Civic Intelligence

Oceanside Chamber of Commerce

EIN 95-1061083 • 501(c)6 • Oceanside, CA

Profile

Providing networking and marketing activities for the membership,referring business and business contacts to promote the community.

928 N Coast HighwayOceanside, CA 92054

www.oceansidechamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

58th percentile

0.20x

Higher debt load relative to assets than 58% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

86th percentile

0.60x

Higher debt load relative to revenue than 86% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

6th percentile

-24%

Higher net margin than 6% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

20th percentile

-5.0%

Faster asset growth than 20% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

1st percentile

-67%

Faster revenue growth than 1% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$2,298,272

Down $120,434 (-5.0%) from 2023

Liabilities

Down

$465,820

Down $10 (-0.0%) from 2023

Net Assets

Down

$1,832,452

Down $120,424 (-6.2%) from 2023

Revenue

Down

$781,025

Down $1,566,291 (-67%) from 2023

Expenses

Up

$964,926

Up $99,929 (+12%) from 2023

Net Income

Down

-$183,901

Down $1,666,220 (-112%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $327,638Liabilities 2011: $202,687Net Assets 2011: $124,9512011Assets 2012: $387,780Liabilities 2012: $214,814Net Assets 2012: $172,9662012Assets 2013: $385,817Liabilities 2013: $186,003Net Assets 2013: $199,8142013Assets 2014: $399,975Liabilities 2014: $174,762Net Assets 2014: $225,2132014Assets 2015: $409,983Liabilities 2015: $174,829Net Assets 2015: $235,1542015Assets 2016: $338,274Liabilities 2016: $198,080Net Assets 2016: $140,1942016Assets 2017: $338,245Liabilities 2017: $306,844Net Assets 2017: $31,4012017Assets 2018: $378,833Liabilities 2018: $282,648Net Assets 2018: $96,1852018Assets 2019: $414,078Liabilities 2019: $275,906Net Assets 2019: $138,1722019Assets 2020: $674,450Liabilities 2020: $464,638Net Assets 2020: $209,8122020Assets 2021: $1,004,506Liabilities 2021: $470,766Net Assets 2021: $533,7402021Assets 2022: $918,448Liabilities 2022: $473,362Net Assets 2022: $445,0862022Assets 2023: $2,418,706Liabilities 2023: $465,830Net Assets 2023: $1,952,8762023Assets 2024: $2,298,272Liabilities 2024: $465,820Net Assets 2024: $1,832,4522024

Highlighted filing

2024

Assets$2,298,272
Liabilities$465,820
Net Assets$1,832,452

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $276,206Expenses 2011: $259,574Net Income 2011: $16,6322011Revenue 2012: $624,058Expenses 2012: $531,043Net Income 2012: $93,0152012Revenue 2013: $628,061Expenses 2013: $601,214Net Income 2013: $26,8472013Revenue 2014: $651,187Expenses 2014: $625,788Net Income 2014: $25,3992014Revenue 2015: $690,987Expenses 2015: $681,046Net Income 2015: $9,9412015Revenue 2016: $717,666Expenses 2016: $813,476Net Income 2016: -$95,8102016Revenue 2017: $858,908Expenses 2017: $733,574Net Income 2017: $125,3342017Revenue 2018: $829,072Expenses 2018: $764,274Net Income 2018: $64,7982018Revenue 2019: $790,358Expenses 2019: $748,026Net Income 2019: $42,3322019Revenue 2020: $865,066Expenses 2020: $794,559Net Income 2020: $70,5072020Revenue 2021: $1,620,472Expenses 2021: $1,296,544Net Income 2021: $323,9282021Revenue 2022: $866,064Expenses 2022: $954,718Net Income 2022: -$88,6542022Revenue 2023: $2,347,316Expenses 2023: $864,997Net Income 2023: $1,482,3192023Revenue 2024: $781,025Expenses 2024: $964,926Net Income 2024: -$183,9012024

Highlighted filing

2024

Revenue$781,025
Expenses$964,926
Net Income-$183,901

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.30$0.47$1.83$0.78$0.96$0.18
2023Summary only. Only limited summary data is available for this year.$2.42$0.47$1.95$2.35$0.86$1.48
2022Summary only. Only limited summary data is available for this year.$0.92$0.47$0.45$0.87$0.95$0.09
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.00$0.47$0.53$1.62$1.30$0.32
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.67$0.46$0.21$0.87$0.79$0.07
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.41$0.28$0.14$0.79$0.75$0.04
2018Summary only. Only limited summary data is available for this year.$0.38$0.28$0.10$0.83$0.76$0.06
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.34$0.31$0.03$0.86$0.73$0.13
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.34$0.20$0.14$0.72$0.81$0.10
2015Summary only. Only limited summary data is available for this year.$0.41$0.17$0.24$0.69$0.68$0.01
2014Summary only. Only limited summary data is available for this year.$0.40$0.17$0.23$0.65$0.63$0.03
2013Summary only. Only limited summary data is available for this year.$0.39$0.19$0.20$0.63$0.60$0.03
2012Summary only. Only limited summary data is available for this year.$0.39$0.21$0.17$0.62$0.53$0.09
2011Summary only. Only limited summary data is available for this year.$0.33$0.20$0.12$0.28$0.26$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 22, 2025
Return Version
2024v5.2
Gross Receipts
$871,570
Mission and Program Overview

Mission

Providing networking and marketing activities for the membership,referring business and business contacts to promote the community.

The organization provides leadership and collective voice for our membership and community thereby promoting a strong business climate and enhanced quality of life.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$2,005,702$2,018,977▲ $13,275
Cash and Non-Interest-Bearing Accounts$180,295$117,265▼ $63,030
Land, Buildings, and Equipment, Net$98,514$61,486▼ $37,028
Savings and Temporary Cash Investments$51,090$59,369▲ $8,279
Accounts Receivable$27,578$11,434▼ $16,144
Prepaid Expenses and Deferred Charges$28,314$9,399▼ $18,915
Total Assets$2,419,445$2,298,272▼ $121,173
Other Assets Total$27,952$20,342▼ $7,610
Liabilities
Deferred Revenue$186,996$221,889▲ $34,893
Unsecured Notes Loans Payable$213,167$206,147▼ $7,020
Other Liabilities$27,952$21,174▼ $6,778
Accounts Payable and Accrued Expenses$37,715$16,610▼ $21,105
Total Liabilities$465,830$465,820▼ $10
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,953,615$1,832,452▼ $121,163
Total Net Assets Fund Balance$1,953,615$1,832,452▼ $121,163
Total Liabilities and Net Assets / Fund Balance$2,419,445$2,298,272▼ $121,173

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$90,096$106,473$196,569
Equipment$-28,610$36,145$7,535
Other Securities$2,018,977--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Scott AshtonCEOFT$134,650$57,423$192,073

Board Members and Trustees

NameTitle
Nazeli DertsakianChair
Robbie Calderon-hassChair Elect
Bob WaiteFormer Chair
Bill BirnieVice Chair
Ernie PrietoVice Chair
Kevin ShinVice Chair
Benjamin BamboaDirector
Donna San MiguelDirector
Dr Julie VitaleDirector
Jessica ShraderDirector
Joe GabaldonDirector
Joshua Van OrdenDirector
Kevin WitowichDirector
Kristen HuyckDirector
Lauren SweetonDirector
Lupe GonzalezDirector
Maria MingaloneDirector
Rick WrightDirector
Rushell GordonDirector
Tom SonDirector
Capt Mike KosAdvisor
Col Daniel WhitleyAdvisor
Jess SpechtAdvisor
Michelle GellerAdvisor
Marva BledsoeSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$630,909
Program Service Revenue
$114,606
Investment Income
$94
Other Revenue
$35,416
All Other Contributions
$10,840
Change in Net Assets
$-183,901
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$581,159
Other Expenses$382,581
Total Fundraising Expense$35,448
Grants and Similar Amounts Paid$1,186
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$267,206$41,739-$308,945
Current Officers, Directors, Trustees, and Key Employees$27,174$121,376$32,608$181,158
Office Expenses$10,477$89,461-$99,938
Occupancy$6,123$48,969-$55,092
Payroll Taxes$25,639$14,206$2,840$42,685
Other Employee Benefits$32,141$5,232-$37,373
Insurance$2,372$16,006-$18,378
Information Technology$2,473$14,015-$16,488
Depreciation Depletion-$13,077-$13,077
Fees for Services Other$10,555$2,250-$12,805
Pension Plan Contributions$9,458$1,540-$10,998
Conferences and Meetings-$10,180-$10,180
Fees for Services Accounting-$8,010-$8,010
Interest-$6,752-$6,752
Other Expenses$6,263$278$0$6,541
All Other Expenses$3,732--$3,732
Grants to Domestic Orgs$1,186--$1,186
Total Functional Expenses$527,011$402,467$35,448$964,926
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$90,545
Fundraising Gross Income$54,551
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Oceanside Senior Showcase$36,120$36,120$6,860$29,260
Oceanside Heroes$68,445$9,520$41,369$-31,849
Total Events$217,065$54,551$90,545$-35,994
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Finance Lease Right of Use Asset$21,174
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Form 990 is prepared by the organizations cpa and is submitted to the ceo and the board for review. After board approval the 990 is signed by the ceo and filed with the irs.

Form 990, Part VI, Section B, Line 12C

The organization reviews the conflict of interest policy at the annualboard planning conference.

Form 990, Part VI, Section B, Line 15

Compensation of the ceo is reviewed annually and any adjustment made only after due consideration to local market information and budget restrictions. The executive committee makes the decision in respect to adjustments. Compensation for other staff follows similar considerations and is decided by the ceo.

Form 990, Part VI, Section C, Line 19

The organization does not make its governing documents, conflict of interest policy, and financial statements available to the public.

Filing and Contact Details

Filer

Filer Name
Oceanside Chamber of Commerce
EIN
95-1061083
Phone
7607221534
Address
928 N COAST HIGHWAY, OCEANSIDE, CA 92054

Signing Officer

Name
Scott Ashton
Title
CEO
Phone
7607221534
Signed
2025-10-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Scott Ashton
Formed
1939
Legal Domicile
CA
Voting Board Members
20
Independent Board Members
20
Employees
10
Volunteers
50

Preparer

Firm
Miller CPA Group Pc
Address
2131 PALOMAR AIRPORT ROAD SUITE 226, CARLSBAD, CA 92011-1433
Preparer
Alana Tamara Miller
Phone
7606838630
Raw XML AppendixShowing 400 of 642 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt210
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt230
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt240
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt250
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IRS990/Form990PartVIISectionAGrp/PersonNm4COL DANIEL WHITLEY
IRS990/Form990PartVIISectionAGrp/PersonNm5DONNA SAN MIGUEL
IRS990/Form990PartVIISectionAGrp/PersonNm6RICK WRIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm7ERNIE PRIETO
IRS990/Form990PartVIISectionAGrp/PersonNm8BENJAMIN BAMBOA
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IRS990/Form990PartVIISectionAGrp/PersonNm12NAZELI DERTSAKIAN
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IRS990/Form990PartVIISectionAGrp/PersonNm14KEVIN SHIN
IRS990/Form990PartVIISectionAGrp/PersonNm15KRISTEN HUYCK
IRS990/Form990PartVIISectionAGrp/PersonNm16LUPE GONZALEZ
IRS990/Form990PartVIISectionAGrp/PersonNm17MICHELLE GELLER
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IRS990/Form990PartVIISectionAGrp/PersonNm19TOM SON
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IRS990/Form990PartVIISectionAGrp/PersonNm22RUSHELL GORDON
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IRS990/Form990PartVIISectionAGrp/PersonNm25CAPT MIKE KOS
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt250
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18CHAIR ELECT
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23FORMER CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25ADVISOR
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IRS990/Form990TFiledInd01
IRS990/FormationYr01939
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd01
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IRS990/FundraisingDirectExpensesAmt090545
IRS990/FundraisingGrossIncomeAmt054551
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IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GroupReturnForAffiliatesInd00
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IRS990/OtherExpensesGrp/TotalAmt36541

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