26176473 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 25916297 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 43304959 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 95447585 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 18916821 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 811367 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE FINANCIAL SERVICES TO ALL WHO ARE ELIGIBLE FOR UNIVERSITY & STATE EMPLOYEES (USE) CREDIT UNION MEMBERSHIP. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 3000000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 3000000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 64117302 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 65988701 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 1696369 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 1696369 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 508983 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 508983 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -474693 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -6116732 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1260472 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1251820 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 58060635 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 51688823 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 901184 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN PROGRAM/SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 2 | CREDIT CARD PROGRAM COS |
| IRS990/OtherExpensesGrp/Desc | 3 | NCUSIF DEPOSIT INSURANC |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1616006 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1538053 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 607854 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 533300 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 681325465 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 688348092 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 8409873 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 418281642 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 444520423 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 764861 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 219736 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 1 |
| IRS990/PrincipalOfficerNm | 0 | JAMES HARRIS |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | SERVICE CHARGES AND FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | INTERCHANGE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 21067505 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 4094040 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 2862851 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 21067505 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 4464662 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 2862851 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 370622 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | AS A MEMBER-OWNED, NOT-FOR-PROFIT COOPERATIVE, USE CREDIT UNION IS DEDICATED TO PROVIDING THE FINANCIAL PRODUCTS AND SERVICES MEMBERS NEED AT EVERY STAGE OF LIFE. WHETHER IT'S BUYING A FIRST CAR, FINANCING A NEW HOME, OR SEEKING A HIGHER EDUCATION, USE CREDIT UNION OFFERS MEMBERS LOW-COST HOME, VEHICLE, AND PERSONAL LOANS, AS WELL AS FREE FINANCIAL SEMINARS TO ASSIST THEM IN MAKING SOUND FINANCIAL CHOICES. AS OF DECEMBER 31, 2013, USE CREDIT UNION MEMBERS HELD 37,649 MORTGAGE, HOME EQUITY, VEHICLE, CREDIT CARD, AND VARIOUS OTHER PERSONAL LOANS TOTALING OVER $454 MILLION. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | SINCE 1936, USE CREDIT UNION HAS BEEN HELPING PEOPLE ACHIEVE THEIR MOST IMPORTANT FINANCIAL GOALS. AS ONE OF CALIFORNIA'S LARGEST CREDIT UNIONS, USE OFFERS FULL-SERVICE BANKING, INCLUDING FREE AND LOW-COST E-SERVICES. MEMBERS CAN MANAGE THEIR PERSONAL FINANCES ANYTIME, ANYWHERE WITH TELEPHONE, ONLINE, AND WIRELESS INTERNET BANKING. AS AN ADDITIONAL CONVENIENCE, USE OFFERS BILLPAY SERVICES TO MEMBERS WITH QUALIFYING CHECKING ACCOUNTS AT NO COST. APPROXIMATELY 6,900 MEMBERS UTILIZE THIS SERVICE EACH MONTH. IN ADDITION, USE CREDIT UNION HAS PARTNERED WITH OTHER CREDIT UNIONS TO FORM THE CO-OP ATM NETWORK. THIS NETWORK PROVIDES MEMBERS ACCESS TO APPROXIMATELY 30,000 NO-FEE ATM'S THROUGHOUT THE UNITED STATES AND CANADA, INCLUDING LOCATIONS AT POPULAR RETAILERS. |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | ADDITIONAL USE CREDIT UNION MEMBERSHIP BENEFITS INCLUDE: 1) PROFESSIONAL BROKERAGE AND INVESTMENT SERVICES; 2) PROFESSIONAL TAX PREPARATION SERVICES; 3) MONEY-SAVING AUTO, HOME, HEALTH, AND LIFE INSURANCE PROGRAMS; 4) FREE FINANCIAL EDUCATION SEMINARS; 5) MERCHANT, RECREATION, AND TRAVEL DISCOUNTS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 2206917 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 6800779 |
| IRS990/PYOtherExpensesAmt | 0 | 15154767 |
| IRS990/PYOtherRevenueAmt | 0 | 449338 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 28256317 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 7265258 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 10879492 |
| IRS990/PYTotalExpensesAmt | 0 | 28241176 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 35506434 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 7988131 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 1 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 508983 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 64117302 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 65988701 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleC/Form1120POLFiledInd | 0 | 1 |
| IRS990ScheduleC/InternalFundsContributedAmt | 0 | 6000 |
| IRS990ScheduleC/PoliticalExpendituresAmt | 0 | 6000 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/EIN | 0 | 942329967 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1 | 0 | CALIFORNIA CREDIT UNION LEAGUE PAC |
| IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt | 0 | 6000 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1 | 0 | 1201 K STREET SUITE 1050 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/City | 0 | SACRAMENTO |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/State | 0 | CA |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCode | 0 | 95814 |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 0 | USE'S POLITICAL CAMPAIGN ACTIVITIES ARE PRIMARILY CENTERED AROUND SPECIFIC LEGISLATIVE BILLS OF SPECIFIC INTEREST TO USE AND/OR THE CREDIT UNION INDUSTRY. WE PARTICIPATE WITH THE CALIFORNIA/NEVADA CREDIT UNION LEAGUE AND CUNA BY SENDING LETTERS OF SUPPORT OR OPPOSITION TO PROPOSED LEGISLATION. WE ALSO, ON AN INDIVIDUAL BASIS, ATTEND FUNDRAISERS TO SUPPORT CREDIT UNION FRIENDLY LEGISLATORS. FINANCIAL CONTRIBUTIONS ARE MADE BY EITHER PERSONAL FUNDS OR THROUGH PAC CONTRIBUTIONS. |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I-A, LINE 1: |
| IRS990ScheduleC/TotalExemptFunctionExpendAmt | 0 | 6000 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $759,551,808
- Liabilities
- $693,563,107
- Net assets
- $65,988,701
- Revenue
- $34,547,936
- Expenses
- $26,559,805
- Net income
- $7,988,131